104 E Arlo Rd · Harker Heights, TX 76548

$150,000

3 bd · 1.0 ba · 1,026 sqft · SingleFamily public records · 237 Days on market

Built 1975 8,642 sqft lot $146/sqft · at area comps Est $155k · at est. ↓ 14% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.9/30.0
• ARV discount +9.0/15.0
• DSCR +4.2/10.0
• 1% rule +4.0/10.0
• Livability +4.0/5.0
• Schools +3.0/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

Key facts

• Large windows
• Remodeled home
• 8,642 sq ft lot

Tags

• REMODELED HOME
• WELL-ESTABLISHED NEIGHBORHOOD
• EASY ACCESS TO MAJOR ROADS
• CERAMIC TILE FLOORING
• LARGE WINDOWS
• UPDATED FULL BATHROOM

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $15 ($181/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (9.5% below list).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.4% vs local median 3.8% in Harker Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#61 in TX, #2,271 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Killeen ISD (urban): math 31% / reading 38% proficiency, ranked #524 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Harker Heights El (math 37% / reading 32%, grade F, #1,995 of 4,322 statewide, top 50%, 724 students, 85% FRL); Eastern Hills Middle (math 26% / reading 32%, grade F, #1,103 of 1,662 statewide, top 67%, 610 students, 72% FRL); Harker Heights H S (math 29% / reading 60%, grade F, #652 of 1,632 statewide, top 43%, 2,359 students, 34% FRL) — zoned schools average 64% FRL vs 47% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 272 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 237 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 237 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.41%
• Cash-on-cash: 0.43%
• DSCR: 1.02
• GRM: 9.2

CMA / ARV

• ARV (median comp): $155,233
• List price: $150,000
• Delta: -3.37%
• Verdict: FAIR
• Comps: 14 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
115 E Stacie Rd	0.11mi	2/1.0 (-1)	1,152 (+12%)	7mo	$58,000	$50	64
122 W Stacie Rd	0.25mi	3/1.0	975 (-5%)	21mo	$118,000	$121	63
201 Clore Rd	0.36mi	3/2.0	1,104 (+8%)	10mo	$149,999	$136	58
211 W Robin Ln	0.63mi	3/2.0	1,116 (+9%)	5mo	$177,000	$159	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.93% rent growth · sell at horizon

5-year hold

• IRR: -18.0%
• Equity multiple: 0.38×
• Total profit: $-26,080
• Equity at exit: $22,365

10-year hold

• IRR: -14.9%
• Equity multiple: 0.23×
• Total profit: $-32,236
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76548

• Home prices YoY: -25.2%
• Rents YoY: 0.9%
• Active inventory: 272
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $1,357 high
• Mortgage (P&I): −$787
• Tax from tax record: −$208 /mo · $2,493/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$285
• Net cashflow: $15

Break-even live

Break-even rent $1,338

Max offer price $150,000

Occupancy floor 94%

Sensitivity live

Price	-10% $100	-5% $58	+0% $15	+5% $-27	+10% $-70
Rent	-10% $-92	-5% $-38	+0% $15	+5% $69	+10% $122
Rate	-1.0pp $91	-0.5pp $53	base $15	+0.5pp $-24	+1.0pp $-63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
106 W Kathey Rd Unit B Harker Heights, TX	3.0	2.0	1336	$1,395	$1.04	25d	1	0.09mi
200 Randy Blvd Unit B Harker Heights, TX	2.0	1.0	954	$900	$0.94	45d	1	0.25mi
409 S Amy Ln Unit C Harker Heights, TX	3.0	2.0	1178	$900	$0.76	25d	1	0.26mi
700 S Amy Ln Unit 104 Harker Heights, TX	2.0	1.0	848	$824	$0.97	45d	1	0.27mi
700 S Amy Ln Unit 103 Harker Heights, TX	2.0	1.0	848	$764	$0.90	45d	1	0.27mi
406 Brittney Way Unit D Harker Heights, TX	3.0	2.0	1154	$950	$0.82	45d	1	0.28mi
705 S Amy Ln Unit B Harker Heights, TX	2.0	1.5	1000	$950	$0.95	45d	1	0.30mi
502 S Mary Jo Dr Harker Heights, TX	3.0	2.0	1100	$1,900	$1.73	45d	1	0.32mi
409 Brittney Way Harker Heights, TX	3.0	2.0	1154	$895	$0.78	25d	1	0.33mi
505 Bonnie Dr Unit B Harker Heights, TX	3.0	2.0	1373	$1,300	$0.95	45d	1	0.40mi
230 N Mary Jo Dr Apt A Harker Heights, TX	3.0	2.5	1329	$1,550	$1.17	45d	1	0.41mi
219 E Beeline Ln Unit A Harker Heights, TX	2.0	1.0	840	$1,050	$1.25	45d	1	0.50mi
806 White Meadow Ln Unit B Harker Heights, TX	3.0	2.0	1390	$1,450	$1.04	45d	1	0.53mi
1102 S Ann Blvd Harker Heights, TX	3.0	1.5	1139	$1,350	$1.19	45d	1	0.61mi
203 Dale Earnhardt Dr Unit A Harker Heights, TX	3.0	2.0	1161	$1,199	$1.03	45d	1	0.62mi
105 E Cardinal Ln Harker Heights, TX	2.0	1.0	700	$695	$0.99	45d	1	0.62mi
521 E Veterans Memorial Blvd #66 Harker Heights, TX	3.0	2.0	1216	$1,200	$0.99	45d	1	0.64mi
206 W Mockingbird Ln Unit D Harker Heights, TX	2.0	1.0	958	$795	$0.83	25d	1	0.65mi
209 Elbert Ln Unit A Harker Heights, TX	2.0	2.0	1035	$1,395	$1.35	15d	1	0.68mi
214 Dale Earnhardt Dr Unit A Harker Heights, TX	3.0	2.0	1161	$1,300	$1.12	25d	1	0.69mi
221 Dale Earnhardt Dr Unit A Harker Heights, TX	3.0	2.0	1125	$1,300	$1.16	15d	1	0.69mi
220 Dale Earnhardt Dr Unit B Harker Heights, TX	3.0	2.0	1204	$1,147	$0.95	25d	1	0.71mi
220 Dale Earnhardt Dr Harker Heights, TX	3.0	2.0	1204	$1,147	$0.95	15d	1	0.71mi
915 Rebecca Ln Harker Heights, TX	3.0	2.0	1268	$1,275	$1.01	15d	1	0.77mi
302 Jeff Gordon Dr Unit A Harker Heights, TX	3.0	2.0	1158	$1,195	$1.03	15d	1	0.78mi
1612 Harley Dr Harker Heights, TX	4.0	2.0	1449	$1,495	$1.03	45d	1	0.83mi
316 Jeff Gordon Dr Unit A Harker Heights, TX	3.0	2.0	1158	$1,495	$1.29	25d	1	0.85mi
316 Jeff Gordon Dr Unit B Harker Heights, TX	3.0	2.0	1158	$1,395	$1.20	45d	1	0.85mi
201 Lookout Ridge Blvd Apt 120 Harker Heights, TX	2.0	2.0	900	$1,145	$1.27	45d	1	0.97mi
201 Lookout Ridge Blvd Apt 320 Harker Heights, TX	2.0	2.0	900	$1,045	$1.16	45d	1	0.99mi
201 Lookout Ridge Blvd Apt 223 Harker Heights, TX	2.0	2.0	900	$1,170	$1.30	45d	1	0.99mi
201 Lookout Ridge Blvd Unit 224 Harker Heights, TX	2.0	2.0	900	$1,095	$1.22	25d	1	0.99mi
201 Lookout Ridge Blvd Apt 321 Harker Heights, TX	2.0	2.0	900	$1,095	$1.22	45d	1	1.00mi
701 E Central Texas Expy Harker Heights, TX	1.0–2.0	1.0–2.0	701	$1,195	$1.70	15d	56	1.13mi
104 W Farm to Market 2410 Rd Unit C Harker Heights, TX	2.0	1.5	1008	$795	$0.79	45d	1	1.16mi
1701 Lynx Cir Harker Heights, TX	4.0	2.0	1451	$2,800	$1.93	45d	1	1.20mi
803 Wax Myrtle Ct Unit A Killeen, TX	3.0	2.0	1175	$1,650	$1.40	45d	1	1.20mi
805 Wax Myrtle Ct Apt B Killeen, TX	3.0	2.0	1175	$1,350	$1.15	45d	1	1.21mi
709 Beaver Trl Harker Heights, TX	3.0	2.0	1341	$1,595	$1.19	45d	1	1.24mi
909 Wax Myrtle Ct Unit A Killeen, TX	3.0	2.0	1174	$1,350	$1.15	45d	1	1.24mi

Listing history 25 events

1. 2026-06-07
   statusdays on market $150,000 Pending 237 DOM
2. 2026-06-03
   days on market $150,000 Active Under Contract 234 DOM
3. 2026-06-02
   days on market $150,000 Active Under Contract 233 DOM
4. 2026-06-01
   days on market $150,000 Active Under Contract 232 DOM
5. 2026-05-31
   days on market $150,000 Active Under Contract 231 DOM
6. 2026-05-30
   days on market $150,000 Active Under Contract 230 DOM
7. 2026-05-10
   historical Active Under Contract 738-char remark

   Show marketing remark (738 chars)

   This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

8. 2026-04-14
   status Active 738-char remark

   Show marketing remark (738 chars)

   This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

9. 2026-03-25
   historical
10. 2026-03-17
    historical Active Under Contract
11. 2026-03-06
    listed $150,000 Active
12. 2026-03-01
    historical 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

13. 2026-02-19
    price
14. 2026-02-12
    price $150,000 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

15. 2026-01-22
    price

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

16. 2026-01-22
    price $155,000 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

17. 2025-12-19
    price $160,000 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

18. 2025-11-20
    status Active 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

19. 2025-11-17
    historical Active Under Contract 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

20. 2025-11-07
    price $165,000 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

21. 2025-11-07
    listed Active

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

22. 2025-10-04
    price $170,000 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

23. 2025-08-29
    listed $175,000 Active 738-char remark

    Show marketing remark (738 chars)

    This beautifully remodeled 3-bedroom, 1.5-bathroom home is nestled in a well-established neighborhood, perfect for those looking for a move-in ready property with charm and modern updates. Conveniently located with easy access to major roads and main highway. Featuring freshly painted walls, ceramic title flooring throughout, and large windows that allow natural light into the rooms. The full bathroom has been completely updated with modern fixtures. A convenient half-bath in the master bedroom provides additional functionality. The fully equipped kitchen maximizes every inch of space while offering all the essentials for cooking and entertaining. The spacious backyard offers plenty of room for both relaxation and entertainment.

24. 2024-11-08
    soldstatus
25. 1977-12-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,493 · $208/mo
• Projected year-2 tax: $2,745 · $229/mo
• Expected delta: +$252/yr (+$21/mo · 10.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,283
• − Mortgage interest: −$8,402
• − Property taxes: −$2,493
• − Insurance: −$750
• − Repairs & maintenance: −$1,303
• − Management: −$1,303
• − Depreciation: −$4,364
• Taxable loss: −$2,331
• Est. tax savings @ 24.0%: +$559
• After-tax cash flow: $741/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Killeen ISD
• NCES district ID: 4825660
• Math proficiency: 31% ▼ -16.00%
• Reading proficiency: 38% ▼ -3.00%
• Median HH income: $47,665
• Composite: 29.69/100
• National rank: #6458
• State rank: #524 of 826 in TX

Livability — Harker Heights

• Score: 79/100
• State rank: #61
• US rank: #2271

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Harker Heights, TX
• County: Bell County · 345,090 people
• City population: 33,729
• Metro: Killeen-Temple, TX
• Population (ZIP): 33,729
• Household income: $80,520
• Rent vs Own: 38.6% rent · 61.4% own
• Severe rent burden: 672.0

Population outlook (Bell County) Hauer SSP2

• Today (2025): 371,114 people
• By 2030: 389,104 · +4.8%
• By 2040: 420,592 · +13.3%
• By 2050: 447,779 · +20.7%
• By 2075: 499,130 · +34.5%
• By 2100: 505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 40% Black 27% Hispanic / Latino 22% Two or more races 13% Asian 3% Pacific Islander 2% Native American 1%
• Hispanic origin (detail): Mexican 14% Puerto Rican 3%
• Common ancestry: Iranian 3% Lithuanian 2% Italian 2%
• Foreign-born: 10% · Canada, Vietnam, South Korea
• Languages at home: 83% English-only · Spanish 9% French/Haitian/Cajun 2% German/W. Germanic 1%

Political lean MEDSL · Bell

• 2024 margin: R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
• 2008→2024 swing: -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
• All cycles: 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.76%
• Current HPI: 156.4499
• Rent YoY: ▲ 0.93%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-14.3% since first listed

19 events — show timeline

• 2026-05-10 Contingent — CTXMLS
• 2026-04-14 Relisted — CTXMLS
• 2026-03-25 Listing Removed — CTXMLS
• 2026-03-17 Contingent — CTXMLS
• 2026-03-06 Listed $150,000 CTXMLS
• 2026-03-01 Listing Removed — CTXMLS
• 2026-02-19 Price Changed — Unlock MLS
• 2026-02-12 Price Changed $150,000 CTXMLS
• 2026-01-22 Price Changed — Unlock MLS
• 2026-01-22 Price Changed $155,000 CTXMLS
• 2025-12-19 Price Changed $160,000 CTXMLS
• 2025-11-20 Relisted — CTXMLS
• 2025-11-17 Contingent — CTXMLS
• 2025-11-07 Price Changed $165,000 CTXMLS
• 2025-11-07 Listed — Unlock MLS
• 2025-10-04 Price Changed $170,000 CTXMLS
• 2025-08-29 Listed $175,000 CTXMLS
• 2024-11-08 Sold (Public Records) — Public Records
• 1977-12-15 Sold (Public Records) — Public Records

Property tax history

+8.5%/yr

Latest (2025): $2,493 · +43.1% YoY. Source: county tax records.