1675 Ashwood Ave · Titusville, FL 32796

$209,900

3 bd · 2.0 ba · 1,386 sqft · SingleFamily public records · 373 Days on market

Built 1978 7,841 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.3/30.0
• ARV discount +7.5/15.0
• DSCR +6.1/10.0
• 1% rule +5.5/10.0
• Schools +4.7/10.0
• Livability +4.2/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Split plan, large living room, huge screened porch and large partially fenced This spacious home has a smart split-bedroom layout, giving everyone their own space. You'll love the big screened porch—perfect for relaxing year-round. The backyard is partly fenced, great for pets or kids. Shade trees in the front and back give a cozy feel and helps keep the house cool in the summer. Located in a quiet neighborhood, you're just minutes from exciting rocket launches, beautiful beaches, and it's an easy drive to Orlando for the airport or fun attractions like theme parks. With 3 bedrooms, 2 full bathrooms, and a garage, it's a great place to live, relax, and enjoy everything Florida has to

Key facts

• Partially fenced
• Shade trees
• Split plan

Tags

• SPLIT PLAN
• SCREENED PORCH
• PARTIALLY FENCED
• QUIET NEIGHBORHOOD
• SHADE TREES

Property features AI

Exterior

• Parking: Detached/off-street parking available; 1-car garage
• Utilities: Public sewer; Electricity available and connected; Water available; Sewer available
• Home design: Single-family home; One-story; Entry on level 1; Faces west
• Construction: Block construction; Shingle roof
• Exterior features: Front porch with screened area; Several trees on the lot; City street frontage; Asphalt road access

Interior

• Kitchen: No appliances included
• Bedrooms: 3 bedrooms
• Flooring: Carpet flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Primary bathroom with shower (no tub); Primary bedroom on the ground floor
• Laundry & utility: Unfurnished (no built-in laundry appliances specified)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $232 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $210k).
• Recommended offer: $185k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 84/100 on livability (#42 in FL, #668 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D, employment D.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oak Park Elementary School (math 36% / reading 37%, grade F, #1,656 of 2,144 statewide, top 78%, 501 students, 74% FRL); James Madison Middle School (math 39% / reading 39%, grade F, #381 of 571 statewide, top 67%, 446 students, 65% FRL); Astronaut High School (math 25% / reading 43%, grade F, #394 of 667 statewide, top 60%, 1,112 students, 51% FRL) — zoned schools average 63% FRL vs 43% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 36% at this address vs 55% district-wide (-18 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 256 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 39% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 373 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $55k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $53k; list at $210k implies a 297% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 373 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.62%
• Cash-on-cash: 4.73%
• DSCR: 1.21
• GRM: 8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.59% rent growth · sell at horizon

5-year hold

• IRR: -11.7%
• Equity multiple: 0.58×
• Total profit: $-24,395
• Equity at exit: $31,297

10-year hold

• IRR: -6.7%
• Equity multiple: 0.62×
• Total profit: $-22,312
• Equity at exit: $18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32796

• Rents YoY: 0.6%
• Active inventory: 256
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $2,196 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$315 /mo · $3,778/yr
• Insurance: −$87
• HOA: −$0
• Vacancy / Maint / Mgmt: −$461
• Net cashflow: $232

Break-even live

Break-even rent $1,903

Max offer price $209,900

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,475
• Closing costs: $6,297
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1580 Liberty Tree Rd Titusville, FL	3.0	2.0	1458	$2,145	$1.47	14d	1	0.56mi
1340 Sharon Dr Titusville, FL	3.0	2.0	1872	$2,516	$1.34	14d	1	0.60mi
1539 Lafayette Ave Titusville, FL	3.0	2.0	1457	$2,260	$1.55	14d	1	0.71mi
3007 Telka Lynn Dr Titusville, FL	3.0	2.0	1560	$2,400	$1.54	23d	1	0.90mi
1105 Morse Ave Titusville, FL	3.0	2.0	1218	$1,995	$1.64	23d	1	0.94mi
965 N Singleton Ave Titusville, FL	3.0	2.0	1493	$2,250	$1.51	19d	1	0.96mi
2745 Starlight Dr Titusville, FL	3.0	2.0	1232	$1,800	$1.46	23d	1	0.98mi
945 Luna Ter Titusville, FL	4.0	2.0	1863	$2,600	$1.40	23d	1	1.01mi
609 Ward Ave Titusville, FL	3.0	2.0	1200	$1,950	$1.62	23d	1	1.38mi
583 Gardenia Cir Titusville, FL	3.0	2.0	1120	$1,800	$1.61	23d	1	1.39mi

Listing history 26 events

1. 2026-06-17
   status $209,900 Pending 373 DOM
2. 2026-06-17
   days on market $209,900 Active Under Contract 373 DOM
3. 2026-06-16
   days on market $209,900 Active Under Contract 372 DOM
4. 2026-06-15
   days on market $209,900 Active Under Contract 371 DOM
5. 2026-06-14
   days on market $209,900 Active Under Contract 369 DOM
6. 2026-06-10
   days on market $209,900 Active Under Contract 366 DOM
7. 2026-06-08
   days on market $209,900 Active Under Contract 364 DOM
8. 2026-06-07
   statusdays on market $209,900 Active Under Contract 363 DOM
9. 2026-06-05
   days on market $209,900 Active 360 DOM
10. 2026-06-03
    days on market $209,900 Active 359 DOM
11. 2026-06-02
    days on market $209,900 Active 358 DOM
12. 2026-06-01
    days on market $209,900 Active 357 DOM
13. 2026-05-31
    days on market $209,900 Active 356 DOM
14. 2026-05-31
    days on market $209,900 Active 355 DOM
15. 2026-03-31
    price $209,900
16. 2026-03-26
    status Active
17. 2026-03-13
    historical
18. 2026-01-05
    status Active
19. 2025-12-31
    historical
20. 2025-10-09
    price $240,000
21. 2025-09-03
    price $249,900
22. 2025-07-25
    historical
23. 2025-06-06
    listed $264,900 Active
24. 2025-05-21
    listed $264,900 Active
25. 1982-11-01
    soldstatus $52,900
26. 1979-10-01
    soldstatus $55,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,778 · $315/mo
• Projected year-2 tax: $3,778 · $315/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,349
• − Mortgage interest: −$11,758
• − Property taxes: −$3,778
• − Insurance: −$1,050
• − Repairs & maintenance: −$2,108
• − Management: −$2,108
• − Depreciation: −$6,106
• Taxable loss: −$558
• Est. tax savings @ 24.0%: +$134
• After-tax cash flow: $2,913/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Titusville

• Score: 84/100
• State rank: #42
• US rank: #668

Category grades

Amenities B- Commute A+ Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Titusville, FL
• County: Brevard County · 602,871 people
• City population: 60,286
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 20,222
• Household income: $67,491
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 403.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Black 8% Hispanic / Latino 6% Two or more races 4%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 3% Italian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -172.25%
• Current HPI: 303.5534
• Rent YoY: ▲ 0.59%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+275.5% since first listed

12 events — show timeline

• 2026-03-31 Price Changed $209,900 SCMLS
• 2026-03-26 Relisted — SCMLS
• 2026-03-13 Listing Removed — SCMLS
• 2026-01-05 Relisted — SCMLS
• 2025-12-31 Listing Removed — SCMLS
• 2025-10-09 Price Changed $240,000 SCMLS
• 2025-09-03 Price Changed $249,900 SCMLS
• 2025-07-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-06-06 Listed $264,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-21 Listed $264,900 SCMLS
• 1982-11-01 Sold (Public Records) $52,900 Public Records
• 1979-10-01 Sold (Public Records) $55,900 Public Records

Property tax history

+23.6%/yr

Latest (2025): $3,778 · -1.7% YoY. Source: county tax records.