5101 Gambero Way · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- AH
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,142 – $2,507
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.0/30.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Condition / age +4.8/5.0
- Appreciation +4.5/10.0
- 1% rule +3.5/10.0
- Rent growth +3.2/5.0
- DSCR +2.8/10.0
- Livability +2.5/5.0
$499,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Auction Property. Auction extended! The list price is NOT indicative of seller's final reserve amount. This property is part of an online bidding event; please visit the auction website to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Upcoming auction date is: 03/29 at 8am EST - 04/01. Buyer premium is 5% of winning bid or minimum $2,500. This single family home was built in 2023 and is 2,244 SqFt of living space. The floor plan features a open concept layout from the kitchen to the living room area. The home includes 3 Bedrooms + DEN, and Two and a Half bathrooms. The lot is . 26 acres with partial views of the lake. The outdoor space includes a patio, and a two car garage. Located in Ave Maria, Maple Ridge community including access to Maple Ridge Clubhouse with amenities.
Key facts
- Community recreation
- Town center dining
- Durable tile roof
Tags
Property features AI
Finance
- Other: Property is in a community development district; Restrictions include architectural controls; no commercial use; no RVs
- Financial info: Taxes listed (2025)
- HOA & community: Mandatory HOA; Monthly HOA fee of $94.55; Master HOA fee $203 paid quarterly; One-time fees totaling $300 (including $150 other fee); Total annual recurring HOA fees $1,952; On-site management; HOA handles legal/accounting and management; Community amenities include clubhouse, community pool, exercise room, tennis, pickleball, basketball, bike/jog paths, play area, dog park, BBQ/picnic, billiards, restaurant, shopping, sidewalks, and underground utilities; Non-gated community
Exterior
- Parking: Attached 2-car garage; Paved driveway
- Security: Impact resistant windows; Impact resistant doors
- Utilities: Central water; Central sewer; Cable available
- Home design: Single-family residence; 1 story (ranch); Rear exposure facing southwest; Located in Ave Maria development
- Construction: Built in 2023; Concrete block construction; Stucco exterior; Tile roof; Property built on a foundation
- Exterior features: Patio; Automatic sprinkler system; Lake view; Landscaped view; Paved road access; Regular lot
Interior
- Kitchen: Island; Pantry; Dishwasher; Range; Microwave; Refrigerator/ice maker
- Bedrooms: 3 bedrooms plus den; Split bedroom layout
- Flooring: Tile flooring
- Bathrooms: 2 full bathrooms; 1 half bathroom; Master bath with dual sinks
- Heating & cooling: Central electric heat; Central electric air conditioning
- Interior features: Smoke detectors; Walk-in closet; Great room floor plan; Open porch/lanai; Den (study); Guest room; Guest bath; Breakfast bar; Dining area open to living
- Laundry & utility: Laundry in residence; Washer; Dryer; Auto garage door
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $499k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-456 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $418k (16.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $426k (14.6% below list).
- Recommended offer: $418k (16.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 453 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $4,262/mo this rent would consume 82% of the median local household income ($62k/yr) (locally 1093% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $3k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 39 days — a 3% lower offer ($484k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $352k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $152/mo.
- Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 39 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.56%
- Cash-on-cash
- -2.61%
- DSCR
- 0.88
- GRM
- 9.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
- IRR
- -11.3%
- Equity multiple
- 0.52×
- Total profit
- $-67,645
- Equity at exit
- $119,299
- IRR
- -4.4%
- Equity multiple
- 0.60×
- Total profit
- $-56,485
- Equity at exit
- $124,291
Cash invested: $139,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 453
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $4,262 high interval (Pro) →
- Mortgage (P&I)
- −$2,617
- Tax from tax record
- −$685 /mo · $8,218/yr
- Insurance
- −$208
- Flood insurance flood zone
- −$152 /mo · $1,824/yr
- HOA
- −$162
- Vacancy / Maint / Mgmt
- −$895
- Net cashflow
- $-456
Break-even live
Sensitivity live
| Price | -10% $-174 | -5% $-315 | +0% $-456 | +5% $-598 | +10% $-739 |
|---|---|---|---|---|---|
| Rent | -10% $-793 | -5% $-625 | +0% $-456 | +5% $-288 | +10% $-120 |
| Rate | -1.0pp $-205 | -0.5pp $-329 | base $-456 | +0.5pp $-586 | +1.0pp $-717 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $124,750
- Closing costs
- $14,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5077 Gambero Way Ave Maria, FL | 4.0 | 3.0 | 2256 | $3,950 | $1.75 | 25d | 1 | 0.06mi |
| 5065 Gambero Way Ave Maria, FL | 4.0 | 3.0 | 2557 | $3,250 | $1.27 | 23d | 1 | 0.10mi |
| 5013 Florence Dr Ave Maria, FL | 3.0 | 2.5 | 2256 | $2,900 | $1.29 | 25d | 1 | 0.17mi |
| 5039 Frattina St Ave Maria, FL | 3.0 | 3.0 | 2341 | $5,995 | $2.56 | 25d | 1 | 0.17mi |
| 5285 Marano Dr Ave Maria, FL | 3.0 | 2.5 | 2256 | $2,600 | $1.15 | 25d | 1 | 0.23mi |
| 5293 Marano Dr Ave Maria, FL | 3.0 | 2.5 | 2256 | $3,400 | $1.51 | 23d | 1 | 0.25mi |
| 5187 Nevola Ave Ave Maria, FL | 3.0 | 2.5 | 1680 | $2,700 | $1.61 | 23d | 1 | 0.29mi |
| 5089 Penella Ave Ave Maria, FL | 3.0 | 2.5 | 2028 | $2,300 | $1.13 | 15d | 1 | 0.29mi |
| 5376 Fancourt Links Way Ave Maria, FL | 2.0 | 2.5 | 1850 | $6,850 | $3.70 | 23d | 1 | 0.32mi |
| 5414 Espada Ct Ave Maria, FL | 3.0 | 3.0 | 2799 | $10,995 | $3.93 | 23d | 1 | 0.33mi |
| 5032 Arancia Ln Ave Maria, FL | 3.0 | 2.0 | 1525 | $2,595 | $1.70 | 15d | 1 | 0.34mi |
| 5322 Nevola Ave Ave Maria, FL | 3.0 | 3.0 | 1918 | $2,700 | $1.41 | 15d | 1 | 0.35mi |
| 5114 Penella Ave Ave Maria, FL | 4.0 | 3.0 | 2599 | $3,195 | $1.23 | 23d | 1 | 0.35mi |
| 5522 Hampton Links Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,995 | $2.16 | 25d | 1 | 0.39mi |
| 5104 Salerno St Ave Maria, FL | 4.0 | 3.0 | 2341 | $5,595 | $2.39 | 25d | 1 | 0.40mi |
| 4919 Frattina St Ave Maria, FL | 4.0 | 3.0 | 2350 | $3,300 | $1.40 | 25d | 1 | 0.41mi |
| 5412 Fancourt Links Way Ave Maria, FL | 4.0 | 3.0 | 2247 | $8,000 | $3.56 | 23d | 1 | 0.42mi |
| 5545 Hampton Links Ct Ave Maria, FL | 4.0 | 3.0 | 2247 | $8,500 | $3.78 | 25d | 1 | 0.42mi |
| 5545 Hampton Links Ct #5545 Ave Maria, FL | 4.0 | 3.0 | 2400 | $9,000 | $3.75 | 25d | 1 | 0.42mi |
| 5538 Hampton Links Ct Ave Maria, FL | 3.0 | 3.0 | 2247 | $6,295 | $2.80 | 23d | 1 | 0.42mi |
| 4957 Gambero Way Unit 4957 Ave Maria, FL | 4.0 | 3.0 | 1500 | $3,400 | $2.27 | 13d | 1 | 0.44mi |
| 5120 Nevola Ave Ave Maria, FL | 4.0 | 3.0 | 2273 | $3,500 | $1.54 | 13d | 1 | 0.46mi |
| 5428 Fancourt Links Way Ave Maria, FL | 3.0 | 3.0 | 2247 | $7,895 | $3.51 | 23d | 1 | 0.46mi |
| 4925 Gambero Way Ave Maria, FL | 2.0 | 2.0 | 1525 | $4,000 | $2.62 | 25d | 1 | 0.46mi |
| 5444 Fancourt Links Way Ave Maria, FL | 3.0 | 3.0 | 2247 | $3,995 | $1.78 | 23d | 1 | 0.50mi |
| 5265 Messina St Ave Maria, FL | 3.0 | 2.5 | 1929 | $4,995 | $2.59 | 25d | 1 | 0.50mi |
| 4881 Gambero Way Ave Maria, FL | 3.0 | 2.5 | 2037 | $2,800 | $1.37 | 12d | 1 | 0.52mi |
| 4843 Frattina St Ave Maria, FL | 4.0 | 3.0 | 2588 | $3,300 | $1.28 | 25d | 1 | 0.53mi |
| 5427 Double Eagle Cir #2815 Ave Maria, FL | 2.0 | 2.0 | 1400 | $2,700 | $1.93 | 25d | 1 | 0.53mi |
| 5427 Double Eagle Cir #2826 Ave Maria, FL | 2.0 | 2.0 | 1569 | $6,495 | $4.14 | 25d | 1 | 0.53mi |
| 5445 Double Eagle Cir #3026 Ave Maria, FL | 2.0 | 2.0 | 1569 | $2,350 | $1.50 | 23d | 1 | 0.54mi |
| 5661 Melbourne Ct #8011 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 13d | 1 | 0.56mi |
| 5667 Melbourne Ct #7812 Ave Maria, FL | 3.0 | 2.0 | 1741 | $6,250 | $3.59 | 13d | 1 | 0.57mi |
| 5435 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,695 | $2.00 | 23d | 1 | 0.58mi |
| 5515 Whistling Straights Ct Ave Maria, FL | 3.0 | 2.5 | 2419 | $6,500 | $2.69 | 23d | 1 | 0.58mi |
| 5374 Ferris Ave Ave Maria, FL | 3.0 | 2.5 | 1933 | $2,350 | $1.22 | 25d | 1 | 0.60mi |
| 5674 Melbourne Ct Unit 7721 Ave Maria, FL | 3.0 | 2.0 | 2110 | $7,295 | $3.46 | 13d | 1 | 0.62mi |
| 5538 Useppa Dr Ave Maria, FL | 2.0 | 2.5 | 1850 | $10,995 | $5.94 | 25d | 1 | 0.63mi |
| 5680 Melbourne Ct #7521 Ave Maria, FL | 3.0 | 2.0 | 2110 | $2,650 | $1.26 | 5d | 1 | 0.63mi |
| 5478 Double Eagle Cir #3521 Ave Maria, FL | 2.0 | 2.0 | 1569 | $4,995 | $3.18 | 25d | 1 | 0.64mi |
HOA detail
- Monthly dues
- $162 · $1,944/yr
Listing history 25 events
-
2026-06-21days on market $499,000 Active 39 DOM
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2026-06-18days on market $499,000 Active 36 DOM
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2026-06-17days on market $499,000 Active 35 DOM
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2026-06-16days on market $499,000 Active 34 DOM
-
2026-06-15days on market $499,000 Active 33 DOM
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2026-06-14pricedays on market $499,000 Active 31 DOM
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2026-06-10days on market $525,000 Active 28 DOM
-
2026-06-09days on market $525,000 Active 27 DOM
-
2026-06-08days on market $525,000 Active 26 DOM
-
2026-06-07days on market $525,000 Active 25 DOM
-
2026-06-03days on market $525,000 Active 21 DOM
-
2026-06-02days on market $525,000 Active 20 DOM
-
2026-06-01days on market $525,000 Active 19 DOM
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2026-05-31days on market $525,000 Active 18 DOM
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2026-05-30days on market $525,000 Active 17 DOM
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2026-05-13$525,000 Active
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2026-05-05soldstatus $351,600 Closed 897-char remark
Show marketing remark (897 chars)
Auction Property. Auction extended! The list price is NOT indicative of seller's final reserve amount. This property is part of an online bidding event; please visit the auction website to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Upcoming auction date is: 03/29 at 8am EST - 04/01. Buyer premium is 5% of winning bid or minimum $2,500. This single family home was built in 2023 and is 2,244 SqFt of living space. The floor plan features a open concept layout from the kitchen to the living room area. The home includes 3 Bedrooms + DEN, and Two and a Half bathrooms. The lot is . 26 acres with partial views of the lake. The outdoor space includes a patio, and a two car garage. Located in Ave Maria, Maple Ridge community including access to Maple Ridge Clubhouse with amenities.
-
2026-04-06status Pending 897-char remark
Show marketing remark (897 chars)
Auction Property. Auction extended! The list price is NOT indicative of seller's final reserve amount. This property is part of an online bidding event; please visit the auction website to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Upcoming auction date is: 03/29 at 8am EST - 04/01. Buyer premium is 5% of winning bid or minimum $2,500. This single family home was built in 2023 and is 2,244 SqFt of living space. The floor plan features a open concept layout from the kitchen to the living room area. The home includes 3 Bedrooms + DEN, and Two and a Half bathrooms. The lot is . 26 acres with partial views of the lake. The outdoor space includes a patio, and a two car garage. Located in Ave Maria, Maple Ridge community including access to Maple Ridge Clubhouse with amenities.
-
2026-03-26price $150,000 897-char remark
Show marketing remark (897 chars)
Auction Property. Auction extended! The list price is NOT indicative of seller's final reserve amount. This property is part of an online bidding event; please visit the auction website to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Upcoming auction date is: 03/29 at 8am EST - 04/01. Buyer premium is 5% of winning bid or minimum $2,500. This single family home was built in 2023 and is 2,244 SqFt of living space. The floor plan features a open concept layout from the kitchen to the living room area. The home includes 3 Bedrooms + DEN, and Two and a Half bathrooms. The lot is . 26 acres with partial views of the lake. The outdoor space includes a patio, and a two car garage. Located in Ave Maria, Maple Ridge community including access to Maple Ridge Clubhouse with amenities.
-
2026-03-10$175,000 Active 897-char remark
Show marketing remark (897 chars)
Auction Property. Auction extended! The list price is NOT indicative of seller's final reserve amount. This property is part of an online bidding event; please visit the auction website to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Upcoming auction date is: 03/29 at 8am EST - 04/01. Buyer premium is 5% of winning bid or minimum $2,500. This single family home was built in 2023 and is 2,244 SqFt of living space. The floor plan features a open concept layout from the kitchen to the living room area. The home includes 3 Bedrooms + DEN, and Two and a Half bathrooms. The lot is . 26 acres with partial views of the lake. The outdoor space includes a patio, and a two car garage. Located in Ave Maria, Maple Ridge community including access to Maple Ridge Clubhouse with amenities.
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2025-09-27historical
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2025-09-27historical
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2025-06-24price $449,900
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2025-06-23$450,000 Active
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2025-06-07$465,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $8,218 · $685/mo
- Projected year-2 tax
- $8,218 · $685/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $51,147
- − Mortgage interest
- −$27,952
- − Property taxes
- −$8,218
- − Insurance
- −$4,320
- − Repairs & maintenance
- −$4,092
- − Management
- −$4,092
- − HOA
- −$1,944
- − Depreciation
- −$14,516
- Taxable loss
- −$13,986
- Est. tax savings @ 24.0%
- +$3,357
- After-tax cash flow
- $-2,120/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 2023-built single-family home in Ave Maria is in excellent condition with modern finishes and a well-maintained exterior. It offers a great opportunity for an investor looking to maximize both resale and rental value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers
- Both Add a smart home system — A smart home system can increase the home's value and appeal to tech-savvy buyers
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers ↑
- Both Add a smart home system — A smart home system can increase the home's value and appeal to tech-savvy buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 1093.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+12.9% since first listed10 events — show timeline
- 2026-05-13 Listed $525,000 NAPLESMLS
- 2026-05-05 Sold (MLS) $351,600 Stellar MLS as Distributed by MLS Grid
- 2026-04-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-10 Listed $175,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-27 Listing Removed — MARMLS
- 2025-09-27 Listing Removed — NAPLESMLS
- 2025-06-24 Price Changed $449,900 NAPLESMLS
- 2025-06-23 Listed $450,000 MARMLS
- 2025-06-07 Listed $465,000 NAPLESMLS
Property tax history
+11.2%/yrLatest (2025): $8,218 · +11.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…