CashFlowRE
Sign in Sign up
2275 Cliff Springs Dr
F Composite 34.08
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.6/15.0
  • Cash flow +5.9/30.0
  • Condition / age +4.0/5.0
  • Schools +3.8/10.0
  • Livability +3.8/5.0
  • 1% rule +2.9/10.0
  • Rent growth +2.9/5.0
  • DSCR +0.3/10.0
  • Appreciation +0.0/10.0

$335,000

2275 Cliff Springs Dr · Forney, TX 75126
4 bd · 3.5 ba · 2,397 sqft · SingleFamily public records · 26 Days on market
Built 2024 Good condition 6,098 sqft lot Garage $140/sqft · 11% above area Est $360k · 7% under $63/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully maintained Heritage Home situated on a desirable corner lot in the growing community of Forney. Only one year old and showcasing like-new condition throughout, this move-in-ready home offers 4 bedrooms, 3.5 bathrooms, and a thoughtfully designed floor plan that combines comfort, style, and convenience. The spacious open-concept layout is ideal for both everyday living and entertaining, featuring generous living areas, a well-appointed kitchen, and an upstairs game room where you can enjoy peaceful pond views, creating the perfect place to relax and unwind.

Key facts

  • Peaceful pond views
  • Spacious backyard
  • Upstairs game room

Tags

CORNER LOTSPACIOUS BACKYARDSOLAR PANEL SYSTEMUPSTAIRS GAME ROOMPEACEFUL POND VIEWSEASY ACCESS TO HIGHWAYS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.5-bath single-family listed at $335k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-655 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (34.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (21.4% below list).
  • Recommended offer: $219k (34.5% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 76/100 on livability (#98 in TX, #3,339 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities C-, commute F.
  • Forney ISD (rural): math 41% / reading 44% proficiency, ranked #234 of 826 in TX (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Crosby El (math 37% / reading 36%, grade F, #1,883 of 4,322 statewide, top 44%, 682 students, 59% FRL); Brown Middle (math 29% / reading 39%, grade F, #892 of 1,662 statewide, top 55%, 673 students, 56% FRL); North Forney H S (math 32% / reading 45%, grade F, #866 of 1,632 statewide, top 54%, 2,502 students, 49% FRL) — zoned schools average 55% FRL vs 26% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.4%/yr); 2639 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 2y ago; this cycle's ask is 13858% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
Recommended offer $219,302 (34.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
3.95%
Cash-on-cash
-8.38%
DSCR
0.63
GRM
10.6

CMA / ARV

ARV (median comp)
$360,117
List price
$335,000
Delta
-9.75%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1228 Cider Mill Ln 0.27mi 4/3.0 2,313 (-4%) 1mo $374,990 $162 78
2162 Charming Forge Rd 0.22mi 4/3.0 2,285 (-5%) 2mo $484,480 $212 78
2123 Charming Forge Rd 0.25mi 4/3.0 2,271 (-5%) 1mo $400,000 $176 76
1801 Crofthill Gln 0.34mi 4/3.0 2,305 (-4%) 1mo $450,000 $195 75
2144 Sunnymede Dr 0.43mi 4/2.5 2,369 (-1%) 2mo $364,990 $154 72
16036 University Dr 0.46mi 4/2.5 2,352 (-2%) 1mo $594,000 $253 70
1347 Cress Garden Ln 0.13mi 4/2.5 2,106 (-12%) 3mo $319,900 $152 67
2307 Ryehill Rd 0.38mi 4/3.0 2,186 (-9%) 0mo $358,990 $164 66
2118 River Pine Rd 0.32mi 3/2.5 (-1) 2,625 (+10%) 1mo $389,000 $148 60
1603 Granton Way 0.62mi 4/3.0 2,593 (+8%) 2mo $449,000 $173 53
1633 Granton Way 0.47mi 5/4.0 (+1) 2,628 (+10%) 3mo $450,000 $171 52
1220 Abbeygreen Rd 0.70mi 4/3.5 2,714 (+13%) 1mo $550,000 $203 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.42% rent growth · sell at horizon

5-year hold
IRR
-33.1%
Equity multiple
-0.06×
Total profit
$-99,823
Equity at exit
$49,950
10-year hold
IRR
-52.8%
Equity multiple
-0.66×
Total profit
$-155,815
Equity at exit
$28,965

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
167 active · 68 under contract
Months of supply
8.9 mo (11%/mo absorbed)
Median asking
$394,999 ($165/sqft)
Median days on market
145 d
This list price
15% of active listings are priced below it
ARV vs active asking
-9.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 75126

Rents YoY
1.4%
Active inventory
2639
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,634 high interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$777 /mo · $9,321/yr
Insurance
$140
HOA
$63
Vacancy / Maint / Mgmt
$553
Net cashflow
$-655

Break-even live

Break-even rent $3,463
Max offer price $219,302
Occupancy floor

Sensitivity live

Price -10% $-465 -5% $-560 +0% $-655 +5% $-750 +10% $-845
Rent -10% $-863 -5% $-759 +0% $-655 +5% $-551 +10% $-447
Rate -1.0pp $-486 -0.5pp $-570 base $-655 +0.5pp $-742 +1.0pp $-830

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,750
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2287 Cliff Springs Dr Forney, TX 4.0 2.0 2000 $2,195 $1.10 93d 1 0.05mi
2017 Pine Stone Ln Forney, TX 4.0 2.5 2255 $2,950 $1.31 17d 1 0.17mi
1457 Rolling Fox Dr Forney, TX 4.0 2.5 1981 $2,395 $1.21 34d 1 0.20mi
1633 Briar Hunt Dr Forney, TX 5.0 2.5 2470 $2,500 $1.01 70d 1 0.20mi
1636 Briar Hunt Dr Forney, TX 4.0 2.5 2000 $2,250 $1.12 93d 1 0.22mi
1718 Cecil Crest Ln Forney, TX 4.0 2.5 2147 $2,395 $1.12 93d 1 0.24mi
1425 Rolling Fox Dr Forney, TX 4.0 2.5 2886 $3,100 $1.07 1d 1 0.27mi
2378 Aspen Hill Dr Forney, TX 4.0 2.0 1731 $2,500 $1.44 23d 1 0.28mi
1214 Green Timber Dr Forney, TX 4.0 2.0 1731 $2,165 $1.25 9d 1 0.37mi
2116 Sunnymede Dr Forney, TX 5.0 3.0 2854 $3,300 $1.16 70d 1 0.38mi
1120 Canterbury Ln Forney, TX 4.0 3.0 2450 $2,950 $1.20 7d 1 0.38mi
1729 High Perch Ln Forney, TX 4.0 2.0 1720 $2,350 $1.37 93d 1 0.41mi
2136 Sunnymede Dr Forney, TX 4.0 4.0 2805 $3,200 $1.14 39d 1 0.43mi
1631 Rosy Finch Dr Heath, TX 4.0 2.0 1665 $2,600 $1.56 66d 1 0.43mi
1631 Rosy Finch Dr Heath, TX 4.0 2.0 1665 $2,600 $1.56 35d 1 0.43mi
1625 Rosy Finch Dr Forney, TX 4.0 2.0 1667 $2,095 $1.26 93d 1 0.46mi
1622 Rosy Finch Dr Forney, TX 4.0 2.0 1665 $2,195 $1.32 43d 1 0.46mi
1158 Barbary Fields St Forney, TX 4.0 2.0 1780 $2,200 $1.24 43d 1 0.47mi
1678 Gracehill Way Forney, TX 4.0 4.0 2282 $3,000 $1.31 0d 1 0.58mi
1708 Crossbill St Forney, TX 3.0 2.0 1760 $1,840 $1.05 64d 1 0.65mi
1407 Merlin Bluff St Forney, TX 3.0 2.0 1980 $1,200 $0.61 1d 1 0.65mi
2108 Mossfield Ln Forney, TX 4.0 3.0 2193 $2,500 $1.14 40d 1 0.65mi
1220 Canyon Wren Dr Forney, TX 3.0 2.0 1720 $1,815 $1.06 56d 1 0.71mi
2122 Mossfield Ln Forney, TX 4.0 3.0 2162 $2,500 $1.16 4d 1 0.71mi
2029 Dovedale Dr Forney, TX 4.0 3.0 2426 $3,200 $1.32 43d 1 0.72mi
1211 Canyon Wren Dr Forney, TX 4.0 2.0 1656 $2,400 $1.45 71d 1 0.73mi
1806 Balfour Bnd Forney, TX 3.0 2.0 1981 $2,400 $1.21 0d 1 0.75mi
1806 Balfour Bnd Forney, TX 3.0 2.0 1981 $2,600 $1.31 73d 1 0.76mi
1128 Queensdown Way Forney, TX 4.0 3.0 2097 $2,999 $1.43 93d 1 0.77mi
2422 Arbutus Dr Forney, TX 3.0 2.5 2111 $2,045 $0.97 73d 1 0.82mi
2103 Sugar Maple Ln Forney, TX 4.0 3.0 2257 $2,895 $1.28 0d 1 0.86mi
1727 Palo Blanco Dr Forney, TX 4.0 2.5 2386 $2,450 $1.03 21d 1 0.89mi
1448 Kingswell Ln Forney, TX 4.0 3.0 2208 $2,950 $1.34 73d 1 0.89mi
1439 Kingswell Ln Forney, TX 4.0 3.0 1942 $2,250 $1.16 33d 1 0.89mi
1439 Kingswell Ln Forney, TX 4.0 3.0 1942 $2,250 $1.16 30d 1 0.89mi
1459 Kingswell Ln Forney, TX 4.0 3.0 2034 $3,000 $1.47 38d 1 0.92mi
1000 Hoxton Rd Forney, TX 4.0 3.0 2783 $3,000 $1.08 41d 1 0.95mi
2043 Pleasant Knoll Cir Forney, TX 3.0 2.0 1734 $2,099 $1.21 93d 1 0.96mi
1314 Torrington Ln Forney, TX 5.0 3.5 3270 $3,000 $0.92 4d 1 0.97mi
2452 Brightling Bnd Forney, TX 5.0 4.0 3200 $3,495 $1.09 68d 1 1.03mi

Property features AI

Finance

Other
Subdivision: Briarwood Hills Ph 3
Financial info
Listing accepts Cash, Conventional, FHA, and VA loans
HOA & community
Mandatory HOA managed by AMG Association ManagementSemi-annual association feeAssociation covers water, sewer and utilitiesPhone for HOA management: 210-485-4088

Exterior

Parking
Attached garage with 2 covered spacesAsphalt surfaces and garage door opener
Security
Security system, fire alarm, and smoke detectorsAudio and video surveillance devices present
Utilities
City water and city sewerElectricity available and connectedCable available
Home design
Single family residenceTwo-story homeResidential propertySmart home features available
Construction
Built in 2024Brick and siding exterior with fiberglass siding accentsComposition roofSlab foundation
Exterior features
Covered rear patio and porchWood fencingJogging/bike path in the community

Interior

Kitchen
Granite countertopsKitchen islandBuilt-in cabinetsEat-in kitchen
Bedrooms
Primary bedroom on main level with built-in cabinets, linen closet, medicine cabinet, separate shower, and walk-in closetThree additional bedrooms (three upstairs) including walk-in closet(s) in at least one bedroom
Flooring
CarpetLuxury vinyl plank
Bathrooms
Three full bathrooms and one half bathroom (total 4 bathrooms)
Heating & cooling
Central heatingCentral airCeiling fans
Interior features
Open floorplan with vaulted ceilingsBuilt-in features and cabinetsCable TV and high-speed internet availableEat-in kitchen with kitchen island and pantryGranite countertopsWindow coverings
Laundry & utility
Utility room with full-size washer/dryer area and washer hookup

Listing history 33 events

  1. 2026-06-29
    days on market $335,000 Active 26 DOM
  2. 2026-06-28
    days on market $335,000 Active 25 DOM
  3. 2026-06-27
    days on market $335,000 Active 24 DOM
  4. 2026-06-26
    days on market $335,000 Active 23 DOM
  5. 2026-06-24
    days on market $335,000 Active 21 DOM
  6. 2026-06-22
    days on market $335,000 Active 19 DOM
  7. 2026-06-21
    days on market $335,000 Active 18 DOM
  8. 2026-06-18
    days on market $335,000 Active 15 DOM
  9. 2026-06-17
    days on market $335,000 Active 14 DOM
  10. 2026-06-16
    days on market $335,000 Active 13 DOM
  11. 2026-06-15
    days on market $335,000 Active 12 DOM
  12. 2026-06-13
    days on market $335,000 Active 10 DOM
  13. 2026-06-13
    days on market $335,000 Active 9 DOM
  14. 2026-06-09
    days on market $335,000 Active 6 DOM
  15. 2026-06-08
    days on market $335,000 Active 5 DOM
  16. 2026-06-07
    days on market $335,000 Active 4 DOM
  17. 2026-06-04
    pricedays on marketlisting id $335,000 Active 1 DOM
  18. 2026-05-05
    price $325,000 1490-char remark
  19. 2026-04-22
    listed $350,000 Active 1490-char remark
  20. 2026-03-09
    historical
  21. 2026-01-14
    historical $2,800
  22. 2026-01-14
    listed $359,990 Active
  23. 2026-01-07
    historical
  24. 2025-11-12
    listed $2,800
  25. 2025-10-02
    price $359,990
  26. 2025-09-05
    price $362,499
  27. 2025-08-04
    price $364,900
  28. 2025-07-03
    listed $394,900 Active
  29. 2024-07-31
    soldstatus Closed
  30. 2024-06-18
    status Pending
  31. 2024-06-11
    price $364,885
  32. 2024-06-03
    price $369,885
  33. 2024-05-03
    listed $384,885 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$9,321 · $777/mo
Projected year-2 tax
$9,321 · $777/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,613
− Mortgage interest
−$18,765
− Property taxes
−$9,321
− Insurance
−$1,675
− Repairs & maintenance
−$2,529
− Management
−$2,529
− HOA
−$756
− Depreciation
−$9,745
Taxable loss
−$13,708
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,290
After-tax cash flow
$-4,569/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This move-in-ready home in Forney, TX, offers a spacious open-concept design and is in excellent condition with minimal maintenance required.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers
  • Both New flooring in high-traffic areas — Fresh flooring improves aesthetics and can increase both resale and rental value
F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Crosby El F TX #1,883/4,322 Nat'l #22,441/41,679 Middle Jackson Middle High North Forney H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Forney ISD
NCES district ID
4819560
Math proficiency
41% ▼ -20.00%
Reading proficiency
44% ▼ -12.00%
Median HH income
$86,679
Composite
40.07/100
National rank
#3812
State rank
#234 of 826 in TX
B Composite livability gradescore 76/100

Livability — Forney

Score
76/100
State rank
#98
US rank
#3339

Category grades

Amenities C- Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Kaufman County · 138,716 people
City population
84,799
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
84,799
Household income
$103,673
Rent vs Own
19.5% rent · 80.5% own
Severe rent burden
20% of renters

Population outlook (Kaufman County) Hauer SSP2

Today (2025)
138,716 people
By 2030
150,815 · +8.7%
By 2040
174,877 · +26.1%
By 2050
198,020 · +42.8%
By 2075
251,908 · +81.6%
By 2100
285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 45% Black 25% Hispanic / Latino 23% Two or more races 14% Asian 3%
Hispanic origin (detail)
Mexican 18% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
79% English-only · Spanish 14% Arabic 1% Vietnamese 1%

Political lean MEDSL · Kaufman

2024 margin
Strong R (+27.9) · D 35.6% · R 63.5%
2008→2024 swing
+7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

Civics

Price history

-99.4% since first listed
21 events — show timeline
  • 2026-06-29 Listing Removed NTREIS
  • 2026-06-22 Rental Removed $2,400 NTREIS
  • 2026-06-05 Listed for Rent $2,400 NTREIS
  • 2026-06-03 Listed $335,000 NTREIS
  • 2026-05-28 Listing Removed NTREIS
  • 2026-05-05 Price Changed $325,000 NTREIS
  • 2026-04-22 Listed $350,000 NTREIS
  • 2026-03-09 Listing Removed NTREIS
  • 2026-01-14 Rental Removed $2,800 NTREIS
  • 2026-01-14 Listed $359,990 NTREIS
  • 2026-01-07 Listing Removed NTREIS
  • 2025-11-12 Listed for Rent $2,800 NTREIS
  • 2025-10-02 Price Changed $359,990 NTREIS
  • 2025-09-05 Price Changed $362,499 NTREIS
  • 2025-08-04 Price Changed $364,900 NTREIS
  • 2025-07-03 Listed $394,900 NTREIS
  • 2024-07-31 Sold (MLS) NTREIS
  • 2024-06-18 Pending NTREIS
  • 2024-06-11 Price Changed $364,885 NTREIS
  • 2024-06-03 Price Changed $369,885 NTREIS
  • 2024-05-03 Listed $384,885 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…