876 Linnaen Ter NW · Port Charlotte, FL 33948

$260,000

3 bd · 2.0 ba · 1,315 sqft · SingleFamily public records · 95 Days on market

Built 1980 10,018 sqft lot Est $263k · at est.

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.4/30.0
• ARV discount +8.0/15.0
• DSCR +5.1/10.0
• Schools +4.6/10.0
• 1% rule +3.4/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Handyman Special in Beautiful Port Charlotte! Ready to roll up your sleeves and create something special? This 3-bedroom, 2-bathroom home with a 1-car garage offers over 1,300 square feet of living space and is full of potential. Located in one of Port Charlotte’s most desirable neighborhoods, this home is a golden opportunity for anyone looking to add personal touches and build instant value. Step inside and you’ll find a smart floor plan that flows from room to room with ease. The spacious eat-in kitchen has plenty of room for cooking, gathering, and everyday meals. Just off the kitchen is a bright dining room and a cozy living room, perfect for relaxing or entertaining. One of the best features of this home is the large 18x10 Florida Room. It’s filled with natural light and adds a great bonus space for a home office, playroom, or just a quiet spot to enjoy the view of the backyard. The primary bedroom includes a walk-in closet, ceiling fan, and soft carpeting. The en suite bathroom features a tile walk-in shower. Both guest bedrooms are nicely sized and come with ceiling fans and built-in closets for easy storage. The guest bathroom offers a full tub and shower combo. This home sits on a nice lot with room for gardening or outdoor upgrades. The garage offers space for your car, tools, or extra storage. The location can’t be beat—just minutes to schools, shopping centers, restaurants, and everyday conveniences. With a little work and creativity, this home could shine again and become a space you’ll be proud of. Don’t miss your chance to own in Port Charlotte at a hard-to-beat price. Homes like this don’t stay on the market long. American Home Shield protection for one year for buyer! Call today to schedule your private showing!

Key facts

• New flooring
• Updated kitchen
• Fresh interior paint

Tags

• NEW ROOF
• NEW FLOORING
• FRESH INTERIOR PAINT
• UPDATED KITCHEN
• WHITE SHAKER CABINETRY
• STAINLESS STEEL APPLIANCES

Property features AI

Finance

• Financial info: Pets allowed
• HOA & community: Non-gated community; No association fee

Exterior

• Parking: Attached garage; 1 covered garage space
• Utilities: Public water; Public sewer; Cable available
• Home design: Single-story; Resale property; Faces southeast; Lot exposures northwest; Rectangular lot
• Construction: Built with block, concrete, stucco, vinyl siding and wood frame; Shingle roof
• Exterior features: Lanai; Patio; Porch; Screened patio/porch; Room for pool; No other exterior features listed

Interior

• Kitchen: Dishwasher; Electric cooktop; Range; Microwave; Refrigerator; Icemaker; Refrigerator with ice maker
• Bedrooms: Bedroom on main level
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fan(s)
• Interior features: Breakfast bar; Eat-in kitchen; Family/dining room; Living/dining room; Pantry; Shower only; Separate shower; Walk-in closet(s); Home office; Split bedrooms; French doors; Single hung windows; Unfurnished; See remarks; Other
• Laundry & utility: Washer hookup in garage; Dryer hookup in garage; Tankless water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $82 ($979/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (15.9% below list).
• Recommended offer: $219k (15.9% below list) — sets the bar for 1% rule.
• Cap rate 7.0% vs local median 4.2% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Meadow Park Elementary School (math 61% / reading 56%, grade B-, #735 of 2,144 statewide, top 35%, 701 students, 59% FRL); Murdock Middle School (math 50% / reading 45%, grade C-, #288 of 571 statewide, top 51%, 577 students, 56% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 53% FRL track the district average.
• Market conditions: Rents soft (-1.6%/yr); 963 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 42% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 95 days — a 9% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $165k; list at $260k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $218,583 (15.9% below list)

Questions for the listing agent

1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.98%
• Cash-on-cash: 2.44%
• DSCR: 1.11
• GRM: 9.9

CMA / ARV

• ARV (on-the-fly): $263,000
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
917 Great Falls Ter NW	0.17mi	3/2.0	1,248 (-5%)	7mo	$215,000	$172	78
947 Silver Springs Ter NW	0.25mi	3/2.0	1,360 (+3%)	6mo	$249,000	$183	77
747 Crestview Cir NW	0.24mi	2/2.0 (-1)	1,358 (+3%)	14mo	$288,000	$212	67
844 Kennwood Ter NW	0.09mi	3/2.0	1,118 (-15%)	9mo	$245,000	$219	64
1020 Darby Dr NW	0.59mi	3/2.0	1,400 (+6%)	3mo	$333,000	$238	59
915 Fairfax Ter NW	0.23mi	2/2.0 (-1)	1,127 (-14%)	4mo	$225,000	$200	57
741 Dobell Ter NW	0.31mi	3/2.0	1,168 (-11%)	22mo	$270,800	$232	48
737 Hartford Dr NW	0.69mi	3/2.0	1,225 (-7%)	15mo	$190,000	$155	43
2109 Lake View Blvd	0.63mi	2/2.0 (-1)	1,164 (-12%)	9mo	$200,000	$172	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.3%
• Equity multiple: 0.40×
• Total profit: $-43,400
• Equity at exit: $38,767

10-year hold

• IRR: -15.6%
• Equity multiple: 0.23×
• Total profit: $-56,099
• Equity at exit: $22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33948

• Home prices YoY: -14.9%
• Rents YoY: -1.6%
• Active inventory: 963
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,186 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$107 /mo · $1,283/yr
• Insurance: −$108
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$459
• Net cashflow: $82

Break-even live

Break-even rent $2,083

Max offer price $260,000

Occupancy floor 91%

Sensitivity live

Price	-10% $229	-5% $155	+0% $82	+5% $8	+10% $-66
Rent	-10% $-91	-5% $-5	+0% $82	+5% $168	+10% $254
Rate	-1.0pp $213	-0.5pp $148	base $82	+0.5pp $14	+1.0pp $-54

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,000
• Closing costs: $7,800
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
945 Chevy Chase St Port Charlotte, FL	3.0	2.0	1582	$2,875	$1.82	22d	1	0.18mi
1000 Chevy Chase St Port Charlotte, FL	3.0	2.0	1589	$3,500	$2.20	22d	1	0.24mi
1011 Tropical Ave NW Port Charlotte, FL	3.0	2.0	1558	$1,950	$1.25	22d	1	0.32mi
979 Roseway Ter NW Port Charlotte, FL	3.0	1.5	1140	$1,525	$1.34	22d	1	0.39mi
979 Roseway Ter NW Unit 979 Port Charlotte, FL	2.0	2.0	1140	$1,750	$1.54	22d	1	0.39mi
651 Chamber St NW Port Charlotte, FL	3.0	2.0	1196	$1,900	$1.59	22d	1	0.52mi
650 Hartford Dr NW Port Charlotte, FL	2.0	2.0	1200	$1,600	$1.33	22d	1	0.61mi
2000 Forrest Nelson Blvd Unit B6 Port Charlotte, FL	2.0	2.5	1218	$1,400	$1.15	22d	1	0.62mi
1515 Forrest Nelson Blvd Port Charlotte, FL	2.0	2.0	899	$2,000	$2.22	22d	2	0.67mi
525 Altoona St NW Port Charlotte, FL	2.0	2.0	1002	$1,750	$1.75	22d	1	0.68mi
1261 Joplin Ave NW Port Charlotte, FL	2.0	2.0	1200	$1,950	$1.62	22d	1	0.79mi
1225 Armsdale Ave Port Charlotte, FL	3.0	2.0	1140	$1,525	$1.34	22d	1	0.85mi
2144 Pellam Blvd Port Charlotte, FL	4.0	2.5	1751	$2,106	$1.20	15d	1	0.86mi
533 Crandall St NW Port Charlotte, FL	3.0	2.0	1328	$1,550	$1.17	22d	1	0.86mi
20254 Lorenzo Ave Port Charlotte, FL	4.0	2.0	1449	$1,895	$1.31	22d	1	0.90mi
19505 Quesada Ave Port Charlotte, FL	1.0–2.0	1.0–2.0	797	$2,800	$3.51	15d	8	0.97mi
1275 Price Cir NW Port Charlotte, FL	3.0	2.0	1810	$1,700	$0.94	22d	1	0.99mi
20310 Lorenzo Ave Port Charlotte, FL	3.0	2.0	1600	$2,100	$1.31	22d	1	0.99mi
1174 Victoria Ave Port Charlotte, FL	2.0	2.0	1092	$1,650	$1.51	22d	1	1.05mi
342 Millport St NW Port Charlotte, FL	3.0	2.0	1331	$2,250	$1.69	22d	1	1.07mi
2223 Tinker St Port Charlotte, FL	3.0	2.0	1337	$2,400	$1.80	22d	1	1.07mi
334 Millport St NW Port Charlotte, FL	3.0	2.0	1459	$2,400	$1.64	22d	1	1.09mi
326 Millport St NW Port Charlotte, FL	3.0	2.0	1459	$2,400	$1.64	22d	1	1.10mi
285 Millport St NW Port Charlotte, FL	3.0	2.0	1651	$2,200	$1.33	22d	1	1.18mi
18407 Avon Ave Port Charlotte, FL	2.0	2.0	1508	$1,775	$1.18	22d	1	1.19mi
2443 Duke Ln Port Charlotte, FL	3.0	2.0	1831	$1,650	$0.90	15d	1	1.19mi
262 Grenada St Port Charlotte, FL	3.0	2.0	1650	$1,845	$1.12	22d	1	1.19mi
1148 Salina Ave Port Charlotte, FL	3.0	2.0	1449	$3,000	$2.07	22d	1	1.20mi
2395 Alda Ln Port Charlotte, FL	2.0	2.0	1150	$1,775	$1.54	22d	1	1.21mi
2586 Auburn Blvd Port Charlotte, FL	2.0	2.0	1028	$1,850	$1.80	15d	1	1.22mi
1358 Arrow St Port Charlotte, FL	2.0	1.0	1650	$1,500	$0.91	15d	1	1.23mi
401 Skylark Ln NW Port Charlotte, FL	3.0	2.0	1167	$1,650	$1.41	22d	1	1.25mi
18423 Elgin Ave Port Charlotte, FL	4.0	2.0	1636	$2,200	$1.34	22d	1	1.26mi
557 Mayview Ave NW Port Charlotte, FL	3.0	2.0	1513	$1,796	$1.19	22d	1	1.28mi
2472 Picnic St Port Charlotte, FL	2.0	2.0	990	$1,575	$1.59	22d	1	1.29mi
2457 Haven St Port Charlotte, FL	3.0	2.0	1150	$1,775	$1.54	22d	1	1.30mi
1342 Eagle St Port Charlotte, FL	3.0	2.0	1693	$2,000	$1.18	22d	1	1.33mi
20362 Emerald Ave Port Charlotte, FL	2.0	2.0	1220	$1,750	$1.43	22d	1	1.36mi
21061 Midway Blvd Port Charlotte, FL	2.0	1.0	897	$1,600	$1.78	22d	1	1.39mi
20012 Goldcup Ct Port Charlotte, FL	2.0	2.0	923	$1,595	$1.73	22d	1	1.40mi

Listing history 30 events

1. 2026-06-22
   days on market $260,000 Active 95 DOM
2. 2026-06-18
   days on market $260,000 Active 92 DOM
3. 2026-06-17
   days on market $260,000 Active 91 DOM
4. 2026-06-16
   days on market $260,000 Active 90 DOM
5. 2026-06-15
   days on market $260,000 Active 89 DOM
6. 2026-06-14
   days on market $260,000 Active 87 DOM
7. 2026-06-13
   days on market $260,000 Active 86 DOM
8. 2026-06-10
   days on market $260,000 Active 84 DOM
9. 2026-06-09
   days on market $260,000 Active 83 DOM
10. 2026-06-08
    days on market $260,000 Active 82 DOM
11. 2026-06-07
    days on market $260,000 Active 81 DOM
12. 2026-06-05
    days on market $260,000 Active 78 DOM
13. 2026-06-03
    days on market $260,000 Active 77 DOM
14. 2026-06-02
    days on market $260,000 Active 76 DOM
15. 2026-06-01
    days on market $260,000 Active 75 DOM
16. 2026-05-31
    days on market $260,000 Active 74 DOM
17. 2026-05-30
    days on market $260,000 Active 73 DOM
18. 2026-05-16
    price $260,000
19. 2026-04-11
    price $265,000
20. 2026-03-18
    listed $270,000 Active
21. 2025-10-01
    soldstatus $165,000 Closed 1807-char remark

    Show marketing remark (1807 chars)

    Handyman Special in Beautiful Port Charlotte! Ready to roll up your sleeves and create something special? This 3-bedroom, 2-bathroom home with a 1-car garage offers over 1,300 square feet of living space and is full of potential. Located in one of Port Charlotte’s most desirable neighborhoods, this home is a golden opportunity for anyone looking to add personal touches and build instant value. Step inside and you’ll find a smart floor plan that flows from room to room with ease. The spacious eat-in kitchen has plenty of room for cooking, gathering, and everyday meals. Just off the kitchen is a bright dining room and a cozy living room, perfect for relaxing or entertaining. One of the best features of this home is the large 18x10 Florida Room. It’s filled with natural light and adds a great bonus space for a home office, playroom, or just a quiet spot to enjoy the view of the backyard. The primary bedroom includes a walk-in closet, ceiling fan, and soft carpeting. The en suite bathroom features a tile walk-in shower. Both guest bedrooms are nicely sized and come with ceiling fans and built-in closets for easy storage. The guest bathroom offers a full tub and shower combo. This home sits on a nice lot with room for gardening or outdoor upgrades. The garage offers space for your car, tools, or extra storage. The location can’t be beat—just minutes to schools, shopping centers, restaurants, and everyday conveniences. With a little work and creativity, this home could shine again and become a space you’ll be proud of. Don’t miss your chance to own in Port Charlotte at a hard-to-beat price. Homes like this don’t stay on the market long. American Home Shield protection for one year for buyer! Call today to schedule your private showing!

22. 2025-10-01
    soldstatus $165,000

    Show marketing remark (1807 chars)

    Handyman Special in Beautiful Port Charlotte! Ready to roll up your sleeves and create something special? This 3-bedroom, 2-bathroom home with a 1-car garage offers over 1,300 square feet of living space and is full of potential. Located in one of Port Charlotte’s most desirable neighborhoods, this home is a golden opportunity for anyone looking to add personal touches and build instant value. Step inside and you’ll find a smart floor plan that flows from room to room with ease. The spacious eat-in kitchen has plenty of room for cooking, gathering, and everyday meals. Just off the kitchen is a bright dining room and a cozy living room, perfect for relaxing or entertaining. One of the best features of this home is the large 18x10 Florida Room. It’s filled with natural light and adds a great bonus space for a home office, playroom, or just a quiet spot to enjoy the view of the backyard. The primary bedroom includes a walk-in closet, ceiling fan, and soft carpeting. The en suite bathroom features a tile walk-in shower. Both guest bedrooms are nicely sized and come with ceiling fans and built-in closets for easy storage. The guest bathroom offers a full tub and shower combo. This home sits on a nice lot with room for gardening or outdoor upgrades. The garage offers space for your car, tools, or extra storage. The location can’t be beat—just minutes to schools, shopping centers, restaurants, and everyday conveniences. With a little work and creativity, this home could shine again and become a space you’ll be proud of. Don’t miss your chance to own in Port Charlotte at a hard-to-beat price. Homes like this don’t stay on the market long. American Home Shield protection for one year for buyer! Call today to schedule your private showing!

23. 2025-09-09
    status Pending 1807-char remark

    Show marketing remark (1807 chars)

    Handyman Special in Beautiful Port Charlotte! Ready to roll up your sleeves and create something special? This 3-bedroom, 2-bathroom home with a 1-car garage offers over 1,300 square feet of living space and is full of potential. Located in one of Port Charlotte’s most desirable neighborhoods, this home is a golden opportunity for anyone looking to add personal touches and build instant value. Step inside and you’ll find a smart floor plan that flows from room to room with ease. The spacious eat-in kitchen has plenty of room for cooking, gathering, and everyday meals. Just off the kitchen is a bright dining room and a cozy living room, perfect for relaxing or entertaining. One of the best features of this home is the large 18x10 Florida Room. It’s filled with natural light and adds a great bonus space for a home office, playroom, or just a quiet spot to enjoy the view of the backyard. The primary bedroom includes a walk-in closet, ceiling fan, and soft carpeting. The en suite bathroom features a tile walk-in shower. Both guest bedrooms are nicely sized and come with ceiling fans and built-in closets for easy storage. The guest bathroom offers a full tub and shower combo. This home sits on a nice lot with room for gardening or outdoor upgrades. The garage offers space for your car, tools, or extra storage. The location can’t be beat—just minutes to schools, shopping centers, restaurants, and everyday conveniences. With a little work and creativity, this home could shine again and become a space you’ll be proud of. Don’t miss your chance to own in Port Charlotte at a hard-to-beat price. Homes like this don’t stay on the market long. American Home Shield protection for one year for buyer! Call today to schedule your private showing!

24. 2025-08-08
    price $185,000 1807-char remark

    Show marketing remark (1807 chars)

    Handyman Special in Beautiful Port Charlotte! Ready to roll up your sleeves and create something special? This 3-bedroom, 2-bathroom home with a 1-car garage offers over 1,300 square feet of living space and is full of potential. Located in one of Port Charlotte’s most desirable neighborhoods, this home is a golden opportunity for anyone looking to add personal touches and build instant value. Step inside and you’ll find a smart floor plan that flows from room to room with ease. The spacious eat-in kitchen has plenty of room for cooking, gathering, and everyday meals. Just off the kitchen is a bright dining room and a cozy living room, perfect for relaxing or entertaining. One of the best features of this home is the large 18x10 Florida Room. It’s filled with natural light and adds a great bonus space for a home office, playroom, or just a quiet spot to enjoy the view of the backyard. The primary bedroom includes a walk-in closet, ceiling fan, and soft carpeting. The en suite bathroom features a tile walk-in shower. Both guest bedrooms are nicely sized and come with ceiling fans and built-in closets for easy storage. The guest bathroom offers a full tub and shower combo. This home sits on a nice lot with room for gardening or outdoor upgrades. The garage offers space for your car, tools, or extra storage. The location can’t be beat—just minutes to schools, shopping centers, restaurants, and everyday conveniences. With a little work and creativity, this home could shine again and become a space you’ll be proud of. Don’t miss your chance to own in Port Charlotte at a hard-to-beat price. Homes like this don’t stay on the market long. American Home Shield protection for one year for buyer! Call today to schedule your private showing!

25. 2025-08-08
    listed $175,000 Active 1807-char remark

    Show marketing remark (1807 chars)

    Handyman Special in Beautiful Port Charlotte! Ready to roll up your sleeves and create something special? This 3-bedroom, 2-bathroom home with a 1-car garage offers over 1,300 square feet of living space and is full of potential. Located in one of Port Charlotte’s most desirable neighborhoods, this home is a golden opportunity for anyone looking to add personal touches and build instant value. Step inside and you’ll find a smart floor plan that flows from room to room with ease. The spacious eat-in kitchen has plenty of room for cooking, gathering, and everyday meals. Just off the kitchen is a bright dining room and a cozy living room, perfect for relaxing or entertaining. One of the best features of this home is the large 18x10 Florida Room. It’s filled with natural light and adds a great bonus space for a home office, playroom, or just a quiet spot to enjoy the view of the backyard. The primary bedroom includes a walk-in closet, ceiling fan, and soft carpeting. The en suite bathroom features a tile walk-in shower. Both guest bedrooms are nicely sized and come with ceiling fans and built-in closets for easy storage. The guest bathroom offers a full tub and shower combo. This home sits on a nice lot with room for gardening or outdoor upgrades. The garage offers space for your car, tools, or extra storage. The location can’t be beat—just minutes to schools, shopping centers, restaurants, and everyday conveniences. With a little work and creativity, this home could shine again and become a space you’ll be proud of. Don’t miss your chance to own in Port Charlotte at a hard-to-beat price. Homes like this don’t stay on the market long. American Home Shield protection for one year for buyer! Call today to schedule your private showing!

26. 2008-08-04
    soldstatus $87,800
27. 2008-07-29
    soldstatus $87,750 393-char remark

    Show marketing remark (393 chars)

    Well-kept and well-cared for home in wonderful location. Newer high efficiency air conditioner with heat pump. Newer air handler. Solar tinted windows throughout. Insulated garage door. Enclosed lanai air conditioned and heated. Attic completely insulatedincluding garage area. Lawn sprinkler system on well. Eat-in kitchen. Separate area of enclosed lanai has door and closet for 3rd bedroom.

28. 2008-04-17
    listed $99,900 393-char remark

    Show marketing remark (393 chars)

    Well-kept and well-cared for home in wonderful location. Newer high efficiency air conditioner with heat pump. Newer air handler. Solar tinted windows throughout. Insulated garage door. Enclosed lanai air conditioned and heated. Attic completely insulatedincluding garage area. Lawn sprinkler system on well. Eat-in kitchen. Separate area of enclosed lanai has door and closet for 3rd bedroom.

29. 1994-11-14
    soldstatus $67,500
30. 1980-02-01
    soldstatus $11,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,283 · $107/mo
• Projected year-2 tax: $2,158 · $180/mo
• Expected delta: +$875/yr (+$73/mo · 68.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,230
• − Mortgage interest: −$14,564
• − Property taxes: −$1,283
• − Insurance: −$2,098
• − Repairs & maintenance: −$2,098
• − Management: −$2,098
• − Depreciation: −$7,564
• Taxable loss: −$3,475
• Est. tax savings @ 24.0%: +$834
• After-tax cash flow: $1,813/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 18,696
• Household income: $62,744
• Rent vs Own: 13.8% rent · 86.2% own
• Severe rent burden: 501.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 8% Black 7% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Lithuanian 5% Romanian 4% Iranian 2%
• Foreign-born: 11% · Canada
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.31%
• Current HPI: 315.0548
• Rent YoY: ▼ -1.63%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2103.4% since first listed

13 events — show timeline

• 2026-05-16 Price Changed $260,000 FORTMLS
• 2026-04-11 Price Changed $265,000 FORTMLS
• 2026-03-18 Listed $270,000 FORTMLS
• 2025-10-01 Sold (Public Records) $165,000 Public Records
• 2025-10-01 Sold (MLS) $165,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-08-08 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-08 Listed $175,000 Stellar MLS as Distributed by MLS Grid
• 2008-08-04 Sold (Public Records) $87,800 Public Records
• 2008-07-29 Sold (MLS) $87,750 Stellar MLS as Distributed by MLS Grid
• 2008-04-17 Listed $99,900 Stellar MLS as Distributed by MLS Grid
• 1994-11-14 Sold (Public Records) $67,500 Public Records
• 1980-02-01 Sold (Public Records) $11,800 Public Records

Property tax history

+2.7%/yr

Latest (2025): $1,283 · +1.3% YoY. Source: county tax records.