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10100 Grace Ave
C Composite 58.36
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.4/30.0
  • ARV discount +14.2/15.0
  • DSCR +6.5/10.0
  • 1% rule +6.4/10.0
  • Rent growth +3.7/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$120,000

10100 Grace Ave · Garfield Heights, OH 44125
2 bd · 1.0 ba · 1,110 sqft · SingleFamily public records · 73 Days on market
Built 1940 4,996 sqft lot Est $141k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

Key facts

  • Third bedroom
  • New roof
  • 4,996 sq ft lot

Tags

THIRD BEDROOMNEW ROOFPOINT OF SALE COMPLIANT

Property features AI

Exterior

  • Parking: Detached garage (2 spaces)
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Shingle roof; Vinyl siding
  • Construction: Built (year per public records); Vinyl siding construction; Shingle roof
  • Exterior features: Front porch; Partial fencing

Interior

  • Kitchen: Kitchen on first floor (14 x 9)
  • Bedrooms: Second-floor bedroom (12 x 12)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air gas heating; Ceiling fans for cooling
  • Interior features: Full, partially finished basement; Living room fireplace
  • Laundry & utility: Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $157 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Recommended offer: $113k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#593 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, crime D-, amenities F.
  • Garfield Heights City Schools (suburban): math 8% / reading 22% proficiency, ranked #643 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.8%/yr); 120 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $85k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $112,800 (6.0% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
7.86%
Cash-on-cash
5.60%
DSCR
1.25
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$140,970
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10721 Plymouth Ave 0.36mi 3/1.0 (+1) 1,100 (-1%) 0mo $140,000 $127 76
5288 E 102nd St 0.14mi 3/1.5 (+1) 1,204 (+8%) 1mo $146,650 $122 71
4839 E 94th St 0.62mi 3/1.0 (+1) 1,131 (+2%) 0mo $165,000 $146 63
9609 Alexander Rd 0.37mi 3/1.5 (+1) 988 (-11%) 1mo $126,000 $128 56
9717 Alexander Rd 0.34mi 3/2.0 (+1) 988 (-11%) 1mo $125,000 $127 56
5213 E 119th St 0.69mi 3/1.0 (+1) 1,152 (+4%) 1mo $135,000 $117 56
4847 E 94th St 0.60mi 3/1.5 (+1) 1,173 (+6%) 2mo $167,000 $142 54
4915 E 111th St 0.59mi 3/1.0 (+1) 1,012 (-9%) 2mo $143,000 $141 51
11303 Mccracken Rd 0.49mi 3/1.0 (+1) 1,260 (+14%) 0mo $127,000 $101 49
4881 E 85th St 0.75mi 3/2.0 (+1) 1,160 (+4%) 1mo $152,000 $131 48
4863 E 93rd St 0.61mi 3/1.5 (+1) 1,212 (+9%) 1mo $136,000 $112 48
4868 E 88th St 0.70mi 3/1.5 (+1) 1,232 (+11%) 2mo $75,000 $61 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.8% rent growth · sell at horizon

5-year hold
IRR
-5.4%
Equity multiple
0.80×
Total profit
$-6,864
Equity at exit
$17,892
10-year hold
IRR
6.5%
Equity multiple
1.53×
Total profit
$17,930
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44125

Rents YoY
4.8%
Active inventory
120
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,368 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$245 /mo · $2,935/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$157

Break-even live

Break-even rent $1,170
Max offer price $120,000
Occupancy floor 84%

Sensitivity live

Price -10% $225 -5% $191 +0% $157 +5% $123 +10% $89
Rent -10% $49 -5% $103 +0% $157 +5% $211 +10% $265
Rate -1.0pp $217 -0.5pp $187 base $157 +0.5pp $126 +1.0pp $94

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10717 Park Heights Ave Unit 3 Garfield Heights, OH 2.0 1.0 900 $750 $0.83 24d 1 0.32mi
10721 Plymouth Ave Cleveland, OH 3.0 1.0 1300 $2,000 $1.54 2d 1 0.36mi
11006 McCracken Rd Cleveland, OH 2.0 1.0 887 $1,350 $1.52 24d 1 0.36mi
9516 Alexander Rd Cleveland, OH 3.0 1.0 1500 $2,000 $1.33 19d 1 0.37mi
10725 Vernon Ave Cleveland, OH 2.0 1.0 1092 $975 $0.89 17d 1 0.41mi
5032 E 110th St Cleveland, OH 2.0 1.0 748 $1,395 $1.86 13d 1 0.42mi
5032 E 110th St Cleveland, OH 2.0 1.0 748 $1,395 $1.86 15d 1 0.42mi
10715 Wadsworth Ave Cleveland, OH 2.0 1.0 960 $800 $0.83 24d 1 0.44mi
11213 McCracken Rd Cleveland, OH 3.0 1.0 1200 $1,375 $1.15 8d 1 0.44mi
11303 McCracken Rd Cleveland, OH 3.0 1.0 1300 $1,650 $1.27 5d 1 0.48mi
10308 Homeworth Ave Unit Down Garfield Heights, OH 2.0 1.0 892 $950 $1.07 24d 1 0.50mi
11110 Vernon Ave Cleveland, OH 3.0 1.0 1224 $1,395 $1.14 24d 1 0.50mi
5145 E 114th St Cleveland, OH 3.0 1.5 1174 $1,620 $1.38 8d 1 0.51mi
4930 E 108th St Unit Down Garfield Heights, OH 2.0 1.0 1067 $925 $0.87 16d 1 0.51mi
10401 Homeworth Ave Unit Up Unit Garfield Heights, OH 2.0 1.0 1206 $1,095 $0.91 20d 1 0.53mi
5052 E 88th St Cleveland, OH 3.0 1.0 1221 $1,400 $1.15 8d 1 0.53mi
10722 Edgepark Dr Garfield Heights, OH 3.0 1.0 1296 $1,449 $1.12 17d 1 0.60mi
10720 Edgepark Dr Cleveland, OH 3.0 1.0 1296 $1,449 $1.12 17d 1 0.60mi
4859 E 97th St Cleveland, OH 2.0 1.0 1000 $1,150 $1.15 24d 1 0.62mi
4874 E 95th St Cleveland, OH 3.0 1.5 1352 $1,774 $1.31 24d 1 0.63mi
4874 E 95th St Cleveland, OH 3.0 1.5 1352 $1,774 $1.31 20d 1 0.63mi
4935 E 86th St Cleveland, OH 3.0 1.0 1242 $1,300 $1.05 16d 1 0.67mi
11512 Tonsing Dr Cleveland, OH 2.0 1.0 1104 $1,095 $0.99 16d 1 0.69mi
11512 Tonsing Dr Unit 2 UP Garfield Heights, OH 2.0 1.0 1145 $975 $0.85 24d 1 0.69mi
4913 E 85th St Unit down Garfield Heights, OH 2.0 1.0 1008 $950 $0.94 24d 1 0.72mi
9309 Garfield Blvd Cleveland, OH 2.0 1.0 1056 $1,400 $1.33 21d 1 0.73mi
4916 E 85th St Cleveland, OH 3.0 1.0 1248 $1,700 $1.36 16d 1 0.74mi
4960 E 84th St Cleveland, OH 3.0 1.5 1352 $1,495 $1.11 8d 1 0.74mi
5581 Saxon Dr Cleveland, OH 3.0 2.0 1080 $1,595 $1.48 8d 1 0.76mi
4928 E 84th St Cleveland, OH 3.0 1.0 1352 $1,395 $1.03 12d 1 0.77mi
4772 E 90th St Unit Down Garfield Heights, OH 2.0 1.0 1004 $950 $0.95 16d 1 0.80mi
10010 Parkview Ave Garfield Heights, OH 3.0 1.0 877 $1,500 $1.71 17d 1 0.82mi
4670 E 90th St Cleveland, OH 3.0 1.0 736 $1,515 $2.06 3d 1 0.97mi
4852 E 81st St Cleveland, OH 3.0 1.0 1104 $1,850 $1.68 2d 1 0.98mi
12214 Shady Oak Blvd Cleveland, OH 3.0 1.0 900 $1,350 $1.50 24d 1 1.06mi
4685 Horton Rd Cleveland, OH 3.0 1.0 1174 $1,400 $1.19 16d 1 1.16mi
5283 E 133rd St Cleveland, OH 3.0 2.0 1176 $1,495 $1.27 16d 1 1.25mi
4657 Warner Rd Cleveland, OH 2.0 1.0 700 $850 $1.21 13d 1 1.26mi
4633 Warner Rd Unit 2 Garfield Heights, OH 3.0 1.0 1120 $1,500 $1.34 3d 1 1.27mi
7133 Bletch Ct Cleveland, OH 3.0 1.5 1471 $2,000 $1.36 44d 1 1.44mi

Listing history 31 events

  1. 2026-06-18
    days on market $120,000 Active 73 DOM
  2. 2026-06-17
    days on market $120,000 Active 72 DOM
  3. 2026-06-16
    days on market $120,000 Active 71 DOM
  4. 2026-06-15
    days on market $120,000 Active 70 DOM
  5. 2026-06-13
    days on market $120,000 Active 68 DOM
  6. 2026-06-13
    days on market $120,000 Active 67 DOM
  7. 2026-06-09
    days on market $120,000 Active 64 DOM
  8. 2026-06-08
    days on market $120,000 Active 63 DOM
  9. 2026-06-07
    days on market $120,000 Active 62 DOM
  10. 2026-06-05
    days on market $120,000 Active 59 DOM
  11. 2026-06-03
    days on market $120,000 Active 58 DOM
  12. 2026-06-02
    days on market $120,000 Active 57 DOM
  13. 2026-06-01
    days on market $120,000 Active 56 DOM
  14. 2026-05-31
    days on market $120,000 Active 55 DOM
  15. 2026-04-06
    listed $120,000 Active
  16. 2026-02-20
    soldstatus $85,000 Closed 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  17. 2026-02-20
    soldstatus $85,000
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  18. 2026-01-25
    status Pending 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  19. 2026-01-14
    status Active 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  20. 2026-01-14
    price $95,000 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  21. 2025-11-20
    status Pending 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  22. 2025-10-07
    price $125,000 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  23. 2025-09-04
    listed $135,000 Active 774-char remark
    Show marketing remark (774 chars)

    Excellent Investment Opportunity Located On a Quiet Dead-End Street In Garfield Hts!! Turnkey Rental Property With Long Term Tenant In Place!! This Well Maintained Colonial Features A Spacious Living Room With Carpet, Natural Woodwork, Fireplace With Mantle, Built-Ins, & A Ceiling Fan!! Formal Dining Room Includes Built-In Cabinetry, Kitchen Offers Ample Cabinet Space & Plenty of Counter Space!! Upstairs You'll Find Two Nice Sized Bedrooms With Beautiful Hardwood Floors & A Full Bath! Relax In The Lower Level Full Partially Finished Basement With Laundry Area & Half Bath!!Back Yard Has A Detached 2-Car Garage & Storage Shed!! Newer Vinyl Windows! Reliable Rental Income & Strong Investment Potential! Don't Miss This Opportunity!!

  24. 2020-04-02
    historical
  25. 2020-01-07
    price $59,500
  26. 2019-10-02
    listed $60,000 Active
  27. 2015-08-20
    soldstatus $34,000 Sold
  28. 2015-08-12
    status Pending
  29. 2015-07-29
    historical Contingent
  30. 2015-06-15
    listed $39,900 Active
  31. 1989-01-31
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,935 · $245/mo
Projected year-2 tax
$2,935 · $245/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,414
− Mortgage interest
−$6,722
− Property taxes
−$2,935
− Insurance
−$600
− Repairs & maintenance
−$1,313
− Management
−$1,313
− Depreciation
−$3,491
Taxable income
$40
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$10
After-tax cash flow
$1,871/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Garfield Heights City Schools
NCES district ID
3904404
Math proficiency
8% ▼ -19.00%
Reading proficiency
22% ▼ -18.00%
Median HH income
$41,334
Composite
12.88/100
National rank
#9590
State rank
#643 of 656 in OH

Livability — Garfield Heights

Score
67/100
State rank
#593
US rank
#10152

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Garfield Heights, OH
County
Cuyahoga County · 1,090,369 people
City population
29,461
Metro
Cleveland-Elyria, OH
Population (ZIP)
29,461
Household income
$57,363
Rent vs Own
37.8% rent · 62.2% own
Severe rent burden
1738.0

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Black 47% White 41% Two or more races 7% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Common ancestry
Romanian 11% Slovak 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 4% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.98%
Current HPI
155.1507
Rent YoY
▲ 4.80%
Metro
Cleveland-Elyria, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+118.2% since first listed
17 events — show timeline
  • 2026-04-06 Listed $120,000 MLSNOW
  • 2026-02-20 Sold (Public Records) $85,000 Public Records
  • 2026-02-20 Sold (MLS) $85,000 MLSNOW
  • 2026-01-25 Pending MLSNOW
  • 2026-01-14 Relisted MLSNOW
  • 2026-01-14 Price Changed $95,000 MLSNOW
  • 2025-11-20 Pending MLSNOW
  • 2025-10-07 Price Changed $125,000 MLSNOW
  • 2025-09-04 Listed $135,000 MLSNOW
  • 2020-04-02 Listing Removed MLSNOW
  • 2020-01-07 Price Changed $59,500 MLSNOW
  • 2019-10-02 Listed $60,000 MLSNOW
  • 2015-08-20 Sold (MLS) $34,000 MLSNOW
  • 2015-08-12 Pending MLSNOW
  • 2015-07-29 Contingent MLSNOW
  • 2015-06-15 Listed $39,900 MLSNOW
  • 1989-01-31 Sold (Public Records) $55,000 Public Records

Property tax history

+5.4%/yr

Latest (2025): $2,935 · -20.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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