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50 Canyon Blvd #b6-4 Unit B6-4
D+ Composite 45.2
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$25,000

50 Canyon Blvd #b6-4 Unit B6-4 · Mammoth Lakes, CA 93546
1 bd · 2.0 ba · 1,041 sqft · Timeshare · 119 Days on market
Built 2006 $24/sqft · 97% below area $1503/mo HOA · 48% of rent ↓ 55% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Enjoy this large one bedroom floorplan with upscale interior finishes. The 80|50 Private Residence Club offers the full luxury mountain lifestyle experience! Located in the Village at Mammoth, 80|50 private residence club is just steps away from shopping, restaurants, and year-round events. This property has private sky bridge access to the Village Gondola, as well as, the Mountain center tickets & demo shop. Additional amenities include rooftop lounge, jacuzzi, pool, game room/theater, wine storage, massage rooms, underground parking, and so much more. This unit is a fractional ownership including membership to the Elite Alliance program offering ability to access first class resorts around the world. Currently the lowest priced unit available and includes a guarantted week of stay for 4th of July, don't miss out on this opportunity to own!

Key facts

  • Rooftop lounge
  • Wine storage
  • Game room theater

Tags

PRIVATE SKY BRIDGE ACCESSROOFTOP LOUNGEJACUZZIGAME ROOM THEATERWINE STORAGEMASSAGE ROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath timeshare listed at $25k.

Deal economics

  • At list price, monthly cash flow is $818 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $25k).
  • Recommended offer: $23k (9.0% below list) — sets the bar for market timing.
  • Cap rate 45.5% vs local median 1.3% in Mammoth Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#213 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A; Watch: crime D, cost of living F.
  • Mammoth Unified (town): math 37% / reading 52% proficiency, ranked #549 of 1,400 in CA (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mammoth Elementary (529 students, 51% FRL); Mammoth Middle (229 students, 64% FRL); Mammoth High (math 27% / reading 72%, grade D, #352 of 1,170 statewide, top 31%, 351 students, 55% FRL).
  • Market conditions: 257 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 123 units permitted in Mono County in 2024 (76 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($106k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • Mono County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($23k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago; this cycle's ask has dropped $3k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 48% of rent.
  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $22,750 (9.0% below list)

Questions for the listing agent

  1. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
12.63%
Cap rate
45.54%
Cash-on-cash
140.18%
DSCR
7.24
GRM
0.7

CMA / ARV

ARV (median comp)
$759,540
List price
$25,000
Delta
-96.71%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.00×
Total profit
$49,002
Equity at exit
$3,728
10-year hold
IRR
Equity multiple
17.24×
Total profit
$113,678
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93546

Active inventory
257
Price-to-rent
0.7×

Monthly cashflow live

Estimated rent
$3,156 high interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$1,503
Vacancy / Maint / Mgmt
$663
Net cashflow
$818

Break-even live

Break-even rent $2,121
Max offer price $25,000
Occupancy floor 69%

Sensitivity live

Price -10% $835 -5% $826 +0% $818 +5% $809 +10% $800
Rent -10% $568 -5% $693 +0% $818 +5% $942 +10% $1,067
Rate -1.0pp $830 -0.5pp $824 base $818 +0.5pp $811 +1.0pp $805

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
153 Lake Mary Rd #35 Mammoth Lakes, CA 1.0 1.0 713 $2,995 $4.20 13d 1 0.17mi
273 Rainbow Ln #12 Mammoth Lakes, CA 2.0 2.0 1147 $3,400 $2.96 3d 1 0.71mi
1500 Lodestar Dr Mammoth Lakes, CA 2.0 2.0 1204 $5,000 $4.15 15d 1 0.79mi
865 Majestic Pines Dr #225 Mammoth Lakes, CA 2.0 2.0 1178 $3,000 $2.55 17d 1 1.08mi
31 Sunshine #31 Mammoth Lakes, CA 1.0 1.0 855 $3,000 $3.51 4d 1 1.13mi

HOA detail

Monthly dues
$1,503 · $18,036/yr
Likely covers
pool

Listing history 27 events

  1. 2026-06-21
    days on market $25,000 Active 119 DOM
  2. 2026-06-18
    days on market $25,000 Active 116 DOM
  3. 2026-06-17
    days on market $25,000 Active 115 DOM
  4. 2026-06-16
    days on market $25,000 Active 114 DOM
  5. 2026-06-15
    days on market $25,000 Active 113 DOM
  6. 2026-06-14
    days on market $25,000 Active 111 DOM
  7. 2026-06-13
    days on market $25,000 Active 110 DOM
  8. 2026-06-10
    days on market $25,000 Active 108 DOM
  9. 2026-06-09
    days on market $25,000 Active 107 DOM
  10. 2026-06-08
    days on market $25,000 Active 106 DOM
  11. 2026-06-07
    days on market $25,000 Active 105 DOM
  12. 2026-06-05
    days on market $25,000 Active 102 DOM
  13. 2026-06-03
    days on market $25,000 Active 101 DOM
  14. 2026-06-02
    days on market $25,000 Active 100 DOM
  15. 2026-06-01
    days on market $25,000 Active 99 DOM
  16. 2026-05-31
    days on market $25,000 Active 98 DOM
  17. 2026-05-31
    days on market $25,000 Active 97 DOM
  18. 2026-03-07
    price $25,000 859-char remark
    Show marketing remark (859 chars)

    Enjoy this large one bedroom floorplan with upscale interior finishes. The 80|50 Private Residence Club offers the full luxury mountain lifestyle experience! Located in the Village at Mammoth, 80|50 private residence club is just steps away from shopping, restaurants, and year-round events. This property has private sky bridge access to the Village Gondola, as well as, the Mountain center tickets & demo shop. Additional amenities include rooftop lounge, jacuzzi, pool, game room/theater, wine storage, massage rooms, underground parking, and so much more. This unit is a fractional ownership including membership to the Elite Alliance program offering ability to access first class resorts around the world. Currently the lowest priced unit available and includes a guarantted week of stay for 4th of July, don't miss out on this opportunity to own!

  19. 2026-02-22
    listed $28,000 Active 859-char remark
    Show marketing remark (859 chars)

    Enjoy this large one bedroom floorplan with upscale interior finishes. The 80|50 Private Residence Club offers the full luxury mountain lifestyle experience! Located in the Village at Mammoth, 80|50 private residence club is just steps away from shopping, restaurants, and year-round events. This property has private sky bridge access to the Village Gondola, as well as, the Mountain center tickets & demo shop. Additional amenities include rooftop lounge, jacuzzi, pool, game room/theater, wine storage, massage rooms, underground parking, and so much more. This unit is a fractional ownership including membership to the Elite Alliance program offering ability to access first class resorts around the world. Currently the lowest priced unit available and includes a guarantted week of stay for 4th of July, don't miss out on this opportunity to own!

  20. 2025-02-11
    historical
  21. 2024-10-08
    price $47,000
  22. 2024-05-02
    price $51,500
  23. 2024-03-01
    price $54,000
  24. 2024-02-10
    listed $69,000 Active
  25. 2023-02-10
    soldstatus $48,000 Sold
  26. 2023-01-25
    historical
  27. 2022-11-22
    listed $55,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 1/10 Low 8 d/yr ≥79°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 53 unhealthy d/yr today · 56 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,876
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$3,030
− Management
−$3,030
− HOA
−$18,036
− Depreciation
−$727
Taxable income
$11,152
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,676
After-tax cash flow
$7,136/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mammoth Unified
NCES district ID
0623530
Math proficiency
37% ▲ 1.00%
Reading proficiency
52% ▲ 6.00%
Median HH income
$61,602
Composite
41.54/100
National rank
#7267
State rank
#549 of 1400 in CA

Livability — Mammoth Lakes

Score
71/100
State rank
#213
US rank
#6710

Category grades

Amenities C Commute A+ Cost of living F Crime D Employment A+ Housing B- Health & safety A User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mammoth Lakes, CA
County
Mono County · 9,000 people
City population
9,000
Metro
nan
Population (ZIP)
9,000
Household income
$105,577
Rent vs Own
39.7% rent · 60.3% own
Severe rent burden
182.0

Population outlook (Mono County) Hauer SSP2

Today (2025)
13,077 people
By 2030
12,478 · -4.6%
By 2040
11,119 · -15.0%
By 2050
9,769 · -25.3%
By 2075
6,861 · -47.5%
By 2100
5,762 · -55.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Hispanic / Latino 26% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 24%
Common ancestry
Romanian 4% Iranian 3% Slovak 3%
Foreign-born
19% · Canada
Languages at home
75% English-only · Spanish 19% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Mono

2024 margin
Strong D (+20.2) · D 58.1% · R 37.8% · Other 4.1%
2008→2024 swing
+7.0pp toward D · 2008: 13.3pp · 2024: 20.2pp
All cycles
2024: D+20.2 2020: D+22.3 2016: D+11.9 2012: D+7.6 2008: D+13.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.42%
Current HPI
166.8869
Rent YoY
Metro
nan
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-54.5% since first listed
10 events — show timeline
  • 2026-03-07 Price Changed $25,000 MLBOR
  • 2026-02-22 Listed $28,000 MLBOR
  • 2025-02-11 Delisted MLBOR
  • 2024-10-08 Price Changed $47,000 MLBOR
  • 2024-05-02 Price Changed $51,500 MLBOR
  • 2024-03-01 Price Changed $54,000 MLBOR
  • 2024-02-10 Listed $69,000 MLBOR
  • 2023-02-10 Sold (MLS) $48,000 MLBOR
  • 2023-01-25 Delisted MLBOR
  • 2022-11-22 Listed $55,000 MLBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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