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4101 NW 26th St #260
D- Composite 37.96
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.9/30.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.9/10.0
  • Appreciation +0.0/10.0

$120,000

4101 NW 26th St #260 · Lauderhill, FL 33313
1 bd · 1.0 ba · 624 sqft · Condo public records · 87 Days on market
Built 1973

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor Alert, Discover this charming 1 Bd 1 Ba unit. already rented with reliable tenants in place start earning from day 1. Marking this a perfect addition to your investment portfolio. Enjoy hassle free cash flow in a growing area. Easy access to busy roads, shopping and more. Tamarac, sunrise and Lauderhill area

Key facts

  • $0 HOA
  • Parking
  • Built 1973

Property features AI

Finance

  • Other: Pets allowed with number limit
  • HOA & community: Has association; Quarterly HOA fee; Association amenities include elevator(s); HOA covers grounds maintenance, trash, and elevator

Exterior

  • Parking: 1 parking space (see remarks for details)
  • Utilities: Public water; Public sewer; Other utilities
  • Home design: Condominium; 2-story building; North-facing
  • Construction: Concrete block with stucco and pre-cast concrete construction
  • Exterior features: Waterfront property; Roof: Other

Interior

  • Kitchen: Electric range; Microwave; Refrigerator
  • Bedrooms: 1 bedroom on the main level
  • Flooring: Ceramic tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Walk-in closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $120k.

Deal economics

  • At list price, monthly cash flow is $-130 ($-2k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Recommended offer: $113k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 87 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $26k; list at $120k implies a 358% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 30% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $112,800 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.26%
Cap rate
4.99%
Cash-on-cash
-4.65%
DSCR
0.79
GRM
6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
-29.2%
Equity multiple
0.06×
Total profit
$-31,464
Equity at exit
$17,892
10-year hold
IRR
-62.5%
Equity multiple
-0.56×
Total profit
$-52,483
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33313

Rents YoY
0.3%
Active inventory
656
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,508 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$194 /mo · $2,322/yr
Insurance
$50
HOA est. from 2 same-building comps
$449
Vacancy / Maint / Mgmt
$317
Net cashflow
$-130

Break-even live

Break-even rent $1,673
Max offer price $96,987
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4121 NW 26th St Unit T16 Lauderhill, FL 1.0 1.5 750 $1,500 $2.00 24d 1 0.02mi
4141 NW 26th St #316 Lauderhill, FL 1.0 1.0 624 $1,450 $2.32 24d 1 0.05mi
3033 NW 43rd Ave #108 Lauderdale Lakes, FL 1.0 1.0 650 $1,590 $2.45 14d 1 0.27mi
3030 NW 43rd Ter Lauderdale Lakes, FL 1.0 1.0 592 $1,400 $2.36 2d 2 0.27mi
3030 NW 43rd Ter #102 Lauderdale Lakes, FL 1.0 1.0 710 $1,450 $2.04 24d 1 0.28mi
2070 NW 43rd Ter #6 Lauderhill, FL 1.0 1.0 600 $1,600 $2.67 22d 1 0.48mi
3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL 1.0 1.5 662 $1,600 $2.42 8d 1 0.52mi
3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL 1.0 1.0 610 $1,500 $2.46 24d 1 0.52mi
3061 NW 47th Ter #327 Lauderdale Lakes, FL 1.0 1.5 662 $1,500 $2.27 24d 1 0.52mi
2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL 1.0 1.5 662 $1,350 $2.04 24d 1 0.53mi
2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL 1.0 1.5 662 $1,450 $2.19 24d 1 0.53mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,675 $2.07 24d 3 0.54mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,599 $1.97 8d 2 0.54mi
3001 NW 48th Ave #440 Lauderdale Lakes, FL 1.0 1.5 705 $1,300 $1.84 24d 1 0.57mi
3541 NW 30th Pl Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 865 $1,739 $2.01 2d 14 0.65mi
4851 NW 26th Ct #338 Lauderdale Lakes, FL 1.0 1.0 705 $1,650 $2.34 17d 1 0.66mi
3301 NW 47th Ter #308 Lauderdale Lakes, FL 1.0 2.0 750 $2,200 $2.93 12d 1 0.71mi
3161 NW 47th Ter #110 Lauderdale Lakes, FL 1.0 1.5 721 $1,500 $2.08 5d 1 0.75mi
3161 NW 47th Ter #111 Lauderdale Lakes, FL 1.0 1.5 721 $1,500 $2.08 24d 1 0.75mi
3141 NW 47th Ter Lauderdale Lakes, FL 1.0–2.0 1.5–2.0 861 $1,440 $1.67 24d 2 0.75mi
4047 NW 16th St #109 Lauderhill, FL 1.0 1.0 725 $1,300 $1.79 24d 1 0.80mi
5021 W Oakland Park Blvd Lauderdale Lakes, FL 1.0 1.0 684 $1,550 $2.27 18d 2 0.82mi
2851 Somerset Dr Lauderdale Lakes, FL 1.0–2.0 1.0–2.0 827 $1,300 $1.57 3d 2 0.83mi
1861 NW 46th Ave Lauderhill, FL 2.0 1.0–2.0 730 $1,490 $2.04 2d 13 0.83mi
2841 Somerset Dr Lauderdale Lakes, FL 1.0 1.0 696 $1,598 $2.30 11d 3 0.84mi
2871 Somerset Dr #207 Lauderdale Lakes, FL 1.0 1.0 644 $1,400 $2.17 24d 1 0.85mi
5031 W Oakland Park Blvd Lauderdale Lakes, FL 1.0 1.0 683 $1,400 $2.05 10d 2 0.88mi
3460 NW 50th Ave Lauderdale Lakes, FL 1.0–2.0 1.0–2.0 750 $1,499 $2.00 17d 3 0.91mi
2821 Somerset Dr #217 Lauderdale Lakes, FL 1.0 1.0 748 $1,400 $1.87 3d 1 0.93mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 24d 1 0.94mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 8d 1 0.94mi
3531 NW 50th Ave #609 Lauderdale Lakes, FL 1.0 1.0 684 $1,350 $1.97 24d 1 1.00mi
1599 NW 43rd Ave #106 Lauderhill, FL 1.0 1.0 730 $1,499 $2.05 18d 1 1.02mi
1621 NW 46th Ave #101 Lauderhill, FL 1.0 1.0 576 $1,600 $2.78 24d 1 1.04mi
5321 NW 21st Ct Lauderhill, FL 2.0 1.0 750 $1,900 $2.53 24d 1 1.11mi
1196 NW 40th Ave Lauderhill, FL 1.0–2.0 1.0 825 $1,540 $1.87 1d 10 1.24mi
4310 NW 12th Ct #205 Lauderhill, FL 1.0 1.0 730 $1,500 $2.05 17d 1 1.29mi
4310 NW 12th Ct #205 Lauderhill, FL 1.0 1.0 730 $1,500 $2.05 5d 1 1.29mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,250 $1.48 22d 7 1.30mi
2800 NW 56th Ave Lauderhill, FL 1.0–2.0 1.0–2.0 847 $1,175 $1.39 24d 8 1.30mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 17 events

  1. 2026-06-18
    days on market $120,000 Active 87 DOM
  2. 2026-06-17
    days on market $120,000 Active 86 DOM
  3. 2026-06-16
    days on market $120,000 Active 85 DOM
  4. 2026-06-15
    days on market $120,000 Active 84 DOM
  5. 2026-06-13
    days on market $120,000 Active 82 DOM
  6. 2026-06-09
    days on market $120,000 Active 78 DOM
  7. 2026-06-08
    days on market $120,000 Active 77 DOM
  8. 2026-06-07
    days on market $120,000 Active 76 DOM
  9. 2026-06-04
    days on market $120,000 Active 73 DOM
  10. 2026-06-03
    days on market $120,000 Active 72 DOM
  11. 2026-06-02
    days on market $120,000 Active 71 DOM
  12. 2026-06-01
    days on market $120,000 Active 70 DOM
  13. 2026-05-31
    days on market $120,000 Active 69 DOM
  14. 2026-03-23
    listed $120,000 Active
  15. 2003-05-01
    soldstatus $26,200
  16. 1992-08-06
    soldstatus $13,000
  17. 1979-10-01
    soldstatus $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,322 · $194/mo
Projected year-2 tax
$2,322 · $194/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,099
− Mortgage interest
−$6,722
− Property taxes
−$2,322
− Insurance
−$600
− Repairs & maintenance
−$1,448
− Management
−$1,448
− HOA
−$5,388
− Depreciation
−$3,491
Taxable loss
−$3,320
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$797
After-tax cash flow
$-767/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
62,807
Household income
$46,305
Rent vs Own
54.3% rent · 45.7% own
Severe rent burden
5692.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 20%
Foreign-born
39% · Canada, Jamaica, Dominican Republic
Languages at home
66% English-only · French/Haitian/Cajun 22% Spanish 10%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.15%
Current HPI
288.9345
Rent YoY
▲ 0.26%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+328.6% since first listed
4 events — show timeline
  • 2026-03-23 Listed $120,000 Beaches MLS
  • 2003-05-01 Sold (Public Records) $26,200 Public Records
  • 1992-08-06 Sold (Public Records) $13,000 Public Records
  • 1979-10-01 Sold (Public Records) $28,000 Public Records

Property tax history

+8.5%/yr

Latest (2025): $2,322 · +6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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