1251 7th Ave N #306 · Naples, FL
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +7.0/10.0
- Schools +6.6/10.0
- Rent growth +4.7/5.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
$329,000
1251 7th Ave N #306 · Naples, FL 34102
2 bd · 2.0 ba · 825 sqft · Condo
public records
· 167 Days on market
Built 1985
$399/sqft
· 23% below area
Est $448k · 27% under
$685/mo HOA · 13% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
PRIME LOCATION, LAKE PARK AT INTOWN CLUB. JUST ONE SHORT MILE TO WHITE SANDY BEACHES. TOTALLY RENOVATED 2 BEDROOM SPLIT FLOOR PLAN LAYOUT ALLOWS PRIVACY. . 2 BATH. VIEW OF TROPICAL GARDEN AMBIANCE & STEPS TO POOL. HEATED POOL IN WINTER MONTHS . BEST SPOT SECOND FLOOR BACK ROW WITH ITS OWN PRIVATE STAIRCASE. NEW CORETEX LUXURY FLOORING. NEW KITCHEN, NEW TILED BATHROOMS AND VANITYS. NEW LIGHT FIXTURES. DOORS CROWN MOLDING IN BEDROOMS & KITCHEN TRAY CIELING. BRIGHT & AIRY WITH HIGH CEILINGS. THIS LOW DENSITY ONLY 24 UNITS . BEACH BUNGALOW STYLE COMMUNITY WITH A LARGE FRONT PORCH . UNIQUE AFFORDABLE FOR THIS DOWNTOWN LIFESTYLE.
Key facts
- New kitchen
- New tiled bathrooms
- Steps to pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $329k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $943 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $329k).
- Recommended offer: $290k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+8.8%/yr); 672 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
Forward outlook
- In year one you build about $16k of equity ($2k loan paydown + $13k appreciation (4.1% local appreciation)).
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (4.1% appreciation + 8.0% rent growth), your $92k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 167 days — a 12% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago; this cycle's ask has dropped $51k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100k; list at $329k implies a 229% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$289,520
(12.0% below list)
Questions for the listing agent
- It's been on market 167 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.57% ✓
- Cap rate
- 11.29%
- Cash-on-cash
- 17.84%
- DSCR
- 1.79
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $447,712
- List price
- $329,000
- Delta
- -26.52%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1300 Gulf Shore Blvd N #507 | 1.06mi | 2/2.0 | 850 (+3%) | 2mo | $350,000 | $412 | 58 |
| 1300 Gulf Shore Blvd N #603 | 1.06mi | 2/2.0 | 850 (+3%) | 4mo | $537,500 | $632 | 57 |
| 766 Central Ave #113 | 0.86mi | 2/2.0 | 855 (+4%) | 4mo | $300,000 | $351 | 56 |
| 72 7th St S #309 | 0.90mi | 2/1.5 | 840 (+2%) | 6mo | $405,000 | $482 | 55 |
| 555 14th St N | 0.28mi | 3/1.5 (+1) | 988 (+20%) | 1mo | $665,000 | $673 | 54 |
| 1100 8th Ave S Unit 105A | 1.29mi | 2/2.0 | 925 (+12%) | 3mo | $400,000 | $432 | 42 |
| 1100 Gulf Shore Blvd N #304 | 1.03mi | 2/2.0 | 940 (+14%) | 2mo | $560,000 | $596 | 40 |
| 2000 Alamanda Dr #104 | 1.06mi | 2/2.0 | 1,030 (+25%) | 0mo | $320,000 | $311 | 40 |
| 1100 Gulf Shore Blvd N #103 | 1.03mi | 2/2.0 | 940 (+14%) | 4mo | $630,000 | $670 | 39 |
| 1300 Gulf Shore Blvd N #109 | 1.06mi | 2/2.0 | 995 (+21%) | 2mo | $565,000 | $568 | 38 |
| 1100 8th Ave S Unit 213B | 1.29mi | 2/2.0 | 940 (+14%) | 4mo | $570,000 | $606 | 38 |
| 2634 Tamiami Trail North Unit B53 | 1.47mi | 1/1.0 (-1) | 975 (+18%) | 3mo | $30,000 | $31 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.08% appreciation · 8.0% rent growth · sell at horizon
5-year hold
- IRR
- 25.5%
- Equity multiple
- 2.59×
- Total profit
- $146,883
- Equity at exit
- $168,416
10-year hold
- IRR
- 28.5%
- Equity multiple
- 6.08×
- Total profit
- $467,809
- Equity at exit
- $276,749
Cash invested: $92,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 2 active
- Median asking
- $682,500 ($836/sqft)
- Median days on market
- 350 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -35.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34102
- Home prices YoY
- 1.3%
- Rents YoY
- 8.8%
- Active inventory
- 672
- Price-to-rent
- 5.3×
Monthly cashflow live
↻
- Estimated rent
- $5,171 medium interval (Pro) →
- Mortgage (P&I)
- −$1,725
- Tax from tax record
- −$169 /mo · $2,022/yr
- Insurance
- −$137
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$685
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,086
- Net cashflow
- $943
Break-even live
Break-even rent
$3,978
Max offer price
$329,000
Occupancy floor
77%
Sensitivity live
| Price | -10% $1,129 | -5% $1,036 | +0% $943 | +5% $850 | +10% $757 |
|---|---|---|---|---|---|
| Rent | -10% $534 | -5% $739 | +0% $943 | +5% $1,147 | +10% $1,351 |
| Rate | -1.0pp $1,109 | -0.5pp $1,027 | base $943 | +0.5pp $858 | +1.0pp $771 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,250
- Closing costs
- $9,870
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 766 Central Ave Naples, FL | 2.0–3.0 | 2.0 | 943 | $5,000 | $5.30 | 62d | 4 | 0.85mi |
| 766 Central Ave Naples, FL | 2.0–3.0 | 2.0 | 855 | $6,300 | $7.37 | 70d | 3 | 0.85mi |
| 101 8th St S Naples, FL | 1.0 | 1.0–2.0 | 940 | $12,600 | $13.40 | 72d | 4 | 0.88mi |
| 101 8th St S Naples, FL | 1.0 | 1.0–2.0 | 940 | $12,600 | $13.40 | 63d | 4 | 0.88mi |
| 1334 Crayton Rd #1 Naples, FL | 2.0 | 2.0 | 1100 | $6,800 | $6.18 | 72d | 1 | 0.92mi |
| 410 Bayfront Pl Naples, FL | 1.0–3.0 | 1.0–2.0 | 1242 | $7,875 | $6.34 | 72d | 6 | 0.98mi |
| 450 Bayfront Pl Naples, FL | 1.0–3.0 | 1.0–2.5 | 1324 | $8,750 | $6.61 | 72d | 6 | 1.01mi |
| 1100 Gulf Shore Blvd N Naples, FL | 2.0 | 2.0 | 945 | $6,000 | $6.35 | 72d | 2 | 1.02mi |
| 1300 Gulf Shore Blvd N #205 Naples, FL | 2.0 | 2.0 | 850 | $5,900 | $6.94 | 72d | 1 | 1.06mi |
| 1300 Gulf Shore Blvd N #700 Naples, FL | 2.0 | 2.0 | 850 | $6,250 | $7.35 | 72d | 1 | 1.06mi |
| 1300 Gulf Shore Blvd N #406 Naples, FL | 2.0 | 2.0 | 850 | $6,500 | $7.65 | 72d | 1 | 1.06mi |
| 1300 Gulf Shore Blvd N #304 Naples, FL | 2.0 | 2.0 | 850 | $5,500 | $6.47 | 72d | 1 | 1.06mi |
| 1550 Gulf Shore Blvd N Unit E6 Naples, FL | 1.0 | 1.0 | 817 | $7,000 | $8.57 | 63d | 1 | 1.14mi |
| 1550 Gulf Shore Blvd N Unit E6 Naples, FL | 1.0 | 1.0 | 817 | $7,000 | $8.57 | 70d | 1 | 1.14mi |
| 284 4th St S #103 Naples, FL | 2.0 | 2.0 | 979 | $9,000 | $9.19 | 72d | 1 | 1.18mi |
| 286 4th St S #203 Naples, FL | 2.0 | 2.0 | 1058 | $10,000 | $9.45 | 72d | 1 | 1.18mi |
| 282 4th St S Naples, FL | 2.0 | 2.0 | 1058 | $11,000 | $10.40 | 72d | 1 | 1.18mi |
| 290 4th St S #202 Naples, FL | 2.0 | 2.0 | 1058 | $10,000 | $9.45 | 72d | 1 | 1.18mi |
| 540 4th Ave S #13 Naples, FL | 1.0 | 1.0 | 580 | $5,000 | $8.62 | 72d | 1 | 1.20mi |
| 480 5th St S #102 Naples, FL | 1.0 | 1.0 | 600 | $6,500 | $10.83 | 72d | 1 | 1.23mi |
| 801 River Point Dr Unit 303A Naples, FL | 1.0 | 1.0 | 815 | $5,000 | $6.13 | 70d | 1 | 1.26mi |
| 388 4th Ave S #388 Naples, FL | 2.0 | 2.0 | 965 | $13,000 | $13.47 | 72d | 1 | 1.27mi |
| 980 7th Ave S Naples, FL | 1.0 | 1.0 | 540 | $7,500 | $13.89 | 72d | 2 | 1.27mi |
| 950 7th Ave S #23 Naples, FL | 1.0 | 1.0 | 631 | $3,250 | $5.15 | 63d | 1 | 1.28mi |
| 1100 8th Ave S Naples, FL | 2.0 | 2.0 | 1218 | $9,000 | $7.39 | 63d | 5 | 1.30mi |
| 803 River Point Dr Unit 201B Naples, FL | 1.0 | 1.0 | 715 | $2,300 | $3.22 | 72d | 1 | 1.30mi |
| 805 River Point Dr Unit 307C Naples, FL | 1.0 | 1.0 | 816 | $2,700 | $3.31 | 72d | 1 | 1.30mi |
| 230 3rd Ave S #4 Naples, FL | 2.0 | 2.5 | 978 | $12,000 | $12.27 | 72d | 1 | 1.31mi |
| 365 5th Ave S #303 Naples, FL | 2.0 | 2.0 | 1090 | $13,000 | $11.93 | 72d | 1 | 1.32mi |
| 296 4th Ave S #296 Naples, FL | 2.0 | 2.5 | 1120 | $2,950 | $2.63 | 70d | 1 | 1.32mi |
| 1910 Gulf Shore Blvd N Naples, FL | 2.0 | 2.0 | 1290 | $9,200 | $7.13 | 72d | 2 | 1.36mi |
| 175 5th Ave S Naples, FL | 2.0 | 2.0 | 732 | $14,000 | $19.13 | 72d | 2 | 1.41mi |
| 1395 Curlew Ave Unit 4-3 Naples, FL | 2.0 | 2.0 | 975 | $7,000 | $7.18 | 72d | 1 | 1.42mi |
| 1950 Gulf Shore Blvd N Naples, FL | 2.0 | 2.0 | 1060 | $7,250 | $6.84 | 72d | 2 | 1.42mi |
| 1435 Curlew Ave #1 Naples, FL | 2.0 | 2.0 | 975 | $2,850 | $2.92 | 70d | 1 | 1.43mi |
| 1435 Curlew Ave #1 Naples, FL | 2.0 | 2.0 | 975 | $2,850 | $2.92 | 72d | 1 | 1.43mi |
| 2011 Gulf Shore Blvd N #45 Naples, FL | 2.0 | 2.0 | 1100 | $8,500 | $7.73 | 72d | 1 | 1.48mi |
| 666 3rd St S Naples, FL | 1.0–2.0 | 1.0–2.0 | 932 | $8,000 | $8.58 | 63d | 2 | 1.48mi |
| 351 8th Ave S #351 Naples, FL | 2.0 | 2.0 | 930 | $4,000 | $4.30 | 72d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Part of the Intown Club developmentTwo units per floor, 10 units in the building, 24 units in the complexPossession subject to lease
- HOA & community
- Mandatory HOA (professional management)Quarterly master HOA feeAnnual recurring HOA fees total $8,220HOA maintenance covers irrigation water, manager, exterior and interior pest control, sewer, street maintenance, trash removal and waterCommunity is non-gatedCommunity amenities include bike storage and extra storage
Exterior
- Parking
- 1 assigned parking spacePaved driveway
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential propertyLow-rise (1–3) buildingGarden apartment, 2-story buildingUnit rear faces westUnfurnished
- Construction
- Built in 1985Wood frame constructionWood siding exteriorMetal roofSingle-hung windows
- Exterior features
- GazeboPool/club viewCentral irrigation
Interior
- Kitchen
- DishwasherMicrowaveRefrigerator/Freezer
- Bedrooms
- 2 bedrooms
- Flooring
- LaminateTileVinyl
- Bathrooms
- 2 full bathroomsMaster bath with shower only
- Heating & cooling
- Central electric heatCentral electric cooling
- Interior features
- Cable prewireCathedral ceilingSplit bedroom floor planDining in the living areaScreened lanai/porch
- Laundry & utility
- WasherDryerLaundry in residence
HOA detail $685/mo · $8,220/yr condo
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 47 events
-
2026-07-18days on market $329,000 Active 167 DOM
-
2026-07-16days on market $329,000 Active 165 DOM
-
2026-07-16days on market $329,000 Active 164 DOM
-
2026-07-14days on market $329,000 Active 163 DOM
-
2026-07-14days on market $329,000 Active 162 DOM
-
2026-07-12days on market $329,000 Active 161 DOM
-
2026-07-11days on market $329,000 Active 160 DOM
-
2026-07-09days on market $329,000 Active 158 DOM
-
2026-07-08days on market $329,000 Active 157 DOM
-
2026-07-07days on market $329,000 Active 156 DOM
-
2026-07-06days on market $329,000 Active 155 DOM
-
2026-07-05days on market $329,000 Active 154 DOM
-
2026-07-04days on market $329,000 Active 153 DOM
-
2026-07-03days on market $329,000 Active 152 DOM
-
2026-07-02days on market $329,000 Active 151 DOM
-
2026-07-01days on market $329,000 Active 150 DOM
-
2026-06-30days on market $329,000 Active 149 DOM
-
2026-06-29days on market $329,000 Active 148 DOM
-
2026-06-28days on market $329,000 Active 147 DOM
-
2026-06-28days on market $329,000 Active 146 DOM
-
2026-06-27days on market $329,000 Active 145 DOM
-
2026-06-25days on market $329,000 Active 143 DOM
-
2026-06-23days on market $329,000 Active 141 DOM
-
2026-06-21days on market $329,000 Active 140 DOM
-
2026-06-18days on market $329,000 Active 137 DOM
-
2026-06-17days on market $329,000 Active 136 DOM
-
2026-06-16days on market $329,000 Active 135 DOM
-
2026-06-15days on market $329,000 Active 134 DOM
-
2026-06-14days on market $329,000 Active 132 DOM
-
2026-06-10days on market $329,000 Active 129 DOM
-
2026-06-09days on market $329,000 Active 128 DOM
-
2026-06-08days on market $329,000 Active 127 DOM
-
2026-06-07days on market $329,000 Active 126 DOM
-
2026-06-03days on market $329,000 Active 122 DOM
-
2026-06-02days on market $329,000 Active 121 DOM
-
2026-06-01days on market $329,000 Active 120 DOM
-
2026-05-31days on market $329,000 Active 119 DOM
-
2026-05-30pricedays on market $329,000 Active 118 DOM
-
2026-03-27price $359,000
-
2026-02-01$379,900 Active
-
2017-06-30soldstatus $100,000
-
2017-06-28soldstatus $100,000 Sold
-
2017-04-11status Pending
-
2017-04-11status Active
-
2017-04-11status Pending
-
2017-04-11$145,000 Active
-
1988-02-01soldstatus $54,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,022 · $169/mo
- Projected year-2 tax
- $2,731 · $228/mo
- Expected delta
- +$708/yr (+$59/mo · 35.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $62,056
- − Mortgage interest
- −$18,429
- − Property taxes
- −$2,022
- − Insurance
- −$6,764
- − Repairs & maintenance
- −$4,964
- − Management
- −$4,964
- − HOA
- −$8,220
- − Depreciation
- −$9,571
- Taxable income
- $7,121
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,709
- After-tax cash flow
- $9,606/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
80/100
Cosmetic rehab
Est. rehab $4,125–$12,375 screening
This well-maintained, recently renovated townhouse is in excellent condition with a prime location and a private pool. It offers a good return on investment for both resale and rental.
Components & finishes AI
Roof metal · good
Flooring tile
Counters granite
Appliances stainless steel
HVAC central · new lt5
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and creates a more inviting atmosphere. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
C
Composite school gradezoned avg 66/100
Zoned Schools
Elementary
Lake Park Elementary School
A
FL #185/2,144
Nat'l #1,912/41,679
Middle
Gulfview Middle School
A
FL #44/571
Nat'l #632/14,009
High
Naples High School
D
FL #179/667
Nat'l #5,677/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Naples, FL
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,179
- Household income
- $130,929
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
- Hispanic origin (detail)
- Cuban 6%
- Common ancestry
- Hispanic 4% Lithuanian 4% Romanian 4%
- Foreign-born
- 17% · Canada, China
- Languages at home
- 87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.08%
- Current HPI
- 328.2755
- Rent YoY
- ▲ 8.75%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+556.3% since first listed9 events — show timeline
- 2026-03-27 Price Changed $359,000 NAPLESMLS
- 2026-02-01 Listed $379,900 NAPLESMLS
- 2017-06-30 Sold (Public Records) $100,000 Public Records
- 2017-06-28 Sold (MLS) $100,000 FORTMLS
- 2017-04-11 Pending — FORTMLS
- 2017-04-11 Relisted — FORTMLS
- 2017-04-11 Pending — FORTMLS
- 2017-04-11 Listed $145,000 FORTMLS
- 1988-02-01 Sold (Public Records) $54,700 Public Records
Property tax history
+9.9%/yrLatest (2025): $2,022 · -2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…