199 Filbert Orient Rd · Redstone, PA 15468

$45,000

3 bd · 1.5 ba · 1,344 sqft · SingleFamily public records · 53 Days on market

Built 1940 10,637 sqft lot $33/sqft · 64% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.2/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks

Great investment opportunity! Spacious home featuring a total of 3 bedrooms. Property offers fresh interior paint and brand-new carpeting throughout, providing a clean and updated feel. Comfortable living space with functional layout and ample natural light. Ideal for investors or owner-occupants.

Key facts

• 0.24 acre lot
• Built 1940
• Listed 53 days

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public sewer
• Home design: 2-story property; Resale condition
• Construction: Aluminum and vinyl siding; Asphalt roof
• Exterior features: Off-street parking; Lot dimensions approximately 36' x 195' x 121' x 263'; Lot area about 0.244 acres

Interior

• Flooring: Carpet
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air heating; Gas heating
• Interior features: Unfinished basement; Carpet flooring

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $45k.

Deal economics

• At list price, monthly cash flow is $551 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $45k).
• Recommended offer: $44k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Brownsville Area SD (rural): math 17% / reading 34% proficiency, ranked #472 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 15 active listings in the ZIP; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

• In year one you build about $519 of equity ($311 loan paydown + $208 appreciation (0.5% local appreciation)).
• Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (0.5% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 53 days — a 3% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $18k; list at $45k implies a 143% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $43,650 (3.0% below list)

Questions for the listing agent

1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.46% ✓
• Cap rate: 21.00%
• Cash-on-cash: 52.52%
• DSCR: 3.34
• GRM: 3.4

CMA / ARV

• ARV (median comp): $123,593
• List price: $45,000
• Delta: -63.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
26 Union St	0.56mi	3/2.0	1,440 (+7%)	2mo	$125,000	$87	58
2028 5th St	0.23mi	3/2.0	1,424 (+6%)	24mo	$119,500	$84	57
665 Filbert Heights Rd	0.62mi	3/1.5	1,344 (0%)	19mo	$199,900	$149	55
143 Weinbrenner Ave	0.71mi	3/1.0	1,260 (-6%)	18mo	$26,400	$21	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.46% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 54.6%
• Equity multiple: 3.76×
• Total profit: $34,816
• Equity at exit: $14,116

10-year hold

• IRR: 56.6%
• Equity multiple: 7.56×
• Total profit: $82,684
• Equity at exit: $17,829

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15468

• Home prices YoY: 0.3%
• Active inventory: 15
• Price-to-rent: 3.4×

Monthly cashflow live

• Estimated rent: $1,108 medium
• Mortgage (P&I): −$236
• Tax from tax record: −$69 /mo · $833/yr
• Insurance: −$19
• HOA: −$0
• Vacancy / Maint / Mgmt: −$233
• Net cashflow: $551

Break-even live

Break-even rent $410

Max offer price $45,000

Occupancy floor 45%

Sensitivity live

Price	-10% $577	-5% $564	+0% $551	+5% $539	+10% $526
Rent	-10% $464	-5% $508	+0% $551	+5% $595	+10% $639
Rate	-1.0pp $574	-0.5pp $563	base $551	+0.5pp $540	+1.0pp $528

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $11,250
• Closing costs: $1,350
• Reserves months: —
• Total cash needed: —

Listing history 16 events

1. 2026-06-21
   pricedays on market $45,000 Active 53 DOM
2. 2026-06-18
   days on market $60,000 Active 51 DOM
3. 2026-06-17
   days on market $60,000 Active 50 DOM
4. 2026-06-16
   days on market $60,000 Active 49 DOM
5. 2026-06-15
   days on market $60,000 Active 48 DOM
6. 2026-06-13
   days on market $60,000 Active 46 DOM
7. 2026-06-12
   days on market $60,000 Active 45 DOM
8. 2026-06-09
   days on market $60,000 Active 42 DOM
9. 2026-06-08
   days on market $60,000 Active 41 DOM
10. 2026-06-08
    days on market $60,000 Active 40 DOM
11. 2026-06-04
    days on market $60,000 Active 36 DOM
12. 2026-06-02
    days on market $60,000 Active 35 DOM
13. 2026-06-01
    days on market $60,000 Active 34 DOM
14. 2026-05-31
    days on market $60,000 Active 33 DOM
15. 2026-04-25
    listed $60,000 Active 298-char remark
16. 2005-03-23
    soldstatus $18,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $833 · $69/mo
• Projected year-2 tax: $833 · $69/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,301
• − Mortgage interest: −$2,521
• − Property taxes: −$833
• − Insurance: −$225
• − Repairs & maintenance: −$1,064
• − Management: −$1,064
• − Depreciation: −$1,309
• Taxable income: $6,284
• Est. tax owed @ 24.0%: −$1,508
• After-tax cash flow: $5,109/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brownsville Area SD
• NCES district ID: 4204080
• Math proficiency: 17% ▼ -3.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $34,500
• Composite: 20.93/100
• National rank: #8481
• State rank: #472 of 539 in PA

Livability — Redstone

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 2,230

Population outlook (Fayette County) Hauer SSP2

• Today (2025): 127,561 people
• By 2030: 123,206 · -3.4%
• By 2040: 113,232 · -11.2%
• By 2050: 103,468 · -18.9%
• By 2075: 83,185 · -34.8%
• By 2100: 62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 9% Hispanic / Latino 2%
• Common ancestry: Romanian 13% Lithuanian 9% Italian 4%
• Foreign-born: 1% · Canada
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Fayette

• 2024 margin: Solid R (+37.9) · D 30.8% · R 68.7%
• 2008→2024 swing: -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
• All cycles: 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.46%
• Current HPI: 135.7723
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+143.2% since first listed

3 events — show timeline

• 2026-06-19 Price Changed $45,000 West Penn MLS
• 2026-04-25 Listed $60,000 West Penn MLS
• 2005-03-23 Sold (Public Records) $18,500 Public Records

Property tax history

+2.6%/yr

Latest (2026): $833 · +0.0% YoY. Source: county tax records.