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159 Knob Hill Ct
C+ Composite 63.78
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.7/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.0/5.0
  • ARV discount +1.3/15.0
  • Appreciation +0.0/10.0

$102,000

159 Knob Hill Ct · York Haven, PA 17345
3 bd · 2.0 ba · 1,600 sqft · SingleFamily · 1 Days on market
Built 2020 Fair condition 5,000 sqft lot Est $90k · 14% over ↓ 15% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This brand new construction home in the Newberry Farms community will wow you the minute you walk through the door! As you enter the foyer and hang up your coat in the coat closet, you will then walk into the open-concept living room, dining room, and kitchen area which is packed full of unique design features and amenities. The large living room can easily accommodate a sectional couch and plenty of guests and this area is open to the dining room complete with a wet bar with built in wine coolers. The sliding glass door opens to the private backyard which can easily allow for a deck to be built and the area is nice and private as it backs up to the woods. The kitchen has a large island with a built in sink and seating at the counter so food can easily be prepared while entertaining guests – and wait until you see the show stopping walk-in pantry that is uniquely hidden among the cabinets of the kitchen! The master bedroom off of the kitchen area boasts a large walk in closet and gorgeous fully tiled walk in shower, double vanity, and three linen closets for plenty of storage. As you head to the other end of this home, you will find two bedrooms, a full bathroom, and a laundry room complete with a utility sink and built in coat & shoe storage area. This room can also be used as a mud room as it has a side entrance into the home. Additionally, the wide hallway has a built in desk and chalkboard mounted on the wall – perfect for an after school homework space or for working from home! This unique home has so many wonderful features and is a must see-schedule your showing today!

Key facts

  • 5,000 sq ft lot
  • Built 2020

Property features AI

Finance

  • Financial info: Ground rent payment of $580 monthly

Exterior

  • Parking: Driveway
  • Utilities: Public water; Public sewer; Electric hot water; Electric cooling; Propane heating (leased or owned)
  • Home design: Manufactured home (modular/manufactured construction); Ground rent ownership interest with monthly ground rent
  • Construction: Modular/manufactured construction; Double-pane, insulated, low-E windows with screens and vinyl-clad frames
  • Exterior features: Not in a federal flood zone; Property managed with 2+ access exits; Pets allowed on a case-by-case basis; Above-grade other structures present

Interior

  • Kitchen: Built-in microwave; Dishwasher; Self-cleaning oven; Gas range/oven; Icemaker; Energy-efficient appliances
  • Bedrooms: Three bedrooms on the main level
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms (both on the main level)
  • Heating & cooling: Central heating; Central air conditioning (electric); Propane heating (leased or owned)
  • Interior features: Built-ins; Bar and wet/dry bar with wine storage; Open floor plan with crown moldings and recessed lighting; Kitchen island and pantry; Combination kitchen/dining and kitchen/living areas; Ceiling fans; Walk-in closet(s); Upgraded countertops; Six-panel and sliding glass doors; ENERGY STAR qualified and insulated doors
  • Laundry & utility: Washer/dryer hookups only; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $102k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $723 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $102k).

Location & tenants

  • Location reads 66/100 on livability (#1,044 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Northeastern York SD (suburban): math 45% / reading 63% proficiency, ranked #119 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: York Haven El Sch (math 74% / reading 74%, grade A, #89 of 1,518 statewide, top 7%, 273 students, 50% FRL); Northeastern Ms (math 35% / reading 60%, grade C-, #156 of 512 statewide, top 32%, 653 students, 44% FRL); Northeastern Shs (math 73% / reading 50%, grade B-, #74 of 437 statewide, top 17%, 1,175 students, 41% FRL).
  • Market conditions: 39 active listings in the ZIP; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $705 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $102,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.77%
Cap rate
14.79%
Cash-on-cash
30.36%
DSCR
2.35
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$89,600
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
701 Cassel Rd #59 0.30mi 3/2.0 1,620 (+1%) 6mo $105,500 $65 79
701 Cassel Rd 0.32mi 3/2.0 1,792 (+12%) 4mo $95,000 $53 62
701 Cassel Rd #105 0.32mi 4/2.0 (+1) 1,792 (+12%) 1mo $93,000 $52 59
701 Cassel Rd #114 0.34mi 3/2.0 1,404 (-12%) 22mo $78,500 $56 46
1515 Bowers Bridge Rd 0.64mi 3/1.5 1,380 (-14%) 19mo $275,000 $199 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.0%
Equity multiple
2.03×
Total profit
$29,516
Equity at exit
$15,209
10-year hold
IRR
32.8%
Equity multiple
3.98×
Total profit
$85,066
Equity at exit
$8,819

Cash invested: $28,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17345

Home prices YoY
-16.8%
Active inventory
39
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,807 medium interval (Pro) →
Mortgage (P&I)
$535
Tax est. 1.5%
$128 /mo · $1,530/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$379
Net cashflow
$723

Break-even live

Break-even rent $892
Max offer price $102,000
Occupancy floor 55%

Sensitivity live

Price -10% $793 -5% $758 +0% $723 +5% $687 +10% $652
Rent -10% $580 -5% $651 +0% $723 +5% $794 +10% $865
Rate -1.0pp $774 -0.5pp $748 base $723 +0.5pp $696 +1.0pp $669

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,500
Closing costs
$3,060
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-04-10
    status Pending
  2. 2026-04-10
    listed $102,000 Active
  3. 2021-05-28
    soldstatus $119,000 Closed 1623-char remark
    Show marketing remark (1623 chars)

    This brand new construction home in the Newberry Farms community will wow you the minute you walk through the door! As you enter the foyer and hang up your coat in the coat closet, you will then walk into the open-concept living room, dining room, and kitchen area which is packed full of unique design features and amenities. The large living room can easily accommodate a sectional couch and plenty of guests and this area is open to the dining room complete with a wet bar with built in wine coolers. The sliding glass door opens to the private backyard which can easily allow for a deck to be built and the area is nice and private as it backs up to the woods. The kitchen has a large island with a built in sink and seating at the counter so food can easily be prepared while entertaining guests – and wait until you see the show stopping walk-in pantry that is uniquely hidden among the cabinets of the kitchen! The master bedroom off of the kitchen area boasts a large walk in closet and gorgeous fully tiled walk in shower, double vanity, and three linen closets for plenty of storage. As you head to the other end of this home, you will find two bedrooms, a full bathroom, and a laundry room complete with a utility sink and built in coat & shoe storage area. This room can also be used as a mud room as it has a side entrance into the home. Additionally, the wide hallway has a built in desk and chalkboard mounted on the wall – perfect for an after school homework space or for working from home! This unique home has so many wonderful features and is a must see-schedule your showing today!

  4. 2021-03-23
    status Pending 1623-char remark
    Show marketing remark (1623 chars)

    This brand new construction home in the Newberry Farms community will wow you the minute you walk through the door! As you enter the foyer and hang up your coat in the coat closet, you will then walk into the open-concept living room, dining room, and kitchen area which is packed full of unique design features and amenities. The large living room can easily accommodate a sectional couch and plenty of guests and this area is open to the dining room complete with a wet bar with built in wine coolers. The sliding glass door opens to the private backyard which can easily allow for a deck to be built and the area is nice and private as it backs up to the woods. The kitchen has a large island with a built in sink and seating at the counter so food can easily be prepared while entertaining guests – and wait until you see the show stopping walk-in pantry that is uniquely hidden among the cabinets of the kitchen! The master bedroom off of the kitchen area boasts a large walk in closet and gorgeous fully tiled walk in shower, double vanity, and three linen closets for plenty of storage. As you head to the other end of this home, you will find two bedrooms, a full bathroom, and a laundry room complete with a utility sink and built in coat & shoe storage area. This room can also be used as a mud room as it has a side entrance into the home. Additionally, the wide hallway has a built in desk and chalkboard mounted on the wall – perfect for an after school homework space or for working from home! This unique home has so many wonderful features and is a must see-schedule your showing today!

  5. 2021-01-28
    listed $119,900 Active 1623-char remark
    Show marketing remark (1623 chars)

    This brand new construction home in the Newberry Farms community will wow you the minute you walk through the door! As you enter the foyer and hang up your coat in the coat closet, you will then walk into the open-concept living room, dining room, and kitchen area which is packed full of unique design features and amenities. The large living room can easily accommodate a sectional couch and plenty of guests and this area is open to the dining room complete with a wet bar with built in wine coolers. The sliding glass door opens to the private backyard which can easily allow for a deck to be built and the area is nice and private as it backs up to the woods. The kitchen has a large island with a built in sink and seating at the counter so food can easily be prepared while entertaining guests – and wait until you see the show stopping walk-in pantry that is uniquely hidden among the cabinets of the kitchen! The master bedroom off of the kitchen area boasts a large walk in closet and gorgeous fully tiled walk in shower, double vanity, and three linen closets for plenty of storage. As you head to the other end of this home, you will find two bedrooms, a full bathroom, and a laundry room complete with a utility sink and built in coat & shoe storage area. This room can also be used as a mud room as it has a side entrance into the home. Additionally, the wide hallway has a built in desk and chalkboard mounted on the wall – perfect for an after school homework space or for working from home! This unique home has so many wonderful features and is a must see-schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,682
− Mortgage interest
−$5,714
− Property taxes
−$1,530
− Insurance
−$510
− Repairs & maintenance
−$1,735
− Management
−$1,735
− Depreciation
−$2,967
Taxable income
$7,492
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,798
After-tax cash flow
$6,872/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Fair 40/100 Cosmetic rehab

This 2020 double-wide mobile home requires cosmetic updates to its exterior and interior walls to improve its curb appeal and resale value.

Repairs flagged

  • Major exterior siding — Significant wear and tear
  • Major interior walls — Painted walls need touch-up or repainting

Value-add opportunities

  • Resale paint exterior siding — Enhances curb appeal
  • Resale paint interior walls — Improves interior appearance
  • Both update exterior landscaping — Enhances curb appeal and adds value
  • Resale update interior paint — Improves interior appearance

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Significant wear and tear Major $15,000–50,000
interior walls · Painted walls need touch-up or repainting Major $15,000–50,000
Total estimated repair cost · 2 items $30,000–100,000

Value-add ROI direction

  • Resale paint exterior siding — Enhances curb appeal
  • Resale paint interior walls — Improves interior appearance
  • Both update exterior landscaping — Enhances curb appeal and adds value
  • Resale update interior paint — Improves interior appearance

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Northeastern York SD
NCES district ID
4217520
Math proficiency
45% ▼ -12.00%
Reading proficiency
63% ▼ -10.00%
Median HH income
$60,807
Composite
47.06/100
National rank
#2338
State rank
#119 of 539 in PA

Livability — York Haven

Score
66/100
State rank
#1044
US rank
#11680

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
8,106

Population outlook (York County) Hauer SSP2

Today (2025)
454,205 people
By 2030
457,407 · +0.7%
By 2040
457,529 · +0.7%
By 2050
448,261 · -1.3%
By 2075
427,388 · -5.9%
By 2100
384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 9% Black 4% Two or more races 3% Asian 1%
Hispanic origin (detail)
Puerto Rican 4% Dominican 5%
Common ancestry
Slovak 4% Romanian 3% Lithuanian 2%
Foreign-born
5% · Canada, Vietnam
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · York

2024 margin
Strong R (+25.3) · D 36.9% · R 62.1%
2008→2024 swing
-11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
All cycles
2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.05%
Current HPI
258.0184
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-14.9% since first listed
5 events — show timeline
  • 2026-04-10 Pending BRIGHT MLS
  • 2026-04-10 Listed $102,000 BRIGHT MLS
  • 2021-05-28 Sold (MLS) $119,000 BRIGHT MLS
  • 2021-03-23 Pending BRIGHT MLS
  • 2021-01-28 Listed $119,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…