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9790 Braxley Way
D- Composite 38.76
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.4/30.0
  • 1% rule +3.3/10.0
  • Rent growth +3.0/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$299,000

9790 Braxley Way · Irondale, GA 30238
5 bd · 3.0 ba · 3,338 sqft · SingleFamily public records · 58 Days on market
Built 2020 $90/sqft · 26% below area Est $406k · 26% under $27/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Priced to sell! Amazing value for a newer built home. First floor offers a Den/Office, in addition there is a bedroom, w/Full bath. Separate Dinning Room with coffered ceiling. Kitchen opens to breakfast area and overlooks the living room. In the second floor you'll find the massive master bedroom and 3 other spacious secondary rooms and the laundry room. Home needs TLC, paint/new flooring. Seller will remove personal belongings. Minutes away from I-75/I-85 & 285. Just under 26 minutes to Hartsfield Jackson Int. Airport. Conveniently located near shopping and dining,

Key facts

  • Newer built
  • 2 garage spots
  • Built 2020

Tags

NEWER BUILTMINUTES AWAY FROM I-75

Property features AI

Finance

  • Other: Paved road frontage on a private road; Directions: GPS
  • HOA & community: Has association; Annual association fee of $325; Additional annual association fee of $1

Exterior

  • Parking: Garage parking (2 spaces, 2 total)
  • Utilities: Public water; Public sewer; 220-volt electric; Electricity available
  • Home design: Two levels; Resale property; Slab foundation
  • Construction: Aluminum siding; Composition roof; Other structures
  • Exterior features: Patio; Other exterior features; Insulation (energy efficient measure); Wind energy generation

Interior

  • Kitchen: Pantry
  • Bedrooms: Five main-level bedrooms; Bedroom features: none listed
  • Flooring: Hardwood floors; Carpet
  • Bathrooms: Three full bathrooms (all on the main level); Master bathroom: none listed
  • Heating & cooling: Central air; Other heating
  • Interior features: One fireplace; Double-pane windows; Other interior features; Other appliances
  • Laundry & utility: Laundry room on the upper level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-266 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $252k (15.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (16.8% below list).
  • Recommended offer: $249k (16.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 57/100 on livability (#466 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mundys Mill Middle School (math 10% / reading 24%, grade F, #381 of 470 statewide, top 82%, 768 students, 90% FRL).
  • Market conditions: Rents rising (+2.1%/yr); 259 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
  • At $2,487/mo this rent would consume 48% of the median local household income ($62k/yr) (locally 1992% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $56k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $248,698 (16.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
5.22%
Cash-on-cash
-3.81%
DSCR
0.83
GRM
10.0

CMA / ARV

ARV (median comp)
$406,043
List price
$299,000
Delta
-26.36%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9726 Washington Cir 0.20mi 5/3.5 3,439 (+3%) 2mo $403,000 $117 82
9827 Hurston Way 0.10mi 5/3.0 3,096 (-7%) 21mo $399,900 $129 66
6595 Piazza Dr 0.27mi 5/4.0 3,000 (-10%) 1mo $360,000 $120 65
1141 Gaines St 0.44mi 5/3.0 3,319 (-1%) 16mo $385,000 $116 65
10155 Cormac St 0.60mi 5/2.5 3,249 (-3%) 1mo $385,000 $118 65
854 Mundys Mill Rd 0.53mi 4/3.0 (-1) 3,280 (-2%) 4mo $310,000 $95 64
1162 Gaines St 0.44mi 5/3.0 3,319 (-1%) 18mo $385,000 $116 63
10137 Cormac St 0.60mi 5/3.0 3,319 (-1%) 11mo $385,000 $116 62
9746 Winding Way Ln 0.42mi 5/3.0 2,889 (-14%) 2mo $300,000 $104 57
9958 Cormac St 0.35mi 5/3.0 3,096 (-7%) 20mo $370,000 $120 55
10142 Cormac St 0.57mi 4/3.0 (-1) 3,218 (-4%) 15mo $380,000 $118 50
9620 Carolina Dr 0.43mi 6/3.0 (+1) 3,650 (+9%) 15mo $430,000 $118 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.06% rent growth · sell at horizon

5-year hold
IRR
-23.8%
Equity multiple
0.19×
Total profit
$-67,591
Equity at exit
$44,582
10-year hold
IRR
-21.7%
Equity multiple
-0.07×
Total profit
$-89,501
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30238

Home prices YoY
-33.3%
Rents YoY
2.1%
Active inventory
259
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$2,487 medium interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$511 /mo · $6,135/yr
Insurance
$125
HOA
$27
Vacancy / Maint / Mgmt
$522
Net cashflow
$-266

Break-even live

Break-even rent $2,824
Max offer price $251,992
Occupancy floor

Sensitivity live

Price -10% $-97 -5% $-181 +0% $-266 +5% $-351 +10% $-435
Rent -10% $-463 -5% $-364 +0% $-266 +5% $-168 +10% $-70
Rate -1.0pp $-116 -0.5pp $-190 base $-266 +0.5pp $-344 +1.0pp $-422

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10342 Commons Xing Jonesboro, GA 4.0 3.0 2277 $2,450 $1.08 44d 1 0.71mi
9423 Flowering Trl Jonesboro, GA 4.0 2.5 2994 $2,400 $0.80 44d 1 1.10mi
9362 Deer Crossing Lk Jonesboro, GA 4.0 3.5 2576 $2,535 $0.98 44d 1 1.19mi
298 S Main St Jonesboro, GA 5.0 3.0 3280 $1,800 $0.55 44d 1 1.28mi

HOA detail

Monthly dues
$27 · $324/yr

Listing history 20 events

  1. 2026-06-21
    days on market $299,000 Active 58 DOM
  2. 2026-06-18
    days on market $299,000 Active 55 DOM
  3. 2026-06-17
    days on market $299,000 Active 54 DOM
  4. 2026-06-16
    days on market $299,000 Active 53 DOM
  5. 2026-06-15
    days on market $299,000 Active 52 DOM
  6. 2026-06-13
    days on market $299,000 Active 50 DOM
  7. 2026-06-10
    price $299,000 Active 46 DOM
  8. 2026-06-09
    days on market $355,000 Active 46 DOM
    Show marketing remark (577 chars)

    Priced to sell! Amazing value for a newer built home. First floor offers a Den/Office, in addition there is a bedroom, w/Full bath. Separate Dinning Room with coffered ceiling. Kitchen opens to breakfast area and overlooks the living room. In the second floor you'll find the massive master bedroom and 3 other spacious secondary rooms and the laundry room. Home needs TLC, paint/new flooring. Seller will remove personal belongings. Minutes away from I-75/I-85 & 285. Just under 26 minutes to Hartsfield Jackson Int. Airport. Conveniently located near shopping and dining,

  9. 2026-06-08
    days on market $355,000 Active 45 DOM
  10. 2026-06-08
    remarks 576-char remark
  11. 2026-06-07
    days on market $355,000 Active 44 DOM
  12. 2026-06-04
    days on market $355,000 Active 41 DOM
  13. 2026-06-03
    days on market $355,000 Active 40 DOM
  14. 2026-06-02
    days on market $355,000 Active 39 DOM
  15. 2026-06-01
    days on market $355,000 Active 38 DOM
  16. 2026-05-31
    days on market $355,000 Active 37 DOM
  17. 2026-04-23
    listed $355,000 New 228-char remark
    Show marketing remark (577 chars)

    Priced to sell! Amazing value for a newer built home. First floor offers a Den/Office, in addition there is a bedroom, w/Full bath. Separate Dinning Room with coffered ceiling. Kitchen opens to breakfast area and overlooks the living room. In the second floor you'll find the massive master bedroom and 3 other spacious secondary rooms and the laundry room. Home needs TLC, paint/new flooring. Seller will remove personal belongings. Minutes away from I-75/I-85 & 285. Just under 26 minutes to Hartsfield Jackson Int. Airport. Conveniently located near shopping and dining,

  18. 2026-04-23
    listed $355,000 Active 228-char remark
    Show marketing remark (577 chars)

    Priced to sell! Amazing value for a newer built home. First floor offers a Den/Office, in addition there is a bedroom, w/Full bath. Separate Dinning Room with coffered ceiling. Kitchen opens to breakfast area and overlooks the living room. In the second floor you'll find the massive master bedroom and 3 other spacious secondary rooms and the laundry room. Home needs TLC, paint/new flooring. Seller will remove personal belongings. Minutes away from I-75/I-85 & 285. Just under 26 minutes to Hartsfield Jackson Int. Airport. Conveniently located near shopping and dining,

  19. 2014-05-23
    soldstatus $2,259,500
  20. 2013-07-31
    soldstatus $82,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$6,135 · $511/mo
Projected year-2 tax
$6,135 · $511/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,844
− Mortgage interest
−$16,749
− Property taxes
−$6,135
− Insurance
−$1,495
− Repairs & maintenance
−$2,388
− Management
−$2,388
− HOA
−$324
− Depreciation
−$8,698
Taxable loss
−$8,332
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,000
After-tax cash flow
$-1,194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Irondale

Score
57/100
State rank
#466
US rank
#22025

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Irondale, GA
County
Clayton County · 230,153 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
43,191
Household income
$62,185
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
1992.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (71%)
Race & ethnicity
Black 71% Hispanic / Latino 17% White 7% Two or more races 7%
Hispanic origin (detail)
Mexican 13% Puerto Rican 2%
Foreign-born
11% · Canada, United Kingdom
Languages at home
83% English-only · Spanish 14% French/Haitian/Cajun 1%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.48%
Current HPI
211.6309
Rent YoY
▲ 2.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+262.4% since first listed
6 events — show timeline
  • 2026-06-09 Price Changed $299,000 GAMLS
  • 2026-06-09 Price Changed $299,000 FMLS
  • 2026-04-23 Listed $355,000 FMLS
  • 2026-04-23 Listed $355,000 GAMLS
  • 2014-05-23 Sold (Public Records) $2,259,500 Public Records
  • 2013-07-31 Sold (Public Records) $82,500 Public Records

Property tax history

+18.3%/yr

Latest (2025): $6,135 · -10.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…