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6327 Fuller Dr
C+ Composite 64.48
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.5/10.0
  • Schools +5.2/10.0
  • Condition / age +4.0/5.0
  • Rent growth +3.3/5.0
  • Livability +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$144,000

6327 Fuller Dr · Falls, PA 19067
2 bd · 1.0 ba · 912 sqft · SingleFamily · 81 Days on market
Built 2026 Good condition 6,072 sqft lot $158/sqft · 39% above area Est $104k · 39% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New 2-bedroom, 1 bath home with open living space. The kitchen has counter height seating, plenty of cabinet space, stainless steel sink, and appliances. Two bedrooms with nice sized closets and a hall bath with tub/shower combo. The home comes with central air, an 8’ x 8’ shed and a 1-year manufacturer warranty plus a 2 through 7-year warranty paid for by the factory. Schedule your showing today. * * Driveways are being redone on April 7th and the lots have been graded and seed – Outside Photos only are AI generated

Key facts

  • Stainless steel sink
  • 8 x 8 shed
  • Open living space

Tags

OPEN LIVING SPACECOUNTER HEIGHT SEATINGPLENTY OF CABINET SPACESTAINLESS STEEL SINKCENTRAL AIR8 X 8 SHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $144k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $651 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $144k).
  • Recommended offer: $135k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Pennsbury SD (suburban): math 46% / reading 69% proficiency, ranked #67 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+3.1%/yr); 168 active listings in the ZIP; high-income renter base; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $996 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $40k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($135k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,360 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.45%
Cap rate
11.72%
Cash-on-cash
19.38%
DSCR
1.86
GRM
5.8

CMA / ARV

ARV (median comp)
$103,813
List price
$144,000
Delta
38.71%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6412 Finley Dr 0.06mi 2/1.0 912 (0%) 14mo $128,900 $141 86
1445-LOT 1 Old Bristol Pike #1 0.13mi 1/1.0 (-1) 896 (-2%) 6mo $130,500 $146 81
6315 Fuller Dr 0.07mi 2/2.0 910 (-0%) 16mo $129,000 $142 79
9812 Lawson Dr 0.20mi 2/2.0 938 (+3%) 11mo $106,500 $114 73
6319 Fuller Dr 0.07mi 3/2.0 (+1) 1,000 (+10%) 1mo $72,000 $72 71
5028 Garner Dr 0.39mi 2/2.0 924 (+1%) 13mo $144,500 $156 65
9908 Lindley Dr 0.18mi 3/1.0 (+1) 980 (+8%) 14mo $70,000 $71 63
4009 Dalton Way 0.24mi 2/1.0 784 (-14%) 8mo $131,500 $168 58
7503 Harper Dr Unit T 7503 0.46mi 2/2.0 980 (+8%) 5mo $67,000 $68 58
9808 Lawson Dr 0.18mi 3/2.0 (+1) 840 (-8%) 19mo $75,000 $89 53
5082 Grace Dr 0.52mi 2/2.0 1,040 (+14%) 14mo $148,900 $143 37
9202 Wheatsheaf Rd 0.62mi 2/1.0 1,042 (+14%) 22mo $306,000 $294 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
11.5%
Equity multiple
1.46×
Total profit
$18,427
Equity at exit
$21,471
10-year hold
IRR
20.6%
Equity multiple
2.75×
Total profit
$70,619
Equity at exit
$12,450

Cash invested: $40,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19067

Rents YoY
3.1%
Active inventory
168
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$2,084 medium interval (Pro) →
Mortgage (P&I)
$755
Tax est. 1.5%
$180 /mo · $2,160/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$438
Net cashflow
$651

Break-even live

Break-even rent $1,260
Max offer price $144,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,000
Closing costs
$4,320
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $144,000 Active 81 DOM
  2. 2026-06-17
    days on market $144,000 Active 80 DOM
  3. 2026-06-16
    days on market $144,000 Active 79 DOM
  4. 2026-06-15
    days on market $144,000 Active 78 DOM
  5. 2026-06-13
    days on market $144,000 Active 76 DOM
  6. 2026-06-13
    days on market $144,000 Active 75 DOM
  7. 2026-06-09
    days on market $144,000 Active 72 DOM
  8. 2026-06-08
    days on market $144,000 Active 71 DOM
  9. 2026-06-07
    days on market $144,000 Active 70 DOM
  10. 2026-06-04
    days on market $144,000 Active 67 DOM
  11. 2026-06-03
    days on market $144,000 Active 66 DOM
  12. 2026-06-02
    days on market $144,000 Active 65 DOM
  13. 2026-06-01
    days on market $144,000 Active 64 DOM
  14. 2026-05-31
    days on market $144,000 Active 63 DOM
  15. 2026-03-29
    listed $144,000 Active 541-char remark
    Show marketing remark (541 chars)

    New 2-bedroom, 1 bath home with open living space. The kitchen has counter height seating, plenty of cabinet space, stainless steel sink, and appliances. Two bedrooms with nice sized closets and a hall bath with tub/shower combo. The home comes with central air, an 8’ x 8’ shed and a 1-year manufacturer warranty plus a 2 through 7-year warranty paid for by the factory. Schedule your showing today. * * Driveways are being redone on April 7th and the lots have been graded and seed – Outside Photos only are AI generated

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,008
− Mortgage interest
−$8,066
− Property taxes
−$2,160
− Insurance
−$720
− Repairs & maintenance
−$2,001
− Management
−$2,001
− Depreciation
−$4,189
Taxable income
$5,872
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,409
After-tax cash flow
$6,406/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This home is in good condition with a modern kitchen and well-maintained exterior. It has potential for further value increases through minor cosmetic improvements and smart home features.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Both Add a small outdoor seating area — A small outdoor seating area can increase the appeal for both resale and rental purposes.
  • Both Install smart home features — Smart home features can increase the home's appeal and value for both buyers and renters.
  • Both Add a small outdoor storage shed — A small outdoor storage shed can increase the home's functionality and appeal for both resale and rental purposes.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Both Add a small outdoor seating area — A small outdoor seating area can increase the appeal for both resale and rental purposes.
  • Both Install smart home features — Smart home features can increase the home's appeal and value for both buyers and renters.
  • Both Add a small outdoor storage shed — A small outdoor storage shed can increase the home's functionality and appeal for both resale and rental purposes.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Pennsbury SD
NCES district ID
4218840
Math proficiency
46% ▼ -13.00%
Reading proficiency
69% ▼ -8.00%
Median HH income
$85,495
Composite
52.3/100
National rank
#1594
State rank
#67 of 539 in PA

Livability — Falls

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Bucks County · 506,477 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
53,885
Household income
$133,630
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1036.0

Population outlook (Bucks County) Hauer SSP2

Today (2025)
630,973 people
By 2030
627,093 · -0.6%
By 2040
609,680 · -3.4%
By 2050
584,225 · -7.4%
By 2075
539,840 · -14.4%
By 2100
483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 7% Asian 6% Two or more races 5% Black 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Dominican 1%
Common ancestry
Romanian 10% Scotch-Irish 2% Italian 2%
Foreign-born
11% · Canada, China, Jamaica
Languages at home
88% English-only · Spanish 5% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Bucks

2024 margin
Toss-up / Even · D 49.5% · R 49.5%
2008→2024 swing
-8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
All cycles
2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -435.62%
Current HPI
281.8167
Rent YoY
▲ 3.12%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-29 Listed $144,000 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…