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139 Coolidge Ave
C Composite 58.97
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.4/10.0
  • Schools +4.1/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$150,000

139 Coolidge Ave · Lehigh Acres, FL 33936
3 bd · 2.0 ba · 895 sqft · SingleFamily public records · 222 Days on market
Built 1971 0.40 ac lot Est $236k · 37% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Location, Location! Move-in ready! A gorgeous house with 3 bedrooms and 2 bathrooms, NEW ROOF 2019! New a/c system (installed 2020), Laundry room in residence. A lot of natural lighting, Huge back yard! Home features: Central water & sewer (assessments paid) attached carport, Freshly painted inside and out, new screens on the lanai. It has recent 4 points and wind mitigation inspections, An incredible opportunity for investors or first time homebuyers. Excellent investment with upside potential. Located in the heart of Lehigh Acres, you are just minutes away from shopping, entertainment, banks, schools and community parks, grocery stores, churches and 82 is just a short drive, with easy access onto the interstate. Schedule your showing today!

Key facts

  • Spacious lot
  • City water
  • Outdoor space

Tags

SPACIOUS LOTHURRICANE IMPACT WINDOWSCITY WATEROUTDOOR SPACECONVENIENT LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $192 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 4.7% in Lehigh Acres — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.8%/yr); 641 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 222 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 11y ago; this cycle's ask has dropped $45k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.83%
Cash-on-cash
5.47%
DSCR
1.24
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$236,280
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
401 E Jasmine Rd 0.48mi 2/1.0 (-1) 912 (+2%) 2mo $225,000 $247 64
200 E 3rd St 0.18mi 2/2.0 (-1) 836 (-7%) 20mo $230,000 $275 59
231 Purdue St 0.33mi 3/2.0 989 (+10%) 12mo $220,000 $222 57
501 W Penn Rd W 0.28mi 2/1.0 (-1) 876 (-2%) 21mo $260,000 $297 57
208 Stanford St 0.37mi 2/2.0 (-1) 885 (-1%) 23mo $265,000 $299 57
1012 Monroe Dr 0.74mi 2/1.0 (-1) 943 (+5%) 2mo $249,000 $264 46
706 Jackson Ln 0.57mi 3/2.0 990 (+11%) 20mo $186,000 $188 40
715 Leeland Heights Blvd W 0.64mi 2/1.0 (-1) 816 (-9%) 24mo $205,000 $251 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-11.2%
Equity multiple
0.60×
Total profit
$-16,637
Equity at exit
$22,365
10-year hold
IRR
-7.0%
Equity multiple
0.61×
Total profit
$-16,278
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33936

Home prices YoY
-19.9%
Rents YoY
-0.8%
Active inventory
641
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,553 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$186 /mo · $2,237/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$326
Net cashflow
$192

Break-even live

Break-even rent $1,311
Max offer price $150,000
Occupancy floor 83%

Sensitivity live

Price -10% $276 -5% $234 +0% $192 +5% $149 +10% $107
Rent -10% $69 -5% $130 +0% $192 +5% $253 +10% $314
Rate -1.0pp $267 -0.5pp $230 base $192 +0.5pp $153 +1.0pp $113

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
110 Texas Rd Lehigh Acres, FL 3.0 1.0 1118 $1,750 $1.57 17d 1 0.27mi
216 Oregon Way Lehigh Acres, FL 3.0 1.0 920 $1,250 $1.36 22d 1 0.40mi
102 Connecticut Rd Lehigh Acres, FL 2.0 1.0 816 $1,300 $1.59 25d 1 0.47mi
107 W 5th St Lehigh Acres, FL 2.0 2.0 832 $1,450 $1.74 4d 1 0.65mi
704 W Cleveland Ln Lehigh Acres, FL 2.0 1.0 816 $1,400 $1.72 25d 1 0.66mi
1000 Monroe Dr Lehigh Acres, FL 3.0 2.0 984 $1,650 $1.68 25d 1 0.72mi
3 Desert Candle Cir Lehigh Acres, FL 2.0 2.0 853 $1,200 $1.41 25d 1 0.89mi
6 Aztec Lily Ln Lehigh Acres, FL 2.0 2.0 853 $2,600 $3.05 25d 1 1.02mi
6 Aztec Lily Ln Lehigh Acres, FL 2.0 2.0 853 $1,500 $1.76 20d 1 1.02mi
1113 Vineyard St Lehigh Acres, FL 3.0 2.0 1004 $1,500 $1.49 25d 1 1.06mi
1120 Vineyard St Lehigh Acres, FL 2.0 1.0 1028 $1,300 $1.26 25d 1 1.11mi
347 Richland Rd Lehigh Acres, FL 2.0 2.0 1040 $1,150 $1.11 25d 1 1.13mi
26 Alabama Rd S Lehigh Acres, FL 2.0 1.0 920 $1,650 $1.79 22d 1 1.15mi
10525 Putnam Ct Lehigh Acres, FL 2.0 2.0 1014 $1,250 $1.23 20d 1 1.30mi
201 Alabama Rd S Lehigh Acres, FL 3.0 1.0 920 $1,275 $1.39 4d 1 1.34mi
10554 Quincy Ct Lehigh Acres, FL 2.0 2.0 1004 $1,300 $1.29 20d 1 1.36mi
1232 Village Lakes Blvd Lehigh Acres, FL 1.0–2.0 1.0–2.0 734 $1,449 $1.97 15d 17 1.37mi
44 Tangelo Ct Lehigh Acres, FL 2.0 2.0 812 $1,150 $1.42 4d 1 1.37mi
9161 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,650 $1.47 15d 1 1.38mi
9137 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,474 $1.32 4d 1 1.38mi
9137 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,474 $1.32 25d 1 1.38mi
10578 Quincy Ct Unit 1 Lehigh Acres, FL 2.0 2.0 899 $1,275 $1.42 25d 1 1.39mi
47 Tangelo Ct Lehigh Acres, FL 2.0 2.0 812 $1,150 $1.42 25d 1 1.40mi
9123 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,474 $1.32 4d 1 1.41mi
46 Hamlin Ct Lehigh Acres, FL 2.0 2.0 812 $1,050 $1.29 25d 1 1.43mi
219 Beth Stacey Blvd Lehigh Acres, FL 2.0 2.0 997 $1,300 $1.30 22d 1 1.44mi
9099 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,499 $1.34 25d 1 1.46mi
1407 Juddale St E Lehigh Acres, FL 2.0 1.0 997 $1,450 $1.45 4d 1 1.47mi
10625 Windsmont Ct Lehigh Acres, FL 3.0 2.0 1080 $1,350 $1.25 25d 1 1.47mi
111 Yellowtail Loop #3 Lehigh Acres, FL 2.0 2.0 1100 $1,750 $1.59 25d 1 1.48mi
10 Tangerine Ct Lehigh Acres, FL 2.0 2.0 812 $1,200 $1.48 20d 1 1.49mi

Listing history 30 events

  1. 2026-04-07
    status Pending
  2. 2026-03-27
    price $150,000
  3. 2026-03-20
    price $157,000
  4. 2026-02-24
    price $165,000
  5. 2026-01-18
    price $172,500
  6. 2025-12-19
    price $180,000
  7. 2025-09-30
    status Active
  8. 2025-09-30
    price $200,000
  9. 2025-07-24
    status Pending
  10. 2025-07-07
    price $185,000
  11. 2025-06-20
    listed $195,000 Active
  12. 2025-05-29
    historical
  13. 2025-01-28
    listed $225,000 Active
  14. 2022-03-30
    soldstatus $239,900
  15. 2022-02-18
    soldstatus $239,900 Closed 761-char remark
    Show marketing remark (761 chars)

    Location, Location! Move-in ready! A gorgeous house with 3 bedrooms and 2 bathrooms, NEW ROOF 2019! New a/c system (installed 2020), Laundry room in residence. A lot of natural lighting, Huge back yard! Home features: Central water & sewer (assessments paid) attached carport, Freshly painted inside and out, new screens on the lanai. It has recent 4 points and wind mitigation inspections, An incredible opportunity for investors or first time homebuyers. Excellent investment with upside potential. Located in the heart of Lehigh Acres, you are just minutes away from shopping, entertainment, banks, schools and community parks, grocery stores, churches and 82 is just a short drive, with easy access onto the interstate. Schedule your showing today!

  16. 2022-01-24
    status Pending 761-char remark
    Show marketing remark (761 chars)

    Location, Location! Move-in ready! A gorgeous house with 3 bedrooms and 2 bathrooms, NEW ROOF 2019! New a/c system (installed 2020), Laundry room in residence. A lot of natural lighting, Huge back yard! Home features: Central water & sewer (assessments paid) attached carport, Freshly painted inside and out, new screens on the lanai. It has recent 4 points and wind mitigation inspections, An incredible opportunity for investors or first time homebuyers. Excellent investment with upside potential. Located in the heart of Lehigh Acres, you are just minutes away from shopping, entertainment, banks, schools and community parks, grocery stores, churches and 82 is just a short drive, with easy access onto the interstate. Schedule your showing today!

  17. 2021-10-26
    listed $239,900 Active 761-char remark
    Show marketing remark (761 chars)

    Location, Location! Move-in ready! A gorgeous house with 3 bedrooms and 2 bathrooms, NEW ROOF 2019! New a/c system (installed 2020), Laundry room in residence. A lot of natural lighting, Huge back yard! Home features: Central water & sewer (assessments paid) attached carport, Freshly painted inside and out, new screens on the lanai. It has recent 4 points and wind mitigation inspections, An incredible opportunity for investors or first time homebuyers. Excellent investment with upside potential. Located in the heart of Lehigh Acres, you are just minutes away from shopping, entertainment, banks, schools and community parks, grocery stores, churches and 82 is just a short drive, with easy access onto the interstate. Schedule your showing today!

  18. 2018-12-14
    soldstatus $110,000
  19. 2018-12-10
    soldstatus $110,000 Sold
  20. 2018-11-05
    status Pending
  21. 2018-11-05
    listed $110,000 Active
  22. 2015-05-04
    historical
  23. 2015-03-26
    price $75,650
  24. 2015-03-26
    price $74,650
  25. 2015-03-02
    price $39,000
  26. 2015-02-03
    listed $77,000 Active
  27. 2013-11-06
    soldstatus $41,650
  28. 1994-08-31
    soldstatus $58,900
  29. 1987-04-08
    soldstatus $40,500
  30. 1987-04-01
    soldstatus $40,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,237 · $186/mo
Projected year-2 tax
$2,237 · $186/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,639
− Mortgage interest
−$8,402
− Property taxes
−$2,237
− Insurance
−$750
− Repairs & maintenance
−$1,491
− Management
−$1,491
− Depreciation
−$4,364
Taxable loss
−$96
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$23
After-tax cash flow
$2,321/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Lehigh Acres

Score
59/100
State rank
#826
US rank
#20055

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lehigh Acres, FL
County
Lee County · 788,662 people
City population
130,638
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
27,967
Household income
$51,417
Rent vs Own
27.8% rent · 72.2% own
Severe rent burden
1027.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Hispanic / Latino 44% White 41% Two or more races 21% Black 9% Asian 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 9% Cuban 18% Dominican 2%
Common ancestry
Hispanic 3% Romanian 2% Lithuanian 1%
Foreign-born
28% · Canada, Jamaica
Languages at home
59% English-only · Spanish 36% French/Haitian/Cajun 3% Tagalog/Filipino 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.78%
Current HPI
348.8631
Rent YoY
▼ -0.77%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+270.4% since first listed
30 events — show timeline
  • 2026-04-07 Pending FORTMLS
  • 2026-03-27 Price Changed $150,000 FORTMLS
  • 2026-03-20 Price Changed $157,000 FORTMLS
  • 2026-02-24 Price Changed $165,000 FORTMLS
  • 2026-01-18 Price Changed $172,500 FORTMLS
  • 2025-12-19 Price Changed $180,000 FORTMLS
  • 2025-09-30 Relisted FORTMLS
  • 2025-09-30 Price Changed $200,000 FORTMLS
  • 2025-07-24 Pending FORTMLS
  • 2025-07-07 Price Changed $185,000 FORTMLS
  • 2025-06-20 Listed $195,000 FORTMLS
  • 2025-05-29 Listing Removed FORTMLS
  • 2025-01-28 Listed $225,000 FORTMLS
  • 2022-03-30 Sold (Public Records) $239,900 Public Records
  • 2022-02-18 Sold (MLS) $239,900 FORTMLS
  • 2022-01-24 Pending FORTMLS
  • 2021-10-26 Listed $239,900 FORTMLS
  • 2018-12-14 Sold (Public Records) $110,000 Public Records
  • 2018-12-10 Sold (MLS) $110,000 FORTMLS
  • 2018-11-05 Pending FORTMLS
  • 2018-11-05 Listed $110,000 FORTMLS
  • 2015-05-04 Listing Removed FORTMLS
  • 2015-03-26 Price Changed $74,650 FORTMLS
  • 2015-03-26 Price Changed $75,650 FORTMLS
  • 2015-03-02 Price Changed $39,000 FORTMLS
  • 2015-02-03 Listed $77,000 FORTMLS
  • 2013-11-06 Sold (MLS) $41,650 FORTMLS
  • 1994-08-31 Sold (Public Records) $58,900 Public Records
  • 1987-04-08 Sold (Public Records) $40,500 Public Records
  • 1987-04-01 Sold (Public Records) $40,500 Public Records

Property tax history

+9.2%/yr

Latest (2025): $2,237 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…