CashFlowRE
Sign in Sign up
5250 Yeatman Rd
B- Composite 67.75
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

5250 Yeatman Rd · Dunlap, OH 45252
2 bd · 1.0 ba · 1,344 sqft · SingleFamily public records · 106 Days on market
Built 1865 1.31 ac lot ↓ 9% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

Key facts

  • 1.31 acres
  • No-outlet street
  • 1865 cape cod

Tags

1865 CAPE COD1.31 ACRESNO-OUTLET STREETRECENT IMPROVEMENTS

Property features AI

Finance

  • Other: Lease not considered
  • HOA & community: No HOA

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Septic sewer; Natural gas
  • Home design: Cape Cod style; One and one half stories; Single family home
  • Construction: Vinyl siding; Shingle roof; Stone foundation; Second floor area approximately 576 sq ft
  • Exterior features: Front porch; Aluminum windows; Lot approximately 1.313 acres (200 x 286); Residential zoning

Interior

  • Kitchen: Eat-in kitchen with pantry; Vinyl flooring in kitchen
  • Bedrooms: Primary bedroom on level 1 (13 x 12); Bedroom 2 on level 2 (15 x 13); Bedroom 3 on level 2 (15 x 15)
  • Flooring: Wall-to-wall carpet in living room; Vinyl flooring in kitchen
  • Bathrooms: One full bathroom on level 1
  • Heating & cooling: Gas heating; Central air; Gas water heating; Sump pump
  • Interior features: 5 total rooms; Full unfinished basement; Pantry; Eat-in kitchen
  • Laundry & utility: Main-level laundry room (9 x 8)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $564 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $136k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#790 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools D, amenities F, commute F.
  • Northwest Local (suburban): math 38% / reading 46% proficiency, ranked #508 of 656 in OH (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 11 active listings in the ZIP; solid renter incomes; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 106 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 16y ago; this cycle's ask has dropped $50k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $64k; list at $150k implies a 136% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1865 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $136,500 (9.0% below list)

Questions for the listing agent

  1. It's been on market 106 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1865 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
10.80%
Cash-on-cash
16.11%
DSCR
1.72
GRM
6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.1%
Equity multiple
1.28×
Total profit
$11,622
Equity at exit
$22,365
10-year hold
IRR
16.4%
Equity multiple
2.34×
Total profit
$56,436
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45252

Home prices YoY
-26.9%
Active inventory
11
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$2,003 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$169 /mo · $2,033/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$421
Net cashflow
$564

Break-even live

Break-even rent $1,289
Max offer price $150,000
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 47 events

  1. 2026-06-18
    days on market $150,000 Active 106 DOM
  2. 2026-06-17
    days on market $150,000 Active 105 DOM
  3. 2026-06-16
    days on market $150,000 Active 104 DOM
  4. 2026-06-16
    price $150,000 Active 103 DOM
  5. 2026-06-15
    days on market $100,000 Active 103 DOM
  6. 2026-06-13
    days on market $100,000 Active 101 DOM
  7. 2026-06-12
    days on market $100,000 Active 100 DOM
  8. 2026-06-09
    days on market $100,000 Active 97 DOM
  9. 2026-06-08
    days on market $100,000 Active 96 DOM
  10. 2026-06-08
    days on market $100,000 Active 95 DOM
  11. 2026-06-07
    days on market $100,000 Active 94 DOM
  12. 2026-06-04
    days on market $100,000 Active 91 DOM
  13. 2026-06-02
    days on market $100,000 Active 90 DOM
  14. 2026-06-01
    days on market $100,000 Active 89 DOM
  15. 2026-05-31
    days on market $100,000 Active 88 DOM
  16. 2026-05-18
    price $100,000
  17. 2026-05-02
    price $165,000
  18. 2026-04-14
    price $169,000
  19. 2026-04-07
    price $175,000
  20. 2026-03-29
    price $180,000
  21. 2026-03-14
    price $190,000
  22. 2026-03-04
    listed $200,000 Active
  23. 2023-01-24
    listed $549,000 Active 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  24. 2023-01-24
    price $549,000 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  25. 2023-01-10
    price $69,900 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  26. 2017-07-11
    soldstatus $63,600
  27. 2017-06-16
    soldstatus $63,600 Sold 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  28. 2017-06-16
    soldstatus $63,600 Closed 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  29. 2017-05-08
    historical Accept Backup Offers 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  30. 2017-03-15
    status Active 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  31. 2017-03-10
    historical Accept Backup Offers 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  32. 2017-02-23
    status Active 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  33. 2017-02-15
    historical Accept Backup Offers 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  34. 2016-10-12
    price $69,900 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  35. 2016-10-12
    status Active 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  36. 2016-06-16
    historical Accept Backup Offers 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  37. 2016-03-29
    status Active 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  38. 2016-03-22
    historical 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  39. 2015-09-25
    listed $64,900 Active 259-char remark
    Show marketing remark (259 chars)

    Country Refuge yet close to all conveniences of nearby shopping and expressway. Historical cape cod on 1.31 acre setting. Inviting front porch, eat in kitchen, 1st floor bedroom, updated bathroom, just connected to city water, vinyl siding. One year warranty.

  40. 2015-07-27
    historical
  41. 2015-01-28
    listed $79,900 Active
  42. 2014-12-31
    historical
  43. 2014-03-28
    listed $84,900
  44. 2012-02-11
    historical
  45. 2011-02-16
    listed $84,900
  46. 2010-11-22
    historical
  47. 2010-05-22
    listed $109,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,033 · $169/mo
Projected year-2 tax
$2,186 · $182/mo
Expected delta
+$154/yr (+$13/mo · 7.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,035
− Mortgage interest
−$8,402
− Property taxes
−$2,033
− Insurance
−$750
− Repairs & maintenance
−$1,923
− Management
−$1,923
− Depreciation
−$4,364
Taxable income
$4,641
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,114
After-tax cash flow
$5,652/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northwest Local
NCES district ID
3904736
Math proficiency
38% ▼ -18.00%
Reading proficiency
46% ▼ -10.00%
Median HH income
$58,765
Composite
36.97/100
National rank
#4528
State rank
#508 of 656 in OH

Livability — Dunlap

Score
64/100
State rank
#790
US rank
#14342

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dunlap, OH
County
Hamilton · 838,887 people
Metro
Cincinnati, OH-KY-IN
Population (ZIP)
4,941
Household income
$96,750
Rent vs Own
6.2% rent · 93.8% own

Population outlook (Hamilton County) Hauer SSP2

Today (2025)
826,054 people
By 2030
830,947 · +0.6%
By 2040
832,319 · +0.8%
By 2050
822,428 · -0.4%
By 2075
788,688 · -4.5%
By 2100
710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 15% Two or more races 4%
Common ancestry
Estonian 3% Slovak 2% Lithuanian 2%
Foreign-born
4% · Canada
Languages at home
96% English-only · Other Indo-European 1%

Political lean MEDSL · Hamilton

2024 margin
D (+14.9) · D 57.0% · R 42.1%
2008→2024 swing
+7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
All cycles
2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.16%
Current HPI
207.2523
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-9.0% since first listed
32 events — show timeline
  • 2026-05-18 Price Changed $100,000 Cincy MLS
  • 2026-05-02 Price Changed $165,000 Cincy MLS
  • 2026-04-14 Price Changed $169,000 Cincy MLS
  • 2026-04-07 Price Changed $175,000 Cincy MLS
  • 2026-03-29 Price Changed $180,000 Cincy MLS
  • 2026-03-14 Price Changed $190,000 Cincy MLS
  • 2026-03-04 Listed $200,000 Cincy MLS
  • 2023-01-24 Listed $549,000 Cincy MLS
  • 2023-01-24 Price Changed $549,000 Cincy MLS
  • 2023-01-10 Price Changed $69,900 Cincy MLS
  • 2017-07-11 Sold (Public Records) $63,600 Public Records
  • 2017-06-16 Sold (MLS) $63,600 Cincy MLS
  • 2017-06-16 Sold (MLS) $63,600 Cincy MLS
  • 2017-05-08 Contingent Cincy MLS
  • 2017-03-15 Relisted Cincy MLS
  • 2017-03-10 Contingent Cincy MLS
  • 2017-02-23 Relisted Cincy MLS
  • 2017-02-15 Contingent Cincy MLS
  • 2016-10-12 Price Changed $69,900 Cincy MLS
  • 2016-10-12 Relisted Cincy MLS
  • 2016-06-16 Contingent Cincy MLS
  • 2016-03-29 Relisted Cincy MLS
  • 2016-03-22 Listing Removed Cincy MLS
  • 2015-09-25 Listed $64,900 Cincy MLS
  • 2015-07-27 Listing Removed Cincy MLS
  • 2015-01-28 Listed $79,900 Cincy MLS
  • 2014-12-31 Listing Removed Cincy MLS
  • 2014-03-28 Listed $84,900 Cincy MLS
  • 2012-02-11 Listing Removed Cincy MLS
  • 2011-02-16 Listed $84,900 Cincy MLS
  • 2010-11-22 Listing Removed Cincy MLS
  • 2010-05-22 Listed $109,900 Cincy MLS

Property tax history

+4.0%/yr

Latest (2025): $2,033 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…