905 Kayak Ave · Coral Hills, MD 20743

$260,000

4 bd · 2.0 ba · 1,275 sqft · SingleFamily public records · 103 Days on market

Built 1962 4,000 sqft lot Est $316k · 18% under

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.3/30.0
• ARV discount +15.0/15.0
• DSCR +7.5/10.0
• 1% rule +6.1/10.0
• Rent growth +4.0/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

Key facts

• 4,000 sq ft lot
• Parking
• Built 1962

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $475 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $260k).
• Recommended offer: $237k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 5.3% in Coral Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#223 in MD) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, employment B; Watch: crime D-, amenities F, commute F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: William W. Hall Academy (math 3% / reading 15%, grade F, #650 of 860 statewide, top 77%, 496 students, 83% FRL) — zoned schools average 83% FRL vs 53% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+5.9%/yr); 215 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• At $2,893/mo this rent would consume 45% of the median local household income ($76k/yr) (locally 1418% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.9% rent growth), your $73k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 23y ago; this cycle's ask has dropped $65k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $225k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $236,600 (9.0% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 8.48%
• Cash-on-cash: 7.83%
• DSCR: 1.35
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $316,200
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1013 Kayak Ave	0.11mi	4/2.0	1,440 (+13%)	2mo	$245,500	$170	72
504 Capitol Heights Blvd	0.64mi	4/2.0	1,339 (+5%)	1mo	$350,000	$261	61
1011 Balboa	0.33mi	3/2.0 (-1)	1,152 (-10%)	6mo	$190,000	$165	59
1009 Quietview Dr	0.35mi	3/1.0 (-1)	1,191 (-7%)	9mo	$263,700	$221	56
1629 Quarter Ave	0.64mi	3/2.0 (-1)	1,194 (-6%)	0mo	$292,000	$245	54
4617 Heath St	0.36mi	3/2.0 (-1)	1,408 (+10%)	9mo	$320,000	$227	53
916 Highview Dr	0.41mi	3/1.0 (-1)	1,371 (+8%)	8mo	$290,000	$212	53
1528 Ruston Ave	0.61mi	4/2.0	1,144 (-10%)	5mo	$350,000	$306	50
5231 Bass Pl SE	0.65mi	4/2.5	1,428 (+12%)	3mo	$485,000	$340	45
1601 Nova Ave	0.63mi	4/3.0	1,406 (+10%)	8mo	$430,000	$306	43
509 Abel Ave	0.52mi	3/2.0 (-1)	1,107 (-13%)	9mo	$275,000	$248	41
5109 Bass Pl SE	0.70mi	4/2.0	1,091 (-14%)	4mo	$380,000	$348	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.9% rent growth · sell at horizon

5-year hold

• IRR: -1.1%
• Equity multiple: 0.96×
• Total profit: $-3,153
• Equity at exit: $38,767

10-year hold

• IRR: 11.5%
• Equity multiple: 2.02×
• Total profit: $74,233
• Equity at exit: $22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20743

• Rents YoY: 5.9%
• Active inventory: 215
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,893 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$339 /mo · $4,063/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$607
• Net cashflow: $475

Break-even live

Break-even rent $2,292

Max offer price $260,000

Occupancy floor 79%

Sensitivity live

Price	-10% $622	-5% $548	+0% $475	+5% $401	+10% $328
Rent	-10% $246	-5% $361	+0% $475	+5% $589	+10% $703
Rate	-1.0pp $606	-0.5pp $541	base $475	+0.5pp $407	+1.0pp $339

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,000
• Closing costs: $7,800
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
912 Elfin Ave Capitol Heights, MD	3.0	2.0	1028	$2,000	$1.95	44d	1	0.07mi
1205 Mentor Ave Capitol Heights, MD	3.0	1.0	1400	$3,000	$2.14	44d	1	0.22mi
5401 Riba Ct Capitol Heights, MD	4.0	3.0	1150	$3,300	$2.87	6d	1	0.46mi
5401 Call Pl SE Washington, DC	2.0–3.0	1.0	1094	$2,626	$2.40	3d	2	0.46mi
5119 E St SE Washington, DC	3.0	1.0	941	$4,000	$4.25	20d	1	0.48mi
1201 Benning Rd Capitol Heights, MD	1.0–3.0	1.0	854	$2,090	$2.45	0d	42	0.50mi
5404 Vergo Rd Capitol Heights, MD	4.0	2.5	1680	$3,500	$2.08	44d	1	0.51mi
5037 Benning Rd SE Washington, DC	3.0	2.0	1184	$3,100	$2.62	25d	1	0.52mi
4648 Hillside Rd SE Apt 1 Washington, DC	4.0	2.0	1389	$4,200	$3.02	25d	1	0.55mi
5344 C St SE Unit 302 Washington, DC	3.0	2.0	1000	$2,100	$2.10	25d	1	0.55mi
5344 C St SE Unit 102 Washington, DC	3.0	2.0	1000	$2,499	$2.50	25d	1	0.55mi
1193 46th Pl SE Washington, DC	3.0	1.0	1056	$3,200	$3.03	25d	1	0.56mi
4632 Hillside Rd SE Unit 1 Washington, DC	4.0	2.0	1222	$3,000	$2.45	25d	1	0.58mi
1513 Pacific Ave Capitol Heights, MD	3.0	1.0	1008	$2,450	$2.43	44d	1	0.60mi
5539 Central Ave SE Washington, DC	3.0	2.0	1140	$2,300	$2.02	23d	1	0.62mi
5005 Call Pl SE Unit 9 Washington, DC	5.0	2.0	1800	$6,000	$3.33	25d	1	0.68mi
5225 Marlboro Pike Capitol Heights, MD	2.0–4.0	1.0–2.0	1050	$2,400	$2.29	2d	3	0.70mi
1209 Brooke Rd Capitol Heights, MD	3.0	2.0	1000	$3,200	$3.20	19d	1	0.70mi
113 56th St SE Washington, DC	3.0	2.0	1764	$3,000	$1.70	13d	1	0.71mi
22 Chamber Ave Capitol Heights, MD	3.0	1.0	942	$3,000	$3.18	44d	1	0.73mi
5284 Marlboro Pike Capitol Heights, MD	1.0–3.0	1.0–1.5	812	$1,979	$2.44	0d	13	0.74mi
4601 Pistachio Ln Capitol Heights, MD	3.0	2.5	1376	$2,795	$2.03	18d	1	0.74mi
5237 Marlboro Pike Capitol Heights, MD	3.0	1.0	655	$1,817	$2.77	44d	1	0.75mi
17 Quire Ave Capitol Heights, MD	5.0	2.0	1300	$2,850	$2.19	44d	1	0.80mi
1935 Brooks Dr Capitol Heights, MD	1.0–3.0	1.0–1.5	865	$1,745	$2.02	0d	7	0.84mi
416 Topeka Ave Unit A Capitol Heights, MD	3.0	2.0	1170	$2,800	$2.39	44d	1	0.84mi
5074 Central Ave SE Washington, DC	4.0	2.0	1349	$5,200	$3.85	23d	1	0.85mi
5347 Ames St NE Washington, DC	3.0	2.0	1428	$3,000	$2.10	25d	1	0.94mi
1634 Brooksquare Dr Capitol Heights, MD	3.0	1.5	1317	$2,250	$1.71	6d	1	0.97mi
4308 Alton St Capitol Heights, MD	3.0	2.0	1100	$2,500	$2.27	44d	1	0.99mi
4686 A St SE Washington, DC	4.0	3.0	1181	$3,500	$2.96	8d	1	1.00mi
812 Burns St SE Washington, DC	3.0	2.5	1280	$3,300	$2.58	25d	1	1.00mi
813 Hilltop Ter SE Washington, DC	3.0	1.5	1660	$4,500	$2.71	8d	1	1.03mi
337 54th St NE Unit A Washington, DC	3.0	1.5	1184	$2,850	$2.41	25d	1	1.19mi
2217 Gaylord Dr Suitland, MD	3.0	1.0	1216	$2,450	$2.01	5d	1	1.20mi
2232 Houston St Suitland, MD	3.0	1.0	1216	$2,500	$2.06	44d	1	1.22mi
4724 Blaine St NE Washington, DC	3.0	2.0	1152	$3,085	$2.68	3d	1	1.23mi
2316 Brooks Dr Suitland, MD	1.0–3.0	1.0–2.0	908	$2,366	$2.60	4d	9	1.23mi
324 61st St NE Unit 7 Washington, DC	5.0	2.0	1250	$7,000	$5.60	25d	1	1.25mi
2301 Houston St Suitland, MD	3.0	1.0	1216	$2,200	$1.81	23d	1	1.25mi

Listing history 33 events

1. 2026-03-27
   status Pending
2. 2026-03-16
   price $260,000
3. 2026-02-26
   price $270,000
4. 2026-02-12
   price $285,000
5. 2026-01-02
   price $300,000
6. 2025-12-14
   listed $325,000 Active
7. 2018-06-05
   soldstatus $225,000
8. 2018-04-27
   soldstatus $225,000 Closed 157-char remark

   Show marketing remark (157 chars)

   Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

9. 2018-04-27
   soldstatus $225,000 Sold 157-char remark

   Show marketing remark (157 chars)

   Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

10. 2018-04-12
    status Pending 157-char remark

    Show marketing remark (157 chars)

    Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

11. 2018-03-28
    historical Active Under Contract 157-char remark

    Show marketing remark (157 chars)

    Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

12. 2018-03-28
    status Contingent (No Kick Out) 157-char remark

    Show marketing remark (157 chars)

    Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

13. 2018-03-24
    listed $225,000 Active 157-char remark

    Show marketing remark (157 chars)

    Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

14. 2018-03-24
    listed $225,000 Active 157-char remark

    Show marketing remark (157 chars)

    Renovated property, new roof shingles, renovated bathrooms, new ceramic title in kitchen, refinished hardwood floor and more, Master bedroom, master bathroom

15. 2018-01-04
    soldstatus $116,000 Closed
16. 2018-01-04
    soldstatus $116,000 Sold
17. 2017-12-08
    status Contract
18. 2017-11-22
    status Active
19. 2017-10-27
    status Contract
20. 2017-10-23
    status Active
21. 2017-10-16
    historical Temporarily Off-Market
22. 2017-10-11
    status Active
23. 2017-10-07
    historical Temporarily Off-Market
24. 2017-10-03
    listed $124,800 Active
25. 2017-10-03
    listed $124,800 Active
26. 2006-06-15
    soldstatus $236,000
27. 2004-05-26
    soldstatus $145,000
28. 2004-03-31
    soldstatus $145,000
29. 2004-02-16
    historical
30. 2003-12-15
    listed $145,000
31. 2003-12-15
    historical
32. 2003-06-27
    listed
33. 1985-07-26
    soldstatus $53,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $4,063 · $339/mo
• Projected year-2 tax: $4,063 · $339/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,712
• − Mortgage interest: −$14,564
• − Property taxes: −$4,063
• − Insurance: −$1,300
• − Repairs & maintenance: −$2,777
• − Management: −$2,777
• − Depreciation: −$7,564
• Taxable income: $1,667
• Est. tax owed @ 24.0%: −$400
• After-tax cash flow: $5,298/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Coral Hills

• Score: 66/100
• State rank: #223
• US rank: #11223

Category grades

Amenities F Commute F Cost of living F Crime D- Employment B Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coral Hills, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 41,093
• Household income: $76,466
• Rent vs Own: 33.9% rent · 66.1% own
• Severe rent burden: 1418.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (78%)
• Race & ethnicity: Black 78% Hispanic / Latino 16% Two or more races 4% White 3% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Foreign-born: 16% · Canada
• Languages at home: 81% English-only · Spanish 13% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -311.97%
• Current HPI: 335.5152
• Rent YoY: ▲ 5.90%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+390.6% since first listed

33 events — show timeline

• 2026-03-27 Pending — BRIGHT MLS
• 2026-03-16 Price Changed $260,000 BRIGHT MLS
• 2026-02-26 Price Changed $270,000 BRIGHT MLS
• 2026-02-12 Price Changed $285,000 BRIGHT MLS
• 2026-01-02 Price Changed $300,000 BRIGHT MLS
• 2025-12-14 Listed $325,000 BRIGHT MLS
• 2018-06-05 Sold (Public Records) $225,000 Public Records
• 2018-04-27 Sold (MLS) $225,000 MRIS
• 2018-04-27 Sold (MLS) $225,000 BRIGHT MLS
• 2018-04-12 Pending — BRIGHT MLS
• 2018-03-28 Contingent — BRIGHT MLS
• 2018-03-28 Pending — MRIS
• 2018-03-24 Listed $225,000 MRIS
• 2018-03-24 Listed $225,000 BRIGHT MLS
• 2018-01-04 Sold (MLS) $116,000 MRIS
• 2018-01-04 Sold (MLS) $116,000 BRIGHT MLS
• 2017-12-08 Pending — MRIS
• 2017-11-22 Relisted — MRIS
• 2017-10-27 Pending — MRIS
• 2017-10-23 Relisted — MRIS
• 2017-10-16 Delisted — MRIS
• 2017-10-11 Relisted — MRIS
• 2017-10-07 Delisted — MRIS
• 2017-10-03 Listed $124,800 MRIS
• 2017-10-03 Listed $124,800 BRIGHT MLS
• 2006-06-15 Sold (Public Records) $236,000 Public Records
• 2004-05-26 Sold (Public Records) $145,000 Public Records
• 2004-03-31 Sold (MLS) $145,000 MRIS
• 2004-02-16 Delisted — MRIS
• 2003-12-15 Delisted — MRIS
• 2003-12-15 Listed $145,000 MRIS
• 2003-06-27 Listed — MRIS
• 1985-07-26 Sold (Public Records) $53,000 Public Records

Property tax history

+5.9%/yr

Latest (2025): $4,063 · +4.3% YoY. Source: county tax records.