CashFlowRE
Sign in Sign up
No image
🏗️ New Construction
D Composite 41.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +7.3/30.0
  • Schools +5.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.4/10.0

$258,600

RC Preston Plan · Highfill, AR 72713
4 bd · 2.0 ba · 1,366 sqft · Townhouse · 413 Days on market

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • Covered patio
  • 2 garage spots
  • Listed 413 days

Tags

OPEN-CONCEPT LIVING AREACOVERED PATIO

Property features AI

Finance

  • Financial info: List price $258,600

Exterior

  • Parking: 2 garage spaces (2 total parking spaces)
  • Home design: Single-family plan home; Address listed as RC Preston Plan, Bentonville, AR 72713; Street direction prefix NW
  • Exterior features: Living area approximately 1366

Interior

  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Plan: RC Preston; Active listing

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $258,600 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $243,148.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath townhouse listed at $259k.

Deal economics

  • At list price, monthly cash flow is $-325 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $196k (24.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (33.7% below list).
  • Recommended offer: $172k (33.7% below list) — sets the bar for 1% rule.
  • Cap rate 4.7% vs local median 2.9% in Highfill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#97 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 690 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 413 days — a 12% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
Recommended offer $171,522 (33.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 413 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
4.69%
Cash-on-cash
-5.73%
DSCR
0.74
GRM
11.8

CMA / ARV

ARV (on-the-fly)
$243,148
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
116 NW 67th Ave 0.21mi 4/2.0 1,405 (+3%) 3mo $253,900 $181 83
118 NW 67th Ave 0.21mi 4/2.0 1,405 (+3%) 5mo $246,050 $175 81
6602 NW Gregory St 0.15mi 3/2.0 (-1) 1,348 (-1%) 7mo $247,900 $184 80
6507 NW Kathleen St 0.11mi 3/2.0 (-1) 1,415 (+4%) 5mo $241,175 $170 80
6614 NW Kathleen St 0.18mi 3/2.0 (-1) 1,348 (-1%) 6mo $247,500 $184 80
6600 NW Gregory St 0.14mi 3/2.0 (-1) 1,348 (-1%) 8mo $227,900 $169 79
6505 NW Kathleen St 0.11mi 3/2.0 (-1) 1,415 (+4%) 8mo $267,025 $189 78
120 NW 67th Ave 0.21mi 3/2.0 (-1) 1,415 (+4%) 3mo $251,900 $178 77
112 NW 67th Ave 0.21mi 4/2.0 1,454 (+6%) 4mo $245,000 $169 76
114 NW 67th Ave 0.21mi 4/2.0 1,454 (+6%) 4mo $245,000 $169 76
122 NW 67th Ave 0.22mi 3/2.0 (-1) 1,415 (+4%) 4mo $249,000 $176 76
316 NW 67th Ave 0.33mi 3/2.0 (-1) 1,348 (-1%) 3mo $258,000 $191 75

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
19.5%
Equity multiple
2.58×
Total profit
$107,341
Equity at exit
$219,047
10-year hold
IRR
17.5%
Equity multiple
5.77×
Total profit
$324,455
Equity at exit
$472,383

Cash invested: $68,081 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
690
Price-to-rent
12.6×

Monthly cashflow live

Estimated rent
$1,715 high interval (Pro) →
Mortgage (P&I)
$1,275
Tax est. 1.5%
$304 /mo · $3,647/yr
Insurance
$101
HOA
$0
Vacancy / Maint / Mgmt
$360
Net cashflow
$-325

Break-even live

Break-even rent $2,127
Max offer price $196,074
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,787
Closing costs
$7,294
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
111 NW 63rd Ave Bentonville, AR 2.0–4.0 2.0 1116 $1,725 $1.55 14d 19 0.06mi
6307 NW Kathleen St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 23d 1 0.07mi
6500 NW Kathleen St Bentonville, AR 3.0 2.0 1250 $1,450 $1.16 23d 1 0.09mi
6502 NW Kathleen St Bentonville, AR 3.0 2.0 1250 $1,495 $1.20 23d 1 0.10mi
6503 NW Kathleen St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 23d 1 0.11mi
210 NW 67th Ave Bentonville, AR 4.0 2.0 1454 $1,595 $1.10 14d 1 0.25mi
6608 NW Vandergriff St Highfill, AR 4.0 2.0 1454 $1,595 $1.10 14d 1 0.26mi
6605 NW Vandergriff St Bentonville, AR 4.0 2.0 1454 $1,595 $1.10 14d 1 0.28mi
313 NW 65th Ave Bentonville, AR 3.0 2.0 1250 $1,450 $1.16 23d 1 0.29mi
6600 NW Altus St Highfill, AR 4.0 2.0 1454 $1,595 $1.10 14d 1 0.30mi
6603 NW Altus St Bentonville, AR 3.0 2.0 1251 $1,495 $1.20 23d 1 0.32mi
6607 NW Altus St Bentonville, AR 3.0 2.0 1256 $1,450 $1.15 23d 1 0.33mi
6619 NW Altus St Bentonville, AR 3.0 2.0 1256 $1,495 $1.19 23d 1 0.34mi
424 NW 59 Ave Bentonville, AR 3.0 2.0 1782 $2,150 $1.21 14d 1 0.47mi
6005 NW Hoover St Bentonville, AR 4.0 2.0 1433 $1,595 $1.11 14d 1 0.51mi
500 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,445 $1.11 14d 8 0.66mi
500 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 21d 1 0.66mi
6810 NW Trevy St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.67mi
6002 NW Meade St Bentonville, AR 3.0 2.0 1860 $1,825 $0.98 23d 1 0.69mi
523 NW 68th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.71mi
521 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 23d 1 0.71mi
523 NW 69th Ave Highfill, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.72mi
525 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.72mi
500 NW 69th Ave Unit 6812 Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 21d 1 0.73mi
500 NW 69th Ave Unit 6810 Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 23d 1 0.73mi
511 NW 68th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 21d 1 0.75mi
535 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 21d 1 0.75mi
613 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.80mi
615 NW 69th Ave Highfill, AR 3.0 2.0 1300 $1,450 $1.12 23d 1 0.81mi
617 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,450 $1.12 23d 1 0.81mi
6103 NW McClellen St Bentonville, AR 4.0 2.0 1433 $1,795 $1.25 23d 1 0.82mi
6807 NW Toby St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.83mi
6813 NW Toby St Bentonville, AR 3.0 2.0 1300 $1,495 $1.15 14d 1 0.86mi
632 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 23d 1 0.87mi
514 NW 69th Ave Bentonville, AR 3.0 2.0 1300 $1,395 $1.07 23d 1 0.90mi
864 NW Evans Cir Bentonville, AR 4.0 2.0 1497 $1,650 $1.10 23d 1 0.94mi
817 NW 67th Ave Bentonville, AR 3.0 2.0 1311 $1,595 $1.22 23d 1 1.02mi
7806 SW Aviator Ave Bentonville, AR 1.0–3.0 1.0–2.0 1009 $1,550 $1.54 14d 19 1.39mi

Listing history 14 events

  1. 2026-06-18
    days on market $258,600 Active 413 DOM
  2. 2026-06-17
    days on market $258,600 Active 412 DOM
  3. 2026-06-15
    days on market $258,600 Active 410 DOM
  4. 2026-06-14
    days on market $258,600 Active 408 DOM
  5. 2026-06-10
    days on market $258,600 Active 405 DOM
  6. 2026-06-09
    days on market $258,600 Active 404 DOM
  7. 2026-06-08
    days on market $258,600 Active 403 DOM
  8. 2026-06-07
    days on market $258,600 Active 402 DOM
  9. 2026-06-05
    days on market $258,600 Active 399 DOM
  10. 2026-06-03
    days on market $258,600 Active 398 DOM
  11. 2026-06-02
    days on market $258,600 Active 397 DOM
  12. 2026-06-01
    days on market $258,600 Active 396 DOM
  13. 2026-05-31
    days on market $258,600 Active 395 DOM
  14. 2026-05-31
    days on market $258,600 Active 394 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,583
− Mortgage interest
−$13,620
− Property taxes
−$3,647
− Insurance
−$1,216
− Repairs & maintenance
−$1,647
− Management
−$1,647
− Depreciation
−$7,073
Taxable loss
−$8,267
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,984
After-tax cash flow
$-1,920/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Highfill

Score
67/100
State rank
#97
US rank
#10302

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Highfill, AR
County
Benton County · 259,241 people
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…