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2211 New Cut Rd
B- Composite 69.52
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.5/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.6/10.0

$85,000

2211 New Cut Rd · Byromville, GA 31007
3 bd · 2.0 ba · 1,620 sqft · Manufactured public records · 137 Days on market
Built 2009 0.53 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.

Key facts

  • Small-town location
  • Large front yard
  • Investment property

Tags

LARGE FRONT YARDINVESTMENT PROPERTYSMALL-TOWN LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $85k.

Deal economics

  • At list price, monthly cash flow is $305 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $75k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#435 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime D-.
  • Dooly County (rural): math 5% / reading 10% proficiency, ranked #172 of 174 in GA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 6 active listings in the ZIP; 55 units permitted in Dooly County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($588 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Dooly County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 137 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $40k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $60k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 137 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
10.59%
Cash-on-cash
15.36%
DSCR
1.68
GRM
5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.9%
Equity multiple
2.25×
Total profit
$29,690
Equity at exit
$38,220
10-year hold
IRR
23.0%
Equity multiple
4.30×
Total profit
$78,582
Equity at exit
$58,901

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31007

Active inventory
6
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,192 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$156 /mo · $1,868/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$250
Net cashflow
$305

Break-even live

Break-even rent $806
Max offer price $85,000
Occupancy floor 69%

Sensitivity live

Price -10% $353 -5% $329 +0% $305 +5% $281 +10% $257
Rent -10% $210 -5% $258 +0% $305 +5% $352 +10% $399
Rate -1.0pp $347 -0.5pp $326 base $305 +0.5pp $283 +1.0pp $260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-21
    days on market $85,000 Active 137 DOM
  2. 2026-06-18
    days on market $85,000 Active 135 DOM
  3. 2026-06-17
    days on market $85,000 Active 134 DOM
  4. 2026-06-16
    days on market $85,000 Active 133 DOM
  5. 2026-06-15
    days on market $85,000 Active 132 DOM
  6. 2026-06-13
    days on market $85,000 Active 130 DOM
  7. 2026-06-12
    pricedays on market $85,000 Active 129 DOM
  8. 2026-06-09
    days on market $92,900 Active 126 DOM
  9. 2026-06-08
    days on market $92,900 Active 125 DOM
  10. 2026-06-07
    days on market $92,900 Active 124 DOM
  11. 2026-06-05
    days on market $92,900 Active 122 DOM
  12. 2026-06-04
    days on market $92,900 Active 120 DOM
  13. 2026-06-02
    days on market $92,900 Active 119 DOM
  14. 2026-06-01
    days on market $92,900 Active 118 DOM
  15. 2026-05-31
    price $92,900 Active 117 DOM
  16. 2026-05-31
    days on market $113,900 Active 117 DOM
  17. 2026-05-31
    days on market $113,900 Active 116 DOM
  18. 2026-05-01
    price $113,900 279-char remark
    Show marketing remark (279 chars)

    Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.

  19. 2026-04-18
    historical
  20. 2026-04-01
    status Back On Market
  21. 2026-03-28
    historical
  22. 2026-02-19
    price $114,900 279-char remark
    Show marketing remark (279 chars)

    Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.

  23. 2026-02-19
    price $114,900
    Show marketing remark (279 chars)

    Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.

  24. 2026-02-03
    listed $124,900 Active 279-char remark
    Show marketing remark (279 chars)

    Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.

  25. 2026-02-03
    listed $124,900 New
    Show marketing remark (279 chars)

    Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.

  26. 2009-03-04
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,868 · $156/mo
Projected year-2 tax
$1,868 · $156/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,300
− Mortgage interest
−$4,761
− Property taxes
−$1,868
− Insurance
−$425
− Repairs & maintenance
−$1,144
− Management
−$1,144
− Depreciation
−$2,473
Taxable income
$2,486
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$597
After-tax cash flow
$3,059/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dooly County
NCES district ID
1301800
Math proficiency
5% ▼ -5.00%
Reading proficiency
10% ▼ -10.00%
Median HH income
$31,659
Composite
5.78/100
National rank
#10020
State rank
#172 of 174 in GA

Livability — Byromville

Score
58/100
State rank
#435
US rank
#21069

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Byromville, GA
Population (ZIP)
930

Population outlook (Dooly County) Hauer SSP2

Today (2025)
12,928 people
By 2030
12,362 · -4.4%
By 2040
11,306 · -12.5%
By 2050
10,552 · -18.4%
By 2075
9,884 · -23.5%
By 2100
10,197 · -21.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 45% Black 33% Hispanic / Latino 16% Two or more races 10% Native American 2%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Lithuanian 2% Danish 1% Romanian 1%
Foreign-born
8% · Canada
Languages at home
92% English-only · Spanish 8%

Political lean MEDSL · Dooly

2024 margin
Lean R (+7.7) · D 46.0% · R 53.7%
2008→2024 swing
-11.2pp toward R · 2008: 3.5pp · 2024: -7.7pp
All cycles
2024: R+7.7 2020: R+6.0 2016: R+2.1 2012: D+6.9 2008: D+3.5

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+89.8% since first listed
9 events — show timeline
  • 2026-05-01 Price Changed $113,900 CGMLS
  • 2026-04-18 Listing Removed GAMLS
  • 2026-04-01 Relisted GAMLS
  • 2026-03-28 Listing Removed GAMLS
  • 2026-02-19 Price Changed $114,900 CGMLS
  • 2026-02-19 Price Changed $114,900 GAMLS
  • 2026-02-03 Listed $124,900 GAMLS
  • 2026-02-03 Listed $124,900 CGMLS
  • 2009-03-04 Sold (Public Records) $60,000 Public Records

Property tax history

+9.8%/yr

Latest (2025): $1,868 · +115.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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