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7528 Western Circle Dr
B Composite 70.49
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.7/30.0
  • ARV discount +11.9/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.5/10.0
  • Schools +4.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$114,900

7528 Western Circle Dr · High Point, FL 34613
2 bd · 1.0 ba · 768 sqft · Manufactured public records · 79 Days on market
Built 1974 6,393 sqft lot Est $127k · 10% under $44/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

Key facts

  • Finished front porch
  • Corner lot
  • 6,393 sq ft lot

Tags

FINISHED FRONT PORCHCORNER LOT

Property features AI

Finance

  • HOA & community: Homeowners association with a $44 monthly fee; Senior community

Exterior

  • Parking: Carport (1 space)
  • Utilities: Public water; Public sewer; Electricity connected; Water connected
  • Home design: Manufactured home; Residential property
  • Construction: Aluminum siding
  • Exterior features: Corner lot; Located in a planned unit development (PUD)

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Central heating; Central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $115k.

Deal economics

  • At list price, monthly cash flow is $381 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.3% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
  • Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Winding Waters K-8 (math 50% / reading 48%, grade D, #1,134 of 2,144 statewide, top 54%, 1,622 students, 56% FRL); Weeki Wachee High School (math 41% / reading 42%, grade F, #284 of 667 statewide, top 43%, 1,435 students, 52% FRL) — zoned schools at 54% FRL track the district average.
  • Market conditions: 695 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,006 (6.0% below list)

Questions for the listing agent

  1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
10.27%
Cash-on-cash
14.21%
DSCR
1.63
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$127,488
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7540 Western Circle Dr 0.02mi 2/1.0 768 (0%) 13mo $130,000 $169 88
7526 Highpoint Blvd 0.11mi 2/2.0 768 (0%) 14mo $122,000 $159 79
7538 Fairlane Ave 0.11mi 2/1.0 720 (-6%) 8mo $112,000 $156 78
8114 Western Circle Dr 0.29mi 2/1.0 784 (+2%) 13mo $130,000 $166 72
8348 Highpoint Blvd 0.48mi 2/2.0 805 (+5%) 4mo $143,000 $178 62
7252 Fairlane Ave 0.40mi 2/2.0 696 (-9%) 14mo $113,000 $162 50
8479 Highpoint Blvd 0.66mi 2/2.0 736 (-4%) 11mo $120,000 $163 49
7174 Fairlane Ave 0.45mi 2/2.0 660 (-14%) 12mo $120,000 $182 42
8338 Yellow Pine Ave #8338 0.68mi 2/1.0 672 (-12%) 17mo $138,000 $205 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.5%
Equity multiple
1.18×
Total profit
$5,648
Equity at exit
$17,132
10-year hold
IRR
14.0%
Equity multiple
2.12×
Total profit
$36,155
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34613

Home prices YoY
-17.2%
Active inventory
695
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,434 medium interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$58 /mo · $691/yr
Insurance
$48
HOA
$44
Vacancy / Maint / Mgmt
$301
Net cashflow
$381

Break-even live

Break-even rent $952
Max offer price $114,900
Occupancy floor 68%

Sensitivity live

Price -10% $446 -5% $414 +0% $381 +5% $349 +10% $316
Rent -10% $268 -5% $324 +0% $381 +5% $438 +10% $494
Rate -1.0pp $439 -0.5pp $410 base $381 +0.5pp $351 +1.0pp $321

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7513 Highpoint Blvd Brooksville, FL 2.0 1.0 672 $1,150 $1.71 25d 1 0.03mi
12136 Fairway Ave Brooksville, FL 2.0 2.0 920 $1,650 $1.79 25d 1 0.59mi
7402 Eastern Circle Dr Brooksville, FL 2.0 1.0 720 $1,200 $1.67 25d 1 0.81mi

HOA detail

Monthly dues
$44 · $528/yr
Likely covers
pool

Listing history 25 events

  1. 2026-05-17
    status Pending
  2. 2026-05-05
    status Active
  3. 2026-04-29
    status Pending
  4. 2026-04-27
    price $114,900
  5. 2026-04-08
    price $119,900
  6. 2026-04-03
    price $124,900
  7. 2026-02-24
    soldstatus $100,000
  8. 2026-02-21
    listed $129,900 Active
  9. 2026-02-20
    soldstatus $100,000 Closed 1017-char remark
    Show marketing remark (1017 chars)

    SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

  10. 2026-02-06
    status Pending 1017-char remark
    Show marketing remark (1017 chars)

    SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

  11. 2026-01-08
    price $127,000 1017-char remark
    Show marketing remark (1017 chars)

    SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

  12. 2025-12-16
    price $135,700 1017-char remark
    Show marketing remark (1017 chars)

    SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

  13. 2025-12-12
    price $147,999 1017-char remark
    Show marketing remark (1017 chars)

    SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

  14. 2025-12-01
    listed $155,000 Active 1017-char remark
    Show marketing remark (1017 chars)

    SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.

  15. 2023-12-07
    soldstatus $90,000
  16. 2023-12-05
    soldstatus $90,000 Closed 771-char remark
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  17. 2023-12-05
    soldstatus $90,000
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  18. 2023-12-05
    soldstatus $90,000 Closed
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  19. 2023-11-18
    status Pending
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  20. 2023-11-18
    status Pending 771-char remark
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  21. 2023-11-01
    listed $95,000 Active 771-char remark
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  22. 2023-11-01
    listed $95,000
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  23. 2023-11-01
    listed $95,000 Active
    Show marketing remark (771 chars)

    This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.

  24. 2001-09-13
    soldstatus $31,500
  25. 1980-01-01
    soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$691 · $58/mo
Projected year-2 tax
$954 · $79/mo
Expected delta
+$263/yr (+$22/mo · 38.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,211
− Mortgage interest
−$6,436
− Property taxes
−$691
− Insurance
−$574
− Repairs & maintenance
−$1,377
− Management
−$1,377
− HOA
−$528
− Depreciation
−$3,343
Taxable income
$2,885
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$692
After-tax cash flow
$3,880/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hernando
NCES district ID
1200810
Math proficiency
50% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$41,985
Composite
42.03/100
National rank
#3329
State rank
#38 of 73 in FL

Livability — High Point

Score
64/100
State rank
#677
US rank
#14099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
High Point, FL
County
Hernando County · 169,677 people
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
19,337
Household income
$58,596
Rent vs Own
9.2% rent · 90.8% own
Severe rent burden
307.0

Population outlook (Hernando County) Hauer SSP2

Today (2025)
189,218 people
By 2030
194,367 · +2.7%
By 2040
203,398 · +7.5%
By 2050
209,589 · +10.8%
By 2075
218,452 · +15.4%
By 2100
205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 1%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

2024 margin
Solid R (+37.0) · D 31.1% · R 68.2%
2008→2024 swing
-33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
All cycles
2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.51%
Current HPI
276.2229
Rent YoY
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+538.3% since first listed
25 events — show timeline
  • 2026-05-17 Pending HCAR
  • 2026-05-05 Relisted HCAR
  • 2026-04-29 Pending HCAR
  • 2026-04-27 Price Changed $114,900 HCAR
  • 2026-04-08 Price Changed $119,900 HCAR
  • 2026-04-03 Price Changed $124,900 HCAR
  • 2026-02-24 Sold (Public Records) $100,000 Public Records
  • 2026-02-21 Listed $129,900 HCAR
  • 2026-02-20 Sold (MLS) $100,000 RACC
  • 2026-02-06 Pending RACC
  • 2026-01-08 Price Changed $127,000 RACC
  • 2025-12-16 Price Changed $135,700 RACC
  • 2025-12-12 Price Changed $147,999 RACC
  • 2025-12-01 Listed $155,000 RACC
  • 2023-12-07 Sold (Public Records) $90,000 Public Records
  • 2023-12-05 Sold (MLS) $90,000 Stellar MLS as Distributed by MLS Grid
  • 2023-12-05 Sold (MLS) $90,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2023-12-05 Sold (MLS) $90,000 HCAR
  • 2023-11-18 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-11-18 Pending HCAR
  • 2023-11-01 Listed $95,000 Stellar MLS as Distributed by MLS Grid
  • 2023-11-01 Listed $95,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2023-11-01 Listed $95,000 HCAR
  • 2001-09-13 Sold (Public Records) $31,500 Public Records
  • 1980-01-01 Sold (Public Records) $18,000 Public Records

Property tax history

+19.7%/yr

Latest (2025): $691 · -59.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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