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87 Maverick Dr
C Composite 58.54
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.7/30.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.7/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +2.6/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$225,000

87 Maverick Dr · Odessa, TX 79765
3 bd · 2.0 ba · 1,545 sqft · Other public records · 3 Days on market
Built 2022 Good condition 3,223 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Super cute and ready for a quick move-in townhome. This 3 bedroom, 2 bath home features white cabinets, granite throughout, stainless appliances, laminate flooring throughout and has a cute back patio space. Call today!!

Key facts

  • Back patio space
  • 3,223 sq ft lot
  • 2 garage spots

Tags

BACK PATIO SPACE

Property features AI

Exterior

  • Parking: 2 covered parking spaces; 2-car garage with garage door opener
  • Utilities: Public water; Public sewer; Propane service
  • Home design: Single-family residence; Residential property
  • Construction: Composition roof; Slab foundation; Built with standard residential construction
  • Exterior features: Covered patio/porch; Landscaped lot; Paved road access; Solar panels

Interior

  • Kitchen: Electric range; Microwave; Garbage disposal; Owned water purifier
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Breakfast bar
  • Laundry & utility: Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $225k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $472 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $225k).

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Permian H S (math 19% / reading 29%, grade F, #1,333 of 1,632 statewide, top 82%, 3,978 students, 51% FRL).
  • Market conditions: Rents flat; 431 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.81%
Cash-on-cash
8.99%
DSCR
1.40
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.54% rent growth · sell at horizon

5-year hold
IRR
-5.4%
Equity multiple
0.81×
Total profit
$-12,280
Equity at exit
$33,548
10-year hold
IRR
1.3%
Equity multiple
1.08×
Total profit
$5,070
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79765

Home prices YoY
-28.7%
Rents YoY
0.5%
Active inventory
431
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,414 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$161 /mo · $1,935/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$507
Net cashflow
$472

Break-even live

Break-even rent $1,816
Max offer price $225,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
88 Maverick Dr Odessa, TX 3.0 2.0 1403 $2,200 $1.57 43d 1 0.05mi
1508 E 89th St Odessa, TX 4.0 2.0 2056 $2,700 $1.31 21d 1 0.25mi
1327 Masquerade Blvd Odessa, TX 3.0 2.0 1377 $2,700 $1.96 44d 1 0.34mi
1320 E 89th St Odessa, TX 3.0 2.0 1450 $2,800 $1.93 43d 1 0.44mi
1200 Cajun St Odessa, TX 3.0 2.0 1102 $2,300 $2.09 21d 1 0.50mi
1218 E 89th St Odessa, TX 3.0 2.0 1667 $2,400 $1.44 21d 1 0.55mi
1210 E 89th St Odessa, TX 3.0 2.0 1582 $2,600 $1.64 43d 1 0.58mi
1115 Canal St Odessa, TX 3.0 2.0 1833 $2,400 $1.31 43d 1 0.59mi
1102 Canal St Odessa, TX 4.0 2.0 2095 $2,600 $1.24 21d 1 0.63mi
1028 E 90th St Odessa, TX 3.0 2.0 1461 $2,145 $1.47 13d 1 0.65mi
1023 E 90th St Odessa, TX 3.0 2.0 1760 $2,500 $1.42 13d 1 0.66mi
9031 Antelope Ave Odessa, TX 3.0 2.0 1923 $2,500 $1.30 43d 1 0.76mi
915 Canal St Odessa, TX 4.0 2.0 2080 $3,100 $1.49 21d 1 0.79mi
1226 E 92nd St Odessa, TX 3.0 2.0 1526 $2,250 $1.47 13d 1 0.85mi
9017 Pepper Grass Ave Odessa, TX 3.0 2.0 1778 $2,500 $1.41 43d 1 0.90mi
912 Purdue St Odessa, TX 3.0 2.0 1773 $2,400 $1.35 43d 1 0.90mi
1025 Pine Leaf Pl Odessa, TX 3.0 2.0 1411 $2,200 $1.56 43d 1 0.90mi
908 Purdue St Odessa, TX 3.0 2.0 1480 $2,500 $1.69 43d 1 0.91mi
8633 Yale Ave Odessa, TX 3.0 2.0 1371 $2,500 $1.82 13d 1 0.94mi
8633 Yale Ave Odessa, TX 3.0 2.0 1390 $2,500 $1.80 21d 1 0.94mi
1109 Wagon Way Odessa, TX 3.0 2.0 1515 $2,400 $1.58 13d 1 1.06mi
1303 Terra Cotta St Odessa, TX 3.0 2.0 1377 $1,999 $1.45 43d 1 1.09mi
1306 E 94th St Odessa, TX 3.0 2.0 1488 $2,350 $1.58 21d 1 1.13mi
8732 Rainbow Dr Odessa, TX 3.0 2.0 1573 $2,400 $1.53 43d 1 1.21mi
800 E 92nd St Odessa, TX 3.0 2.0 2005 $2,550 $1.27 43d 1 1.22mi
900 E 96th St Odessa, TX 3.0 2.0 1644 $2,300 $1.40 43d 1 1.33mi
808 E 96th St Odessa, TX 3.0 2.0 1474 $2,350 $1.59 43d 1 1.36mi
493 Chitalpa Dr Odessa, TX 3.0 2.0 1254 $2,500 $1.99 43d 1 1.36mi
819 E 97th Ct Odessa, TX 3.0 2.0 1635 $2,350 $1.44 13d 1 1.41mi
713 E 96th St Odessa, TX 3.0 2.0 1564 $2,500 $1.60 43d 1 1.47mi
8623 Holiday Dr Odessa, TX 3.0 2.0 1231 $1,800 $1.46 43d 1 1.48mi

Listing history 3 events

  1. 2026-06-08
    days on market $225,000 Active 3 DOM
  2. 2026-06-07
    remarks 220-char remark
  3. 2026-06-07
    listed $225,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,935 · $161/mo
Projected year-2 tax
$4,118 · $343/mo
Expected delta
+$2,183/yr (+$182/mo · 112.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,962
− Mortgage interest
−$12,603
− Property taxes
−$1,935
− Insurance
−$1,125
− Repairs & maintenance
−$2,317
− Management
−$2,317
− Depreciation
−$6,545
Taxable income
$2,120
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$509
After-tax cash flow
$5,153/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 3-bedroom, 2-bath home is move-in ready with modern appliances and neutral decor. It offers a good condition score and potential for minor updates to enhance its resale and rental value.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can make a home more appealing
  • Both Install smart home devices — Enhances convenience and energy efficiency
  • Both Add a smart thermostat — Improves energy efficiency and comfort
  • Both Add a smart lock — Enhances security and convenience

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint interior walls — Fresh paint can make a home more appealing
  • Both Install smart home devices — Enhances convenience and energy efficiency
  • Both Add a smart thermostat — Improves energy efficiency and comfort
  • Both Add a smart lock — Enhances security and convenience

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Odessa, TX
County
Ector County · 131,169 people
City population
131,169
Metro
Odessa, TX
Population (ZIP)
25,904
Household income
$104,965
Rent vs Own
35.4% rent · 64.6% own
Severe rent burden
884.0

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Hispanic / Latino 49% White 41% Two or more races 15% Black 5% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 45%
Common ancestry
Romanian 1% Slovak 1% Lithuanian 1%
Foreign-born
10% · Canada, China, South Korea
Languages at home
63% English-only · Spanish 31% German/W. Germanic 1% Tagalog/Filipino 1%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.68%
Current HPI
173.4252
Rent YoY
▲ 0.54%
Metro
Odessa, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-05 Listed $225,000 ODMLS

Property tax history

+116.4%/yr

Latest (2025): $1,935 · -39.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…