1417 Orchid Ln · Richburg, SC 29729

$329,000

3 bd · 2.5 ba · 2,175 sqft · SingleFamily · 1 Days on market

Built 2026 Good condition 6,098 sqft lot Est $335k · at est. $100/mo HOA · 4% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.4/30.0
• ARV discount +8.3/15.0
• Appreciation +6.5/10.0
• Condition / age +4.0/5.0
• 1% rule +3.2/10.0
• Livability +3.2/5.0
• DSCR +2.6/10.0
• Rent growth +2.5/5.0
• Schools +2.3/10.0

Listing remarks

Come see 1417 Orchid Lane located in Richburg, South Carolina! Stanton is an exciting NEW community in Richburg, SC offering a blend of county living and urban convenience. With Luxury amenities, residents can enjoy a high standard of living while having a variety of floor plans to choose from, including single story options. Stanton’s proximity to 1-77 makes commuting to Rock Hill and Charlotte a breeze, allowing for easy access to city excitement while still enjoying the tranquility of suburban lifestyle. The Penwell is one of our two-story plans featured at Stanton in Richburg, SC. This gorgeous two-story home with impressive comfort, luxury, and style offers three bedrooms, two

Key facts

• 6,098 sq ft lot
• 2 garage spots
• Community pool

Property features AI

Finance

• Other: Architectural review restrictions
• HOA & community: Mandatory HOA; Quarterly HOA fee of $300; Community amenities include outdoor pool, cabana, playground, sidewalks, street lights, and pond; Pets allowed

Exterior

• Parking: Attached front-facing garage with automatic opener; 2-car garage
• Security: Smoke detectors; Carbon monoxide detectors
• Utilities: City water; Public sewer; Cable available; Wired internet available; Underground power and utilities
• Home design: Single-family residence; Two levels; New construction (proposed completion 2026-11-16); Site-built home; Penwell B model by D.R. Horton
• Construction: Brick partial and fiber cement exterior; Fiberglass roof; Slab foundation
• Exterior features: Concrete and paved roads; Private maintained road; Lot approximately 0.14 acres; Community sidewalks and street lights; Pond

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Microwave; Plumbed for icemaker
• Bedrooms: 3 bedrooms (all on upper level)
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms (upper level); 1 half bathroom (main level)
• Heating & cooling: Electric heating (zoned); Central air; Dual and zoned cooling
• Interior features: Open floorplan; Kitchen island; Pantry; Walk-in closet(s); 8 total rooms; Electric fireplace in family room
• Laundry & utility: Laundry room on upper level; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $329k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-237 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $295k (10.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $270k (17.8% below list).
• Recommended offer: $270k (17.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 63/100 on livability (#182 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, health & safety D+, amenities F.
• Chester 01 (rural): math 23% / reading 34% proficiency, ranked #59 of 80 in SC (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lewisville Elementary (math 47% / reading 42%, grade F, #226 of 597 statewide, top 40%, 510 students, 100% FRL); Lewisville Middle (math 25% / reading 37%, grade F, #128 of 229 statewide, top 58%, 416 students, 100% FRL); Lewisville High (math 44% / reading 87%, grade B, #83 of 196 statewide, top 43%, 416 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 47% at this address vs 28% district-wide (+19 pts) — the actual schools serving this property are materially stronger than the Chester 01 average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 83 active listings in the ZIP; 269 units permitted in Chester County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($2k loan paydown + $10k appreciation (3.0% local appreciation)).
• Chester County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 3, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $270,425 (17.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 5.43%
• Cash-on-cash: -3.09%
• DSCR: 0.86
• GRM: 10.1

CMA / ARV

• ARV (on-the-fly): $334,950
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1235 Lavender Dr	0.05mi	3/2.5	2,175 (0%)	1mo	$315,054	$145	97
1240 Lavender Dr	0.08mi	3/2.5	2,175 (0%)	0mo	$325,850	$150	96
1319 Lily Dr	0.11mi	3/2.5	2,175 (0%)	2mo	$321,000	$148	94
1316 Lily Dr	0.14mi	4/2.5 (+1)	2,174 (-0%)	1mo	$317,000	$146	88
699 Lamorak Pl	0.56mi	4/2.5 (+1)	2,218 (+2%)	3mo	$355,900	$160	64
1513 Doran Ter	0.57mi	4/2.5 (+1)	2,218 (+2%)	2mo	$355,900	$160	64
1110 Elyan St	0.58mi	4/2.5 (+1)	2,218 (+2%)	6mo	$349,900	$158	60
642 Lamorak Pl	0.50mi	3/2.5	2,025 (-7%)	10mo	$327,900	$162	57
668 Lamorak Pl	0.53mi	3/2.5	2,025 (-7%)	10mo	$327,900	$162	56
1520 Doran Ter	0.59mi	3/2.5	2,025 (-7%)	8mo	$304,900	$151	54
1544 Doran Ter	0.68mi	3/2.5	2,025 (-7%)	4mo	$310,900	$154	53
1534 Doran Ter	0.64mi	3/2.5	2,025 (-7%)	7mo	$308,900	$153	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.99% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 4.6%
• Equity multiple: 1.27×
• Total profit: $24,507
• Equity at exit: $147,810

10-year hold

• IRR: 7.8%
• Equity multiple: 2.18×
• Total profit: $108,758
• Equity at exit: $227,699

Cash invested: $92,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29729

• Home prices YoY: 1.4%
• Active inventory: 83
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $2,704 medium
• Mortgage (P&I): −$1,725
• Tax est. 1.5%: −$411 /mo · $4,935/yr
• Insurance: −$137
• HOA: −$100
• Vacancy / Maint / Mgmt: −$568
• Net cashflow: $-237

Break-even live

Break-even rent $3,005

Max offer price $294,664

Occupancy floor —

Sensitivity live

Price	-10% $-10	-5% $-124	+0% $-237	+5% $-351	+10% $-465
Rent	-10% $-451	-5% $-344	+0% $-237	+5% $-130	+10% $-24
Rate	-1.0pp $-72	-0.5pp $-154	base $-237	+0.5pp $-323	+1.0pp $-409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,250
• Closing costs: $9,870
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $100 · $1,200/yr

Listing history 2 events

1. 2026-06-13
   remarks 693-char remark
2. 2026-06-13
   listed $329,000 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,451
• − Mortgage interest: −$18,429
• − Property taxes: −$4,935
• − Insurance: −$1,645
• − Repairs & maintenance: −$2,596
• − Management: −$2,596
• − HOA: −$1,200
• − Depreciation: −$9,571
• Taxable loss: −$8,521
• Est. tax savings @ 24.0%: +$2,045
• After-tax cash flow: $-802/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This home is in good condition with a fresh paint job and modern finishes. It's move-in ready with potential for minor updates to enhance its curb appeal and value.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
• Both Landscaping improvements — Enhanced landscaping can boost curb appeal and property value
• Resale Kitchen appliances — Upgrading appliances can attract more buyers
• Resale Bathroom fixtures — Modern fixtures can appeal to potential buyers

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhanced landscaping can boost curb appeal and property value ↑
• Resale Kitchen appliances — Upgrading appliances can attract more buyers ↑
• Resale Bathroom fixtures — Modern fixtures can appeal to potential buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Chester 01
• NCES district ID: 4501530
• Math proficiency: 23% ▼ -6.00%
• Reading proficiency: 34% ▬ 0.00%
• Median HH income: $34,041
• Composite: 23.39/100
• National rank: #7902
• State rank: #59 of 80 in SC

Livability — Richburg

• Score: 63/100
• State rank: #182
• US rank: #15927

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,313

Population outlook (Chester County) Hauer SSP2

• Today (2025): 30,121 people
• By 2030: 28,700 · -4.7%
• By 2040: 25,784 · -14.4%
• By 2050: 23,001 · -23.6%
• By 2075: 17,770 · -41.0%
• By 2100: 13,584 · -54.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Black 26% Two or more races 12% Hispanic / Latino 7%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Danish 2% Serbian 2% Lithuanian 2%
• Foreign-born: 2% · Canada, Guatemala
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Chester

• 2024 margin: R (+17.2) · D 40.8% · R 58.0% · Other 1.1%
• 2008→2024 swing: -25.5pp toward R · 2008: 8.3pp · 2024: -17.2pp
• All cycles: 2024: R+17.2 2020: R+10.9 2016: R+4.8 2012: D+10.5 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.99%
• Current HPI: 210.6518
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

2 events — show timeline

• 2026-06-12 Pending — CANOPYMLS as Distributed by MLS Grid
• 2026-06-12 Listed $329,000 CANOPYMLS as Distributed by MLS Grid