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Newlin Plan 🏗️ New Construction
F Composite 33.37
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • DSCR +2.1/10.0
  • Appreciation +0.7/10.0

$196,990

Newlin Plan · Huffman, TX 77336
3 bd · 2.0 ba · 1,522 sqft · SingleFamily · 228 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $196,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $264,225.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $197k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-268 ($-3k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $197k).
  • Recommended offer: $173k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 738 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 228 days — a 12% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
Recommended offer $173,351 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 228 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.07%
Cash-on-cash
-4.35%
DSCR
0.81
GRM
11.2

CMA / ARV

ARV (median comp)
$264,225
List price
$196,990
Delta
-25.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31511 San Floro Dr 0.16mi 3/2.0 1,600 (+5%) 0mo $237,990 $149 84
930 Capracotta Dr 0.23mi 3/2.0 1,461 (-4%) 0mo $187,990 $129 83
928 Capracotta Dr 0.22mi 3/2.0 1,451 (-5%) 1mo $180,990 $125 81
31420 Pratola Serra Cir 0.28mi 3/2.0 1,461 (-4%) 1mo $205,990 $141 79
31422 Pratola Serra Cir 0.28mi 3/2.0 1,451 (-5%) 1mo $248,990 $172 79
920 Pertuso Ln 0.27mi 4/2.5 (+1) 1,535 (+1%) 0mo $160,990 $105 78
944 Pertuso Ln 0.32mi 4/2.5 (+1) 1,535 (+1%) 0mo $156,990 $102 76
919 Capracotta Dr 0.20mi 3/2.0 1,311 (-14%) 1mo $180,990 $138 67
918 Capracotta Dr 0.18mi 3/2.0 1,749 (+15%) 0mo $254,990 $146 67
31505 Olivella Dr 0.20mi 3/2.0 1,302 (-14%) 0mo $199,990 $154 66
31209 Piccolo Fiore Ln 0.34mi 4/2.0 (+1) 1,656 (+9%) 0mo $201,990 $122 64
31637 Bohlssen Rd 0.48mi 3/1.5 1,747 (+15%) 1mo $479,900 $275 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.6%
Equity multiple
0.19×
Total profit
$-59,885
Equity at exit
$39,397
10-year hold
IRR
-18.5%
Equity multiple
-0.00×
Total profit
$-74,043
Equity at exit
$22,845

Cash invested: $73,983 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
75 active · 45 under contract
Months of supply
5.0 mo (20%/mo absorbed)
Median asking
$190,990 ($127/sqft)
Median days on market
38 d
This list price
55% of active listings are priced below it
ARV vs active asking
+36.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
738
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,972 medium interval (Pro) →
Mortgage (P&I)
$1,386
Tax est. 1.5%
$330 /mo · $3,963/yr
Insurance
$110
HOA
$0
Vacancy / Maint / Mgmt
$414
Net cashflow
$-268

Break-even live

Break-even rent $2,311
Max offer price $225,377
Occupancy floor

Sensitivity live

Price -10% $-86 -5% $-177 +0% $-268 +5% $-360 +10% $-451
Rent -10% $-424 -5% $-346 +0% $-268 +5% $-191 +10% $-113
Rate -1.0pp $-135 -0.5pp $-201 base $-268 +0.5pp $-337 +1.0pp $-407

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,056
Closing costs
$7,927
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 23d 1 0.28mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,699 $1.25 15d 1 0.30mi

Listing history 50 events

  1. 2026-08-08
    days on market $196,990 Active 228 DOM
  2. 2026-08-06
    days on market $196,990 Active 226 DOM
  3. 2026-08-05
    days on market $196,990 Active 225 DOM
  4. 2026-08-04
    days on market $196,990 Active 224 DOM
  5. 2026-08-03
    days on market $196,990 Active 223 DOM
  6. 2026-07-31
    days on market $196,990 Active 220 DOM
  7. 2026-07-30
    days on market $196,990 Active 218 DOM
  8. 2026-07-28
    days on market $196,990 Active 217 DOM
  9. 2026-07-26
    days on market $196,990 Active 215 DOM
  10. 2026-07-24
    days on market $196,990 Active 213 DOM
  11. 2026-07-23
    days on market $196,990 Active 212 DOM
  12. 2026-07-22
    days on market $196,990 Active 211 DOM
  13. 2026-07-21
    pricedays on market $196,990 Active 210 DOM
  14. 2026-07-20
    days on market $195,990 Active 209 DOM
  15. 2026-07-18
    days on market $195,990 Active 207 DOM
  16. 2026-07-18
    days on market $195,990 Active 206 DOM
  17. 2026-07-16
    days on market $195,990 Active 205 DOM
  18. 2026-07-15
    pricedays on market $195,990 Active 204 DOM
  19. 2026-07-14
    days on market $203,990 Active 203 DOM
  20. 2026-07-13
    days on market $203,990 Active 202 DOM
  21. 2026-07-13
    days on market $203,990 Active 201 DOM
  22. 2026-07-11
    days on market $203,990 Active 200 DOM
  23. 2026-07-09
    pricedays on market $203,990 Active 198 DOM
  24. 2026-07-07
    days on market $208,990 Active 196 DOM
  25. 2026-07-06
    days on market $208,990 Active 195 DOM
  26. 2026-07-06
    days on market $208,990 Active 194 DOM
  27. 2026-07-05
    days on market $208,990 Active 193 DOM
  28. 2026-07-03
    days on market $208,990 Active 192 DOM
  29. 2026-07-02
    days on market $208,990 Active 191 DOM
  30. 2026-07-01
    days on market $208,990 Active 190 DOM
  31. 2026-06-30
    days on market $208,990 Active 189 DOM
  32. 2026-06-29
    days on market $208,990 Active 188 DOM
  33. 2026-06-28
    days on market $208,990 Active 187 DOM
  34. 2026-06-27
    days on market $208,990 Active 186 DOM
  35. 2026-06-26
    days on market $208,990 Active 185 DOM
  36. 2026-06-24
    days on market $208,990 Active 183 DOM
  37. 2026-06-22
    days on market $208,990 Active 181 DOM
  38. 2026-06-21
    days on market $208,990 Active 180 DOM
  39. 2026-06-18
    days on market $208,990 Active 177 DOM
  40. 2026-06-17
    days on market $208,990 Active 176 DOM
  41. 2026-06-16
    days on market $208,990 Active 175 DOM
  42. 2026-06-15
    days on market $208,990 Active 174 DOM
  43. 2026-06-13
    days on market $208,990 Active 172 DOM
  44. 2026-06-09
    days on market $208,990 Active 168 DOM
  45. 2026-06-08
    days on market $208,990 Active 167 DOM
  46. 2026-06-07
    days on market $208,990 Active 166 DOM
  47. 2026-06-04
    days on market $208,990 Active 163 DOM
  48. 2026-06-03
    days on market $208,990 Active 162 DOM
  49. 2026-06-02
    days on market $208,990 Active 161 DOM
  50. 2026-06-01
    days on market $208,990 Active 160 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,659
− Mortgage interest
−$14,801
− Property taxes
−$3,963
− Insurance
−$1,321
− Repairs & maintenance
−$1,893
− Management
−$1,893
− Depreciation
−$7,687
Taxable loss
−$7,898
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,896
After-tax cash flow
$-1,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $7,610–$22,830 screening

This single-level home features a spacious open floorplan with modern appliances and neutral decor. It is in good condition with minor cosmetic updates needed to maximize its value.

Value-add opportunities

  • Both Paint the exterior — Enhances curb appeal and value
  • Resale Replace the kitchen faucet — Improves functionality and aesthetics
  • Both Install smart home devices — Enhances convenience and marketability

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-12-23 Listed $253,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…