2637 Einwood Dr · Campbell, FL 34758

$137,000

3 bd · 2.0 ba · 1,549 sqft · Manufactured public records · 5 Days on market

Built 1994 7,187 sqft lot Est $223k · 39% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +3.6/10.0
• Livability +2.9/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Check out this beauitful 3 Bedroom 2 bathroom manufactured home located in the quiet, You own the land, Fee Simple, & landscape in the annual HOA fees, as well as access to the community clubhouse, pool, & recreation facilities. A brand new roof thermoplastic roofing membrane system has been installed in 2020, with permit by Osceola county. There's an attached permitted shed giving direct access to the washer, dryer, sink, & water heater, plus room for additional storage.

Key facts

• 0.17 acres
• Carport
• Enclosed porch

Tags

• 0.17 ACRES
• ENCLOSED PORCH
• STORAGE/WORKSHOP SHED
• CARPORT
• YOU OWN THE LAND

Property features AI

Finance

• Other: Unfurnished
• HOA & community: Association: Poinciana Village Nine Broadmoor; Annual association fee of $10

Exterior

• Parking: Carport (1 space)
• Utilities: Public sewer; Water connected; Electricity connected; Cable available
• Home design: Double wide mobile home; Single-story (main level entry)
• Construction: Vinyl siding; Mobile home construction
• Exterior features: Lot features: Other; Lot dimensions approximately 60 ft x 120 ft; Lot area about 0.17 acres; South-facing

Interior

• Kitchen: Kitchen included (main level)
• Bedrooms: 3 bedrooms, all on the main level
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: 7 total rooms; Living room on the main level; Kitchen on the main level

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $137k.

Deal economics

• At list price, monthly cash flow is $882 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $137k).
• Cap rate 14.0% vs local median 4.2% in Campbell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#848 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A-; Watch: schools F, amenities F, commute F.
• Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 604 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
• This rent runs 43% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.8% rent growth), your $38k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.74% ✓
• Cap rate: 14.02%
• Cash-on-cash: 27.58%
• DSCR: 2.23
• GRM: 4.8

CMA / ARV

• ARV (on-the-fly): $223,056
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2631 Mcdaniel Dr	0.10mi	3/2.0	1,458 (-6%)	8mo	$245,000	$168	79
202 Ellsworth Ct	0.35mi	2/2.0 (-1)	1,554 (+0%)	12mo	$215,000	$138	68
205 Albatross Way	0.23mi	3/2.0	1,352 (-13%)	8mo	$195,000	$144	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.82% rent growth · sell at horizon

5-year hold

• IRR: 19.1%
• Equity multiple: 1.75×
• Total profit: $28,907
• Equity at exit: $20,427

10-year hold

• IRR: 25.8%
• Equity multiple: 3.02×
• Total profit: $77,654
• Equity at exit: $11,845

Cash invested: $38,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34758

• Home prices YoY: -14.3%
• Rents YoY: 0.8%
• Active inventory: 604
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $2,386 high
• Mortgage (P&I): −$718
• Tax from tax record: −$228 /mo · $2,731/yr
• Insurance: −$57
• HOA: −$0
• Vacancy / Maint / Mgmt: −$501
• Net cashflow: $882

Break-even live

Break-even rent $1,270

Max offer price $137,000

Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,250
• Closing costs: $4,110
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2253 Sheboygan Pl Kissimmee, FL	3.0	2.0	1832	$2,100	$1.15	12d	1	0.58mi
2362 Barton Bay Ct Kissimmee, FL	3.0	2.0	1844	$1,950	$1.06	24d	1	0.61mi
4497 Bluff Oak Loop Kissimmee, FL	3.0	2.0	2115	$2,290	$1.08	3d	1	0.71mi
2443 Grey Hawk Dr Kissimmee, FL	3.0	2.0	1662	$2,450	$1.47	16d	1	0.82mi
2449 Grey Hawk Dr Kissimmee, FL	3.0	2.0	1662	$2,450	$1.47	16d	1	0.83mi
1918 Ancestry Trl Kissimmee, FL	3.0	2.0	1432	$2,200	$1.54	24d	1	0.92mi
2562 Grey Hawk Dr Kissimmee, FL	4.0	2.5	1662	$2,650	$1.59	4d	1	0.97mi
2566 Grey Hawk Dr Kissimmee, FL	3.0	2.5	1662	$2,500	$1.50	4d	1	0.98mi
2570 Grey Hawk Dr Kissimmee, FL	3.0	2.5	1662	$2,500	$1.50	4d	1	0.98mi
2574 Grey Hawk Dr Kissimmee, FL	3.0	2.5	1662	$2,500	$1.50	4d	1	0.98mi
2578 Grey Hawk Dr Kissimmee, FL	3.0	2.5	1662	$2,500	$1.50	4d	1	0.99mi
2578 Grey Hawk Dr Kissimmee, FL	3.0	2.5	1662	$2,450	$1.47	20d	1	0.99mi
2582 Grey Hawk Dr Kissimmee, FL	4.0	2.5	1662	$2,650	$1.59	4d	1	0.99mi
2571 Grey Hawk Dr Kissimmee, FL	3.0	2.5	1662	$2,500	$1.50	16d	1	1.00mi
2533 Old Kent Cir Kissimmee, FL	4.0	3.0	1888	$2,000	$1.06	15d	1	1.05mi
2626 Ham Brown Rd Kissimmee, FL	3.0–4.0	2.5	1936	$2,320	$1.20	3d	16	1.08mi
2653 Broadwing St Kissimmee, FL	4.0	2.0	1903	$2,700	$1.42	15d	1	1.10mi
4301 Twisted Twig Bnd Kissimmee, FL	3.0	2.0	1267	$2,300	$1.82	24d	1	1.18mi
4269 Nightcaps Way Kissimmee, FL	3.0	2.0	1555	$2,500	$1.61	24d	1	1.19mi
1918 Birnham Wood Bnd Kissimmee, FL	3.0	2.0	1551	$2,099	$1.35	24d	1	1.19mi
4967 Pall Mall St Kissimmee, FL	4.0	3.0	1741	$2,500	$1.44	4d	1	1.26mi
4207 Mountain Laurel Ln Kissimmee, FL	3.0	2.0	1260	$2,600	$2.06	24d	1	1.27mi
4213 Patterson Cv Kissimmee, FL	3.0	2.0	1700	$2,490	$1.46	24d	1	1.27mi
2359 Pocky Way Kissimmee, FL	3.0	2.0	1560	$2,300	$1.47	24d	1	1.30mi
2293 Pocky Way Kissimmee, FL	4.0	2.0	1854	$2,490	$1.34	24d	1	1.31mi
4327 Babbling Brook Way Kissimmee, FL	3.0	2.0	1444	$2,000	$1.39	3d	1	1.33mi
4986 Thames St Kissimmee, FL	4.0	3.0	1744	$2,500	$1.43	24d	1	1.34mi
1814 Lindens St Kissimmee, FL	3.0	2.5	1463	$2,200	$1.50	24d	1	1.35mi
4273 Babbling Brook Way Kissimmee, FL	3.0	2.0	1444	$2,000	$1.39	4d	1	1.37mi
4273 Babbling Brook Way Kissimmee, FL	3.0	2.0	1444	$2,000	$1.39	20d	1	1.37mi
4391 Hazel St Kissimmee, FL	3.0	2.5	1614	$2,200	$1.36	22d	1	1.41mi
4383 Hazel St Kissimmee, FL	3.0	2.5	1616	$2,200	$1.36	24d	1	1.41mi
4213 Green Gables Pl Kissimmee, FL	3.0	2.0	1555	$2,300	$1.48	24d	1	1.44mi
3249 Cottonwood Ct Kissimmee, FL	4.0	2.5	1710	$1,900	$1.11	24d	1	1.48mi

Listing history 5 events

1. 2026-06-13
   statusdays on market $137,000 Pending 5 DOM
2. 2026-06-13
   days on market $137,000 Active 4 DOM
3. 2026-06-08
   listing id $137,000 Active 1 DOM
4. 2026-06-08
   remarks 699-char remark
5. 2026-06-08
   listed $137,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,731 · $228/mo
• Projected year-2 tax: $2,731 · $228/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,631
• − Mortgage interest: −$7,674
• − Property taxes: −$2,731
• − Insurance: −$685
• − Repairs & maintenance: −$2,290
• − Management: −$2,290
• − Depreciation: −$3,985
• Taxable income: $8,974
• Est. tax owed @ 24.0%: −$2,154
• After-tax cash flow: $8,427/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Osceola
• NCES district ID: 1201470
• Math proficiency: 39% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $45,528
• Composite: 35.7/100
• National rank: #4865
• State rank: #60 of 73 in FL

Livability — Campbell

• Score: 58/100
• State rank: #848
• US rank: #21421

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Osceola County · 410,217 people
• City population: 60,595
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 46,768
• Household income: $66,339
• Rent vs Own: 23.7% rent · 76.3% own
• Severe rent burden: 1302.0

Population outlook (Osceola County) Hauer SSP2

• Today (2025): 447,624 people
• By 2030: 511,823 · +14.3%
• By 2040: 642,986 · +43.6%
• By 2050: 774,552 · +73.0%
• By 2075: 1,078,144 · +140.9%
• By 2100: 1,269,660 · +183.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Hispanic / Latino 60% Black 22% Two or more races 16% White 13% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 36% Cuban 3% Dominican 7%
• Common ancestry: Hispanic 8% Romanian 1%
• Foreign-born: 24% · Canada, Jamaica
• Languages at home: 42% English-only · Spanish 48% French/Haitian/Cajun 7% Arabic 1%

Political lean MEDSL · Osceola

• 2024 margin: Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
• 2008→2024 swing: -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
• All cycles: 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -49.53%
• Current HPI: 295.8928
• Rent YoY: ▲ 0.82%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+159.5% since first listed

16 events — show timeline

• 2026-06-07 Listed $137,000 SCMLS
• 2022-02-14 Sold (Public Records) $175,000 Public Records
• 2022-01-26 Sold (MLS) $175,000 Stellar MLS as Distributed by MLS Grid
• 2021-09-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2021-09-06 Listed $140,000 Stellar MLS as Distributed by MLS Grid
• 2021-07-12 Sold (Public Records) $155,000 Public Records
• 2021-06-30 Sold (MLS) $155,000 Stellar MLS as Distributed by MLS Grid
• 2021-05-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-05-26 Listed $149,900 Stellar MLS as Distributed by MLS Grid
• 2014-04-30 Sold (Public Records) $71,000 Public Records
• 2014-04-24 Sold (MLS) $71,000 Stellar MLS as Distributed by MLS Grid
• 2014-04-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-04-04 Price Changed $74,900 Stellar MLS as Distributed by MLS Grid
• 2014-04-01 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 1994-02-17 Sold (Public Records) $13,500 Public Records
• 1981-10-01 Sold (Public Records) $52,800 Public Records

Property tax history

+13.1%/yr

Latest (2025): $2,731 · +6.0% YoY. Source: county tax records.