7985 Scotts Manor Ct · Glen Burnie, MD 21061

$299,900

4 bd · 1.5 ba · 1,376 sqft · Townhouse public records · 7 Days on market

Built 1976 6,826 sqft lot Est $315k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.0/30.0
• ARV discount +9.7/15.0
• DSCR +4.2/10.0
• Livability +3.6/5.0
• 1% rule +3.5/10.0
• Rent growth +3.5/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 7985 Scotts Manor Ct in Glen Burnie a spacious semi-detached home located in the established Highlands community offering comfort, functionality, and great potential. This home features generous living areas, a functional layout, and a finished lower level that provides additional flexible living space perfect for a recreation room, home office, or guest area. The property also offers a sizeable lot with outdoor potential and convenient off-street parking. Highlights Include: Finished basement for added living space Spacious layout with great natural flow Public water and sewer Convenient location near shopping, dining, schools, and commuter routes Whether you’re a first-ti

Key facts

• Sizeable lot
• Convenient location
• Off-street parking

Tags

• FINISHED LOWER LEVEL
• SIZEABLE LOT
• OFF-STREET PARKING
• CONVENIENT LOCATION

Property features AI

Finance

• Other: Fee simple ownership

Exterior

• Parking: Driveway parking (2 spaces); Total of 2 garage/parking spaces
• Utilities: Public water; Public sewer; Electric hot water; Cable TV available; Propane - community
• Home design: Semi-detached; Below-grade finished area present
• Construction: Vinyl siding; Block foundation
• Exterior features: Rear fencing; Patio; Shed

Interior

• Kitchen: Dishwasher; Electric oven/range; Refrigerator; Stainless steel appliances; Water heater
• Bedrooms: Two bedrooms on the main level; Two bedrooms on the lower level
• Flooring: Carpet; Vinyl
• Bathrooms: One full bathroom; One half bathroom on the lower level
• Heating & cooling: Forced air heating (oil-fired); Central air conditioning (electric)
• Interior features: Combination dining and living area; Tub/shower
• Laundry & utility: Washer and dryer; Laundry on the main floor

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath townhouse listed at $300k.

Deal economics

• At list price, monthly cash flow is $38 ($459/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $256k (14.6% below list).
• Recommended offer: $256k (14.6% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 4.4% in Glen Burnie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#135 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: cost of living C-, crime F, amenities F.
• Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Southgate Elementary (math 12% / reading 18%, grade F, #451 of 860 statewide, top 54%, 697 students, 59% FRL); Old Mill Middle North (math 9% / reading 35%, grade F, #125 of 225 statewide, top 58%, 960 students, 61% FRL); Old Mill High (math 38% / reading 62%, grade D+, #106 of 222 statewide, top 48%, 2,445 students, 48% FRL) — zoned schools average 56% FRL vs 25% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.9%/yr); 142 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).
• This rent runs 35% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $256,211 (14.6% below list)

Questions for the listing agent

1. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.45%
• Cash-on-cash: 0.55%
• DSCR: 1.02
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $315,104
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7989 Scotts Manor Ct	0.02mi	3/2.0 (-1)	1,376 (0%)	6mo	$315,000	$229	87
7990 Rodman Ct	0.03mi	4/2.0	1,513 (+10%)	0mo	$335,000	$221	80
223 Highlander Dr	0.07mi	4/2.0	1,468 (+7%)	11mo	$378,500	$258	75
7911 Foxbridge Dr	0.30mi	3/1.5 (-1)	1,460 (+6%)	0mo	$375,000	$257	71
457 Cornell Ct	0.72mi	3/1.5 (-1)	1,440 (+5%)	3mo	$290,000	$201	51
7978 Oakwood Rd	0.42mi	3/2.5 (-1)	1,264 (-8%)	12mo	$365,000	$289	48
236 Michele Cir	0.58mi	3/1.5 (-1)	1,500 (+9%)	9mo	$270,000	$180	45
228 Nathan Way	0.70mi	3/2.5 (-1)	1,280 (-7%)	5mo	$325,000	$254	43
268 Glenda Ct	0.59mi	3/1.5 (-1)	1,580 (+15%)	6mo	$307,500	$195	38
218 Rebecca Ann Ct	0.69mi	3/2.5 (-1)	1,280 (-7%)	13mo	$340,512	$266	36
230 Glenda Ct	0.64mi	3/2.0 (-1)	1,580 (+15%)	10mo	$355,000	$225	30
266 Nathan Way	0.70mi	3/2.5 (-1)	1,580 (+15%)	7mo	$325,000	$206	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.87% rent growth · sell at horizon

5-year hold

• IRR: -14.5%
• Equity multiple: 0.48×
• Total profit: $-43,914
• Equity at exit: $44,716

10-year hold

• IRR: -4.5%
• Equity multiple: 0.69×
• Total profit: $-25,714
• Equity at exit: $25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21061

• Rents YoY: 3.9%
• Active inventory: 142
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,562 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$288 /mo · $3,458/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$538
• Net cashflow: $38

Break-even live

Break-even rent $2,514

Max offer price $299,900

Occupancy floor 94%

Sensitivity live

Price	-10% $208	-5% $123	+0% $38	+5% $-47	+10% $-132
Rent	-10% $-164	-5% $-63	+0% $38	+5% $139	+10% $241
Rate	-1.0pp $189	-0.5pp $115	base $38	+0.5pp $-39	+1.0pp $-119

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,975
• Closing costs: $8,997
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
225 Foxmanor Ln Glen Burnie, MD	3.0	2.5	1690	$2,900	$1.72	45d	1	0.23mi
7810 Foxcove Ct Glen Burnie, MD	3.0	2.0	1580	$2,500	$1.58	6d	1	0.28mi
210 Michele Cir Millersville, MD	3.0	2.5	1820	$2,595	$1.43	16d	1	0.64mi
204 Michele Cir Millersville, MD	3.0	3.0	1680	$2,600	$1.55	45d	1	0.65mi
462 Norvelle Ct Glen Burnie, MD	3.0	1.5	1280	$2,209	$1.73	25d	1	0.84mi
7847 Americana Cir Glen Burnie, MD	1.0–3.0	1.0–2.0	891	$2,149	$2.41	0d	15	0.85mi
1229 Crawford Dr Glen Burnie, MD	3.0	2.0	1656	$2,950	$1.78	25d	1	1.09mi
8096 Crainmont Dr Glen Burnie, MD	2.0–3.0	1.0–2.5	1062	$2,575	$2.42	0d	24	1.29mi
602 Milldam Ct Millersville, MD	1.0–3.0	1.0–1.5	943	$2,228	$2.36	0d	18	1.32mi
551 Short Curve Rd Glen Burnie, MD	3.0	1.5	1174	$2,550	$2.17	25d	1	1.34mi
8034 Greenleaf Ter Glen Burnie, MD	1.0–3.0	1.0–1.5	892	$2,190	$2.46	0d	47	1.44mi
124 Louise Ter Glen Burnie, MD	4.0	2.0	1848	$2,300	$1.24	45d	1	1.50mi

Listing history 7 events

1. 2026-06-07
   statusdays on market $299,900 Pending 7 DOM
2. 2026-06-04
   days on market $299,900 Active 6 DOM
3. 2026-06-03
   days on market $299,900 Active 5 DOM
4. 2026-06-02
   days on market $299,900 Active 4 DOM
5. 2026-06-01
   days on market $299,900 Active 3 DOM
6. 2026-05-31
   days on market $299,900 Active 2 DOM
7. 2026-05-29
   listed $299,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,458 · $288/mo
• Projected year-2 tax: $3,458 · $288/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,745
• − Mortgage interest: −$16,799
• − Property taxes: −$3,458
• − Insurance: −$1,500
• − Repairs & maintenance: −$2,460
• − Management: −$2,460
• − Depreciation: −$8,724
• Taxable loss: −$4,655
• Est. tax savings @ 24.0%: +$1,117
• After-tax cash flow: $1,576/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anne Arundel County Public Schools
• NCES district ID: 2400060
• Math proficiency: 20% ▼ -21.00%
• Reading proficiency: 37% ▼ -13.00%
• Median HH income: $87,880
• Composite: 28.52/100
• National rank: #6733
• State rank: #10 of 24 in MD

Livability — Glen Burnie

• Score: 72/100
• State rank: #135
• US rank: #5815

Category grades

Amenities F Commute A+ Cost of living C- Crime F Employment A+ Housing A+ Health & safety C User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Glen Burnie, MD
• County: Anne Arundel County · 535,653 people
• City population: 96,960
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 57,230
• Household income: $87,751
• Rent vs Own: 43.7% rent · 56.3% own
• Severe rent burden: 2134.0

Population outlook (Anne Arundel County) Hauer SSP2

• Today (2025): 617,384 people
• By 2030: 642,094 · +4.0%
• By 2040: 686,621 · +11.2%
• By 2050: 723,031 · +17.1%
• By 2075: 809,346 · +31.1%
• By 2100: 837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 50% Black 26% Hispanic / Latino 11% Two or more races 10% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Romanian 3% Lithuanian 1% Slovak 1%
• Foreign-born: 12% · Canada, Dominican Republic
• Languages at home: 84% English-only · Spanish 9% Tagalog/Filipino 2% Other Indo-European 2%

Political lean MEDSL · Anne Arundel

• 2024 margin: D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
• 2008→2024 swing: +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
• All cycles: 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -341.00%
• Current HPI: 300.196
• Rent YoY: ▲ 3.87%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

1 event — show timeline

• 2026-05-29 Listed $299,900 BRIGHT MLS

Property tax history

+3.0%/yr

Latest (2025): $3,458 · +5.8% YoY. Source: county tax records.