2211 New Cut Rd · Byromville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.5/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.6/10.0
$85,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.
Key facts
- Small-town location
- Large front yard
- Investment property
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $85k.
Deal economics
- At list price, monthly cash flow is $305 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 58/100 on livability (#435 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime D-.
- Dooly County (rural): math 5% / reading 10% proficiency, ranked #172 of 174 in GA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 6 active listings in the ZIP; 55 units permitted in Dooly County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($588 loan paydown + $3k appreciation (3.0% local appreciation)).
- Dooly County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 137 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $40k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $60k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 137 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 10.59%
- Cash-on-cash
- 15.36%
- DSCR
- 1.68
- GRM
- 5.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.9%
- Equity multiple
- 2.25×
- Total profit
- $29,690
- Equity at exit
- $38,220
- IRR
- 23.0%
- Equity multiple
- 4.30×
- Total profit
- $78,582
- Equity at exit
- $58,901
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31007
- Active inventory
- 6
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,192 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$156 /mo · $1,868/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $305
Break-even live
Sensitivity live
| Price | -10% $353 | -5% $329 | +0% $305 | +5% $281 | +10% $257 |
|---|---|---|---|---|---|
| Rent | -10% $210 | -5% $258 | +0% $305 | +5% $352 | +10% $399 |
| Rate | -1.0pp $347 | -0.5pp $326 | base $305 | +0.5pp $283 | +1.0pp $260 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 26 events
-
2026-06-21days on market $85,000 Active 137 DOM
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2026-06-18days on market $85,000 Active 135 DOM
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2026-06-17days on market $85,000 Active 134 DOM
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2026-06-16days on market $85,000 Active 133 DOM
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2026-06-15days on market $85,000 Active 132 DOM
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2026-06-13days on market $85,000 Active 130 DOM
-
2026-06-12pricedays on market $85,000 Active 129 DOM
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2026-06-09days on market $92,900 Active 126 DOM
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2026-06-08days on market $92,900 Active 125 DOM
-
2026-06-07days on market $92,900 Active 124 DOM
-
2026-06-05days on market $92,900 Active 122 DOM
-
2026-06-04days on market $92,900 Active 120 DOM
-
2026-06-02days on market $92,900 Active 119 DOM
-
2026-06-01days on market $92,900 Active 118 DOM
-
2026-05-31price $92,900 Active 117 DOM
-
2026-05-31days on market $113,900 Active 117 DOM
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2026-05-31days on market $113,900 Active 116 DOM
-
2026-05-01price $113,900 279-char remark
Show marketing remark (279 chars)
Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.
-
2026-04-18historical
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2026-04-01status Back On Market
-
2026-03-28historical
-
2026-02-19price $114,900 279-char remark
Show marketing remark (279 chars)
Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.
-
2026-02-19price $114,900
Show marketing remark (279 chars)
Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.
-
2026-02-03$124,900 Active 279-char remark
Show marketing remark (279 chars)
Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.
-
2026-02-03$124,900 New
Show marketing remark (279 chars)
Affordable three-bedroom, two-bath mobile home in Byromville featuring a fireplace and a large front yard. Ideal investment property with value-add potential, or a great option for buyers looking to create their own home with a little TLC. Small-town location with strong upside.
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2009-03-04soldstatus $60,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,868 · $156/mo
- Projected year-2 tax
- $1,868 · $156/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,300
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,868
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,144
- − Management
- −$1,144
- − Depreciation
- −$2,473
- Taxable income
- $2,486
- Est. tax owed @ 24.0%
- −$597
- After-tax cash flow
- $3,059/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dooly County
- NCES district ID
- 1301800
- Math proficiency
- 5% ▼ -5.00%
- Reading proficiency
- 10% ▼ -10.00%
- Median HH income
- $31,659
- Composite
- 5.78/100
- National rank
- #10020
- State rank
- #172 of 174 in GA
Livability — Byromville
- Score
- 58/100
- State rank
- #435
- US rank
- #21069
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Byromville, GA
- Population (ZIP)
- 930
Population outlook (Dooly County) Hauer SSP2
- Today (2025)
- 12,928 people
- By 2030
- 12,362 · -4.4%
- By 2040
- 11,306 · -12.5%
- By 2050
- 10,552 · -18.4%
- By 2075
- 9,884 · -23.5%
- By 2100
- 10,197 · -21.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- White 45% Black 33% Hispanic / Latino 16% Two or more races 10% Native American 2%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Lithuanian 2% Danish 1% Romanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 92% English-only · Spanish 8%
Political lean MEDSL · Dooly
- 2024 margin
- Lean R (+7.7) · D 46.0% · R 53.7%
- 2008→2024 swing
- -11.2pp toward R · 2008: 3.5pp · 2024: -7.7pp
- All cycles
- 2024: R+7.7 2020: R+6.0 2016: R+2.1 2012: D+6.9 2008: D+3.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+89.8% since first listed9 events — show timeline
- 2026-05-01 Price Changed $113,900 CGMLS
- 2026-04-18 Listing Removed — GAMLS
- 2026-04-01 Relisted — GAMLS
- 2026-03-28 Listing Removed — GAMLS
- 2026-02-19 Price Changed $114,900 CGMLS
- 2026-02-19 Price Changed $114,900 GAMLS
- 2026-02-03 Listed $124,900 GAMLS
- 2026-02-03 Listed $124,900 CGMLS
- 2009-03-04 Sold (Public Records) $60,000 Public Records
Property tax history
+9.8%/yrLatest (2025): $1,868 · +115.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…