7913 Jasper Ave · Jacksonville, FL 32211

$184,900

3 bd · 2.0 ba · 1,008 sqft · SingleFamily public records · 3 Days on market

Built 1980 7,405 sqft lot Est $178k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.3/30.0
• ARV discount +5.9/15.0
• Livability +4.2/5.0
• DSCR +4.0/10.0
• Schools +3.9/10.0
• 1% rule +3.8/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Excellent opportunity to own this 3 Bedroom 1.5 Baths block home with a carport and storage. New laminate flooring throughout. Great size backyard with potential for addition. Previously used as a rental. Great Investment property or First time Buyer home. This home is centrally located close to schools, shopping, restaurants, bus route with convenient access to 295, downtown Jacksonville and local area beaches are just minutes away!

Key facts

• 7,405 sq ft lot
• Built 1980
• Listed 3 days

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Other parking
• Utilities: Electricity connected
• Home design: Single family ranch residence; Residential single-family use
• Exterior features: Private pool: No

Interior

• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Refrigerator included

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $185k.

Deal economics

• At list price, monthly cash flow is $0 ($3/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $163k (12.1% below list).
• Recommended offer: $163k (12.1% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Woodland Acres Elementary School (math 43% / reading 25%, grade F, #1,744 of 2,144 statewide, top 82%, 534 students, 70% FRL); Arlington Middle School (math 23% / reading 21%, grade F, #549 of 571 statewide, top 97%, 798 students, 74% FRL); Terry Parker High School (math 12% / reading 24%, grade F, #570 of 667 statewide, top 86%, 1,353 students, 66% FRL) — zoned schools average 70% FRL vs 49% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 25% at this address vs 46% district-wide (-21 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.5%/yr); 141 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 34% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $148k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,611 (12.1% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.29%
• Cash-on-cash: 0.01%
• DSCR: 1.00
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $178,416
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8202 Eaton Ave	0.37mi	3/1.0	1,050 (+4%)	2mo	$112,500	$107	70
7952 Hare Ave	0.15mi	2/1.0 (-1)	1,110 (+10%)	4mo	$75,000	$68	64
421 Arlington Rd N	0.36mi	2/1.0 (-1)	972 (-4%)	5mo	$109,000	$112	64
7716 Galveston Ave	0.23mi	3/1.0	1,104 (+10%)	7mo	$216,000	$196	63
8133 Galveston Ave	0.24mi	3/2.0	1,142 (+13%)	6mo	$220,000	$193	62
8514 Kona Ave	0.45mi	3/2.0	1,109 (+10%)	1mo	$196,000	$177	61
238 Arlington Rd N	0.38mi	2/1.5 (-1)	1,070 (+6%)	12mo	$125,000	$117	55
222 Acme St	0.27mi	3/1.0	874 (-13%)	11mo	$185,500	$212	52
8492 Jasper Ave	0.43mi	3/2.0	1,126 (+12%)	13mo	$218,000	$194	50
7823 Berry Ave	0.44mi	2/1.0 (-1)	915 (-9%)	12mo	$90,000	$98	45
8323 Dandy Ave	0.44mi	3/2.0	1,153 (+14%)	13mo	$220,000	$191	44
126 Bowlan St S	0.72mi	2/1.0 (-1)	1,148 (+14%)	2mo	$189,900	$165	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.5% rent growth · sell at horizon

5-year hold

• IRR: -16.8%
• Equity multiple: 0.41×
• Total profit: $-30,730
• Equity at exit: $27,569

10-year hold

• IRR: -9.6%
• Equity multiple: 0.42×
• Total profit: $-29,928
• Equity at exit: $15,987

Cash invested: $51,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32211

• Rents YoY: 2.5%
• Active inventory: 141
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,626 high
• Mortgage (P&I): −$970
• Tax from tax record: −$238 /mo · $2,852/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$341
• Net cashflow: $0

Break-even live

Break-even rent $1,626

Max offer price $184,900

Occupancy floor 95%

Sensitivity live

Price	-10% $105	-5% $53	+0% $0	+5% $-52	+10% $-104
Rent	-10% $-128	-5% $-64	+0% $0	+5% $65	+10% $129
Rate	-1.0pp $93	-0.5pp $47	base $0	+0.5pp $-48	+1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,225
• Closing costs: $5,547
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7703 Hare Ave Jacksonville, FL	2.0	1.0	700	$1,099	$1.57	4d	1	0.17mi
7632 Hare Ave Jacksonville, FL	3.0	2.0	1169	$1,690	$1.45	25d	1	0.23mi
7600 Free Ave Jacksonville, FL	3.0	2.0	1229	$1,745	$1.42	25d	1	0.34mi
8000 Dandy Ave Jacksonville, FL	3.0	2.0	1330	$1,761	$1.32	9d	1	0.37mi
8308 Free Ave Jacksonville, FL	3.0	2.0	1159	$1,571	$1.36	19d	1	0.37mi
7528 Arlington Expy Jacksonville, FL	1.0–2.0	1.0–2.0	1057	$1,325	$1.25	3d	4	0.41mi
8319 Dandy Ave Jacksonville, FL	2.0	1.0	883	$1,650	$1.87	25d	1	0.44mi
8514 Kona Ave Jacksonville, FL	3.0	2.0	1266	$1,800	$1.42	4d	1	0.45mi
7557 Arlington Expy Jacksonville, FL	1.0–3.0	1.0–2.0	1025	$1,799	$1.76	3d	15	0.56mi
8210 Larose Rd Jacksonville, FL	2.0	2.5	1110	$1,695	$1.53	25d	1	0.58mi
840 Gate Run Rd Unit 840 Jacksonville, FL	2.0	2.5	1110	$1,575	$1.42	25d	1	0.62mi
855 Centennial St Jacksonville, FL	2.0	2.5	1110	$1,400	$1.26	23d	1	0.63mi
851 Bert Rd #11 Jacksonville, FL	2.0	2.0	991	$1,250	$1.26	25d	1	0.67mi
7201 Arlington Expy Jacksonville, FL	1.0–3.0	1.0–2.0	934	$1,300	$1.39	6d	14	0.71mi
9027 Dandy Ave Jacksonville, FL	3.0	2.0	1209	$1,741	$1.44	18d	1	0.84mi
421 Aralia Ln Jacksonville, FL	3.0	2.5	1492	$1,681	$1.13	23d	1	0.89mi
1135 Bert Rd Jacksonville, FL	1.0–2.0	1.0–1.5	800	$1,200	$1.50	25d	6	0.98mi
551 Eiseman Way Jacksonville, FL	3.0	2.5	1358	$1,620	$1.19	25d	1	1.04mi
8290 Rigel Rd Jacksonville, FL	3.0	2.5	1358	$1,595	$1.17	25d	1	1.08mi
8252 Rigel Rd Jacksonville, FL	3.0	2.5	1358	$1,625	$1.20	25d	1	1.10mi
8236 Rigel Rd Jacksonville, FL	3.0	2.5	1358	$1,585	$1.17	25d	1	1.11mi
7811 Aquarius Cir S Jacksonville, FL	3.0	2.0	1298	$1,760	$1.36	25d	1	1.11mi
8232 Rigel Rd Jacksonville, FL	3.0	2.5	1372	$1,610	$1.17	15d	1	1.11mi
451 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	9d	1	1.15mi
451 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.15mi
454 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	6d	1	1.16mi
471 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	19d	1	1.17mi
471 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.17mi
1600 Lansdowne Dr Jacksonville, FL	1.0–2.0	1.0	850	$1,049	$1.23	5d	12	1.19mi
481 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.21mi
481 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.21mi
514 Narnia Ct Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.21mi
514 Narnia Ct Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.21mi
487 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	23d	1	1.21mi
487 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.21mi
513 Narnia Ct Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	6d	1	1.22mi
1217 Underhill Dr Jacksonville, FL	2.0	1.0	1100	$1,100	$1.00	25d	5	1.23mi
514 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.23mi
514 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.23mi
535 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.26mi

Listing history 3 events

1. 2026-06-21
   days on market $184,900 Active 3 DOM
2. 2026-06-19
   remarks 1-char remark
3. 2026-06-19
   listed $184,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,852 · $238/mo
• Projected year-2 tax: $2,852 · $238/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,513
• − Mortgage interest: −$10,357
• − Property taxes: −$2,852
• − Insurance: −$924
• − Repairs & maintenance: −$1,561
• − Management: −$1,561
• − Depreciation: −$5,379
• Taxable loss: −$3,122
• Est. tax savings @ 24.0%: +$749
• After-tax cash flow: $752/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 36,762
• Household income: $57,021
• Rent vs Own: 44.3% rent · 55.7% own
• Severe rent burden: 2350.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 41% Black 33% Hispanic / Latino 15% Two or more races 13% Asian 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 3% Cuban 3%
• Common ancestry: Hispanic 2% Slovak 2% Lithuanian 1%
• Foreign-born: 14% · Canada, Vietnam, Jamaica
• Languages at home: 79% English-only · Spanish 14% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -187.46%
• Current HPI: 330.4724
• Rent YoY: ▲ 2.50%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+496.5% since first listed

8 events — show timeline

• 2026-06-18 Listed $184,900 realMLS
• 2021-10-21 Sold (Public Records) $147,500 Public Records
• 2021-09-10 Sold (MLS) $147,500 realMLS
• 2021-08-22 Pending — realMLS
• 2021-08-18 Contingent — realMLS
• 2021-08-09 Listed $158,900 realMLS
• 1981-09-01 Sold (Public Records) $31,800 Public Records
• 1980-12-05 Sold (Public Records) $31,000 Public Records

Property tax history

+10.8%/yr

Latest (2025): $2,852 · +12.9% YoY. Source: county tax records.