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1073 Sanctum St
D- Composite 37.31
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.9/30.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • Schools +1.4/10.0
  • DSCR +1.1/10.0

$329,990

1073 Sanctum St · Hardeeville, SC 29936
3 bd · 2.5 ba · 1,151 sqft · Land · 34 Days on market
Built 2026 5,663 sqft lot $100/mo HOA · 4% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Say hello to the Greenbriar-a cozy, efficient, and stylish single-story home that's perfect for first-time buyers, downsizers, or anyone looking for low-maintenance living with high-quality finishes. This 3-bedroom, 2-bath gem by D. R. Horton is offered in The Retreat at East Argent, where value meets comfort in one of the Lowcountry's most exciting new communities. Step inside the Greenbriar and discover a bright, open layout where every square foot is maximized. The modern kitchen includes a large island that flows into the living room, creating the perfect setup for casual entertaining or relaxed nights in. The primary suite is tucked in the back for privacy, complete with a walk-in closet and en-suite bath. Two additional bedrooms and a second full bath are located at the front of the home, ideal for guests, family, or a home office. A patio out back is the cherry on top-perfect for enjoying those peaceful South Carolina evenings. With its clean exterior lines and smart, livable floorplan, the Greenbriar is proof that great things come in efficient packages! Home is under construction. Pictures, photographs, colors, features, & sizes are for illustration purposes only and will vary from the homes as built. The photos are Not of subject property.

Key facts

  • 5,663 sq ft lot
  • Garage
  • Community pool

Property features AI

Finance

  • Other: Parcel number 066-04-00-480
  • HOA & community: HOA fee $300 quarterly; Community amenities: fitness center, pool, playground, clubhouse, walking trail

Exterior

  • Parking: Attached garage
  • Utilities: Public sewer
  • Home design: Single-family property
  • Construction: Vinyl siding; Slab foundation; Other roof
  • Exterior features: Residential zoning; Lot approximately 0.13 acres

Interior

  • Kitchen: Dishwasher; Disposal; Microwave
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Natural gas heating; Electric central air conditioning
  • Interior features: Vinyl flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath land listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-505 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $257k (22.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (28.0% below list).
  • Recommended offer: $237k (28.0% below list) — sets the bar for 1% rule.
  • Cap rate 4.5% vs local median 3.6% in Hardeeville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#136 in SC) — a middle-class / working-renter tenant base. Strengths: health & safety A+, crime B+, housing B+; Watch: amenities F, commute F, cost of living F.
  • Jasper 01 (rural): math 12% / reading 22% proficiency, ranked #77 of 80 in SC (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hardeeville Elementary (math 9% / reading 13%, grade F, #581 of 597 statewide, top 97%, 610 students, 100% FRL); Hardeeville-Ridgeland Middle (math 8% / reading 17%); Ridgeland Secondary Academy of Excellence (math 17% / reading 57%, grade F, #183 of 196 statewide, top 94%, 639 students, 100% FRL) — zoned schools average 100% FRL vs 78% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 359 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,385 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
  • At $2,375/mo this rent would consume 58% of the median local household income ($49k/yr) (locally 395% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $35k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
  • Jasper County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$57k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $237,465 (28.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.46%
Cash-on-cash
-6.55%
DSCR
0.71
GRM
11.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
2.60×
Total profit
$147,686
Equity at exit
$297,281
10-year hold
IRR
18.1%
Equity multiple
5.98×
Total profit
$460,373
Equity at exit
$641,098

Cash invested: $92,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29936

Home prices YoY
33.1%
Active inventory
359
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$2,375 medium interval (Pro) →
Mortgage (P&I)
$1,731
Tax est. 1.5%
$412 /mo · $4,950/yr
Insurance
$137
HOA
$100
Vacancy / Maint / Mgmt
$499
Net cashflow
$-505

Break-even live

Break-even rent $3,013
Max offer price $256,986
Occupancy floor

Sensitivity live

Price -10% $-276 -5% $-390 +0% $-505 +5% $-619 +10% $-733
Rent -10% $-692 -5% $-598 +0% $-505 +5% $-411 +10% $-317
Rate -1.0pp $-338 -0.5pp $-421 base $-505 +0.5pp $-590 +1.0pp $-677

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,498
Closing costs
$9,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
548 Hideaway St Ridgeland, SC 4.0 2.0 1478 $2,450 $1.66 23d 1 0.22mi
2222 Sanctum St Ridgeland, SC 3.0 2.0 1183 $2,300 $1.94 23d 1 0.45mi
76 Rutledge Dr Ridgeland, SC 1.0–2.0 1.0–2.0 1037 $1,944 $1.87 15d 42 1.02mi

HOA detail

Monthly dues
$100 · $1,200/yr

Listing history 14 events

  1. 2026-05-19
    price $329,990 1276-char remark
    Show marketing remark (1276 chars)

    Say hello to the Greenbriar-a cozy, efficient, and stylish single-story home that's perfect for first-time buyers, downsizers, or anyone looking for low-maintenance living with high-quality finishes. This 3-bedroom, 2-bath gem by D. R. Horton is offered in The Retreat at East Argent, where value meets comfort in one of the Lowcountry's most exciting new communities. Step inside the Greenbriar and discover a bright, open layout where every square foot is maximized. The modern kitchen includes a large island that flows into the living room, creating the perfect setup for casual entertaining or relaxed nights in. The primary suite is tucked in the back for privacy, complete with a walk-in closet and en-suite bath. Two additional bedrooms and a second full bath are located at the front of the home, ideal for guests, family, or a home office. A patio out back is the cherry on top-perfect for enjoying those peaceful South Carolina evenings. With its clean exterior lines and smart, livable floorplan, the Greenbriar is proof that great things come in efficient packages! Home is under construction. Pictures, photographs, colors, features, & sizes are for illustration purposes only and will vary from the homes as built. The photos are Not of subject property.

  2. 2026-05-18
    price $329,990
  3. 2026-05-18
    price $329,990
  4. 2026-05-12
    price $334,990 1276-char remark
    Show marketing remark (1276 chars)

    Say hello to the Greenbriar-a cozy, efficient, and stylish single-story home that's perfect for first-time buyers, downsizers, or anyone looking for low-maintenance living with high-quality finishes. This 3-bedroom, 2-bath gem by D. R. Horton is offered in The Retreat at East Argent, where value meets comfort in one of the Lowcountry's most exciting new communities. Step inside the Greenbriar and discover a bright, open layout where every square foot is maximized. The modern kitchen includes a large island that flows into the living room, creating the perfect setup for casual entertaining or relaxed nights in. The primary suite is tucked in the back for privacy, complete with a walk-in closet and en-suite bath. Two additional bedrooms and a second full bath are located at the front of the home, ideal for guests, family, or a home office. A patio out back is the cherry on top-perfect for enjoying those peaceful South Carolina evenings. With its clean exterior lines and smart, livable floorplan, the Greenbriar is proof that great things come in efficient packages! Home is under construction. Pictures, photographs, colors, features, & sizes are for illustration purposes only and will vary from the homes as built. The photos are Not of subject property.

  5. 2026-05-11
    price $334,990
  6. 2026-05-11
    price $334,990
  7. 2026-05-05
    price $342,740 1276-char remark
    Show marketing remark (1276 chars)

    Say hello to the Greenbriar-a cozy, efficient, and stylish single-story home that's perfect for first-time buyers, downsizers, or anyone looking for low-maintenance living with high-quality finishes. This 3-bedroom, 2-bath gem by D. R. Horton is offered in The Retreat at East Argent, where value meets comfort in one of the Lowcountry's most exciting new communities. Step inside the Greenbriar and discover a bright, open layout where every square foot is maximized. The modern kitchen includes a large island that flows into the living room, creating the perfect setup for casual entertaining or relaxed nights in. The primary suite is tucked in the back for privacy, complete with a walk-in closet and en-suite bath. Two additional bedrooms and a second full bath are located at the front of the home, ideal for guests, family, or a home office. A patio out back is the cherry on top-perfect for enjoying those peaceful South Carolina evenings. With its clean exterior lines and smart, livable floorplan, the Greenbriar is proof that great things come in efficient packages! Home is under construction. Pictures, photographs, colors, features, & sizes are for illustration purposes only and will vary from the homes as built. The photos are Not of subject property.

  8. 2026-05-04
    price $338,990
  9. 2026-05-04
    price $338,990
  10. 2026-05-01
    listed $341,740 Active 1276-char remark
    Show marketing remark (1276 chars)

    Say hello to the Greenbriar-a cozy, efficient, and stylish single-story home that's perfect for first-time buyers, downsizers, or anyone looking for low-maintenance living with high-quality finishes. This 3-bedroom, 2-bath gem by D. R. Horton is offered in The Retreat at East Argent, where value meets comfort in one of the Lowcountry's most exciting new communities. Step inside the Greenbriar and discover a bright, open layout where every square foot is maximized. The modern kitchen includes a large island that flows into the living room, creating the perfect setup for casual entertaining or relaxed nights in. The primary suite is tucked in the back for privacy, complete with a walk-in closet and en-suite bath. Two additional bedrooms and a second full bath are located at the front of the home, ideal for guests, family, or a home office. A patio out back is the cherry on top-perfect for enjoying those peaceful South Carolina evenings. With its clean exterior lines and smart, livable floorplan, the Greenbriar is proof that great things come in efficient packages! Home is under construction. Pictures, photographs, colors, features, & sizes are for illustration purposes only and will vary from the homes as built. The photos are Not of subject property.

  11. 2026-04-22
    status Active
  12. 2026-04-22
    price $341,740
  13. 2026-01-22
    price $341,740
  14. 2026-01-20
    listed $342,490 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,496
− Mortgage interest
−$18,485
− Property taxes
−$4,950
− Insurance
−$1,650
− Repairs & maintenance
−$2,280
− Management
−$2,280
− HOA
−$1,200
− Depreciation
−$9,600
Taxable loss
−$11,948
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,867
After-tax cash flow
$-3,187/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jasper 01
NCES district ID
4502520
Math proficiency
12% ▼ -11.00%
Reading proficiency
22% ▼ -5.00%
Median HH income
$37,878
Composite
14.23/100
National rank
#9450
State rank
#77 of 80 in SC

Livability — Hardeeville

Score
65/100
State rank
#136
US rank
#13105

Category grades

Amenities F Commute F Cost of living F Crime B+ Employment B Housing B+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hardeeville, SC
County
Jasper County · 26,362 people
City population
14,989
Metro
Hilton Head Island-Bluffton, SC
Population (ZIP)
14,989
Household income
$48,986
Rent vs Own
29.2% rent · 70.8% own
Severe rent burden
395.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
34,428 people
By 2030
37,718 · +9.6%
By 2040
44,061 · +28.0%
By 2050
50,302 · +46.1%
By 2075
66,869 · +94.2%
By 2100
110,455 · +220.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 44% White 37% Hispanic / Latino 14% Two or more races 7%
Hispanic origin (detail)
Mexican 9% Puerto Rican 1%
Common ancestry
Serbian 2% Lithuanian 1% Italian 1%
Foreign-born
8% · Canada
Languages at home
86% English-only · Spanish 13%

Political lean MEDSL · Jasper

2024 margin
Lean R (+9.6) · D 44.7% · R 54.3% · Other 1.0%
2008→2024 swing
-32.5pp toward R · 2008: 22.9pp · 2024: -9.6pp
All cycles
2024: R+9.6 2020: D+0.8 2016: D+11.9 2012: D+15.6 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 88.70%
Current HPI
356.5493
Rent YoY
Metro
Hilton Head Island-Bluffton, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-3.6% since first listed
14 events — show timeline
  • 2026-05-19 Price Changed $329,990 Zillow
  • 2026-05-18 Price Changed $329,990 RSMLS
  • 2026-05-18 Price Changed $329,990 LRMLS
  • 2026-05-12 Price Changed $334,990 Zillow
  • 2026-05-11 Price Changed $334,990 RSMLS
  • 2026-05-11 Price Changed $334,990 LRMLS
  • 2026-05-05 Price Changed $342,740 Zillow
  • 2026-05-04 Price Changed $338,990 RSMLS
  • 2026-05-04 Price Changed $338,990 LRMLS
  • 2026-05-01 Listed $341,740 Zillow
  • 2026-04-22 Relisted LRMLS
  • 2026-04-22 Price Changed $341,740 LRMLS
  • 2026-01-22 Price Changed $341,740 RSMLS
  • 2026-01-20 Listed $342,490 LRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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