🌊 Lakefront
475 Anthony Dr · Tyrone, GA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.8/10.0
- Schools +5.1/10.0
- Livability +4.0/5.0
- ARV discount +2.6/15.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$459,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this beautifully renovated 4 bedroom, 3 bathroom home in the desirable Briarhill community of Tyrone, offering modern updates, flexible living space, and sought-after lake access living in Fayette County. Thoughtfully updated throughout, this move-in ready property blends style, comfort, and peace of mind in one exceptional package. The stunning renovated kitchen features new cabinetry, stylish modern finishes, and a clean, updated design perfect for both everyday living and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, while brand-new carpet adds warmth and comfort in the bedrooms. Fresh interior paint, updated trim, and renovated cabinet
Key facts
- 1.42 acre lot
- Garage
- Built 1984
Property features AI
Finance
- HOA & community: No HOA; Community includes lake
Exterior
- Parking: Garage
- Utilities: Public water; Public sewer; Electricity available; Cable available; High-speed internet available
- Home design: Single family residence; House structure; Three or more levels; Resale property
- Construction: Built in 1984; Brick construction; Composition roof; Finished area includes below-grade finished space
- Exterior features: Level lot; Lake privileges
Interior
- Kitchen: Dishwasher; Refrigerator
- Bedrooms: 4 bedrooms (1 bedroom on lower level)
- Flooring: Other flooring
- Bathrooms: 3 full bathrooms (1 on main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Tile baths; Walk-in closets; Finished basement; Family room; One fireplace
- Laundry & utility: Laundry area (other)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/4.0-bath single-family listed at $459k.
Deal economics
- At list price, monthly cash flow is $2k ($23k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $459k).
- Recommended offer: $452k (1.5% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 3.5% in Tyrone — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#13 in GA, #2,017 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Flat Rock Middle School (math 35% / reading 55%, grade D, #103 of 470 statewide, top 23%, 883 students, 46% FRL); Sandy Creek High School (math 23% / reading 42%, grade F, #104 of 424 statewide, top 25%, 1,188 students, 43% FRL) — zoned schools average 45% FRL vs 21% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 39% at this address vs 56% district-wide (-17 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
- Market conditions: 70 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $129k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($452k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $345k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 11.26%
- Cash-on-cash
- 17.75%
- DSCR
- 1.79
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $414,325
- List price
- $459,000
- Delta
- 10.78%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 100 Brookfield Ct | 0.45mi | 4/2.5 | 2,236 (+3%) | 1mo | $499,900 | $224 | 67 |
| 140 Julie Rd | 0.34mi | 3/2.5 (-1) | 2,270 (+5%) | 3mo | $420,000 | $185 | 63 |
| 360 Michael Rd | 0.24mi | 3/2.5 (-1) | 2,219 (+2%) | 18mo | $450,000 | $203 | 59 |
| 230 Julie Rd | 0.31mi | 3/2.0 (-1) | 2,165 (-0%) | 21mo | $400,000 | $185 | 55 |
| 210 Farr Lake Dr | 0.51mi | 4/2.5 | 2,237 (+3%) | 12mo | $499,900 | $223 | 55 |
| 919 Tyrone Rd | 0.52mi | 4/3.0 | 1,975 (-9%) | 4mo | $260,000 | $132 | 54 |
| 290 Farr Lake Dr | 0.55mi | 4/2.5 | 2,329 (+8%) | 4mo | $459,900 | $197 | 53 |
| 215 Farr Lake Dr | 0.59mi | 4/2.5 | 2,218 (+2%) | 13mo | $430,000 | $194 | 52 |
| 260 Chimney Springs Rd | 0.65mi | 3/2.5 (-1) | 2,310 (+7%) | 2mo | $550,000 | $238 | 46 |
| 771 Tyrone Rd | 0.24mi | 3/2.5 (-1) | 1,922 (-11%) | 21mo | $320,000 | $166 | 42 |
| 170 Brennan Dr | 0.61mi | 4/2.5 | 2,468 (+14%) | 2mo | $500,000 | $203 | 41 |
| 100 Kindlehurst Dr | 0.47mi | 4/3.0 | 2,432 (+12%) | 16mo | $488,500 | $201 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.2%
- Equity multiple
- 1.36×
- Total profit
- $46,539
- Equity at exit
- $68,438
- IRR
- 18.4%
- Equity multiple
- 2.52×
- Total profit
- $195,754
- Equity at exit
- $39,686
Cash invested: $128,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30290
- Home prices YoY
- -25.8%
- Active inventory
- 70
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $5,889 medium interval (Pro) →
- Mortgage (P&I)
- −$2,407
- Tax from tax record
- −$153 /mo · $1,832/yr
- Insurance
- −$191
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,237
- Net cashflow
- $1,901
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $114,750
- Closing costs
- $13,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 135 Farr Lake Dr Tyrone, GA | 4.0 | 3.0 | 2683 | $7,500 | $2.80 | 43d | 1 | 0.58mi |
| 115 Sutton Ct Tyrone, GA | 5.0 | 4.0 | 2695 | $3,850 | $1.43 | 4d | 1 | 0.73mi |
Listing history 14 events
-
2026-06-10status $459,000 Under Contract 19 DOM
-
2026-06-09days on market $459,000 Active 19 DOM
-
2026-06-08days on market $459,000 Active 18 DOM
-
2026-06-07days on market $459,000 Active 17 DOM
-
2026-06-04statusdays on market $459,000 Active 14 DOM
-
2026-06-03days on market $459,000 New 13 DOM
-
2026-06-02days on market $459,000 New 12 DOM
-
2026-06-01days on market $459,000 New 11 DOM
-
2026-05-31days on market $459,000 New 10 DOM
-
2026-05-08historical $459,000 1010-char remark
-
2026-05-08historical
-
2026-05-08$459,000 New
-
2026-04-20historical
-
2026-04-02soldstatus $345,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,832 · $153/mo
- Projected year-2 tax
- $4,223 · $352/mo
- Expected delta
- +$2,390/yr (+$199/mo · 130.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $70,666
- − Mortgage interest
- −$25,711
- − Property taxes
- −$1,832
- − Insurance
- −$2,295
- − Repairs & maintenance
- −$5,653
- − Management
- −$5,653
- − Depreciation
- −$13,353
- Taxable income
- $16,168
- Est. tax owed @ 24.0%
- −$3,880
- After-tax cash flow
- $18,934/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — Tyrone
- Score
- 79/100
- State rank
- #13
- US rank
- #2017
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tyrone, GA
- City population
- 9,083
- Population (ZIP)
- 9,083
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 57% Black 28% Two or more races 7% Hispanic / Latino 6% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Dominican 2%
- Common ancestry
- Italian 2% Portuguese 2% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam, Mexico
- Languages at home
- 91% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.69%
- Current HPI
- 243.293
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+33.0% since first listed7 events — show timeline
- 2026-06-09 Pending — GAMLS
- 2026-05-21 Listed $459,000 GAMLS
- 2026-05-08 Coming Soon $459,000 GAMLS
- 2026-05-08 Listing Removed — GAMLS
- 2026-05-08 Listed $459,000 GAMLS
- 2026-04-20 Coming Soon — GAMLS
- 2026-04-02 Sold (Public Records) $345,000 Public Records
Property tax history
+1.3%/yrLatest (2025): $1,832 · -0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…