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729 69th Ave
D Composite 42.68
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +9.1/15.0
  • Cash flow +7.3/30.0
  • Schools +5.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.5/10.0
  • 1% rule +1.1/10.0

$265,000

729 69th Ave · Highfill, AR 72713
3 bd · 2.0 ba · 1,423 sqft · SingleFamily public records · 19 Days on market
Built 2018 7,840 sqft lot Est $275k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Picture is a rendering. Takes are unknown

Key facts

  • Peninsula
  • Attached garage
  • Private yard

Tags

MATCHING BLACK APPLIANCESSTONE COUNTERSPENINSULAENSUITE BATHROOMPRIVATE YARDATTACHED GARAGE

Property features AI

Finance

  • HOA & community: Monthly association fee; Nearby schools and shopping

Exterior

  • Parking: Attached garage with garage door opener; 2 covered parking spaces
  • Utilities: Electricity available; Public water; Public sewer
  • Home design: Single-story; Frame construction; Architectural shingle roof; Slab foundation; Residential zoning
  • Construction: Frame construction; Architectural shingle roof; Slab foundation; Built with frame materials
  • Exterior features: Concrete driveway; Patio; Back yard fencing; City lot in a subdivision; Public road frontage

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fan(s); Eat-in kitchen; Pantry; Walk-in closet(s); Window treatments; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Washer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $265k.

Deal economics

  • At list price, monthly cash flow is $-348 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $204k (23.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (38.7% below list).
  • Recommended offer: $162k (38.7% below list) — sets the bar for 1% rule.
  • Cap rate 4.7% vs local median 2.9% in Highfill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#97 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 710 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $145k; list at $265k implies a 83% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,323 (38.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.61%
Cap rate
4.72%
Cash-on-cash
-5.63%
DSCR
0.75
GRM
13.6

CMA / ARV

ARV (on-the-fly)
$274,639
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
716 NW 71st Ave 0.14mi 3/2.0 1,433 (+1%) 4mo $250,000 $174 90
825 NW 67th Ave 0.14mi 3/2.0 1,451 (+2%) 6mo $275,000 $190 85
709 NW 64th Ave 0.27mi 3/2.0 1,467 (+3%) 2mo $277,000 $189 81
717 NW 69th Ave 0.04mi 4/2.0 (+1) 1,514 (+6%) 3mo $292,000 $193 80
817 NW 67th Ave 0.12mi 3/2.0 1,311 (-8%) 1mo $255,000 $195 80
712 NW 67th Ave 0.09mi 3/2.0 1,311 (-8%) 6mo $245,000 $187 78
729 NW 64th Ave 0.26mi 3/2.0 1,525 (+7%) 2mo $304,000 $199 74
812 NW 64th Ave 0.23mi 3/2.0 1,522 (+7%) 4mo $285,000 $187 74
813 NW Evans Cir 0.18mi 3/2.0 1,243 (-13%) 3mo $260,000 $209 68
6009 NW Hancock St 0.53mi 4/2.0 (+1) 1,433 (+1%) 2mo $285,000 $199 67
808 63rd Ave 0.28mi 3/2.0 1,610 (+13%) 4mo $300,500 $187 61
6002 NW Sherman St 0.52mi 3/2.0 1,550 (+9%) 4mo $300,000 $194 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
2.59×
Total profit
$117,915
Equity at exit
$238,733
10-year hold
IRR
17.6%
Equity multiple
5.81×
Total profit
$356,904
Equity at exit
$514,837

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
710
Price-to-rent
13.6×

Monthly cashflow live

Estimated rent
$1,623 high interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$130 /mo · $1,562/yr
Insurance
$110
HOA
$0
Vacancy / Maint / Mgmt
$341
Net cashflow
$-348

Break-even live

Break-even rent $2,064
Max offer price $203,542
Occupancy floor

Sensitivity live

Price -10% $-198 -5% $-273 +0% $-348 +5% $-423 +10% $-498
Rent -10% $-476 -5% $-412 +0% $-348 +5% $-284 +10% $-220
Rate -1.0pp $-214 -0.5pp $-280 base $-348 +0.5pp $-417 +1.0pp $-486

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 37 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
817 NW 67th Ave Bentonville, AR 3.0 2.0 1311 $1,595 $1.22 25d 1 0.10mi
864 NW Evans Cir Bentonville, AR 4.0 2.0 1497 $1,650 $1.10 25d 1 0.11mi
514 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 25d 1 0.12mi
6813 NW Toby St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.14mi
632 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 25d 1 0.15mi
6807 NW Toby St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.16mi
617 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.20mi
615 NW 69th Ave Highfill, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.21mi
613 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.21mi
511 NW 68th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 23d 1 0.25mi
535 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 23d 1 0.26mi
500 NW 69th Ave Unit 6810 Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.27mi
500 NW 69th Ave Unit 6812 Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 23d 1 0.27mi
523 NW 68th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.28mi
525 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.29mi
523 NW 69th Ave Highfill, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.30mi
521 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 25d 1 0.30mi
6810 NW Trevy St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 16d 1 0.35mi
500 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,445 $1.11 15d 8 0.38mi
500 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 23d 1 0.38mi
6103 NW McClellen St Bentonville, AR 4.0 2.0 1433 $1,795 $1.25 25d 1 0.41mi
6002 NW Meade St Bentonville, AR 3.0 2.0 1860 $1,825 $0.98 25d 1 0.53mi
424 NW 59 Ave Bentonville, AR 3.0 2.0 1782 $2,150 $1.21 15d 1 0.59mi
6005 NW Hoover St Bentonville, AR 4.0 2.0 1433 $1,595 $1.11 16d 1 0.64mi
6607 NW Altus St Bentonville, AR 3.0 2.0 1256 $1,450 $1.15 25d 1 0.67mi
6619 NW Altus St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 25d 1 0.67mi
6603 NW Altus St Bentonville, AR 3.0 2.0 1251 $1,495 $1.20 25d 1 0.67mi
6600 NW Altus St Highfill, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.70mi
313 NW 65th Ave Bentonville, AR 3.0 2.0 1250 $1,450 $1.16 25d 1 0.70mi
6605 NW Vandergriff St Bentonville, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.72mi
6608 NW Vandergriff St Highfill, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.75mi
210 NW 67th Ave Bentonville, AR 4.0 2.0 1454 $1,595 $1.10 16d 1 0.82mi
6503 NW Kathleen St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 25d 1 0.91mi
6307 NW Kathleen St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 25d 1 0.92mi
6502 NW Kathleen St Bentonville, AR 3.0 2.0 1250 $1,495 $1.20 25d 1 0.93mi
111 NW 63rd Ave Bentonville, AR 2.0–4.0 2.0 1116 $1,610 $1.44 15d 19 0.93mi
6500 NW Kathleen St Bentonville, AR 3.0 2.0 1250 $1,450 $1.16 25d 1 0.94mi

Listing history 5 events

  1. 2026-05-23
    price $265,000
  2. 2026-05-08
    listed $275,000 Active
  3. 2018-10-31
    soldstatus $144,946
  4. 2018-10-26
    soldstatus $144,946 41-char remark
    Show marketing remark (41 chars)

    Picture is a rendering. Takes are unknown

  5. 2018-08-29
    listed $144,946 41-char remark
    Show marketing remark (41 chars)

    Picture is a rendering. Takes are unknown

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,562 · $130/mo
Projected year-2 tax
$1,696 · $141/mo
Expected delta
+$134/yr (+$11/mo · 8.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,479
− Mortgage interest
−$14,844
− Property taxes
−$1,562
− Insurance
−$1,325
− Repairs & maintenance
−$1,558
− Management
−$1,558
− Depreciation
−$7,709
Taxable loss
−$9,078
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,179
After-tax cash flow
$-1,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Highfill

Score
67/100
State rank
#97
US rank
#10302

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Highfill, AR
County
Benton County · 259,241 people
City population
67,689
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+82.8% since first listed
5 events — show timeline
  • 2026-05-23 Price Changed $265,000 NWARMLS
  • 2026-05-08 Listed $275,000 NWARMLS
  • 2018-10-31 Sold (Public Records) $144,946 Public Records
  • 2018-10-26 Sold (MLS) $144,946 NWARMLS
  • 2018-08-29 Listed $144,946 NWARMLS

Property tax history

+25.6%/yr

Latest (2025): $1,562 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…