🏷️ Likely Rental
10606 W Macaw Ln, #30 · Boise City, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.9/10.0
- ARV discount +7.5/15.0
- Schools +5.1/10.0
- Condition / age +4.0/5.0
- Rent growth +3.5/5.0
- Appreciation +2.5/10.0
- Livability +2.5/5.0
- Manufactured-home adj. -6.0
$79,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Super nice 6 year old 2 bedroom 2 bath manufactured home built by Fleetwood located in Arrowrock, one of Boise's premier manufactured home communities. This community is family-friendly, pet-friendly, offers a range of exciting amenities designed to enhance your living experience, including a resident clubhouse that is a perfect place to relax and socialize where you can unwind in the lounging area or challenge your friends to a game of billiards. The community green spaces provide a tranquil retreat, and the dedicated onsite staff is always available to assist its residents. This nice home offers a covered 1 car carport plus a covered walkway all the way to the front door, a great split bedroom floorplan with 2 bedrooms and 2 full baths, full window blinds, and a nice laundry room. All kitchen appliances are included! Space rent is $995/mo - 1ST 3 MONTHS OF SPACE RENT IS FREE FOR A LIMITED TIME!
Key facts
- Covered carport
- Covered walkway
- Full window blinds
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $79k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $383 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $79k).
- Recommended offer: $72k (9.0% below list) — sets the bar for market timing.
- Cap rate 12.1% vs local median 2.8% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Joint School District No. 2 (suburban): math 53% / reading 67% proficiency, ranked #11 of 92 in ID (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Eliza Hart Spalding Stem Academy (math 65% / reading 65%, grade B+, #41 of 357 statewide, top 12%, 678 students, 17% FRL); Lewis & Clark Middle School (math 44% / reading 64%, grade B-, #20 of 109 statewide, top 19%, 882 students, 32% FRL); Centennial High School (math 53% / reading 76%, grade B-, #10 of 169 statewide, top 7%, 1,931 students, 22% FRL) — zoned schools at 24% FRL track the district average.
- Market conditions: Rents rising fast (+4.0%/yr); 271 active listings in the ZIP; solid renter incomes; 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).
- This rent is only 15% of the median local income ($91k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 109 days — a 9% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 109 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.49% ✓
- Cap rate
- 12.11%
- Cash-on-cash
- 20.78%
- DSCR
- 1.92
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $204,900
- List price
- $79,000
- Delta
- -61.44%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10606 W Macaw Ln #30 | 0.00mi | 2/2.0 | 710 (0%) | 16mo | $67,000 | $94 | 86 |
| 2710 N Pilgrim Ln | 0.50mi | 2/1.0 | 746 (+5%) | 0mo | $84,900 | $114 | 64 |
| 10630 W Macaw Ln | 0.06mi | 2/1.0 | 840 (+18%) | 13mo | $11,000 | $13 | 58 |
| 10600 W Abram Ln #71 | 0.08mi | 2/2.0 | 849 (+20%) | 19mo | $111,000 | $131 | 56 |
| 10866 W Palm Dr | 0.18mi | 3/1.0 (+1) | 840 (+18%) | 6mo | $204,900 | $244 | 52 |
| 368 Bonanza St | 1.10mi | 2/2.0 | 784 (+10%) | 16mo | $125,000 | $159 | 34 |
| 389 W Silver City Dr | 1.07mi | 2/2.0 | 784 (+10%) | 24mo | $118,000 | $151 | 28 |
| 3621 N Patricia Ln | 0.98mi | 2/1.0 | 840 (+18%) | 16mo | $49,900 | $59 | 22 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.01% rent growth · sell at horizon
- IRR
- 14.3%
- Equity multiple
- 1.58×
- Total profit
- $12,818
- Equity at exit
- $11,779
- IRR
- 23.8%
- Equity multiple
- 3.16×
- Total profit
- $47,702
- Equity at exit
- $6,830
Cash invested: $22,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 7 active · 1 under contract
- Months of supply
- 42.0 mo (2%/mo absorbed)
- Median asking
- $64,000 ($80/sqft)
- Median days on market
- 30 d
- This list price
- 86% of active listings are priced below it
- ARV vs active asking
- +259.7% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 83713
- Home prices YoY
- -26.5%
- Rents YoY
- 4.0%
- Active inventory
- 271
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,176 medium interval (Pro) →
- Mortgage (P&I)
- −$414
- Tax est. 1.5%
- −$99 /mo · $1,185/yr
- Insurance
- −$33
- HOA
- −$0
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$247
- Net cashflow
- $383
Break-even live
Sensitivity live
| Price | -10% $438 | -5% $410 | +0% $383 | +5% $356 | +10% $328 |
|---|---|---|---|---|---|
| Rent | -10% $290 | -5% $337 | +0% $383 | +5% $429 | +10% $476 |
| Rate | -1.0pp $423 | -0.5pp $403 | base $383 | +0.5pp $363 | +1.0pp $342 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,750
- Closing costs
- $2,370
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Property features AI
Exterior
- Parking
- Attached garageCarport (1 space)Finished driveway1 covered parking space
- Utilities
- City water serviceSewer connectedCable connectedBroadband internet available
- Home design
- Mobile/manufactured home on a rented lotBuilt by FleetwoodYear built: 2018
- Construction
- Frame construction with wood sidingComposition roof with architectural style
- Exterior features
- Partial fencing with block/brick/stone, metal, and vinyl sectionsStorage shedCorner lotLocated in a mobile home parkPrivate paved road frontage
Interior
- Kitchen
- Kitchen on the main level (approx. 8 x 10)DishwasherDisposalMicrowaveFreestanding oven/rangeRefrigeratorLaminate counters
- Bedrooms
- Primary bedroom on the main level (approx. 10 x 10)Second bedroom on the main level (approx. 8 x 11)
- Flooring
- CarpetVinyl
- Bathrooms
- 2 bathrooms
- Heating & cooling
- Electric forced air heatingCentral air conditioning
- Interior features
- Bath in the primary bedroomSplit bedroom layoutLaminate countertops
- Laundry & utility
- Washer and dryer includedUtility room on the main level (approx. 5 x 8)Electric water heater (tank)
Listing history 50 events
-
2026-09-24days on market $79,000 Active 109 DOM
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2026-09-23days on market $79,000 Active 108 DOM
-
2026-09-22days on market $79,000 Active 107 DOM
-
2026-09-21days on market $79,000 Active 106 DOM
-
2026-09-20days on market $79,000 Active 105 DOM
-
2026-09-19days on market $79,000 Active 104 DOM
-
2026-09-18days on market $79,000 Active 103 DOM
-
2026-09-17days on market $79,000 Active 102 DOM
-
2026-09-16days on market $79,000 Active 101 DOM
-
2026-09-15days on market $79,000 Active 100 DOM
-
2026-09-14days on market $79,000 Active 99 DOM
-
2026-09-13days on market $79,000 Active 98 DOM
-
2026-09-12days on market $79,000 Active 97 DOM
-
2026-09-11days on market $79,000 Active 96 DOM
-
2026-09-05days on market $79,000 Active 90 DOM
-
2026-09-04days on market $79,000 Active 89 DOM
-
2026-09-03days on market $79,000 Active 88 DOM
-
2026-08-31days on market $79,000 Active 85 DOM
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2026-08-30days on market $79,000 Active 84 DOM
-
2026-08-29days on market $79,000 Active 83 DOM
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2026-08-28days on market $79,000 Active 82 DOM
-
2026-08-27days on market $79,000 Active 81 DOM
-
2026-08-26days on market $79,000 Active 80 DOM
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2026-08-25days on market $79,000 Active 79 DOM
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2026-08-24days on market $79,000 Active 78 DOM
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2026-08-23days on market $79,000 Active 77 DOM
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2026-08-22days on market $79,000 Active 76 DOM
-
2026-08-21days on market $79,000 Active 75 DOM
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2026-08-20days on market $79,000 Active 74 DOM
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2026-08-19days on market $79,000 Active 73 DOM
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2026-08-18days on market $79,000 Active 72 DOM
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2026-08-16days on market $79,000 Active 70 DOM
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2026-08-15days on market $79,000 Active 69 DOM
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2026-08-15days on market $79,000 Active 68 DOM
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2026-08-13days on market $79,000 Active 67 DOM
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2026-08-12days on market $79,000 Active 66 DOM
-
2026-08-11days on market $79,000 Active 65 DOM
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2026-08-10days on market $79,000 Active 64 DOM
-
2026-08-09days on market $79,000 Active 63 DOM
-
2026-08-08days on market $79,000 Active 62 DOM
-
2026-08-07days on market $79,000 Active 61 DOM
-
2026-08-06days on market $79,000 Active 60 DOM
-
2026-08-05days on market $79,000 Active 59 DOM
-
2026-08-04days on market $79,000 Active 58 DOM
-
2026-08-03days on market $79,000 Active 57 DOM
-
2026-07-31days on market $79,000 Active 54 DOM
-
2026-07-30days on market $79,000 Active 52 DOM
-
2026-07-28days on market $79,000 Active 51 DOM
-
2026-07-26days on market $79,000 Active 49 DOM
-
2026-07-24days on market $79,000 Active 47 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 14 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,111
- − Mortgage interest
- −$4,425
- − Property taxes
- −$1,185
- − Insurance
- −$395
- − Repairs & maintenance
- −$1,129
- − Management
- −$1,129
- − Depreciation
- −$2,298
- Taxable income
- $3,550
- Est. tax owed @ 24.0%
- −$852
- After-tax cash flow
- $3,744/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained manufactured home in Arrowrock offers a good condition with minimal repairs needed, making it a solid investment for both resale and rental.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both painting — refreshes interior and exterior ↑
- Both window treatments — improves energy efficiency and aesthetics ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Joint School District No. 2
- NCES district ID
- 1602100
- Math proficiency
- 53% ▼ -6.00%
- Reading proficiency
- 67% ▼ -1.00%
- Median HH income
- $64,573
- Composite
- 52.42/100
- National rank
- #1576
- State rank
- #11 of 92 in ID
Livability — Boise City
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Boise City, ID
- County
- Ada County · 535,818 people
- City population
- 152,689
- Metro
- Boise City, ID
- Population (ZIP)
- 31,549
- Household income
- $91,295
- Rent vs Own
- Severe rent burden
- 19% of renters
Population outlook (Ada County) Hauer SSP2
- Today (2025)
- 535,818 people
- By 2030
- 585,751 · +9.3%
- By 2040
- 682,435 · +27.4%
- By 2050
- 775,818 · +44.8%
- By 2075
- 994,458 · +85.6%
- By 2100
- 1,148,884 · +114.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Two or more races 10% Hispanic / Latino 10% Asian 3% Black 1%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Portuguese 4% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Jamaica, China
- Languages at home
- 87% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Ada
- 2024 margin
- R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
- 2008→2024 swing
- -4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
- All cycles
- 2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -122.31%
- Current HPI
- 338.9271
- Rent YoY
- ▲ 4.01%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
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| Food / Agriculture | 1 | $6B |
|
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Price history
+5.3% since first listed6 events — show timeline
- 2026-06-07 Listed $79,000 IMLS
- 2025-05-15 Sold (MLS) — IMLS
- 2025-04-29 Pending — IMLS
- 2025-02-25 Price Changed $67,000 IMLS
- 2024-10-17 Price Changed $69,000 IMLS
- 2024-08-06 Listed $75,000 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…