7528 Western Circle Dr · High Point, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.7/30.0
- ARV discount +11.9/15.0
- DSCR +10.0/10.0
- 1% rule +7.5/10.0
- Schools +4.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$114,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
Key facts
- Finished front porch
- Corner lot
- 6,393 sq ft lot
Tags
Property features AI
Finance
- HOA & community: Homeowners association with a $44 monthly fee; Senior community
Exterior
- Parking: Carport (1 space)
- Utilities: Public water; Public sewer; Electricity connected; Water connected
- Home design: Manufactured home; Residential property
- Construction: Aluminum siding
- Exterior features: Corner lot; Located in a planned unit development (PUD)
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Central heating; Central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $115k.
Deal economics
- At list price, monthly cash flow is $381 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.3% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
- Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Winding Waters K-8 (math 50% / reading 48%, grade D, #1,134 of 2,144 statewide, top 54%, 1,622 students, 56% FRL); Weeki Wachee High School (math 41% / reading 42%, grade F, #284 of 667 statewide, top 43%, 1,435 students, 52% FRL) — zoned schools at 54% FRL track the district average.
- Market conditions: 695 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 3y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 10.27%
- Cash-on-cash
- 14.21%
- DSCR
- 1.63
- GRM
- 6.7
CMA / ARV
- ARV (on-the-fly)
- $127,488
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7540 Western Circle Dr | 0.02mi | 2/1.0 | 768 (0%) | 13mo | $130,000 | $169 | 88 |
| 7526 Highpoint Blvd | 0.11mi | 2/2.0 | 768 (0%) | 14mo | $122,000 | $159 | 79 |
| 7538 Fairlane Ave | 0.11mi | 2/1.0 | 720 (-6%) | 8mo | $112,000 | $156 | 78 |
| 8114 Western Circle Dr | 0.29mi | 2/1.0 | 784 (+2%) | 13mo | $130,000 | $166 | 72 |
| 8348 Highpoint Blvd | 0.48mi | 2/2.0 | 805 (+5%) | 4mo | $143,000 | $178 | 62 |
| 7252 Fairlane Ave | 0.40mi | 2/2.0 | 696 (-9%) | 14mo | $113,000 | $162 | 50 |
| 8479 Highpoint Blvd | 0.66mi | 2/2.0 | 736 (-4%) | 11mo | $120,000 | $163 | 49 |
| 7174 Fairlane Ave | 0.45mi | 2/2.0 | 660 (-14%) | 12mo | $120,000 | $182 | 42 |
| 8338 Yellow Pine Ave #8338 | 0.68mi | 2/1.0 | 672 (-12%) | 17mo | $138,000 | $205 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.5%
- Equity multiple
- 1.18×
- Total profit
- $5,648
- Equity at exit
- $17,132
- IRR
- 14.0%
- Equity multiple
- 2.12×
- Total profit
- $36,155
- Equity at exit
- $9,934
Cash invested: $32,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34613
- Home prices YoY
- -17.2%
- Active inventory
- 695
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $1,434 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$58 /mo · $691/yr
- Insurance
- −$48
- HOA
- −$44
- Vacancy / Maint / Mgmt
- −$301
- Net cashflow
- $381
Break-even live
Sensitivity live
| Price | -10% $446 | -5% $414 | +0% $381 | +5% $349 | +10% $316 |
|---|---|---|---|---|---|
| Rent | -10% $268 | -5% $324 | +0% $381 | +5% $438 | +10% $494 |
| Rate | -1.0pp $439 | -0.5pp $410 | base $381 | +0.5pp $351 | +1.0pp $321 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,725
- Closing costs
- $3,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7513 Highpoint Blvd Brooksville, FL | 2.0 | 1.0 | 672 | $1,150 | $1.71 | 25d | 1 | 0.03mi |
| 12136 Fairway Ave Brooksville, FL | 2.0 | 2.0 | 920 | $1,650 | $1.79 | 25d | 1 | 0.59mi |
| 7402 Eastern Circle Dr Brooksville, FL | 2.0 | 1.0 | 720 | $1,200 | $1.67 | 25d | 1 | 0.81mi |
HOA detail
- Monthly dues
- $44 · $528/yr
- Likely covers
- pool
Listing history 25 events
-
2026-05-17status Pending
-
2026-05-05status Active
-
2026-04-29status Pending
-
2026-04-27price $114,900
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2026-04-08price $119,900
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2026-04-03price $124,900
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2026-02-24soldstatus $100,000
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2026-02-21$129,900 Active
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2026-02-20soldstatus $100,000 Closed 1017-char remark
Show marketing remark (1017 chars)
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
-
2026-02-06status Pending 1017-char remark
Show marketing remark (1017 chars)
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
-
2026-01-08price $127,000 1017-char remark
Show marketing remark (1017 chars)
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
-
2025-12-16price $135,700 1017-char remark
Show marketing remark (1017 chars)
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
-
2025-12-12price $147,999 1017-char remark
Show marketing remark (1017 chars)
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
-
2025-12-01$155,000 Active 1017-char remark
Show marketing remark (1017 chars)
SELLER MOTIVATED!! NEWLY RENOVATED mobile home in the High Point community in Brooksville, Florida. This home has 2 bedrooms but is set up to function as 3 bedrooms, plus 1.5 bathrooms. Inside, you’ll find fresh updates, new flooring, new windows on the front, and a clean, open layout that feels bright, welcoming, and full of beachy vibes. High Point is an active 55+ community where you own your own land, and it offers fantastic amenities including a solar-heated pool with sundeck, an 18-hole golf course, driving range, practice green, tennis courts, shuffleboard courts, horseshoe pits, bocce courts, library, computer center, RV and storage area, and a large community center complete with stage, dance floor, and kitchen. The community center hosts dances, social events, banquets, concerts, and other activities such as ballroom and line dancing lessons, card nights, and exercise classes. A survey is available, making this move-in ready home an easy choice in a vibrant community with so much to do.
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2023-12-07soldstatus $90,000
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2023-12-05soldstatus $90,000 Closed 771-char remark
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
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2023-12-05soldstatus $90,000
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
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2023-12-05soldstatus $90,000 Closed
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
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2023-11-18status Pending
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
-
2023-11-18status Pending 771-char remark
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
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2023-11-01$95,000 Active 771-char remark
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
-
2023-11-01$95,000
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
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2023-11-01$95,000 Active
Show marketing remark (771 chars)
This 2 Bedroom, 1 1/2 bathroom home resides on a nicely treed corner lot in the popular High Point 55+ community where you OWN YOUR OWN LAND and enjoy LOW HOA FEES! The home features front bay windows in the living and kitchen areas, an inviting and multi-purpose entrance room, bedrooms with cedar closets, and a utility area leading out to a covered patio. Perfect to make for your winter retreat or for year-round living! Community amenities include tennis, pickleball, golf, shuffleboard, horseshoes, bocce, geo-thermal heated community pool, community center and numerous activities. High Point is conveniently located near shopping, restaurants, major medical facilities, nearby attractions, as well as a short drive to Tampa and Orlando attractions and airports.
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2001-09-13soldstatus $31,500
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1980-01-01soldstatus $18,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $691 · $58/mo
- Projected year-2 tax
- $954 · $79/mo
- Expected delta
- +$263/yr (+$22/mo · 38.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,211
- − Mortgage interest
- −$6,436
- − Property taxes
- −$691
- − Insurance
- −$574
- − Repairs & maintenance
- −$1,377
- − Management
- −$1,377
- − HOA
- −$528
- − Depreciation
- −$3,343
- Taxable income
- $2,885
- Est. tax owed @ 24.0%
- −$692
- After-tax cash flow
- $3,880/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hernando
- NCES district ID
- 1200810
- Math proficiency
- 50% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $41,985
- Composite
- 42.03/100
- National rank
- #3329
- State rank
- #38 of 73 in FL
Livability — High Point
- Score
- 64/100
- State rank
- #677
- US rank
- #14099
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- High Point, FL
- County
- Hernando County · 169,677 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 19,337
- Household income
- $58,596
- Rent vs Own
- Severe rent burden
- 307.0
Population outlook (Hernando County) Hauer SSP2
- Today (2025)
- 189,218 people
- By 2030
- 194,367 · +2.7%
- By 2040
- 203,398 · +7.5%
- By 2050
- 209,589 · +10.8%
- By 2075
- 218,452 · +15.4%
- By 2100
- 205,923 · +8.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Hernando
- 2024 margin
- Solid R (+37.0) · D 31.1% · R 68.2%
- 2008→2024 swing
- -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
- All cycles
- 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.51%
- Current HPI
- 276.2229
- Rent YoY
- —
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+538.3% since first listed25 events — show timeline
- 2026-05-17 Pending — HCAR
- 2026-05-05 Relisted — HCAR
- 2026-04-29 Pending — HCAR
- 2026-04-27 Price Changed $114,900 HCAR
- 2026-04-08 Price Changed $119,900 HCAR
- 2026-04-03 Price Changed $124,900 HCAR
- 2026-02-24 Sold (Public Records) $100,000 Public Records
- 2026-02-21 Listed $129,900 HCAR
- 2026-02-20 Sold (MLS) $100,000 RACC
- 2026-02-06 Pending — RACC
- 2026-01-08 Price Changed $127,000 RACC
- 2025-12-16 Price Changed $135,700 RACC
- 2025-12-12 Price Changed $147,999 RACC
- 2025-12-01 Listed $155,000 RACC
- 2023-12-07 Sold (Public Records) $90,000 Public Records
- 2023-12-05 Sold (MLS) $90,000 Stellar MLS as Distributed by MLS Grid
- 2023-12-05 Sold (MLS) $90,000 St. Augustine and St. Johns County Board of REALTORS®
- 2023-12-05 Sold (MLS) $90,000 HCAR
- 2023-11-18 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-11-18 Pending — HCAR
- 2023-11-01 Listed $95,000 Stellar MLS as Distributed by MLS Grid
- 2023-11-01 Listed $95,000 St. Augustine and St. Johns County Board of REALTORS®
- 2023-11-01 Listed $95,000 HCAR
- 2001-09-13 Sold (Public Records) $31,500 Public Records
- 1980-01-01 Sold (Public Records) $18,000 Public Records
Property tax history
+19.7%/yrLatest (2025): $691 · -59.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…