Del Mar Plan · Rancho Cordova, CA 95742

$519,990

3 bd · 2.5 ba · 1,850 sqft · SingleFamily · 516 Days on market

↓ 5% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +4.4/30.0
• Schools +4.1/10.0
• Livability +3.4/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• 1% rule +0.4/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

Key facts

• 2 parking spots
• Listed 516 days

🏗️ New construction. The $519,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $565,538.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $520k.

Deal economics

• At list price, monthly cash flow is $-1k ($-18k/yr) — negative.
• To cash-flow at today's rent, offer at most $350k (32.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $306k (41.1% below list).
• Recommended offer: $306k (41.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 68/100 on livability (#268 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B; Watch: commute C-, crime D, cost of living F.
• Elk Grove Unified (suburban): math 40% / reading 51% proficiency, ranked #165 of 517 in CA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Sunrise Elementary (math 65% / reading 67%, grade B+, #176 of 1,571 statewide, top 11%, 966 students, 21% FRL); Katherine L. Albiani Middle (math 55% / reading 67%, grade B+, #57 of 498 statewide, top 12%, 1,307 students, 27% FRL); Pleasant Grove High (math 57% / reading 74%, grade B, #157 of 1,170 statewide, top 14%, 2,520 students, 22% FRL) — zoned schools average 23% FRL vs 43% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 64% at this address vs 46% district-wide (+19 pts) — the actual schools serving this property are materially stronger than the Elk Grove Unified average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.1%/yr); 471 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 6,825 units permitted in Sacramento County in 2024 (1,752 in 5+ unit buildings).

Forward outlook

• In year one you build about $60k of equity ($4k loan paydown + $57k appreciation (10.0% local appreciation)).
• Sacramento County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$97k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 516 days — a 12% lower offer ($458k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $306,249 (41.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 516 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.54% ✗
• Cap rate: 3.13%
• Cash-on-cash: -11.28%
• DSCR: 0.50
• GRM: 15.4

CMA / ARV

• ARV (median comp): $565,538
• List price: $519,990
• Delta: -8.05%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12219 Alamosa	0.19mi	3/2.5	1,906 (+3%)	2mo	$515,000	$270	84
12274 Greenfinch Way	0.39mi	3/2.5	1,850 (0%)	2mo	$537,973	$291	81
12080 Prades Way	0.24mi	3/2.0	1,752 (-5%)	0mo	$542,200	$309	78
12044 Mircado Way	0.22mi	3/2.0	1,723 (-7%)	1mo	$512,185	$297	76
12320 Pawcatuck Way	0.57mi	4/2.0 (+1)	1,864 (+1%)	2mo	$560,000	$300	64
4255 Choteau Cir	0.36mi	4/2.0 (+1)	1,713 (-7%)	2mo	$570,000	$333	62
12270 Greenfinch Way	0.38mi	4/2.5 (+1)	2,007 (+8%)	2mo	$530,227	$264	62
12271 Greenfinch Way	0.39mi	3/2.5	2,084 (+13%)	2mo	$549,690	$264	60
12262 Greenfinch Way	0.37mi	3/2.5	2,084 (+13%)	2mo	$544,690	$261	60
12233 Habitat Way	0.67mi	4/2.0 (+1)	1,801 (-3%)	2mo	$555,000	$308	56
12402 Alamosa Dr	0.58mi	4/2.5 (+1)	2,095 (+13%)	1mo	$667,369	$319	45
12390 Alamosa Dr	0.56mi	4/3.0 (+1)	2,080 (+12%)	2mo	$630,145	$303	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.08% rent growth · sell at horizon

5-year hold

• IRR: 16.2%
• Equity multiple: 2.33×
• Total profit: $210,413
• Equity at exit: $509,481

10-year hold

• IRR: 15.4%
• Equity multiple: 5.35×
• Total profit: $688,807
• Equity at exit: $1,098,715

Cash invested: $158,351 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95742

• Home prices YoY: 28.3%
• Rents YoY: 2.1%
• Active inventory: 471
• Price-to-rent: 14.1×

Monthly cashflow live

• Estimated rent: $3,062 high
• Mortgage (P&I): −$2,966
• Tax est. 1.5%: −$707 /mo · $8,483/yr
• Insurance: −$236
• HOA: −$0
• Vacancy / Maint / Mgmt: −$643
• Net cashflow: $-1,489

Break-even live

Break-even rent $4,947

Max offer price $350,086

Occupancy floor —

Sensitivity live

Price	-10% $-1,098	-5% $-1,294	+0% $-1,489	+5% $-1,684	+10% $-1,880
Rent	-10% $-1,731	-5% $-1,610	+0% $-1,489	+5% $-1,368	+10% $-1,247
Rate	-1.0pp $-1,204	-0.5pp $-1,345	base $-1,489	+0.5pp $-1,635	+1.0pp $-1,785

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $141,384
• Closing costs: $16,966
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12153 Coal Creek Way Rancho Cordova, CA	3.0	2.5	1906	$2,750	$1.44	17d	1	0.15mi
11965 Pericles Dr Rancho Cordova, CA	4.0	3.0	2580	$2,900	$1.12	46d	1	0.47mi
4013 Trento Way Rancho Cordova, CA	4.0	3.0	2371	$3,225	$1.36	18d	1	0.68mi
4143 Cahakia Pl Rancho Cordova, CA	3.0	2.0	1650	$2,795	$1.69	46d	1	0.73mi
11832 Stoney Ridge Way Rancho Cordova, CA	4.0	2.5	2019	$2,695	$1.33	12d	1	0.79mi
11795 Corino Way Rancho Cordova, CA	3.0	2.0	2000	$2,880	$1.44	0d	1	0.90mi
11688 Giacinta Ln Rancho Cordova, CA	4.0	2.5	1765	$3,499	$1.98	14d	1	1.11mi
11684 Fiorenza Ln Rancho Cordova, CA	4.0	2.5	1765	$3,529	$2.00	24d	1	1.12mi
11664 Giacinta Ln Rancho Cordova, CA	3.0	2.5	1529	$3,199	$2.09	0d	1	1.13mi
4071 Quorra Pl Rancho Cordova, CA	3.0	2.5	1600	$3,279	$2.05	0d	1	1.14mi
11641 Fiorenza Ln Rancho Cordova, CA	3.0	2.5	1600	$3,189	$1.99	46d	1	1.17mi
11643 Giacinta Ln Rancho Cordova, CA	3.0	2.5	1529	$3,169	$2.07	25d	1	1.18mi
4480 Arctic Tern Way Rancho Cordova, CA	4.0	2.5	2550	$3,000	$1.18	46d	1	1.23mi
11617 Venitia Ln Rancho Cordova, CA	3.0	2.5	1600	$3,249	$2.03	10d	1	1.27mi
4454 Greenshank Way Rancho Cordova, CA	4.0	3.0	1900	$2,795	$1.47	0d	1	1.38mi
4328 Greenshank Cir Rancho Cordova, CA	4.0	2.0	1800	$3,100	$1.72	46d	1	1.41mi

Listing history 31 events

1. 2026-06-21
   days on market $519,990 Active 516 DOM
2. 2026-06-18
   days on market $519,990 Active 513 DOM
3. 2026-06-17
   days on market $519,990 Active 512 DOM
4. 2026-06-16
   days on market $519,990 Active 511 DOM
5. 2026-06-15
   days on market $519,990 Active 510 DOM
6. 2026-06-13
   days on market $519,990 Active 508 DOM
7. 2026-06-13
   days on market $519,990 Active 507 DOM
8. 2026-06-09
   days on market $519,990 Active 504 DOM
9. 2026-06-08
   days on market $519,990 Active 503 DOM
10. 2026-06-08
    price $519,990 Active 502 DOM
11. 2026-06-07
    days on market $521,990 Active 502 DOM
12. 2026-06-05
    days on market $521,990 Active 499 DOM
13. 2026-06-03
    days on market $521,990 Active 498 DOM
14. 2026-06-02
    days on market $521,990 Active 497 DOM
15. 2026-06-01
    days on market $521,990 Active 496 DOM
16. 2026-05-31
    days on market $521,990 Active 495 DOM
17. 2026-05-07
    price $519,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

18. 2026-05-02
    price $518,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

19. 2026-05-01
    price $522,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

20. 2026-04-18
    price $515,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

21. 2026-03-26
    price $512,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

22. 2026-03-18
    price $530,769 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

23. 2026-02-24
    status Active 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

24. 2026-02-24
    price $523,769 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

25. 2025-12-24
    historical 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

26. 2025-11-15
    price $532,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

27. 2025-11-01
    price $537,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

28. 2025-10-11
    price $533,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

29. 2025-08-15
    price $543,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

30. 2024-11-28
    price $548,990 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

31. 2024-11-20
    listed $545,990 Active 1023-char remark

    Show marketing remark (1023 chars)

    Welcome to Silverbrook at The Ranch, a single-family community of gorgeous new-construction homes in sunny Rancho Cordova, CA. Indulge in low-maintenance living and a laid-back lifestyle in a welcoming neighborhood. Choose between four beautiful two-story floorplans of up to 2,150 sq. ft. , 4 beds, 2.5 baths, and 2-car garages, a loft, and optional fourth or fifth bedroom on select plans. Discover amenities steps from your front door. Lace up your sneakers to take a stroll in a 200-acre natural preserve, picnic with neighbors while the dogs run free at one of two community parks and let the kid's foster friendships on the play structure. There's always something to do in Rancho Cordova. Offered By: K. Hovnanian at Jaeger Ranch, LLC The Del Mar offers: Storage room right off the garage and Stuff of Life room right off the upstairs laundry room. Spacious primary suite walk-in closet. Loft versatile enough for an office, playroom, art studio, or gym. Convenient upstairs laundry room. Large kitchen with island.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 32 unhealthy d/yr today · 36 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,750
• − Mortgage interest: −$31,679
• − Property taxes: −$8,483
• − Insurance: −$2,828
• − Repairs & maintenance: −$2,940
• − Management: −$2,940
• − Depreciation: −$16,452
• Taxable loss: −$28,572
• Est. tax savings @ 24.0%: +$6,857
• After-tax cash flow: $-11,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Elk Grove Unified
• NCES district ID: 0612330
• Math proficiency: 40% ▼ -5.00%
• Reading proficiency: 51% ▼ -5.00%
• Median HH income: $67,860
• Composite: 40.72/100
• National rank: #3658
• State rank: #165 of 517 in CA

Livability — Rancho Cordova

• Score: 68/100
• State rank: #268
• US rank: #9126

Category grades

Amenities C Commute C- Cost of living F Crime D Employment B Housing A+ Health & safety C User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rancho Cordova, CA
• County: Sacramento County · 1,539,646 people
• City population: 98,329
• Metro: Sacramento-Roseville-Folsom, CA
• Population (ZIP): 17,768
• Household income: $155,855
• Rent vs Own: 13.4% rent · 86.6% own
• Severe rent burden: 172.0

Population outlook (Sacramento County) Hauer SSP2

• Today (2025): 1,660,763 people
• By 2030: 1,732,990 · +4.3%
• By 2040: 1,855,755 · +11.7%
• By 2050: 1,941,335 · +16.9%
• By 2075: 2,046,162 · +23.2%
• By 2100: 1,961,444 · +18.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 42% Asian 28% Hispanic / Latino 15% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 11% Puerto Rican 1%
• Common ancestry: Italian 3% Slovak 2% Subsaharan African 2%
• Foreign-born: 25% · China, South Korea, Canada
• Languages at home: 67% English-only · Other Asian/Pacific 7% Other Indo-European 7% Tagalog/Filipino 5%

Political lean MEDSL · Sacramento

• 2024 margin: D (+19.7) · D 58.1% · R 38.4% · Other 3.5%
• 2008→2024 swing: +0.7pp no change · 2008: 19.0pp · 2024: 19.7pp
• All cycles: 2024: D+19.7 2020: D+25.3 2016: D+23.7 2012: D+16.3 2008: D+19.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 52.05%
• Current HPI: 236.1388
• Rent YoY: ▲ 2.08%
• Metro: Sacramento-Roseville-Folsom, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-4.8% since first listed

15 events — show timeline

• 2026-05-07 Price Changed $519,990 Zillow
• 2026-05-02 Price Changed $518,990 Zillow
• 2026-05-01 Price Changed $522,990 Zillow
• 2026-04-18 Price Changed $515,990 Zillow
• 2026-03-26 Price Changed $512,990 Zillow
• 2026-03-18 Price Changed $530,769 Zillow
• 2026-02-24 Relisted — Zillow
• 2026-02-24 Price Changed $523,769 Zillow
• 2025-12-24 Delisted — Zillow
• 2025-11-15 Price Changed $532,990 Zillow
• 2025-11-01 Price Changed $537,990 Zillow
• 2025-10-11 Price Changed $533,990 Zillow
• 2025-08-15 Price Changed $543,990 Zillow
• 2024-11-28 Price Changed $548,990 Zillow
• 2024-11-20 Listed $545,990 Zillow