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475 Anthony Dr 🌊 Lakefront
C+ Composite 64.49
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • Schools +5.1/10.0
  • Livability +4.0/5.0
  • ARV discount +2.6/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$459,000

475 Anthony Dr · Tyrone, GA 30290
4 bd · 4.0 ba · 2,167 sqft · SingleFamily public records · 19 Days on market
Built 1984 1.42 ac lot $212/sqft · 31% above area Est $414k · 11% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this beautifully renovated 4 bedroom, 3 bathroom home in the desirable Briarhill community of Tyrone, offering modern updates, flexible living space, and sought-after lake access living in Fayette County. Thoughtfully updated throughout, this move-in ready property blends style, comfort, and peace of mind in one exceptional package. The stunning renovated kitchen features new cabinetry, stylish modern finishes, and a clean, updated design perfect for both everyday living and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, while brand-new carpet adds warmth and comfort in the bedrooms. Fresh interior paint, updated trim, and renovated cabinet

Key facts

  • 1.42 acre lot
  • Garage
  • Built 1984

Property features AI

Finance

  • HOA & community: No HOA; Community includes lake

Exterior

  • Parking: Garage
  • Utilities: Public water; Public sewer; Electricity available; Cable available; High-speed internet available
  • Home design: Single family residence; House structure; Three or more levels; Resale property
  • Construction: Built in 1984; Brick construction; Composition roof; Finished area includes below-grade finished space
  • Exterior features: Level lot; Lake privileges

Interior

  • Kitchen: Dishwasher; Refrigerator
  • Bedrooms: 4 bedrooms (1 bedroom on lower level)
  • Flooring: Other flooring
  • Bathrooms: 3 full bathrooms (1 on main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Tile baths; Walk-in closets; Finished basement; Family room; One fireplace
  • Laundry & utility: Laundry area (other)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $459k.

Deal economics

  • At list price, monthly cash flow is $2k ($23k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $459k).
  • Recommended offer: $452k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.3% vs local median 3.5% in Tyrone — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#13 in GA, #2,017 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Flat Rock Middle School (math 35% / reading 55%, grade D, #103 of 470 statewide, top 23%, 883 students, 46% FRL); Sandy Creek High School (math 23% / reading 42%, grade F, #104 of 424 statewide, top 25%, 1,188 students, 43% FRL) — zoned schools average 45% FRL vs 21% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 39% at this address vs 56% district-wide (-17 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
  • Market conditions: 70 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $129k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($452k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $345k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $452,115 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  4. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  5. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
11.26%
Cash-on-cash
17.75%
DSCR
1.79
GRM
6.5

CMA / ARV

ARV (median comp)
$414,325
List price
$459,000
Delta
10.78%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Brookfield Ct 0.45mi 4/2.5 2,236 (+3%) 1mo $499,900 $224 67
140 Julie Rd 0.34mi 3/2.5 (-1) 2,270 (+5%) 3mo $420,000 $185 63
360 Michael Rd 0.24mi 3/2.5 (-1) 2,219 (+2%) 18mo $450,000 $203 59
230 Julie Rd 0.31mi 3/2.0 (-1) 2,165 (-0%) 21mo $400,000 $185 55
210 Farr Lake Dr 0.51mi 4/2.5 2,237 (+3%) 12mo $499,900 $223 55
919 Tyrone Rd 0.52mi 4/3.0 1,975 (-9%) 4mo $260,000 $132 54
290 Farr Lake Dr 0.55mi 4/2.5 2,329 (+8%) 4mo $459,900 $197 53
215 Farr Lake Dr 0.59mi 4/2.5 2,218 (+2%) 13mo $430,000 $194 52
260 Chimney Springs Rd 0.65mi 3/2.5 (-1) 2,310 (+7%) 2mo $550,000 $238 46
771 Tyrone Rd 0.24mi 3/2.5 (-1) 1,922 (-11%) 21mo $320,000 $166 42
170 Brennan Dr 0.61mi 4/2.5 2,468 (+14%) 2mo $500,000 $203 41
100 Kindlehurst Dr 0.47mi 4/3.0 2,432 (+12%) 16mo $488,500 $201 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.2%
Equity multiple
1.36×
Total profit
$46,539
Equity at exit
$68,438
10-year hold
IRR
18.4%
Equity multiple
2.52×
Total profit
$195,754
Equity at exit
$39,686

Cash invested: $128,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30290

Home prices YoY
-25.8%
Active inventory
70
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$5,889 medium interval (Pro) →
Mortgage (P&I)
$2,407
Tax from tax record
$153 /mo · $1,832/yr
Insurance
$191
HOA
$0
Vacancy / Maint / Mgmt
$1,237
Net cashflow
$1,901

Break-even live

Break-even rent $3,482
Max offer price $459,000
Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$114,750
Closing costs
$13,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
135 Farr Lake Dr Tyrone, GA 4.0 3.0 2683 $7,500 $2.80 43d 1 0.58mi
115 Sutton Ct Tyrone, GA 5.0 4.0 2695 $3,850 $1.43 4d 1 0.73mi

Listing history 14 events

  1. 2026-06-10
    status $459,000 Under Contract 19 DOM
  2. 2026-06-09
    days on market $459,000 Active 19 DOM
  3. 2026-06-08
    days on market $459,000 Active 18 DOM
  4. 2026-06-07
    days on market $459,000 Active 17 DOM
  5. 2026-06-04
    statusdays on market $459,000 Active 14 DOM
  6. 2026-06-03
    days on market $459,000 New 13 DOM
  7. 2026-06-02
    days on market $459,000 New 12 DOM
  8. 2026-06-01
    days on market $459,000 New 11 DOM
  9. 2026-05-31
    days on market $459,000 New 10 DOM
  10. 2026-05-08
    historical $459,000 1010-char remark
  11. 2026-05-08
    historical
  12. 2026-05-08
    listed $459,000 New
  13. 2026-04-20
    historical
  14. 2026-04-02
    soldstatus $345,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,832 · $153/mo
Projected year-2 tax
$4,223 · $352/mo
Expected delta
+$2,390/yr (+$199/mo · 130.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$70,666
− Mortgage interest
−$25,711
− Property taxes
−$1,832
− Insurance
−$2,295
− Repairs & maintenance
−$5,653
− Management
−$5,653
− Depreciation
−$13,353
Taxable income
$16,168
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,880
After-tax cash flow
$18,934/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — Tyrone

Score
79/100
State rank
#13
US rank
#2017

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tyrone, GA
City population
9,083
Population (ZIP)
9,083

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 57% Black 28% Two or more races 7% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 1% Dominican 2%
Common ancestry
Italian 2% Portuguese 2% Slovak 2%
Foreign-born
8% · Canada, Vietnam, Mexico
Languages at home
91% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -84.69%
Current HPI
243.293
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+33.0% since first listed
7 events — show timeline
  • 2026-06-09 Pending GAMLS
  • 2026-05-21 Listed $459,000 GAMLS
  • 2026-05-08 Coming Soon $459,000 GAMLS
  • 2026-05-08 Listing Removed GAMLS
  • 2026-05-08 Listed $459,000 GAMLS
  • 2026-04-20 Coming Soon GAMLS
  • 2026-04-02 Sold (Public Records) $345,000 Public Records

Property tax history

+1.3%/yr

Latest (2025): $1,832 · -0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…