322 Dexter St · Toledo, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +11.4/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +3.5/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$64,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
Key facts
- 3,485 sq ft lot
- Garage
- Built 1920
Property features AI
Finance
- Other: Lot approximately 0.08 acre; Zoning: 10-RD6
Exterior
- Parking: One garage space; Two parking spaces total; Driveway with alley access
- Utilities: Public water; Sanitary sewer; Cable connected; Circuit breaker electrical service
- Home design: Single-family residential home; Two stories; Not attached
- Construction: Aluminum siding; Steel siding
- Exterior features: Balcony; Shingle roof
Interior
- Kitchen: Refrigerator; Gas range connection
- Bedrooms: Upper-level bedrooms (two bedrooms on the upper level); One upper bedroom has a balcony
- Flooring: Vinyl flooring; Wood flooring
- Bathrooms: One full bathroom
- Heating & cooling: Forced air heating (natural gas); Window air conditioning units
- Interior features: Eat-in kitchen; Ceiling fans; Cove ceilings; Full basement
- Laundry & utility: Electric dryer hookup; Water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $375 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.2% vs local median 7.6% in Toledo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
- Toledo City (urban): math 15% / reading 24% proficiency, ranked #634 of 656 in OH (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sherman Elementary School (math 2% / reading 8%, grade F, #1,554 of 1,584 statewide, top 100%, 293 students, 0% FRL); Woodward High School (math 2% / reading 22%, grade F, #726 of 781 statewide, top 94%, 672 students, 0% FRL) — zoned schools average 0% FRL vs 72% district-wide (72 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+3.9%/yr); 58 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).
- This rent runs 44% of the median local income ($29k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.9% rent growth), your $18k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 258 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 17y ago; this cycle's ask has dropped $5k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 258 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.66% ✓
- Cap rate
- 13.23%
- Cash-on-cash
- 24.78%
- DSCR
- 2.10
- GRM
- 5.0
CMA / ARV
- ARV (on-the-fly)
- $70,980
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 324 Moss St | 0.20mi | 3/1.0 | 1,440 (+6%) | 3mo | $49,000 | $34 | 79 |
| 532 Dexter St | 0.24mi | 3/1.5 | 1,307 (-4%) | 2mo | $62,000 | $47 | 78 |
| 255 E Pearl St | 0.54mi | 4/2.0 (+1) | 1,360 (-0%) | 1mo | $97,000 | $71 | 64 |
| 414 Palmer St | 0.30mi | 2/1.0 (-1) | 1,239 (-9%) | 3mo | $65,000 | $52 | 64 |
| 3119 Mulberry St | 0.35mi | 3/1.0 | 1,513 (+11%) | 3mo | $60,500 | $40 | 63 |
| 18 W Oakland St | 0.62mi | 3/2.0 | 1,396 (+2%) | 1mo | $114,000 | $82 | 63 |
| 2459 Franklin Ave | 0.61mi | 3/1.5 | 1,436 (+5%) | 2mo | $100,000 | $70 | 59 |
| 307 Majestic Dr | 0.72mi | 3/2.0 | 1,309 (-4%) | 3mo | $91,000 | $70 | 54 |
| 916 Saint John Ave Ave | 0.67mi | 3/1.0 | 1,248 (-9%) | 4mo | $39,800 | $32 | 51 |
| 232 E Oakland St | 0.41mi | 4/1.5 (+1) | 1,541 (+13%) | 3mo | $37,000 | $24 | 50 |
| 330 E Lake St | 0.56mi | 3/2.0 | 1,211 (-11%) | 3mo | $72,000 | $59 | 48 |
| 3103 Cottage Ave | 0.64mi | 3/1.0 | 1,194 (-12%) | 4mo | $58,000 | $49 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.89% rent growth · sell at horizon
- IRR
- 19.3%
- Equity multiple
- 1.79×
- Total profit
- $14,393
- Equity at exit
- $9,677
- IRR
- 28.2%
- Equity multiple
- 3.62×
- Total profit
- $47,526
- Equity at exit
- $5,611
Cash invested: $18,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43608
- Home prices YoY
- -21.3%
- Rents YoY
- 3.9%
- Active inventory
- 58
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $1,080 high interval (Pro) →
- Mortgage (P&I)
- −$340
- Tax from tax record
- −$111 /mo · $1,331/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$227
- Net cashflow
- $375
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,225
- Closing costs
- $1,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 319 Dexter St Toledo, OH | 2.0 | 1.0 | 990 | $1,005 | $1.02 | 44d | 1 | 0.03mi |
| 227 Everett St Toledo, OH | 2.0 | 1.0 | 914 | $850 | $0.93 | 44d | 1 | 0.09mi |
| 420 Everett St Toledo, OH | 2.0 | 1.0 | 1000 | $975 | $0.97 | 23d | 1 | 0.11mi |
| 329 Mettler St Toledo, OH | 2.0 | 1.0 | 908 | $975 | $1.07 | 14d | 1 | 0.11mi |
| 2621 Chestnut St Toledo, OH | 3.0 | 1.0 | 1444 | $1,250 | $0.87 | 44d | 1 | 0.27mi |
| 225 Palmer St Toledo, OH | 2.0 | 1.0 | 924 | $895 | $0.97 | 44d | 1 | 0.33mi |
| 152 Austin St Toledo, OH | 4.0 | 1.5 | 1370 | $1,150 | $0.84 | 23d | 1 | 0.35mi |
| 516 E Hudson St Toledo, OH | 3.0 | 1.0 | 1204 | $1,098 | $0.91 | 14d | 1 | 0.46mi |
| 524 E Hudson St Toledo, OH | 2.0 | 1.0 | 1050 | $825 | $0.79 | 44d | 1 | 0.47mi |
| 524 E Hudson St Toledo, OH | 3.0 | 1.0 | 1150 | $895 | $0.78 | 21d | 1 | 0.47mi |
| 1337 Moore St Toledo, OH | 3.0 | 1.5 | 1194 | $995 | $0.83 | 21d | 1 | 0.51mi |
| 424 E Lake St Toledo, OH | 3.0 | 1.0 | 1228 | $1,075 | $0.88 | 14d | 1 | 0.55mi |
| 59 E Hudson St Toledo, OH | 3.0 | 1.0 | 1368 | $1,100 | $0.80 | 44d | 1 | 0.56mi |
| 31 W Oakland St Toledo, OH | 4.0 | 1.0 | 1188 | $1,249 | $1.05 | 23d | 1 | 0.63mi |
| 405 E Manhattan Blvd Toledo, OH | 2.0 | 1.0 | 1000 | $900 | $0.90 | 14d | 1 | 0.65mi |
| 710 E Lake St Toledo, OH | 3.0 | 1.0 | 1242 | $1,000 | $0.81 | 14d | 1 | 0.70mi |
| 830 Homer Ave Toledo, OH | 3.0 | 1.0 | 1208 | $895 | $0.74 | 44d | 1 | 0.79mi |
| 119 Winthrop St Toledo, OH | 3.0 | 1.0 | 1734 | $1,350 | $0.78 | 23d | 1 | 0.85mi |
| 425 Boston Pl Unit A Toledo, OH | 2.0 | 1.0 | 1200 | $895 | $0.75 | 23d | 1 | 0.90mi |
| 426 Beacon St Toledo, OH | 1.0–2.0 | 1.0–1.5 | 809 | $882 | $1.09 | 14d | 10 | 1.02mi |
| 2131 Franklin Ave Toledo, OH | 2.0 | 2.0 | 1255 | $900 | $0.72 | 44d | 1 | 1.04mi |
| 3606 Doyle St Toledo, OH | 3.0 | 2.0 | 1650 | $1,100 | $0.67 | 44d | 1 | 1.05mi |
| 3439 Jeannette Ave Toledo, OH | 3.0 | 1.0 | 1098 | $1,095 | $1.00 | 44d | 1 | 1.07mi |
| 1031 N Michigan St Toledo, OH | 3.0 | 2.0 | 1488 | $1,195 | $0.80 | 23d | 1 | 1.09mi |
| 610 Cadillac Ct Toledo, OH | 3.0 | 1.0 | 1409 | $1,050 | $0.75 | 23d | 1 | 1.11mi |
| 614 Cadillac Ct Toledo, OH | 3.0 | 1.0 | 1581 | $1,075 | $0.68 | 23d | 1 | 1.12mi |
| 2907 Rockwood Pl Toledo, OH | 3.0 | 1.0 | 1494 | $1,100 | $0.74 | 14d | 1 | 1.12mi |
| 724 Mulberry St Toledo, OH | 4.0 | 1.0 | 1530 | $995 | $0.65 | 44d | 1 | 1.18mi |
| 401 W Bancroft St Toledo, OH | 4.0 | 1.0 | 927 | $865 | $0.93 | 23d | 1 | 1.23mi |
| 630 Mulberry St Toledo, OH | 2.0 | 1.0 | 1000 | $950 | $0.95 | 23d | 1 | 1.25mi |
| 1536 N Erie St Toledo, OH | 4.0 | 1.0 | 1600 | $1,300 | $0.81 | 44d | 1 | 1.30mi |
| 1449 N Huron St Toledo, OH | 4.0 | 2.0 | 1430 | $1,045 | $0.73 | 14d | 1 | 1.32mi |
| 626 Walnut St Toledo, OH | 3.0 | 1.0 | 1088 | $995 | $0.91 | 44d | 1 | 1.32mi |
| 625 Virginia St Toledo, OH | 2.0 | 1.0 | 1000 | $800 | $0.80 | 44d | 1 | 1.33mi |
| 625 Virginia St Toledo, OH | 2.0 | 1.0 | 1000 | $850 | $0.85 | 14d | 1 | 1.33mi |
| 1119 N Summit St Toledo, OH | 1.0–2.0 | 1.0–2.0 | 1023 | $1,750 | $1.71 | 14d | 2 | 1.45mi |
| 1119 N Summit St Toledo, OH | 2.0 | 2.0 | 1226 | $1,750 | $1.43 | 23d | 1 | 1.46mi |
| 1119 N Summit St Toledo, OH | 2.0 | 2.0 | 1500 | $1,890 | $1.26 | 44d | 1 | 1.46mi |
| 332 14th St Unit 303 Toledo, OH | 3.0 | 1.5 | 1040 | $1,000 | $0.96 | 44d | 1 | 1.47mi |
| 322 14th St Apt 203 Toledo, OH | 3.0 | 1.5 | 1065 | $1,000 | $0.94 | 14d | 1 | 1.47mi |
Listing history 36 events
-
2026-06-18days on market $64,900 Active 258 DOM
-
2026-06-17days on market $64,900 Active 257 DOM
-
2026-06-16days on market $64,900 Active 256 DOM
-
2026-06-15days on market $64,900 Active 255 DOM
-
2026-06-14days on market $64,900 Active 253 DOM
-
2026-06-10days on market $64,900 Active 250 DOM
-
2026-06-09days on market $64,900 Active 249 DOM
-
2026-06-08days on market $64,900 Active 248 DOM
-
2026-06-07days on market $64,900 Active 247 DOM
-
2026-06-05days on market $64,900 Active 244 DOM
-
2026-06-03days on market $64,900 Active 243 DOM
-
2026-06-02days on market $64,900 Active 242 DOM
-
2026-06-01days on market $64,900 Active 241 DOM
-
2026-05-31days on market $64,900 Active 240 DOM
-
2026-05-30days on market $64,900 Active 239 DOM
-
2026-05-18status Active
-
2025-11-07historical Contingent
-
2025-10-14price $64,900
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2025-10-14price $60,500 452-char remark
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2025-10-13price $14,000 290-char remark
Show marketing remark (290 chars)
Clean North end home! You must get inside! This home is in excellent condition and ready to move in or rent. Updates include newer furnace, carpet, paint, and a few new windows. Enjoy the gorgeous wood work and hardwood floors. This home is clean and ready to sell. Make an offer today!
-
2025-10-03$69,900 Active
-
2025-09-19historical $69,900
-
2023-12-03historical $1,250
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2023-10-18soldstatus $60,500
-
2023-10-08price $1,250
-
2023-10-07$1,220
-
2023-10-03soldstatus $60,500 Closed 452-char remark
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2023-09-06status Pending 452-char remark
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2023-08-27historical Contingent 452-char remark
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2023-08-24$64,000 Active 452-char remark
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2023-08-23historical $64,000 452-char remark
Show marketing remark (452 chars)
Meticulously cared for rock solid built North Toledo home! Built-in cabinets on both levels are super impressive. Original trim and doors throughout the entire house are truly extraordinary, perfectly preserved for over 100 years! The master bedroom has a full window-length seating area. Usable upstairs balcony overlooking the perfectly manicured, fully fenced-in backyard. Newer mechanicals and some new windows. One year home warranty included too!
-
2012-07-19soldstatus $14,000 290-char remark
Show marketing remark (290 chars)
Clean North end home! You must get inside! This home is in excellent condition and ready to move in or rent. Updates include newer furnace, carpet, paint, and a few new windows. Enjoy the gorgeous wood work and hardwood floors. This home is clean and ready to sell. Make an offer today!
-
2012-07-09price $15,900 290-char remark
Show marketing remark (290 chars)
Clean North end home! You must get inside! This home is in excellent condition and ready to move in or rent. Updates include newer furnace, carpet, paint, and a few new windows. Enjoy the gorgeous wood work and hardwood floors. This home is clean and ready to sell. Make an offer today!
-
2011-06-03$15,900 290-char remark
Show marketing remark (290 chars)
Clean North end home! You must get inside! This home is in excellent condition and ready to move in or rent. Updates include newer furnace, carpet, paint, and a few new windows. Enjoy the gorgeous wood work and hardwood floors. This home is clean and ready to sell. Make an offer today!
-
2009-10-05historical
-
2009-04-04$29,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,331 · $111/mo
- Projected year-2 tax
- $1,331 · $111/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,965
- − Mortgage interest
- −$3,635
- − Property taxes
- −$1,331
- − Insurance
- −$324
- − Repairs & maintenance
- −$1,037
- − Management
- −$1,037
- − Depreciation
- −$1,888
- Taxable income
- $3,712
- Est. tax owed @ 24.0%
- −$891
- After-tax cash flow
- $3,612/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Toledo City
- NCES district ID
- 3904490
- Math proficiency
- 15% ▼ -16.00%
- Reading proficiency
- 24% ▼ -13.00%
- Median HH income
- $32,137
- Composite
- 15.76/100
- National rank
- #9276
- State rank
- #634 of 656 in OH
Livability — Toledo
- Score
- 66/100
- State rank
- #645
- US rank
- #11442
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Toledo, OH
- County
- Lucas County · 380,724 people
- City population
- 280,811
- Metro
- Toledo, OH
- Population (ZIP)
- 13,593
- Household income
- $29,275
- Rent vs Own
- Severe rent burden
- 911.0
Population outlook (Lucas County) Hauer SSP2
- Today (2025)
- 420,751 people
- By 2030
- 410,187 · -2.5%
- By 2040
- 384,019 · -8.7%
- By 2050
- 355,125 · -15.6%
- By 2075
- 291,683 · -30.7%
- By 2100
- 233,670 · -44.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 57% White 25% Two or more races 9% Hispanic / Latino 8% Asian 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 4% Lithuanian 2% Slovak 1%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 91% English-only · Spanish 7%
Political lean MEDSL · Lucas
- 2024 margin
- D (+12.6) · D 55.8% · R 43.2%
- 2008→2024 swing
- -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
- All cycles
- 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -37.73%
- Current HPI
- 139.4964
- Rent YoY
- ▲ 3.89%
- Metro
- Toledo, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+117.1% since first listed21 events — show timeline
- 2026-05-18 Relisted — NORIS
- 2025-11-07 Contingent — NORIS
- 2025-10-14 Price Changed $64,900 NORIS
- 2025-10-14 Price Changed $60,500 NORIS
- 2025-10-13 Price Changed $14,000 NORIS
- 2025-10-03 Listed $69,900 NORIS
- 2025-09-19 Coming Soon $69,900 NORIS
- 2023-12-03 Rental Removed $1,250 TURBOTENANT
- 2023-10-18 Sold (Public Records) $60,500 Public Records
- 2023-10-08 Price Changed $1,250 TURBOTENANT
- 2023-10-07 Listed for Rent $1,220 TURBOTENANT
- 2023-10-03 Sold (MLS) $60,500 NORIS
- 2023-09-06 Pending — NORIS
- 2023-08-27 Contingent — NORIS
- 2023-08-24 Listed $64,000 NORIS
- 2023-08-23 Coming Soon $64,000 NORIS
- 2012-07-19 Sold (MLS) $14,000 NORIS
- 2012-07-09 Price Changed $15,900 NORIS
- 2011-06-03 Listed $15,900 NORIS
- 2009-10-05 Listing Removed — NORIS
- 2009-04-04 Listed $29,900 NORIS
Property tax history
+4.4%/yrLatest (2025): $1,331 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…