10606 W Macaw Ln, #30 · Boise City, ID
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.2/10.0
- Condition / age +4.0/5.0
- Rent growth +3.5/5.0
- Livability +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$79,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Super nice 6 year old 2 bedroom 2 bath manufactured home built by Fleetwood located in Arrowrock, one of Boise's premier manufactured home communities. This community is family-friendly, pet-friendly, offers a range of exciting amenities designed to enhance your living experience, including a resident clubhouse that is a perfect place to relax and socialize where you can unwind in the lounging area or challenge your friends to a game of billiards. The community green spaces provide a tranquil retreat, and the dedicated onsite staff is always available to assist its residents. This nice home offers a covered 1 car carport plus a covered walkway all the way to the front door, a great split bedroom floorplan with 2 bedrooms and 2 full baths, full window blinds, and a nice laundry room. All kitchen appliances are included! Space rent is $995/mo - 1ST 3 MONTHS OF SPACE RENT IS FREE FOR A LIMITED TIME! BVAI
Key facts
- Covered carport
- Covered walkway
- Full window blinds
Tags
Property features AI
Exterior
- Parking: Attached garage; Carport (1 space); Finished driveway; 1 covered parking space
- Utilities: City water service; Sewer connected; Cable connected; Broadband internet available
- Home design: Mobile/manufactured home on a rented lot; Built by Fleetwood; Year built: 2018
- Construction: Frame construction with wood siding; Composition roof with architectural style
- Exterior features: Partial fencing with block/brick/stone, metal, and vinyl sections; Storage shed; Corner lot; Located in a mobile home park; Private paved road frontage
Interior
- Kitchen: Kitchen on the main level (approx. 8 x 10); Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator; Laminate counters
- Bedrooms: Primary bedroom on the main level (approx. 10 x 10); Second bedroom on the main level (approx. 8 x 11)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 bathrooms
- Heating & cooling: Electric forced air heating; Central air conditioning
- Interior features: Bath in the primary bedroom; Split bedroom layout; Laminate countertops
- Laundry & utility: Washer and dryer included; Utility room on the main level (approx. 5 x 8); Electric water heater (tank)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $79k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $673 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $79k).
- Cap rate 16.5% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Joint School District No. 2 (suburban): math 53% / reading 67% proficiency, ranked #11 of 92 in ID (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Ustick Elementary School (math 32% / reading 37%, grade F, #272 of 357 statewide, top 80%, 357 students, 60% FRL); Centennial High School (math 53% / reading 76%, grade B-, #10 of 169 statewide, top 7%, 1,931 students, 22% FRL) — zoned schools average 41% FRL vs 23% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.0%/yr); 135 active listings in the ZIP; solid renter incomes; 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.95% ✓
- Cap rate
- 16.52%
- Cash-on-cash
- 36.52%
- DSCR
- 2.62
- GRM
- 4.3
CMA / ARV
- ARV (on-the-fly)
- $64,610
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10606 W Macaw Ln #30 | 0.00mi | 2/2.0 | 710 (0%) | 13mo | $67,000 | $94 | 89 |
| 10661 W Abram Ln | 0.15mi | 2/1.0 | 768 (+8%) | 23mo | $70,000 | $91 | 56 |
| 2960 N Linda Vista Ln Trlr 15 Ln | 0.72mi | 2/1.0 | 800 (+13%) | 24mo | $52,000 | $65 | 22 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.01% rent growth · sell at horizon
- IRR
- 33.5%
- Equity multiple
- 2.43×
- Total profit
- $31,683
- Equity at exit
- $11,779
- IRR
- 41.0%
- Equity multiple
- 5.05×
- Total profit
- $89,529
- Equity at exit
- $6,830
Cash invested: $22,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83713
- Home prices YoY
- -26.5%
- Rents YoY
- 4.0%
- Active inventory
- 135
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $1,543 medium interval (Pro) →
- Mortgage (P&I)
- −$414
- Tax est. 1.5%
- −$99 /mo · $1,185/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$324
- Net cashflow
- $673
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,750
- Closing costs
- $2,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 9 events
-
2026-06-18days on market $79,000 Active 11 DOM
-
2026-06-17days on market $79,000 Active 10 DOM
-
2026-06-16days on market $79,000 Active 9 DOM
-
2026-06-15days on market $79,000 Active 8 DOM
-
2026-06-13days on market $79,000 Active 6 DOM
-
2026-06-10days on market $79,000 Active 3 DOM
-
2026-06-09days on market $79,000 Active 2 DOM
-
2026-06-08remarks 699-char remark
-
2026-06-08$79,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 14 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,519
- − Mortgage interest
- −$4,425
- − Property taxes
- −$1,185
- − Insurance
- −$395
- − Repairs & maintenance
- −$1,482
- − Management
- −$1,482
- − Depreciation
- −$2,298
- Taxable income
- $7,252
- Est. tax owed @ 24.0%
- −$1,741
- After-tax cash flow
- $6,338/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained manufactured home in Arrowrock offers a good condition with minimal repairs needed, making it a solid investment for both resale and rental.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value
- Both painting — refreshes interior and exterior
- Both window treatments — improves energy efficiency and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both landscaping — enhances curb appeal and adds value ↑
- Both painting — refreshes interior and exterior ↑
- Both window treatments — improves energy efficiency and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Joint School District No. 2
- NCES district ID
- 1602100
- Math proficiency
- 53% ▼ -6.00%
- Reading proficiency
- 67% ▼ -1.00%
- Median HH income
- $64,573
- Composite
- 52.42/100
- National rank
- #1576
- State rank
- #11 of 92 in ID
Livability — Boise City
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Boise City, ID
- County
- Ada County · 522,161 people
- City population
- 152,689
- Metro
- Boise City, ID
- Population (ZIP)
- 31,549
- Household income
- $91,295
- Rent vs Own
- Severe rent burden
- 805.0
Population outlook (Ada County) Hauer SSP2
- Today (2025)
- 535,818 people
- By 2030
- 585,751 · +9.3%
- By 2040
- 682,435 · +27.4%
- By 2050
- 775,818 · +44.8%
- By 2075
- 994,458 · +85.6%
- By 2100
- 1,148,884 · +114.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Two or more races 10% Hispanic / Latino 10% Asian 3% Black 1%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Portuguese 4% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Jamaica, China
- Languages at home
- 87% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Ada
- 2024 margin
- R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
- 2008→2024 swing
- -4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
- All cycles
- 2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -122.31%
- Current HPI
- 338.9271
- Rent YoY
- ▲ 4.01%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
|
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| Food / Agriculture | 1 | $6B |
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Price history
+5.3% since first listed6 events — show timeline
- 2026-06-07 Listed $79,000 IMLS
- 2025-05-15 Sold (MLS) — IMLS
- 2025-04-29 Pending — IMLS
- 2025-02-25 Price Changed $67,000 IMLS
- 2024-10-17 Price Changed $69,000 IMLS
- 2024-08-06 Listed $75,000 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…