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48291 Panorama
D- Composite 35.35
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • ARV discount +8.6/15.0
  • Rent growth +3.3/5.0
  • DSCR +3.1/10.0
  • 1% rule +2.8/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$619,000

48291 Panorama · Indio, CA 92201
4 bd · 3.0 ba · 2,482 sqft · SingleFamily public records · 65 Days on market
Built 2002 7,841 sqft lot $249/sqft · at area comps Est $635k · at est. $180/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wow: This is 4-bedroom 3-bath home located in very desirable Las Brisas I, a gated family community. The mountain views and spectacular. Inside, the great room has a fireplace. The home has an upgraded two-zone Heat Pump HVAC System that keeps it energy efficient. The primary suite is a private retreat with double door entry and direct access to the rear leisure area. It features an expansive bedroom, a spa-like bathroom, and dual walk-in closets. The 2nd bedroom has a window to the rear leisure area, with direct door to the hall-bathroom, making it ideal for guests. The 3rd bedroom is versatile as an office/den, has a built-in desk. The kitchen has granite counters, with a large island, perfect for home chefs and entertainers alike. Laundry Room is access to the 3-vehical garage with built-in storage cabinets, attic storage access, a workbench, an EV charging outlet, and a Navien tankless hot water system. Ther rear yard has a 10X10 shed with paved access; the side yard has gated RV Parking.

Key facts

  • 7,841 sq ft lot
  • 3 garage spots
  • Built 2002

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $619k.

Deal economics

  • At list price, monthly cash flow is $-280 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $569k (8.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $484k (21.8% below list).
  • Recommended offer: $484k (21.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 4.3% in Indio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, crime F, amenities F.
  • Coachella Valley Unified (rural): math 12% / reading 23% proficiency, ranked #481 of 517 in CA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mountain Vista Elementary (math 11% / reading 24%, grade F, #1,329 of 1,571 statewide, top 85%, 600 students, 74% FRL); Cahuilla Desert Academy Junior High (math 18% / reading 36%, grade F, #242 of 498 statewide, top 50%, 669 students, 79% FRL); Coachella Valley High (math 18% / reading 38%, grade F, #777 of 1,170 statewide, top 67%, 2,657 students, 88% FRL) — zoned schools at 80% FRL track the district average.
  • Market conditions: Rents rising (+3.3%/yr); 515 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $4,839/mo this rent would consume 87% of the median local household income ($67k/yr) (locally 2036% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($582k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $230k; list at $619k implies a 169% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $483,864 (21.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.75%
Cash-on-cash
-1.94%
DSCR
0.91
GRM
10.7

CMA / ARV

ARV (median comp)
$634,843
List price
$619,000
Delta
-2.50%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
48192 Panorama Ave 0.06mi 4/3.0 2,482 (0%) 7mo $695,000 $280 91
81129 La Reina Cir 0.12mi 4/3.0 2,482 (0%) 7mo $664,000 $268 89
81349 Avenida Esmeralda 0.59mi 4/3.0 2,476 (-0%) 3mo $625,000 $252 69
81391 Avenida Esmeralda 0.61mi 4/3.0 2,476 (-0%) 5mo $625,000 $252 67
80435 PASEO DE TIEMPO 0.64mi 4/3.0 2,391 (-4%) 3mo $785,000 $328 61
81402 Avenida Gaviota 0.44mi 4/2.0 2,399 (-3%) 11mo $445,000 $185 61
48864 Pear St 0.41mi 4/3.5 2,751 (+11%) 4mo $930,000 $338 58
80420 Paseo De Nivel 0.66mi 4/2.5 2,568 (+4%) 9mo $687,000 $268 54
80642 Plum Ln 0.40mi 4/3.5 2,751 (+11%) 10mo $810,000 $294 53
80465 Paseo De Tiempo 0.61mi 3/2.5 (-1) 2,568 (+4%) 10mo $640,000 $249 50
47432 Bahama Ct 0.62mi 3/3.5 (-1) 2,350 (-5%) 8mo $597,500 $254 48
47536 Calle Zafiro 0.57mi 3/2.0 (-1) 2,188 (-12%) 10mo $560,000 $256 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.34% rent growth · sell at horizon

5-year hold
IRR
-19.2%
Equity multiple
0.33×
Total profit
$-116,533
Equity at exit
$92,295
10-year hold
IRR
-11.1%
Equity multiple
0.32×
Total profit
$-117,743
Equity at exit
$53,520

Cash invested: $173,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92201

Home prices YoY
-28.4%
Rents YoY
3.3%
Active inventory
515
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$4,839 high interval (Pro) →
Mortgage (P&I)
$3,246
Tax from tax record
$419 /mo · $5,026/yr
Insurance
$258
HOA
$180
Vacancy / Maint / Mgmt
$1,016
Net cashflow
$-280

Break-even live

Break-even rent $5,194
Max offer price $569,478
Occupancy floor

Sensitivity live

Price -10% $70 -5% $-105 +0% $-280 +5% $-456 +10% $-631
Rent -10% $-663 -5% $-471 +0% $-280 +5% $-89 +10% $102
Rate -1.0pp $31 -0.5pp $-123 base $-280 +0.5pp $-441 +1.0pp $-604

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$154,750
Closing costs
$18,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
81367 Avenida Camelia Indio, CA 4.0 3.0 2061 $3,195 $1.55 45d 1 0.41mi
47820 Calle Zafiro Indio, CA 3.0 2.0 2188 $3,500 $1.60 4d 1 0.47mi
80591 Tangelo Ct Indio, CA 4.0 4.0 3371 $5,000 $1.48 45d 1 0.52mi
49084 Violet St Indio, CA 4.0 2.5 1731 $2,700 $1.56 45d 1 0.53mi
47412 Harbour Lights Ln Indio, CA 3.0 2.0 1650 $4,000 $2.42 14d 1 0.54mi
81291 Begonia Ct Indio, CA 4.0 2.0 1731 $7,500 $4.33 45d 1 0.56mi
47537 Calle Diamante Indio, CA 3.0 2.0 1772 $3,200 $1.81 45d 1 0.58mi
47884 Coronado Dr Indio, CA 3.0 2.0 1808 $2,995 $1.66 26d 1 0.59mi
48841 Via Estacio Indio, CA 4.0 3.0 2370 $4,400 $1.86 26d 1 0.73mi
80886 Avenue 50 Indio, CA 4.0 3.0 2121 $10,000 $4.71 14d 1 0.74mi
49143 Gila River St Indio, CA 5.0 3.5 3150 $8,500 $2.70 45d 1 0.77mi
80215 Queensboro Dr Indio, CA 4.0 3.5 2514 $3,600 $1.43 45d 1 0.81mi
81871 Victoria St Indio, CA 4.0 2.0 1826 $3,400 $1.86 45d 1 0.91mi
48219 Newport Bridge Pl Indio, CA 4.0 4.0 2764 $7,000 $2.53 45d 1 0.94mi
48219 Newport Bridge Pl Indio, CA 4.0 4.0 2764 $7,500 $2.71 7d 1 0.94mi
79953 Rancho La Quinta Dr La Quinta, CA 4.0 4.5 3052 $25,000 $8.19 45d 1 1.08mi
50480 Los Verdes Way La Quinta, CA 3.0 3.5 2975 $10,000 $3.36 45d 1 1.09mi
47870 Sumac St La Quinta, CA 3.0 2.0 1760 $4,175 $2.37 45d 1 1.12mi
49120 Cochran Dr Indio, CA 3.0 2.0 1655 $2,850 $1.72 45d 1 1.12mi
47780 Sumac St La Quinta, CA 4.0 3.0 1920 $3,300 $1.72 45d 1 1.12mi
49133 Garland Rd Indio, CA 3.0 2.0 1776 $2,950 $1.66 45d 1 1.14mi
49153 Garland Rd Indio, CA 3.0 2.0 1655 $2,850 $1.72 18d 1 1.15mi
49221 Garland Rd Indio, CA 3.0 2.0 1882 $3,050 $1.62 45d 1 1.17mi
80540 Via Terracina La Quinta, CA 3.0 3.5 2535 $12,000 $4.73 45d 1 1.17mi
82013 Cochran Dr Indio, CA 3.0 2.0 1796 $3,300 $1.84 45d 1 1.17mi
79918 Mission Dr E La Quinta, CA 3.0 3.0 2635 $18,000 $6.83 45d 1 1.17mi
79910 Mission Dr E La Quinta, CA 4.0 3.5 3349 $25,000 $7.46 20d 1 1.18mi
82235 Calico Ave Indio, CA 4.0 2.0 1721 $3,290 $1.91 25d 1 1.27mi
79760 Desert Willow St La Quinta, CA 3.0 2.5 2100 $4,995 $2.38 45d 1 1.29mi
82223 Travolta Ave Indio, CA 3.0 2.0 1808 $5,000 $2.77 45d 1 1.31mi
79700 Desert Willow St La Quinta, CA 3.0 2.5 2100 $3,400 $1.62 4d 1 1.32mi
48474 Vista Palomino La Quinta, CA 4.0 4.0 3350 $14,000 $4.18 45d 1 1.37mi
79814 Joey Ct La Quinta, CA 3.0 2.5 2485 $4,225 $1.70 45d 1 1.40mi
80071 Palm Circle Dr La Quinta, CA 3.0 2.0 1650 $2,850 $1.73 26d 1 1.41mi
48245 Vista Calico La Quinta, CA 4.0 3.0 2800 $20,000 $7.14 1d 1 1.44mi
48275 Vista Calico La Quinta, CA 3.0 3.5 2635 $15,000 $5.69 45d 1 1.45mi
79930 Fiesta Dr La Quinta, CA 3.0 2.0 1828 $5,500 $3.01 45d 1 1.45mi
48385 Vista Calico La Quinta, CA 4.0 4.5 3288 $17,000 $5.17 45d 1 1.48mi
80291 Via Tesoro La Quinta, CA 3.0 3.5 2254 $5,800 $2.57 45d 1 1.48mi
80287 Via Tesoro La Quinta, CA 3.0 3.5 2284 $10,000 $4.38 45d 1 1.49mi

HOA detail

Monthly dues
$180 · $2,160/yr
Likely covers
watersecurity

Listing history 26 events

  1. 2026-06-21
    days on market $619,000 Active 65 DOM
  2. 2026-06-18
    days on market $619,000 Active 62 DOM
  3. 2026-06-17
    days on market $619,000 Active 61 DOM
  4. 2026-06-16
    days on market $619,000 Active 60 DOM
  5. 2026-06-15
    days on market $619,000 Active 59 DOM
  6. 2026-06-13
    days on market $619,000 Active 57 DOM
  7. 2026-06-13
    days on market $619,000 Active 56 DOM
  8. 2026-06-09
    days on market $619,000 Active 53 DOM
  9. 2026-06-08
    days on market $619,000 Active 52 DOM
  10. 2026-06-07
    days on market $619,000 Active 51 DOM
  11. 2026-06-04
    days on market $619,000 Active 48 DOM
  12. 2026-06-03
    days on market $619,000 Active 47 DOM
  13. 2026-06-02
    days on market $619,000 Active 46 DOM
  14. 2026-06-01
    days on market $619,000 Active 45 DOM
  15. 2026-05-31
    days on market $619,000 Active 44 DOM
  16. 2026-04-17
    listed $629,000 Active 1007-char remark
    Show marketing remark (1007 chars)

    Wow: This is 4-bedroom 3-bath home located in very desirable Las Brisas I, a gated family community. The mountain views and spectacular. Inside, the great room has a fireplace. The home has an upgraded two-zone Heat Pump HVAC System that keeps it energy efficient. The primary suite is a private retreat with double door entry and direct access to the rear leisure area. It features an expansive bedroom, a spa-like bathroom, and dual walk-in closets. The 2nd bedroom has a window to the rear leisure area, with direct door to the hall-bathroom, making it ideal for guests. The 3rd bedroom is versatile as an office/den, has a built-in desk. The kitchen has granite counters, with a large island, perfect for home chefs and entertainers alike. Laundry Room is access to the 3-vehical garage with built-in storage cabinets, attic storage access, a workbench, an EV charging outlet, and a Navien tankless hot water system. Ther rear yard has a 10X10 shed with paved access; the side yard has gated RV Parking.

  17. 2026-04-13
    historical $629,000 1007-char remark
    Show marketing remark (1007 chars)

    Wow: This is 4-bedroom 3-bath home located in very desirable Las Brisas I, a gated family community. The mountain views and spectacular. Inside, the great room has a fireplace. The home has an upgraded two-zone Heat Pump HVAC System that keeps it energy efficient. The primary suite is a private retreat with double door entry and direct access to the rear leisure area. It features an expansive bedroom, a spa-like bathroom, and dual walk-in closets. The 2nd bedroom has a window to the rear leisure area, with direct door to the hall-bathroom, making it ideal for guests. The 3rd bedroom is versatile as an office/den, has a built-in desk. The kitchen has granite counters, with a large island, perfect for home chefs and entertainers alike. Laundry Room is access to the 3-vehical garage with built-in storage cabinets, attic storage access, a workbench, an EV charging outlet, and a Navien tankless hot water system. Ther rear yard has a 10X10 shed with paved access; the side yard has gated RV Parking.

  18. 2010-02-26
    price $230,000 Closed 660-char remark
    Show marketing remark (660 chars)

    This beautiful Las Brisas Bank Owned Home is move in ready. New carpet and paint throughout this 4 bedroom home. Complete with a Casita ideal for guests. Tile flooring, large open kitchen, master suite with huge bathroom. 3 Car garage and gated RV parking. Situated in the Gated Las Brisas community. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellant opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent & /or owner of record do not imply/express any guarantees/warranties.

  19. 2010-02-26
    soldstatus $230,000 Closed 660-char remark
    Show marketing remark (660 chars)

    This beautiful Las Brisas Bank Owned Home is move in ready. New carpet and paint throughout this 4 bedroom home. Complete with a Casita ideal for guests. Tile flooring, large open kitchen, master suite with huge bathroom. 3 Car garage and gated RV parking. Situated in the Gated Las Brisas community. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellant opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent & /or owner of record do not imply/express any guarantees/warranties.

  20. 2010-02-26
    soldstatus $230,000 Closed
    Show marketing remark (660 chars)

    This beautiful Las Brisas Bank Owned Home is move in ready. New carpet and paint throughout this 4 bedroom home. Complete with a Casita ideal for guests. Tile flooring, large open kitchen, master suite with huge bathroom. 3 Car garage and gated RV parking. Situated in the Gated Las Brisas community. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellant opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent & /or owner of record do not imply/express any guarantees/warranties.

  21. 2010-02-17
    historical 660-char remark
    Show marketing remark (660 chars)

    This beautiful Las Brisas Bank Owned Home is move in ready. New carpet and paint throughout this 4 bedroom home. Complete with a Casita ideal for guests. Tile flooring, large open kitchen, master suite with huge bathroom. 3 Car garage and gated RV parking. Situated in the Gated Las Brisas community. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellant opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent & /or owner of record do not imply/express any guarantees/warranties.

  22. 2010-02-15
    status Pending
  23. 2010-02-05
    price $253,900 660-char remark
    Show marketing remark (660 chars)

    This beautiful Las Brisas Bank Owned Home is move in ready. New carpet and paint throughout this 4 bedroom home. Complete with a Casita ideal for guests. Tile flooring, large open kitchen, master suite with huge bathroom. 3 Car garage and gated RV parking. Situated in the Gated Las Brisas community. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellant opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent & /or owner of record do not imply/express any guarantees/warranties.

  24. 2010-02-03
    price $234,900
  25. 2010-01-07
    listed $254,900 Active 660-char remark
    Show marketing remark (660 chars)

    This beautiful Las Brisas Bank Owned Home is move in ready. New carpet and paint throughout this 4 bedroom home. Complete with a Casita ideal for guests. Tile flooring, large open kitchen, master suite with huge bathroom. 3 Car garage and gated RV parking. Situated in the Gated Las Brisas community. Sold AS-IS, this bank/lender owned property is priced well below market and creates an excellant opportunity for you! It is one of the best condition REO properties we have seen. It is a turnkey property with awesome value. Buyer to verify any/all information as listing broker, agent & /or owner of record do not imply/express any guarantees/warranties.

  26. 2009-12-24
    listed $254,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$5,026 · $419/mo
Projected year-2 tax
$5,026 · $419/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$58,064
− Mortgage interest
−$34,674
− Property taxes
−$5,026
− Insurance
−$3,095
− Repairs & maintenance
−$4,645
− Management
−$4,645
− HOA
−$2,160
− Depreciation
−$18,007
Taxable loss
−$14,188
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,405
After-tax cash flow
$41/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coachella Valley Unified
NCES district ID
0609070
Math proficiency
12% ▼ -8.00%
Reading proficiency
23% ▼ -6.00%
Median HH income
$37,683
Composite
14.62/100
National rank
#9408
State rank
#481 of 517 in CA

Livability — Indio

Score
53/100
State rank
#927
US rank
#24244

Category grades

Amenities F Commute F Cost of living F Crime F Employment D Housing B+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Indio, CA
County
Riverside County · 2,287,001 people
City population
100,560
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
65,825
Household income
$66,758
Rent vs Own
42.3% rent · 57.7% own
Severe rent burden
2036.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (74%)
Race & ethnicity
Hispanic / Latino 74% Two or more races 39% White 19% Black 3% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 69%
Common ancestry
Romanian 1% Iranian 1%
Foreign-born
29% · Canada, Vietnam, Jamaica
Languages at home
41% English-only · Spanish 55% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.46%
Current HPI
348.6605
Rent YoY
▲ 3.34%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+146.8% since first listed
11 events — show timeline
  • 2026-04-17 Listed $629,000 GPSMLS
  • 2026-04-13 Coming Soon $629,000 GPSMLS
  • 2010-02-26 Sold (MLS) $230,000 CRMLS
  • 2010-02-26 Sold (MLS) $230,000 GPSMLS
  • 2010-02-26 Price Changed $230,000 GPSMLS
  • 2010-02-17 Listing Removed GPSMLS
  • 2010-02-15 Pending CRMLS
  • 2010-02-05 Price Changed $253,900 GPSMLS
  • 2010-02-03 Price Changed $234,900 CRMLS
  • 2010-01-07 Listed $254,900 GPSMLS
  • 2009-12-24 Listed $254,900 CRMLS

Property tax history

+1.3%/yr

Latest (2025): $5,026 · -7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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