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30 Moosehead Trl Multi-family
C+ Composite 63.01
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.2/10.0
  • DSCR +7.1/10.0
  • Schools +6.4/10.0
  • 1% rule +5.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$275,000

30 Moosehead Trl · Dixmont, ME 04932
3 bd · 1.0 ba · 1,500 sqft · MultiFamily · 20 Days on market
Built 1985 8.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks

Priced to Sell !! This spacious Ranch 3 bedroom, 1 bathroom home with a full basement sits on 8+ acres with gorgeous views of fields, woods, enjoy your own plum trees, a pear tree and lots of wild apple trees. The westerly view from the 11 x 33 enclosed porch is fantastic and makes a nice room to watch the sunset. The 30x40 two bay garage is nearly new and has plenty of room for all your toys and equipment with extra storage upstairs. Whether you just want to escape suburbia or start a homestead, this is a great property for anyone. Some cosmetics are needed for your finishing touches. Home is being sold as is- As the Seller is disabled and cannot do any repairs.

Key facts

  • Full basement
  • Enclosed porch
  • Two bay garage

Tags

FULL BASEMENTPLUM TREESPEAR TREEWILD APPLE TREESENCLOSED PORCHTWO BAY GARAGE

Property features AI

Finance

  • HOA & community: No pet restrictions

Exterior

  • Parking: Attached 2-car garage; Gravel parking with 1–4 spaces
  • Utilities: Private well water; Private sewer (septic tank); Electric service with circuit breakers; Electric water heater
  • Home design: Single family residence; Built in 1985
  • Construction: Wood frame construction with shingle and vinyl siding; Metal roof; Full unfinished walk-out basement with interior entry
  • Exterior features: Glassed-in porch; Rural, level, wooded lot; Paved road access

Interior

  • Kitchen: Kitchen on the first floor
  • Bedrooms: Bedroom 1 on the first floor; Bedroom 2 on the first floor; Bedroom 3 on the first floor
  • Flooring: Carpet; Laminate; Wood
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating
  • Interior features: Six total rooms; 1st-floor bedroom; Unfurnished
  • Laundry & utility: Laundry located on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath multifamily listed at $275k.

Deal economics

  • At list price, monthly cash flow is $442 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $275k).
  • Recommended offer: $271k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • RSU 19 (rural): math 73% / reading 81% proficiency, ranked #96 of 112 in ME (top 86%) — strong family-tenant draw, lease renewals of 3-5y typical.
  • Zoned schools: Nokomis Regional Middle School (math 68% / reading 79%, grade A, #79 of 85 statewide, top 95%, 544 students, 45% FRL); Nokomis Regional High School (math 87% / reading 92%, grade A+, #56 of 108 statewide, top 60%, 634 students, 41% FRL).
  • Market conditions: 11 active listings in the ZIP; 440 units permitted in Penobscot County in 2024 (40 in 5+ unit buildings).

Forward outlook

  • In year one you build about $14k of equity ($2k loan paydown + $12k appreciation (4.5% local appreciation)).
  • Penobscot County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.5% appreciation + 3.0% rent growth), your $77k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $270,875 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.02%
Cap rate
8.22%
Cash-on-cash
6.89%
DSCR
1.31
GRM
8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.48% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.6%
Equity multiple
2.08×
Total profit
$83,467
Equity at exit
$147,273
10-year hold
IRR
18.0%
Equity multiple
4.01×
Total profit
$231,983
Equity at exit
$247,358

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
41 Moderately Tenant-Leaning
State Maine
41 Moderately Tenant-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
Portland has rent control referendum (2020); strong habitability; security deposit caps.

ZIP-level market 04932

Home prices YoY
3.1%
Active inventory
11
Price-to-rent
16.4×

Monthly cashflow live

Estimated rent
$2,798 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$211 /mo · $2,536/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$588
Net cashflow
$442

Break-even live

Break-even rent $2,238
Max offer price $275,000
Occupancy floor 79%

Sensitivity live

Price -10% $598 -5% $520 +0% $442 +5% $365 +10% $287
Rent -10% $221 -5% $332 +0% $442 +5% $553 +10% $663
Rate -1.0pp $581 -0.5pp $512 base $442 +0.5pp $371 +1.0pp $299

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,798

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-21
    days on market $275,000 Active 20 DOM
  2. 2026-06-18
    days on market $275,000 Active 17 DOM
  3. 2026-06-17
    days on market $275,000 Active 16 DOM
  4. 2026-06-16
    days on market $275,000 Active 15 DOM
  5. 2026-06-15
    days on market $275,000 Active 14 DOM
  6. 2026-06-14
    days on market $275,000 Active 12 DOM
  7. 2026-06-13
    days on market $275,000 Active 11 DOM
  8. 2026-06-10
    days on market $275,000 Active 9 DOM
  9. 2026-06-09
    days on market $275,000 Active 8 DOM
  10. 2026-06-08
    days on market $275,000 Active 7 DOM
  11. 2026-06-07
    days on market $275,000 Active 6 DOM
  12. 2026-06-05
    days on market $275,000 Active 3 DOM
  13. 2026-06-03
    days on market $275,000 Active 2 DOM
  14. 2026-06-01
    remarks 671-char remark
  15. 2026-06-01
    listed $275,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ME · Partial reset (capped growth)

Current annual tax
$2,536 · $211/mo
Projected year-2 tax
$3,138 · $262/mo
Expected delta
+$602/yr (+$50/mo · 23.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,576
− Mortgage interest
−$15,404
− Property taxes
−$2,536
− Insurance
−$1,375
− Repairs & maintenance
−$2,686
− Management
−$2,686
− Depreciation
−$8,000
Taxable income
$889
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$213
After-tax cash flow
$5,095/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
RSU 19
NCES district ID
2314785
Math proficiency
73% ▲ 53.00%
Reading proficiency
81% ▲ 39.00%
Median HH income
$41,866
Composite
64.37/100
National rank
#548
State rank
#96 of 112 in ME

Livability — Dixmont

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
1,241

Population outlook (Penobscot County) Hauer SSP2

Today (2025)
149,928 people
By 2030
146,386 · -2.4%
By 2040
135,952 · -9.3%
By 2050
123,864 · -17.4%
By 2075
97,825 · -34.8%
By 2100
77,196 · -48.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3%
Common ancestry
Lithuanian 14% Russian 5% Slovak 4%
Foreign-born
3% · Canada

Political lean MEDSL · Penobscot

2024 margin
R (+10.9) · D 43.6% · R 54.5% · Other 1.9%
2008→2024 swing
-15.9pp toward R · 2008: 5.0pp · 2024: -10.9pp
All cycles
2024: R+10.9 2020: R+8.3 2016: R+10.9 2012: D+2.9 2008: D+5.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.48%
Current HPI
151.1096
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+5.8% since first listed
3 events — show timeline
  • 2026-06-01 Listed $275,000 MREIS
  • 2022-03-28 Delisted MREIS
  • 2022-02-17 Listed $260,000 MREIS

Property tax history

+8.8%/yr

Latest (2025): $2,536 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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