235 Squirrel Dr · Newton, AL 36352

$225,000

3 bd · 2.0 ba · 1,308 sqft · SingleFamily public records · 44 Days on market

Built 1989 2.40 ac lot $172/sqft · 11% below area Est $252k · 11% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• ARV discount +12.4/15.0
• DSCR +8.6/10.0
• Appreciation +6.9/10.0
• 1% rule +5.7/10.0
• Livability +3.4/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Beautifully updated home in the Wicksburg school district. Situated on 2.3 private acres and Cul-de-sac. This home features three bedrooms and two bathrooms, equipped with everything you need. New luxury vinyl plank flooring installed throughout. New water heater. New kitchen appliances including a stove, refrigerator, dishwasher, and microwave. New light fixtures and ceiling fans. New wraparound patio and large wooden deck. Open layout with spacious living and dining areas. French doors that reveal a wooded view and an expansive deck. Detached storage shed and a one-car garage. Serviced HVAC system. Wood burning fireplace for cozy winter days, and a storage shed. Don't wait to see this beautiful property priced to sell. This home can be financed using, FHA, USDA, VA, Conventional, Bank Loan or Cash. So, bring your offer.

Key facts

• Private acres
• Creek access
• 2.4 acre lot

Tags

• WICKSBURG SCHOOL DISTRICT
• PRIVATE ACRES
• CREEK ACCESS
• LUXURY VINYL PLANK FLOORING
• NEWER KITCHEN APPLIANCES
• UPDATED LIGHT FIXTURES

Property features AI

Finance

• Other: Directions available to property
• Financial info: Not specified
• HOA & community: Subdivision: English Forrest

Exterior

• Parking: Attached garage (1 covered parking space, 1 total garage space)
• Security: Not specified
• Utilities: Well water (see remarks); Septic tank
• Home design: Single-family residence; One story
• Construction: Brick and vinyl siding exterior
• Exterior features: Deck; Waterfront lot; Storage structure

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: Not specified
• Flooring: Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: Not specified
• Interior features: Ceiling fans; Walk-in closets; Entrance foyer; Eat-in kitchen; Double-pane windows; Wood-burning fireplace in family room
• Laundry & utility: Laundry located in the garage

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $539 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $225k).
• Recommended offer: $218k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#88 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A-, housing A-; Watch: health & safety D, amenities F, commute F.
• Houston County (rural): math 25% / reading 49% proficiency, ranked #38 of 129 in AL (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Wicksburg Elementary School (606 students, 42% FRL); Wicksburg High School (math 33% / reading 57%, grade D-, #21 of 305 statewide, top 7%, 471 students, 39% FRL).
• Market conditions: 60 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 463 units permitted in Houston County in 2024 (96 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($2k loan paydown + $9k appreciation (3.8% local appreciation)).
• Houston County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (3.8% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $218,250 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 9.17%
• Cash-on-cash: 10.27%
• DSCR: 1.46
• GRM: 7.8

CMA / ARV

• ARV (median comp): $252,384
• List price: $225,000
• Delta: -10.85%
• Verdict: UNDERPRICED
• Comps: 10 within 1.0 mi

Projected returns pro-forma

3.83% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.0%
• Equity multiple: 2.13×
• Total profit: $71,338
• Equity at exit: $111,786

10-year hold

• IRR: 19.7%
• Equity multiple: 4.08×
• Total profit: $193,832
• Equity at exit: $181,030

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36352

• Home prices YoY: 1.6%
• Active inventory: 60
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $2,400 medium
• Mortgage (P&I): −$1,180
• Tax from tax record: −$83 /mo · $998/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$504
• Net cashflow: $539

Break-even live

Break-even rent $1,718

Max offer price $225,000

Occupancy floor 73%

Sensitivity live

Price	-10% $667	-5% $603	+0% $539	+5% $475	+10% $412
Rent	-10% $350	-5% $444	+0% $539	+5% $634	+10% $729
Rate	-1.0pp $652	-0.5pp $596	base $539	+0.5pp $481	+1.0pp $422

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19 Mockingbird Trl , AL	3.0	2.0	1849	$2,400	$1.30	44d	1	1.03mi

Listing history 33 events

1. 2026-06-19
   status $225,000 Pending 44 DOM
2. 2026-06-18
   days on market $225,000 Active Under Contract 44 DOM
3. 2026-06-17
   days on market $225,000 Active Under Contract 43 DOM
4. 2026-06-16
   days on market $225,000 Active Under Contract 42 DOM
5. 2026-06-15
   days on market $225,000 Active Under Contract 41 DOM
6. 2026-06-14
   days on market $225,000 Active Under Contract 39 DOM
7. 2026-06-12
   days on market $225,000 Active Under Contract 38 DOM
8. 2026-06-09
   days on market $225,000 Active Under Contract 35 DOM
9. 2026-06-08
   days on market $225,000 Active Under Contract 34 DOM
10. 2026-06-07
    days on market $225,000 Active Under Contract 33 DOM
11. 2026-06-05
    days on market $225,000 Active Under Contract 30 DOM
12. 2026-06-03
    days on market $225,000 Active Under Contract 29 DOM
13. 2026-06-02
    statusdays on market $225,000 Active Under Contract 28 DOM
14. 2026-06-01
    days on market $225,000 Active 27 DOM
15. 2026-05-31
    days on market $225,000 Active 26 DOM
16. 2026-05-30
    days on market $225,000 Active 25 DOM
17. 2026-05-05
    listed $225,000 Active 1032-char remark
18. 2025-04-22
    soldstatus $209,000
19. 2025-04-17
    soldstatus $209,000 Closed 833-char remark

    Show marketing remark (833 chars)

    Beautifully updated home in the Wicksburg school district. Situated on 2.3 private acres and Cul-de-sac. This home features three bedrooms and two bathrooms, equipped with everything you need. New luxury vinyl plank flooring installed throughout. New water heater. New kitchen appliances including a stove, refrigerator, dishwasher, and microwave. New light fixtures and ceiling fans. New wraparound patio and large wooden deck. Open layout with spacious living and dining areas. French doors that reveal a wooded view and an expansive deck. Detached storage shed and a one-car garage. Serviced HVAC system. Wood burning fireplace for cozy winter days, and a storage shed. Don't wait to see this beautiful property priced to sell. This home can be financed using, FHA, USDA, VA, Conventional, Bank Loan or Cash. So, bring your offer.

20. 2025-04-01
    status Pending 833-char remark

    Show marketing remark (833 chars)

    Beautifully updated home in the Wicksburg school district. Situated on 2.3 private acres and Cul-de-sac. This home features three bedrooms and two bathrooms, equipped with everything you need. New luxury vinyl plank flooring installed throughout. New water heater. New kitchen appliances including a stove, refrigerator, dishwasher, and microwave. New light fixtures and ceiling fans. New wraparound patio and large wooden deck. Open layout with spacious living and dining areas. French doors that reveal a wooded view and an expansive deck. Detached storage shed and a one-car garage. Serviced HVAC system. Wood burning fireplace for cozy winter days, and a storage shed. Don't wait to see this beautiful property priced to sell. This home can be financed using, FHA, USDA, VA, Conventional, Bank Loan or Cash. So, bring your offer.

21. 2025-03-03
    historical Active Under Contract 833-char remark

    Show marketing remark (833 chars)

    Beautifully updated home in the Wicksburg school district. Situated on 2.3 private acres and Cul-de-sac. This home features three bedrooms and two bathrooms, equipped with everything you need. New luxury vinyl plank flooring installed throughout. New water heater. New kitchen appliances including a stove, refrigerator, dishwasher, and microwave. New light fixtures and ceiling fans. New wraparound patio and large wooden deck. Open layout with spacious living and dining areas. French doors that reveal a wooded view and an expansive deck. Detached storage shed and a one-car garage. Serviced HVAC system. Wood burning fireplace for cozy winter days, and a storage shed. Don't wait to see this beautiful property priced to sell. This home can be financed using, FHA, USDA, VA, Conventional, Bank Loan or Cash. So, bring your offer.

22. 2025-02-08
    listed $235,000 Active 833-char remark

    Show marketing remark (833 chars)

    Beautifully updated home in the Wicksburg school district. Situated on 2.3 private acres and Cul-de-sac. This home features three bedrooms and two bathrooms, equipped with everything you need. New luxury vinyl plank flooring installed throughout. New water heater. New kitchen appliances including a stove, refrigerator, dishwasher, and microwave. New light fixtures and ceiling fans. New wraparound patio and large wooden deck. Open layout with spacious living and dining areas. French doors that reveal a wooded view and an expansive deck. Detached storage shed and a one-car garage. Serviced HVAC system. Wood burning fireplace for cozy winter days, and a storage shed. Don't wait to see this beautiful property priced to sell. This home can be financed using, FHA, USDA, VA, Conventional, Bank Loan or Cash. So, bring your offer.

23. 2025-01-13
    price $235,000
24. 2024-12-18
    status Active
25. 2024-12-15
    status Active
26. 2024-11-07
    historical Active Under Contract
27. 2024-11-05
    historical Active Under Contract
28. 2024-09-29
    price $250,000
29. 2024-09-29
    price $250,000
30. 2024-09-21
    listed $260,000 Active
31. 2024-09-06
    price $260,000
32. 2024-08-06
    listed $278,000 Active
33. 2023-10-03
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $998 · $83/mo
• Projected year-2 tax: $998 · $83/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 6 d/yr ≥106°F today · 16 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,800
• − Mortgage interest: −$12,603
• − Property taxes: −$998
• − Insurance: −$1,125
• − Repairs & maintenance: −$2,304
• − Management: −$2,304
• − Depreciation: −$6,545
• Taxable income: $2,920
• Est. tax owed @ 24.0%: −$701
• After-tax cash flow: $5,769/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Houston County
• NCES district ID: 0101770
• Math proficiency: 25% ▼ -33.00%
• Reading proficiency: 49% ▼ -1.00%
• Median HH income: $40,530
• Composite: 31.01/100
• National rank: #6092
• State rank: #38 of 129 in AL

Livability — Newton

• Score: 67/100
• State rank: #88
• US rank: #11075

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment C Housing A- Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 5,762

Population outlook (Houston County) Hauer SSP2

• Today (2025): 110,280 people
• By 2030: 112,668 · +2.2%
• By 2040: 116,149 · +5.3%
• By 2050: 117,805 · +6.8%
• By 2075: 118,577 · +7.5%
• By 2100: 110,940 · +0.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Black 6% Two or more races 3%
• Common ancestry: Slovak 4% Iranian 4% Italian 3%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Houston

• 2024 margin: Solid R (+47.8) · D 25.7% · R 73.5%
• 2008→2024 swing: -7.0pp toward R · 2008: -40.8pp · 2024: -47.8pp
• All cycles: 2024: R+47.8 2020: R+42.7 2016: R+47.6 2012: R+40.3 2008: R+40.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.83%
• Current HPI: 239.5672
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+150.0% since first listed

18 events — show timeline

• 2026-06-02 Contingent — SAMLS
• 2026-05-05 Listed $225,000 SAMLS
• 2025-04-22 Sold (Public Records) $209,000 Public Records
• 2025-04-17 Sold (MLS) $209,000 SAMLS
• 2025-04-01 Pending — SAMLS
• 2025-03-03 Contingent — SAMLS
• 2025-02-08 Listed $235,000 SAMLS
• 2025-01-13 Price Changed $235,000 WBR
• 2024-12-18 Relisted — SAMLS
• 2024-12-15 Relisted — WBR
• 2024-11-07 Contingent — SAMLS
• 2024-11-05 Contingent — WBR
• 2024-09-29 Price Changed $250,000 SAMLS
• 2024-09-29 Price Changed $250,000 WBR
• 2024-09-21 Listed $260,000 SAMLS
• 2024-09-06 Price Changed $260,000 WBR
• 2024-08-06 Listed $278,000 WBR
• 2023-10-03 Sold (Public Records) $90,000 Public Records

Property tax history

+16.7%/yr

Latest (2025): $998 · +6.8% YoY. Source: county tax records.