3365 Brunswick Dr · Old Jamestown, MO 63033

$195,000

3 bd · 2.0 ba · 1,158 sqft · SingleFamily public records · 14 Days on market

Built 1964 9,718 sqft lot Est $206k · 5% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.4/30.0
• Appreciation +10.0/10.0
• ARV discount +9.9/15.0
• DSCR +4.4/10.0
• Rent growth +4.4/5.0
• 1% rule +3.5/10.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0

Listing remarks MLS

This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

Key facts

• 9,718 sq ft lot
• 2 garage spots
• Built 1964

Property features AI

Finance

• HOA & community: Street lights in the community

Exterior

• Parking: Attached 2-car garage with garage door opener
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electric service (other)
• Home design: Single-family residence; Private ownership; One-level living
• Construction: Brick veneer and vinyl siding; Basement: full, partially finished with sleeping area and 8+ ft poured construction
• Exterior features: Patio; Chain link fencing / fenced yard; Panel doors

Interior

• Kitchen: Gas range; Refrigerator
• Bedrooms: 3 bedrooms (all on the main level)
• Flooring: Carpet; Wood
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Eat-in kitchen; Skylights
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $38 ($462/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (14.6% below list).
• Recommended offer: $167k (14.6% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 5.3% in Old Jamestown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 66/100 on livability (#247 in MO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: amenities F, commute F, health & safety F.
• Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Mccluer North High (math 5% / reading 28%, grade F, #487 of 521 statewide, top 93%, 1,136 students, 100% FRL) — zoned schools average 100% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+7.5%/yr); 218 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

• In year one you build about $21k of equity ($1k loan paydown + $20k appreciation (10.0% local appreciation)).
• At projected returns (10.0% appreciation + 7.5% rent growth), your $55k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $85k; list at $195k implies a 129% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $166,562 (14.6% below list)

Questions for the listing agent

1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.53%
• Cash-on-cash: 0.85%
• DSCR: 1.04
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $206,124
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2960 Devonshire Dr	0.48mi	3/2.0	1,118 (-4%)	0mo	$120,000	$107	71
15550 Fox Plains Dr	0.73mi	3/2.0	1,178 (+2%)	1mo	$249,000	$211	63
2870 Sussex Dr	0.50mi	3/2.0	1,050 (-9%)	5mo	$185,000	$176	57
54 Jost Villa Dr	0.39mi	3/2.0	1,280 (+10%)	12mo	$175,000	$137	54
548 Rancho Ln	0.64mi	3/2.0	1,264 (+9%)	4mo	$225,900	$179	52
2385 Belfast Dr	0.40mi	3/2.0	1,024 (-12%)	13mo	$219,900	$215	51
4120 90th Ave	0.65mi	3/2.0	1,264 (+9%)	6mo	$279,900	$221	49
2810 Devonshire Dr	0.60mi	3/2.0	1,045 (-10%)	10mo	$200,000	$191	48
28 Jost Villa Dr	0.31mi	2/1.0 (-1)	1,040 (-10%)	15mo	$165,000	$159	47
15520 97th Ave	0.70mi	3/2.0	1,264 (+9%)	8mo	$225,000	$178	46
3914 Birkemeier Dr	0.60mi	3/2.0	1,315 (+14%)	6mo	$222,000	$169	44
15527 Fox Plains Dr	0.67mi	3/2.0	1,268 (+10%)	14mo	$205,000	$162	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: 26.4%
• Equity multiple: 3.13×
• Total profit: $116,537
• Equity at exit: $175,671

10-year hold

• IRR: 24.4%
• Equity multiple: 7.60×
• Total profit: $360,424
• Equity at exit: $378,842

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63033

• Home prices YoY: 2.5%
• Rents YoY: 7.5%
• Active inventory: 218
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,666 high
• Mortgage (P&I): −$1,023
• Tax from tax record: −$173 /mo · $2,082/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$350
• Net cashflow: $38

Break-even live

Break-even rent $1,617

Max offer price $195,000

Occupancy floor 93%

Sensitivity live

Price	-10% $149	-5% $94	+0% $38	+5% $-17	+10% $-72
Rent	-10% $-93	-5% $-27	+0% $38	+5% $104	+10% $170
Rate	-1.0pp $137	-0.5pp $88	base $38	+0.5pp $-12	+1.0pp $-63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3144 Sunswept Pk Ct Florissant, MO	1.0–3.0	1.0–2.0	818	$1,250	$1.53	2d	12	0.58mi
1983 Greenheath Dr Florissant, MO	3.0	2.0	1040	$1,331	$1.28	3d	1	0.70mi
2942 Chance Dr Florissant, MO	3.0	1.0	912	$1,700	$1.86	13d	1	0.86mi
15686 93rd Ave Florissant, MO	3.0	2.0	1370	$1,948	$1.42	13d	1	0.87mi
330 Moule Dr Florissant, MO	3.0	1.0	1014	$1,575	$1.55	44d	1	0.91mi
775 Sherwood Dr Florissant, MO	3.0	1.0	1023	$1,690	$1.65	44d	1	0.92mi
3209 Cross Keys Dr Florissant, MO	1.0–2.0	1.0	700	$1,100	$1.57	2d	1	0.93mi
840 Dawnview Ct Florissant, MO	3.0	1.5	750	$900	$1.20	24d	1	0.96mi
2857 Dawnview Dr Florissant, MO	3.0	1.0	890	$1,325	$1.49	8d	1	1.08mi
1785 Trotter Way Florissant, MO	3.0	2.0	1297	$1,806	$1.39	8d	1	1.12mi
2990 Santiago Dr Florissant, MO	2.0	2.0	984	$1,200	$1.22	44d	1	1.14mi
3 Cantabrian Ct Florissant, MO	3.0	2.0	1436	$1,881	$1.31	15d	1	1.17mi
4112 Monsols Dr Florissant, MO	3.0	2.0	1120	$1,945	$1.74	44d	1	1.20mi
1710 Kay Dr Florissant, MO	3.0	1.0	960	$1,500	$1.56	2d	1	1.26mi
1332 Langholm Dr Florissant, MO	3.0	1.0	924	$1,650	$1.79	2d	1	1.29mi
1600 Horseshoe Dr Florissant, MO	3.0	2.0	1314	$1,550	$1.18	44d	1	1.34mi
3930 Belcroft Dr Florissant, MO	3.0	3.0	1408	$1,935	$1.37	44d	1	1.38mi

Listing history 20 events

1. 2026-05-01
   status Pending
2. 2026-04-17
   listed $195,000 Active
3. 2018-09-12
   soldstatus $85,000
4. 2018-09-10
   soldstatus Closed 321-char remark

   Show marketing remark (321 chars)

   This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

5. 2018-08-17
   status Pending 321-char remark

   Show marketing remark (321 chars)

   This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

6. 2018-08-08
   price $80,000 321-char remark

   Show marketing remark (321 chars)

   This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

7. 2018-08-08
   status Active 321-char remark

   Show marketing remark (321 chars)

   This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

8. 2018-03-23
   historical Contingent (No Kickout) 321-char remark

   Show marketing remark (321 chars)

   This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

9. 2018-03-21
   price $85,000 321-char remark

   Show marketing remark (321 chars)

   This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

10. 2018-03-21
    status Active 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

11. 2017-12-20
    historical Contingent (Short Sale) 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

12. 2017-12-04
    price $90,000 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

13. 2017-12-03
    price $900,000 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

14. 2017-11-22
    price $100,000 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

15. 2017-10-17
    price $115,000 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

16. 2017-10-17
    status Active 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

17. 2017-03-31
    historical Contingent (Short Sale) 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

18. 2017-03-15
    listed $120,000 Active 321-char remark

    Show marketing remark (321 chars)

    This 4 bedroom 2 bath Ranch home is a great opportunity for the investor or Owner Occupant. This home has an updated kitchen, and baths, hardwood floors and partially finished basement. The exterior has brick and vinyl siding. Approved Short Sale. Sold as is. Seller to do no inspections or repairs. Mold in basement

19. 2001-10-15
    soldstatus $115,000
20. 1964-11-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,082 · $173/mo
• Projected year-2 tax: $2,082 · $173/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,987
• − Mortgage interest: −$10,923
• − Property taxes: −$2,082
• − Insurance: −$975
• − Repairs & maintenance: −$1,599
• − Management: −$1,599
• − Depreciation: −$5,673
• Taxable loss: −$2,863
• Est. tax savings @ 24.0%: +$687
• After-tax cash flow: $1,149/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ferguson-Florissant R-II
• NCES district ID: 2912010
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 20% ▼ -6.00%
• Median HH income: $44,610
• Composite: 11.96/100
• National rank: #9666
• State rank: #311 of 324 in MO

Livability — Old Jamestown

• Score: 66/100
• State rank: #247
• US rank: #12156

Category grades

Amenities F Commute F Cost of living A Crime C+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saint Louis County · 888,823 people
• City population: 19,557
• Metro: St. Louis, MO-IL
• Population (ZIP): 43,056
• Household income: $66,776
• Rent vs Own: 33.4% rent · 66.6% own
• Severe rent burden: 1429.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (71%)
• Race & ethnicity: Black 71% White 23% Two or more races 4% Hispanic / Latino 1%
• Common ancestry: Romanian 1% Lithuanian 1% Italian 1%
• Foreign-born: 3% · Canada, Vietnam
• Languages at home: 95% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.78%
• Current HPI: 570.6
• Rent YoY: ▲ 7.51%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+69.6% since first listed

20 events — show timeline

• 2026-05-01 Pending — MARIS as Distributed by MLS Grid
• 2026-04-17 Listed $195,000 MARIS as Distributed by MLS Grid
• 2018-09-12 Sold (Public Records) $85,000 Public Records
• 2018-09-10 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2018-08-17 Pending — MARIS as Distributed by MLS Grid
• 2018-08-08 Price Changed $80,000 MARIS as Distributed by MLS Grid
• 2018-08-08 Relisted — MARIS as Distributed by MLS Grid
• 2018-03-23 Contingent — MARIS as Distributed by MLS Grid
• 2018-03-21 Price Changed $85,000 MARIS as Distributed by MLS Grid
• 2018-03-21 Relisted — MARIS as Distributed by MLS Grid
• 2017-12-20 Contingent — MARIS as Distributed by MLS Grid
• 2017-12-04 Price Changed $90,000 MARIS as Distributed by MLS Grid
• 2017-12-03 Price Changed $900,000 MARIS as Distributed by MLS Grid
• 2017-11-22 Price Changed $100,000 MARIS as Distributed by MLS Grid
• 2017-10-17 Price Changed $115,000 MARIS as Distributed by MLS Grid
• 2017-10-17 Relisted — MARIS as Distributed by MLS Grid
• 2017-03-31 Contingent — MARIS as Distributed by MLS Grid
• 2017-03-15 Listed $120,000 MARIS as Distributed by MLS Grid
• 2001-10-15 Sold (Public Records) $115,000 Public Records
• 1964-11-12 Sold (Public Records) — Public Records

Property tax history

+2.7%/yr

Latest (2022): $2,082 · +0.3% YoY. Source: county tax records.