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26 Ponderosa Rd
C- Composite 53.67
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.3/10.0
  • Appreciation +5.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$80,000

26 Ponderosa Rd · Salt Flat, TX 79847
1 bd · 1.0 ba · 640 sqft · Manufactured · 214 Days on market
Built 2021 20 ac lot ↓ 11% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this serene desert getaway - this home is set on 20 acres and was built with extreme care & attention to details. All you need to live off the grid away from the hustle & bustle - Solar panels with wifi controlled battery & inverter, Propane gas, Water Tanks & more. Home has metal roof. A mini split heats and cools the space efficiently. 1 bedroom & 3/4 bathroom plus a spacious & open dining/living room and kitchen. It's a quick 2 mile drive to Highway 62/180 & close to Cornudas Cafe - It's only a 1 hour from El Paso. Cell service also works in this area! No zoning or restrictions - enjoy the freedom in West Texas on this beautiful proper

Key facts

  • Metal roof
  • Water tanks
  • No zoning

Tags

SOLAR PANELSMETAL ROOFWATER TANKSMINI SPLITNO ZONING

Property features AI

Finance

  • Other: Special listing conditions: see remarks
  • HOA & community: No HOA fees

Exterior

  • Utilities: Sewer: see remarks; Lot size approximately 20.0 acres
  • Home design: Modular home
  • Construction: Metal roof; Construction materials: see remarks; Building area approximately 640 total
  • Exterior features: Exterior details: see remarks; Covered patio/porch

Interior

  • Flooring: Tile
  • Bathrooms: One 3/4 bathroom
  • Heating & cooling: Central air; Heating: see remarks
  • Interior features: Tile flooring; Fixed windows; Appliances: see remarks

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $100 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($826 rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Ft Hancock ISD (rural): math 16% / reading 31% proficiency, ranked #764 of 826 in TX (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 87% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 10 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($553 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Hudspeth County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 214 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.79%
Cash-on-cash
5.35%
DSCR
1.24
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.5%
Equity multiple
1.71×
Total profit
$16,006
Equity at exit
$35,971
10-year hold
IRR
14.5%
Equity multiple
3.15×
Total profit
$48,102
Equity at exit
$55,436

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79847

Active inventory
10
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$826 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$173
Net cashflow
$100

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $80,000 Active 214 DOM
  2. 2026-06-17
    days on market $80,000 Active 213 DOM
  3. 2026-06-16
    days on market $80,000 Active 212 DOM
  4. 2026-06-15
    days on market $80,000 Active 211 DOM
  5. 2026-06-13
    days on market $80,000 Active 209 DOM
  6. 2026-06-13
    days on market $80,000 Active 208 DOM
  7. 2026-06-10
    days on market $80,000 Active 206 DOM
  8. 2026-06-09
    days on market $80,000 Active 205 DOM
  9. 2026-06-08
    days on market $80,000 Active 204 DOM
  10. 2026-06-07
    days on market $80,000 Active 203 DOM
  11. 2026-06-03
    days on market $80,000 Active 199 DOM
  12. 2026-06-03
    days on market $80,000 Active 198 DOM
  13. 2026-06-01
    days on market $80,000 Active 197 DOM
  14. 2026-05-31
    days on market $80,000 Active 196 DOM
  15. 2026-04-29
    price $80,000
  16. 2026-01-30
    price $88,000
  17. 2025-11-15
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,914
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$793
− Management
−$793
− Depreciation
−$2,327
Taxable loss
−$81
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$19
After-tax cash flow
$1,217/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ft Hancock ISD
NCES district ID
4820130
Math proficiency
16% ▼ -20.00%
Reading proficiency
31% ▼ -8.00%
Median HH income
$25,664
Composite
18.43/100
National rank
#8932
State rank
#764 of 826 in TX

Livability — Salt Flat

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
181

Population outlook (Hudspeth County) Hauer SSP2

Today (2025)
3,511 people
By 2030
3,497 · -0.4%
By 2040
3,383 · -3.6%
By 2050
3,133 · -10.8%
By 2075
2,561 · -27.1%
By 2100
1,903 · -45.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Two or more races 26% Hispanic / Latino 14%
Hispanic origin (detail)
Mexican 2%
Common ancestry
German 2% Serbian 1%
Foreign-born
9% · Canada
Languages at home
65% English-only · Spanish 22% German/W. Germanic 13%

Political lean MEDSL · Hudspeth

2024 margin
Solid R (+46.6) · D 26.5% · R 73.1%
2008→2024 swing
-43.5pp toward R · 2008: -3.1pp · 2024: -46.6pp
All cycles
2024: R+46.6 2020: R+35.0 2016: R+20.6 2012: R+10.7 2008: R+3.1

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-11.1% since first listed
3 events — show timeline
  • 2026-04-29 Price Changed $80,000 GEPARMLS
  • 2026-01-30 Price Changed $88,000 GEPARMLS
  • 2025-11-15 Listed $90,000 GEPARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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