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1539 Weston Ave
C Composite 58.18
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.4/30.0
  • ARV discount +8.6/15.0
  • DSCR +8.4/10.0
  • 1% rule +5.8/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$130,000

1539 Weston Ave · Youngstown, OH 44514
3 bd · 1.0 ba · 1,212 sqft · SingleFamily public records · 6 Days on market
Built 1952 7,492 sqft lot Est $133k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Almost Perfect! Truly in move-in condition. This spotless cape cod offers the following updates in the last 8 years: New vinyl siding and roof (tear off), new furnace (2 yrs), hot water heater, updated kitchen with new countertops, sink, floor & hardware, first floor bath completely renovated, new fixtures, all ceilings changed to smooth texture, electric box certified, installed new shower, sink & commode in basement, all outlets & switches replaced, interior painting throughout, new carpet in upstairs dormitory bedroom, two new exterior doors, new cement walkway & steps and new down spouts run to the street. First one in gets to buy it!! Located on a quiet dead end street.

Key facts

  • Updated bath
  • Eat in kitchen
  • New flooring

Tags

VINYL SIDED CAPE CODEAT IN KITCHENNEW FLOORINGUPDATED BATHWALK IN CLOSETFULL BASEMENT

Property features AI

Exterior

  • Parking: Detached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Two-story home; Updated/remodeled condition; Block foundation
  • Construction: Vinyl siding; Asphalt/fiberglass roof; Built per public records
  • Exterior features: Covered porch/patio; Shed(s); Landscaped lot; Has view

Interior

  • Kitchen: Dishwasher; Refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Forced air heating (gas); Central electric air conditioning
  • Interior features: Eat-in kitchen; See remarks; Double pane windows; Full basement
  • Laundry & utility: Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $299 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Cap rate 9.1% vs local median 7.0% in Youngstown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 156 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 23y ago; this cycle's ask is 8% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $43k; list at $130k implies a 202% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $130,000

Questions for the listing agent

  1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
9.05%
Cash-on-cash
9.85%
DSCR
1.44
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$133,320
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1562 Medford Ave 0.05mi 3/1.0 1,170 (-4%) 3mo $129,156 $110 89
1633 Everett Ave 0.17mi 3/1.0 1,202 (-1%) 5mo $125,000 $104 86
1925 Weston Ave 0.36mi 3/1.0 1,227 (+1%) 1mo $89,000 $73 80
1646 Everett Ave 0.21mi 4/1.0 (+1) 1,152 (-5%) 3mo $100,000 $87 74
3551 Shirley Rd 0.37mi 3/2.0 1,341 (+11%) 2mo $142,000 $106 59
1122 Inverness Ave 0.54mi 3/2.0 1,309 (+8%) 4mo $126,900 $97 54
2002 Bancroft Ave 0.53mi 3/2.0 1,080 (-11%) 4mo $131,500 $122 50
1210 Aberdeen Ave 0.70mi 3/2.0 1,316 (+9%) 1mo $177,000 $134 48
1208 Aberdeen Ave 0.70mi 3/2.0 1,316 (+9%) 2mo $175,000 $133 47
1913 Country Club Ave 0.70mi 3/2.0 1,092 (-10%) 0mo $78,000 $71 47
1928 Palo Verde Dr 0.73mi 3/1.0 1,074 (-11%) 3mo $130,000 $121 45
1720 Sequoya Dr 0.69mi 3/2.0 1,044 (-14%) 4mo $168,000 $161 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.5%
Equity multiple
0.94×
Total profit
$-2,062
Equity at exit
$19,383
10-year hold
IRR
8.2%
Equity multiple
1.62×
Total profit
$22,584
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44514

Home prices YoY
-23.8%
Active inventory
156
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,405 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$75 /mo · $899/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$295
Net cashflow
$299

Break-even live

Break-even rent $1,026
Max offer price $130,000
Occupancy floor 74%

Sensitivity live

Price -10% $372 -5% $336 +0% $299 +5% $262 +10% $225
Rent -10% $188 -5% $243 +0% $299 +5% $354 +10% $410
Rate -1.0pp $364 -0.5pp $332 base $299 +0.5pp $265 +1.0pp $231

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1803 Pointview Ave Youngstown, OH 2.0 1.0 950 $1,000 $1.05 45d 1 0.41mi
1914 S Heights Ave Youngstown, OH 3.0 1.0 1115 $1,950 $1.75 45d 1 0.45mi
3446 Ambert Ave Youngstown, OH 4.0 1.0 1100 $1,250 $1.14 15d 1 0.54mi
610 Elm St Struthers, OH 3.0 1.0 1050 $1,500 $1.43 14d 1 0.74mi
2523 E Midlothian Blvd Apt 5 Struthers, OH 2.0 1.0 750 $800 $1.07 15d 1 0.95mi
512 E Philadelphia Ave Unit 1 Youngstown, OH 2.0 1.0 1200 $899 $0.75 22d 1 1.26mi
929 Cook Ave Unit 1 Youngstown, OH 2.0 1.0 700 $850 $1.21 45d 1 1.27mi
851 Cook Ave Unit 4 Youngstown, OH 2.0 1.0 1050 $800 $0.76 45d 1 1.33mi
236 Hilton Ave Youngstown, OH 4.0 1.5 1488 $1,195 $0.80 22d 1 1.33mi

Listing history 6 events

  1. 2026-06-16
    status $130,000 Pending 6 DOM
  2. 2026-06-16
    days on market $130,000 Active 6 DOM
  3. 2026-06-15
    days on market $130,000 Active 5 DOM
  4. 2026-06-14
    days on market $130,000 Active 3 DOM
  5. 2026-06-13
    remarks 380-char remark
  6. 2026-06-13
    listed $130,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$899 · $75/mo
Projected year-2 tax
$1,464 · $122/mo
Expected delta
+$564/yr (+$47/mo · 62.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,857
− Mortgage interest
−$7,282
− Property taxes
−$899
− Insurance
−$650
− Repairs & maintenance
−$1,349
− Management
−$1,349
− Depreciation
−$3,782
Taxable income
$1,546
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$371
After-tax cash flow
$3,216/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
23,917
Household income
$79,808
Rent vs Own
15.2% rent · 84.8% own
Severe rent burden
411.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 4% Hispanic / Latino 3% Black 2%
Common ancestry
Romanian 6% Slovak 2% Lithuanian 2%
Foreign-born
2% · Canada
Languages at home
95% English-only · Other Indo-European 2% Spanish 2%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.78%
Current HPI
210.5511
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+234.2% since first listed
7 events — show timeline
  • 2026-06-10 Price Changed $130,000 MLSNOW
  • 2026-06-09 Listed $120,000 MLSNOW
  • 2012-06-29 Sold (MLS) $43,000 MLSNOW
  • 2012-04-21 Listed $49,900 MLSNOW
  • 2003-11-28 Sold (MLS) $29,250 MLSNOW
  • 2003-11-24 Sold (Public Records) $29,300 Public Records
  • 2003-07-21 Listed $38,900 MLSNOW

Property tax history

-2.0%/yr

Latest (2025): $899 · -11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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