672 Richland Rd · The Villages, FL 32162

$267,000

2 bd · 2.0 ba · 1,188 sqft · SingleFamily public records · 57 Days on market

Built 2003 3,520 sqft lot Est $272k · at est. $205/mo HOA · 9% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.8/30.0
• ARV discount +8.3/15.0
• Schools +5.2/10.0
• 1% rule +3.8/10.0
• Rent growth +3.5/5.0
• Livability +3.5/5.0
• DSCR +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

Key facts

• 3,520 sq ft lot
• Garage
• Community pool

Property features AI

Finance

• Other: CDD fee applied
• HOA & community: Community mailbox; Deed-restricted community; Dog park; Golf carts allowed; Golf course access; Reclaimed water irrigation; Community pool; Senior community; Association fees approximately $205/month (about $2,460 annually)

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public sewer; Cable connected; Electricity connected; Irrigation equipment
• Home design: Residential villa; One story; East-facing
• Construction: Vinyl siding; Shingle roof; Block foundation; Built as villa style (residential)
• Exterior features: Front porch; Patio; Screened porch

Interior

• Kitchen: Convection oven; Dishwasher; Disposal; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Ceramic tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: High ceilings; Kitchen and family room combined; Living and dining room combined
• Laundry & utility: Washer included; Indoor laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $267k.

Deal economics

• At list price, monthly cash flow is $-124 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $245k (8.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (12.1% below list).
• Recommended offer: $235k (12.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.9%/yr); 550 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• This rent runs 38% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $234,691 (12.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 5.74%
• Cash-on-cash: -1.99%
• DSCR: 0.91
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $272,052
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2063 Thornton Ter	0.11mi	2/2.0	1,156 (-3%)	4mo	$265,000	$229	87
2343 Dillon Ln	0.45mi	2/2.0	1,156 (-3%)	1mo	$267,000	$231	74
915 Haretison Ave	0.39mi	2/2.0	1,248 (+5%)	1mo	$280,000	$224	72
2288 Whisper St	0.52mi	2/2.0	1,188 (0%)	6mo	$272,500	$229	70
2405 Kingstree Pl	0.63mi	2/2.0	1,188 (0%)	1mo	$266,000	$224	70
2382 Due West Dr	0.44mi	2/2.0	1,142 (-4%)	7mo	$278,350	$244	68
2306 Oak Bend Pl	0.59mi	2/2.0	1,156 (-3%)	1mo	$265,000	$229	67
2169 Smoaks St	0.63mi	2/2.0	1,196 (+1%)	3mo	$260,000	$217	67
2351 Pine Ridge St	0.63mi	2/2.0	1,156 (-3%)	3mo	$282,500	$244	64
2475 Laurel Bay Ln	0.60mi	2/2.0	1,156 (-3%)	5mo	$229,900	$199	64
2331 Riley Rd	0.58mi	2/2.0	1,156 (-3%)	6mo	$232,000	$201	63
2446 Kenmore Ln	0.69mi	2/2.0	1,268 (+7%)	6mo	$309,000	$244	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: -18.4%
• Equity multiple: 0.35×
• Total profit: $-48,836
• Equity at exit: $39,811

10-year hold

• IRR: -8.9%
• Equity multiple: 0.42×
• Total profit: $-43,030
• Equity at exit: $23,085

Cash invested: $74,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32162

• Home prices YoY: -6.9%
• Rents YoY: 3.9%
• Active inventory: 550
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,347 high
• Mortgage (P&I): −$1,400
• Tax from tax record: −$261 /mo · $3,136/yr
• Insurance: −$111
• HOA: −$205
• Vacancy / Maint / Mgmt: −$493
• Net cashflow: $-124

Break-even live

Break-even rent $2,504

Max offer price $245,146

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $66,750
• Closing costs: $8,010
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2111 Thornton Ter The Villages, FL	2.0	2.0	1156	$4,400	$3.81	21d	1	0.00mi
650 Richland Rd The Villages, FL	2.0	2.0	1188	$4,500	$3.79	21d	1	0.03mi
2340 Pickens Pl The Villages, FL	2.0	2.0	1156	$1,900	$1.64	21d	1	0.57mi
2390 Southern Oak St The Villages, FL	2.0	2.0	1156	$5,300	$4.58	21d	1	0.62mi
5308 Bowline Ct Oxford, FL	3.0	2.0	1402	$1,800	$1.28	21d	1	0.83mi
4460 County Road 472 Unit A Oxford, FL	2.0	1.0	860	$1,300	$1.51	21d	1	0.88mi
3292 Riverton Rd The Villages, FL	2.0	2.0	1143	$2,100	$1.84	21d	1	0.90mi
5336 Edgewater Way Unit 5336 Oxford, FL	3.0	2.0	1291	$2,000	$1.55	21d	1	0.93mi
2685 Craven Way The Villages, FL	2.0	2.0	1156	$4,600	$3.98	21d	1	0.97mi
6367 NE 118th Ave The Villages, FL	3.0–4.0	2.0–2.5	1645	$1,925	$1.17	21d	10	0.99mi
3260 Atwell Ave The Villages, FL	3.0	2.0	1392	$2,500	$1.80	21d	1	1.01mi
3207 Woodridge Dr The Villages, FL	2.0	2.0	1148	$4,200	$3.66	21d	1	1.15mi
3489 Cambria Cir The Villages, FL	2.0	2.0	1188	$1,745	$1.47	21d	1	1.20mi
2864 Leicester Ter Unit 1525680P The Villages, FL	2.0	2.0	1130	$2,090	$1.85	21d	1	1.27mi
888 Radclife Berea Pl The Villages, FL	2.0	2.0	1288	$4,200	$3.26	21d	1	1.34mi
10457 Bethel PL Wildwood, FL	1.0–3.0	1.0–2.5	1293	$1,974	$1.53	21d	41	1.40mi
971 Kingmont Ter The Villages, FL	3.0	2.0	1392	$3,400	$2.44	21d	1	1.41mi
3545 Idlewood Loop The Villages, FL	2.0	2.0	1240	$4,500	$3.63	21d	1	1.45mi
12020 Brush Hill Rd Oxford, FL	1.0–3.0	1.0–2.0	947	$1,835	$1.94	21d	15	1.47mi

HOA detail

• Monthly dues: $205 · $2,460/yr

Listing history 25 events

1. 2026-06-19
   days on market $267,000 Active 57 DOM
2. 2026-06-18
   days on market $267,000 Active 56 DOM
3. 2026-06-17
   days on market $267,000 Active 55 DOM
4. 2026-06-16
   days on market $267,000 Active 54 DOM
5. 2026-06-15
   days on market $267,000 Active 53 DOM
6. 2026-06-14
   days on market $267,000 Active 51 DOM
7. 2026-06-13
   days on market $267,000 Active 50 DOM
8. 2026-06-10
   days on market $267,000 Active 48 DOM
9. 2026-06-09
   days on market $267,000 Active 47 DOM
10. 2026-06-08
    days on market $267,000 Active 46 DOM
11. 2026-06-07
    days on market $267,000 Active 45 DOM
12. 2026-06-02
    days on market $267,000 Active 40 DOM
13. 2026-06-01
    days on market $267,000 Active 39 DOM
14. 2026-05-31
    days on market $267,000 Active 38 DOM
15. 2026-05-30
    pricedays on market $267,000 Active 37 DOM
16. 2026-05-11
    price $272,000
17. 2026-04-23
    listed $279,000 Active
18. 2025-01-07
    soldstatus $260,000
19. 2024-12-18
    soldstatus $260,000 Closed 1598-char remark

    Show marketing remark (1598 chars)

    Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

20. 2024-11-17
    status Pending 1598-char remark

    Show marketing remark (1598 chars)

    Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

21. 2024-10-03
    price $279,900 1598-char remark

    Show marketing remark (1598 chars)

    Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

22. 2024-09-23
    status Active 1598-char remark

    Show marketing remark (1598 chars)

    Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

23. 2024-08-29
    price $299,999 1598-char remark

    Show marketing remark (1598 chars)

    Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

24. 2024-08-03
    listed $314,900 Active 1598-char remark

    Show marketing remark (1598 chars)

    Seller says to SELL IT! LOCATION LOCATION!! Great income producing potential!! Welcome to this adorable, well-maintained two-bedroom, two-bathroom FURNISHED RARE Cabot Cove patio Villa in The Village of Bonnybrook! Great Curb appeal with a low-maintenance yard! As you approach the home, you will notice the lovely painted driveway and side patio area and the enclosed Lania with sliding windows. When you walk in, you will LOVE THE VAULTED CEILINGS and LIGHT, BRIGHT open floor plan. There is tile throughout the living room, wet areas, and laminate in the bedrooms! NO CARPET! The Kitchen has plenty of cabinets, GRANITE countertops, tile floors, and an eat-in bar. Right off the kitchen is the INDOOR LAUNDRY ROOM and a large pantry. The kitchen opens to a spacious living room and a separate dining area. The primary suite features a spacious bedroom with laminate floors, a large walk-in closet, an en-suite bathroom with a GRANITE countertop, and a solid surface shower with sliding doors. The guest bedroom has laminate floors and a double-door closet. This room could be used as a den, office, and/or craft room. The guest bathroom has a GRANITE countertop, tile floors, and a combination of shower/tub and sliding doors. This villa sits towards the end of the street; therefore, there is extra parking in front of the home. Other features include: Freshly painted on the interior, TURN-KEY, ROOF (2011), tankless HWH, NEWER HVAC, and LOW BOND BAL. $2,048! CLOSE PROXIMITY TO ALL OF THE SHOPPING, BANKING, RESTAURANTS, AND MEDICAL ON 466, PLUS LESS THAN 4 MILES TO LAKE SUMTER TOWN SQUARE!

25. 2005-07-11
    soldstatus $142,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,136 · $261/mo
• Projected year-2 tax: $3,136 · $261/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,163
• − Mortgage interest: −$14,956
• − Property taxes: −$3,136
• − Insurance: −$1,335
• − Repairs & maintenance: −$2,253
• − Management: −$2,253
• − HOA: −$2,460
• − Depreciation: −$7,767
• Taxable loss: −$5,998
• Est. tax savings @ 24.0%: +$1,439
• After-tax cash flow: $-45/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — The Villages

• Score: 70/100
• State rank: #431
• US rank: #7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Villages, FL
• County: Sumter County · 110,591 people
• City population: 83,973
• Metro: The Villages, FL
• Population (ZIP): 55,424
• Household income: $74,119
• Rent vs Own: 7.1% rent · 92.9% own
• Severe rent burden: 987.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
• Common ancestry: Romanian 7% Slovak 4% Lithuanian 4%
• Foreign-born: 5% · Canada
• Languages at home: 96% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.16%
• Current HPI: 218.1956
• Rent YoY: ▲ 3.92%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+91.5% since first listed

10 events — show timeline

• 2026-05-11 Price Changed $272,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Listed $279,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-07 Sold (Public Records) $260,000 Public Records
• 2024-12-18 Sold (MLS) $260,000 Stellar MLS as Distributed by MLS Grid
• 2024-11-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-10-03 Price Changed $279,900 Stellar MLS as Distributed by MLS Grid
• 2024-09-23 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-08-29 Price Changed $299,999 Stellar MLS as Distributed by MLS Grid
• 2024-08-03 Listed $314,900 Stellar MLS as Distributed by MLS Grid
• 2005-07-11 Sold (Public Records) $142,000 Public Records

Property tax history

+5.2%/yr

Latest (2025): $3,136 · +73.8% YoY. Source: county tax records.