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1374 Benevento Dr
D+ Composite 48.84
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.4/10.0
  • DSCR +5.7/10.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • Rent growth +3.0/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$199,900

1374 Benevento Dr · Winter Haven, FL 33884
4 bd · 2.0 ba · 1,849 sqft · SingleFamily public records · 84 Days on market
Built 2020 Poor condition 8,050 sqft lot $15/mo HOA · 1% of rent ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

Key facts

  • 8,050 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Located in a CDD; Homestead status indicated
  • HOA & community: Has HOA — $15 monthly ($180 annually); Community pool; Cats and dogs allowed

Exterior

  • Parking: Attached garage with 2 garage spaces
  • Utilities: Public water; Public sewer; Electricity available; Phone service available; Sewer available; Water available; Water connected
  • Home design: Single family residence; One story; Faces west
  • Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built as residential property
  • Exterior features: Sidewalk; Paved road

Interior

  • Kitchen: Dishwasher; Disposal; Range; Refrigerator; Ice maker; Exhaust fan
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Walk-in closets; 5 total rooms
  • Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $200k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $177 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $188k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#291 in FL, #4,898 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, employment C-, amenities F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.9%/yr); 680 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,906 (6.0% below list)

Questions for the listing agent

  1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
7.36%
Cash-on-cash
3.80%
DSCR
1.17
GRM
7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.9% rent growth · sell at horizon

5-year hold
IRR
-11.7%
Equity multiple
0.58×
Total profit
$-23,421
Equity at exit
$29,806
10-year hold
IRR
-4.3%
Equity multiple
0.73×
Total profit
$-15,123
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33884

Home prices YoY
-34.1%
Rents YoY
1.9%
Active inventory
680
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,272 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$471 /mo · $5,650/yr
Insurance
$83
HOA
$15
Vacancy / Maint / Mgmt
$477
Net cashflow
$177

Break-even live

Break-even rent $2,047
Max offer price $199,900
Occupancy floor 87%

Sensitivity live

Price -10% $290 -5% $234 +0% $177 +5% $121 +10% $64
Rent -10% $-2 -5% $87 +0% $177 +5% $267 +10% $357
Rate -1.0pp $278 -0.5pp $228 base $177 +0.5pp $125 +1.0pp $73

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1343 Benevento Dr Winter Haven, FL 4.0 2.0 1849 $2,000 $1.08 15d 1 0.04mi
1310 Benevento Dr Winter Haven, FL 4.0 2.0 1964 $2,500 $1.27 24d 1 0.05mi
2107 Cartgate Ln Winter Haven, FL 4.0 3.0 2217 $2,600 $1.17 24d 1 0.18mi
2116 Cartgate Ln Winter Haven, FL 4.0 3.0 2217 $2,500 $1.13 24d 1 0.20mi
1735 Carnostie Rd Winter Haven, FL 3.0 2.0 1515 $1,900 $1.25 24d 1 0.22mi
1734 Carnostie Rd Winter Haven, FL 3.0 2.0 1418 $2,050 $1.45 24d 1 0.25mi
3063 Laurel Oak Ln Winter Haven, FL 3.0 2.0 1269 $1,695 $1.34 15d 1 0.27mi
3063 Laurel Oak Ln Winter Haven, FL 3.0 2.0 1269 $1,695 $1.34 24d 1 0.27mi
632 Vittorio Dr Winter Haven, FL 4.0 2.0 1597 $1,895 $1.19 24d 1 0.27mi
1002 Corso Dr Winter Haven, FL 3.0 2.0 1545 $1,945 $1.26 24d 1 0.29mi
397 Corso Loop Winter Haven, FL 4.0 2.0 1851 $2,395 $1.29 4d 1 0.31mi
4442 Rapallo Ave Winter Haven, FL 4.0 2.0 1607 $1,895 $1.18 24d 1 0.34mi
4458 Rapallo Ave Winter Haven, FL 3.0 2.5 1568 $2,000 $1.28 24d 1 0.37mi
2772 San Marco Way Winter Haven, FL 4.0 3.0 1988 $2,200 $1.11 24d 1 0.39mi
3412 Costello Cir Winter Haven, FL 5.0 3.0 2540 $2,500 $0.98 24d 1 0.46mi
4506 Rapallo Ave Winter Haven, FL 4.0 2.0 1754 $1,899 $1.08 24d 1 0.47mi
3436 Costello Cir Winter Haven, FL 3.0 2.0 1504 $1,750 $1.16 3d 1 0.50mi
3511 Costello Cir Winter Haven, FL 4.0 2.0 2234 $2,100 $0.94 24d 1 0.54mi
4973 Kaia Ave Winter Haven, FL 3.0 2.0 1483 $1,900 $1.28 3d 1 0.63mi
4981 Kaia Ave Winter Haven, FL 3.0 2.0 1269 $1,875 $1.48 20d 1 0.64mi
3912 Giorgio Dr Winter Haven, FL 3.0 2.0 1483 $1,900 $1.28 22d 1 0.68mi
3916 Giorgio Dr Winter Haven, FL 3.0 2.0 1280 $1,695 $1.32 4d 1 0.68mi
6428 Domizio Dr Winter Haven, FL 5.0 2.5 2112 $2,200 $1.04 24d 1 0.69mi
3889 Giorgio Dr Winter Haven, FL 3.0 2.0 1483 $2,000 $1.35 24d 1 0.69mi
3905 Giorgio Dr Winter Haven, FL 3.0 2.0 1707 $2,050 $1.20 4d 1 0.71mi
6472 Domizio Dr Winter Haven, FL 5.0 2.5 2112 $2,300 $1.09 24d 1 0.72mi
6204 Botticella Blvd Winter Haven, FL 5.0 2.5 2280 $2,350 $1.03 4d 1 0.73mi
850 Terranova Rd Winter Haven, FL 4.0 2.0 1770 $2,176 $1.23 4d 1 0.80mi
810 Terranova Rd Winter Haven, FL 4.0 2.0 2056 $1,900 $0.92 24d 1 0.94mi
554 Reddicks Cir Winter Haven, FL 4.0 2.0 2000 $2,000 $1.00 11d 1 0.98mi
219 Cloverdale Rd Winter Haven, FL 4.0 2.0 1858 $2,300 $1.24 24d 1 1.28mi

HOA detail

Monthly dues
$15 · $180/yr

Listing history 34 events

  1. 2026-06-18
    days on market $199,900 Active 84 DOM
  2. 2026-06-17
    days on market $199,900 Active 83 DOM
  3. 2026-06-16
    days on market $199,900 Active 82 DOM
  4. 2026-06-15
    days on market $199,900 Active 81 DOM
  5. 2026-06-13
    days on market $199,900 Active 79 DOM
  6. 2026-06-10
    days on market $199,900 Active 76 DOM
  7. 2026-06-09
    days on market $199,900 Active 75 DOM
  8. 2026-06-08
    days on market $199,900 Active 74 DOM
  9. 2026-06-07
    days on market $199,900 Active 73 DOM
  10. 2026-06-05
    days on market $199,900 Active 70 DOM
  11. 2026-06-03
    days on market $199,900 Active 69 DOM
  12. 2026-06-03
    days on market $199,900 Active 68 DOM
  13. 2026-06-01
    days on market $199,900 Active 67 DOM
  14. 2026-05-31
    days on market $199,900 Active 66 DOM
  15. 2026-03-26
    listed $199,900 Active
  16. 2023-05-08
    soldstatus $300,000
  17. 2023-05-01
    soldstatus $300,000 Closed 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  18. 2023-03-30
    status Pending 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  19. 2023-02-28
    status Active 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  20. 2023-02-26
    status Pending 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  21. 2023-02-08
    price $300,000 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  22. 2023-01-12
    price $307,500 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  23. 2022-11-30
    listed $315,000 Active 966-char remark
    Show marketing remark (966 chars)

    Looking for New Construction but don't want to wait? Look no further, why wait for new construction? One year old energy-efficient 4 bedrooms, 2 bathrooms and 2 car garages home ready to move in. This amazing home is ideal to entertain with open kitchen overlooking a spacious great room. Wooden cabinets with Ashen Granite countertops, 16x16 stone-look tile flooring and warm beige carpet in our bedrooms. The master suite offers her and his vanity, shower and large walk-in closet. VillaMar is convenient located nearby major highways, shops and entertainment. This community is only two miles from Legoland and near Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills. Don’t miss this opportunity. Seller will contribute with BCC.

  24. 2021-05-18
    soldstatus $258,289 Closed 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  25. 2021-04-06
    status Pending 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  26. 2021-03-24
    price $258,289 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  27. 2021-03-11
    price $256,289 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  28. 2021-02-24
    price $248,289 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  29. 2021-02-22
    price $248,409 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  30. 2021-02-18
    price $245,409 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  31. 2021-02-18
    status Active 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  32. 2020-12-28
    status Pending 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  33. 2020-11-21
    price $242,409 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

  34. 2020-09-28
    listed $241,409 Active 823-char remark
    Show marketing remark (823 chars)

    Brand NEW energy-efficient home ready NOW! Prepare dinner with your family from this Foxglove home's open kitchen which overlooks a spacious great room. Umber cabinets with Ashen Granite countertops, 16x16 Beclaire stone-look tile flooring and warm beige carpet in our Calm package. VillaMar is located in Winter Haven on State Road 653, a north-south connector road between SR-60 to the south and CR-540A to the north, providing easy access to major employment centers. This community is only two miles from Legoland and in close proximity to Posner Park which offers many stores, restaurants and entertainment for your family, as well as the Orlando's theme parks. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving you thousands of dollars on utility bills.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,650 · $471/mo
Projected year-2 tax
$5,650 · $471/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,259
− Mortgage interest
−$11,198
− Property taxes
−$5,650
− Insurance
−$1,000
− Repairs & maintenance
−$2,181
− Management
−$2,181
− HOA
−$180
− Depreciation
−$5,815
Taxable loss
−$945
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$227
After-tax cash flow
$2,352/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and maintenance, including major work on the siding, roof, and landscaping. Significant improvements are needed to bring the home up to a livable condition.

Repairs flagged

  • Major siding — Significant wear and discoloration
  • Major roof — Shingles appear aged and in need of replacement
  • Major landscaping — Sparse and unkempt

Value-add opportunities

  • Both landscaping and curb appeal — Improved curb appeal can attract more buyers and renters
  • Both exterior painting — Fresh paint can enhance the home's appearance and value
  • Both roof replacement — A new roof will improve the home's structural integrity and appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
siding · Significant wear and discoloration Major $15,000–50,000
roof · Shingles appear aged and in need of replacement Major $15,000–50,000
landscaping · Sparse and unkempt Major $15,000–50,000
Total estimated repair cost · 3 items $45,000–150,000

Value-add ROI direction

  • Both landscaping and curb appeal — Improved curb appeal can attract more buyers and renters
  • Both exterior painting — Fresh paint can enhance the home's appearance and value
  • Both roof replacement — A new roof will improve the home's structural integrity and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Winter Haven

Score
74/100
State rank
#291
US rank
#4898

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Winter Haven, FL
County
Polk County · 740,051 people
City population
121,740
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
37,561
Household income
$70,443
Rent vs Own
25.7% rent · 74.3% own
Severe rent burden
949.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 63% Hispanic / Latino 19% Black 14% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 10% Cuban 2%
Common ancestry
Romanian 2% Lithuanian 2% Hispanic 2%
Foreign-born
7% · Canada, Jamaica
Languages at home
84% English-only · Spanish 12% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.69%
Current HPI
260.1421
Rent YoY
▲ 1.90%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-17.2% since first listed
20 events — show timeline
  • 2026-03-26 Listed $199,900 Stellar MLS as Distributed by MLS Grid
  • 2023-05-08 Sold (Public Records) $300,000 Public Records
  • 2023-05-01 Sold (MLS) $300,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-02-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-02-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-02-08 Price Changed $300,000 Stellar MLS as Distributed by MLS Grid
  • 2023-01-12 Price Changed $307,500 Stellar MLS as Distributed by MLS Grid
  • 2022-11-30 Listed $315,000 Stellar MLS as Distributed by MLS Grid
  • 2021-05-18 Sold (MLS) $258,289 Stellar MLS as Distributed by MLS Grid
  • 2021-04-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-03-24 Price Changed $258,289 Stellar MLS as Distributed by MLS Grid
  • 2021-03-11 Price Changed $256,289 Stellar MLS as Distributed by MLS Grid
  • 2021-02-24 Price Changed $248,289 Stellar MLS as Distributed by MLS Grid
  • 2021-02-22 Price Changed $248,409 Stellar MLS as Distributed by MLS Grid
  • 2021-02-18 Price Changed $245,409 Stellar MLS as Distributed by MLS Grid
  • 2021-02-18 Relisted Stellar MLS as Distributed by MLS Grid
  • 2020-12-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-11-21 Price Changed $242,409 Stellar MLS as Distributed by MLS Grid
  • 2020-09-28 Listed $241,409 Stellar MLS as Distributed by MLS Grid

Property tax history

+21.9%/yr

Latest (2025): $5,650 · -3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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