13404 Monticello Blvd · Pelican Marsh, FL 34109

$680,000

3 bd · 2.0 ba · 1,837 sqft · SingleFamily public records · 64 Days on market

Built 2017 7,840 sqft lot $732/mo HOA · 13% of rent ↓ 14% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.6/30.0
• ARV discount +7.5/15.0
• Appreciation +5.1/10.0
• Schools +5.0/10.0
• 1% rule +3.5/10.0
• DSCR +3.0/10.0
• Rent growth +2.7/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

A true value in Marbella Isles. This light-filled end unit coach home with 1,837 square feet under air, was built in 2017 and offers southern and western exposures plus views of a lush and very private garden featuring outdoor seating. The footprint: three bedrooms, one used by this owner as a study, and two full baths. The generously-sized primary suite features dual closets fitted for maximum functionality and a large ensuite bath with double sinks and spa shower. The guest suite is configured with an ensuite bath that is also accessible to the third bedroom/study and to guests. The living room, accessed from a spacious and welcoming entry foyer, is the perfect gathering space, and opens to a large screened lanai through a wall of sliding doors. Custom kitchen cabinets surround the huge center island with an expansive, quartz counter top ideal for informal dining, food preparation or as a buffet serving station; induction cooking surface on newer range. The adjacent dining room allows for more formal entertaining. Throughout: 10-foot ceiling heights; deep windows ensuring an abundance of natural light; cream-colored porcelain tile floors in the main living areas; new carpeting in the bedrooms; modern ceiling fans; designer light fixtures. Other features: a combination of impact-rated windows and manual panel shutters offering full storm protection; well-designed laundry room with window, utility sink, full-sized washer/dryer and significant storage. The attached 2-bay garage allows for additional storage. This community is walkable to Osceola Elementary School, Barron Collier High School and The Community School and a short drive to Pine Ridge Middle School. Marbella Isles amenities: a 9,500 square-foot clubhouse with resort-style pool, spa, and children’s water play area. Inside: a basketball half-court, multi-purpose room, card and game rooms, a meeting/social room and fitness center with cardio equipment, free weights and weight machines. Outside: tennis and pickleball courts, Bocce and a children’s play area. Marbella Isles is just 3.5 miles to local beaches, less than a 15-minute drive to all of the amenities of Olde Naples and offers easy access to I75 for travel to the SW FL International Airport or Florida’s east coast.

Key facts

• Community amenities
• Spacious kitchen
• Lush landscaping

Tags

• CORNER LOT
• NORTH NAPLES LOCATION
• SPACIOUS KITCHEN
• PRIVATE SCREENED LANAI
• LUSH LANDSCAPING
• COMMUNITY AMENITIES

Property features AI

Finance

• Other: Subdivision: Marbella Isles; Lot unit 414
• Financial info: One-unit property within a 466-unit community and 2 units in the building
• HOA & community: Mandatory HOA (Marbella Isles); Quarterly HOA fee; HOA covers cable, insurance, internet/WiFi, irrigation water, lawn/land maintenance, legal/accounting, professional management, pest control (interior & exterior), recreation facilities, reserves, street lights and maintenance, trash removal; Community amenities include clubhouse, community pool and spa, exercise room, tennis, pickleball, bocce, basketball, billiards, library, hobby room, play area, sidewalks and bike/jog paths, underground utilities; Gated community; Total annual recurring HOA fees listed

Exterior

• Parking: Attached 2-car garage; Paved driveway
• Security: Guarded gate; Impact-resistant doors and windows; Shutters
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential villa (attached); Carriage/coach style; corner end-unit, traditional; Single-story
• Construction: Built in 2017; Concrete block construction; Stucco exterior; Tile roof; Impact-resistant, single-hung and sliding windows; Southern rear exposure
• Exterior features: Automatic sprinkler system; Screened lanai/porch; Corner lot; Irregular-shaped lot; Landscaped view; Reclaimed irrigation water; Paved road access; Deeded restrictions: No commercial, No RV

Interior

• Kitchen: Walk-in pantry; Dishwasher; Disposal; Microwave; Self-cleaning oven; Refrigerator/Freezer; Breakfast bar; Formal dining area
• Bedrooms: 3 bedrooms with split-bedroom floor plan
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms; Master bath with dual sinks and shower (no tub)
• Heating & cooling: Central electric heat; Central electric air conditioning
• Interior features: Built-in cabinets; Cable prewire; Closet cabinets; Custom mirrors; High-speed internet available; Laundry tub; Pantry; Volume ceilings; Walk-in closet(s); Window coverings; Security system; 4 ceiling fans; 8 total rooms; Unfurnished
• Laundry & utility: Laundry in residence; Washer; Dryer; Laundry tub; Auto garage door

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $680k.

Deal economics

• At list price, monthly cash flow is $-767 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $545k (19.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $577k (15.1% below list).
• Recommended offer: $545k (19.9% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Osceola Elementary School (math 78% / reading 74%, grade A, #198 of 2,144 statewide, top 10%, 621 students, 32% FRL); Barron Collier High School (math 62% / reading 68%, grade B, #76 of 667 statewide, top 11%, 1,650 students, 26% FRL) — zoned schools average 29% FRL vs 55% district-wide (26 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 70% at this address vs 58% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents flat; 424 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,775/mo this rent would consume 75% of the median local household income ($92k/yr) (locally 1712% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $7k of equity ($5k loan paydown + $2k appreciation (0.3% local appreciation)).
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 6, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($639k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $544,514 (19.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.69%
• Cash-on-cash: -2.15%
• DSCR: 0.90
• GRM: 9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.29% appreciation · 0.92% rent growth · sell at horizon

5-year hold

• IRR: -7.9%
• Equity multiple: 0.63×
• Total profit: $-70,625
• Equity at exit: $207,537

10-year hold

• IRR: -3.4%
• Equity multiple: 0.64×
• Total profit: $-69,015
• Equity at exit: $257,667

Cash invested: $190,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34109

• Home prices YoY: 0.1%
• Rents YoY: 0.9%
• Active inventory: 424
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $5,775 high
• Mortgage (P&I): −$3,566
• Tax from tax record: −$321 /mo · $3,852/yr
• Insurance: −$283
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$732
• Vacancy / Maint / Mgmt: −$1,213
• Net cashflow: $-767

Break-even live

Break-even rent $6,745

Max offer price $544,514

Occupancy floor —

Sensitivity live

Price	-10% $-382	-5% $-574	+0% $-767	+5% $-959	+10% $-1,152
Rent	-10% $-1,223	-5% $-995	+0% $-767	+5% $-539	+10% $-311
Rate	-1.0pp $-425	-0.5pp $-594	base $-767	+0.5pp $-943	+1.0pp $-1,122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $170,000
• Closing costs: $20,400
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6654 Tannin Ln Unit B Naples, FL	2.0	2.0	1441	$3,100	$2.15	24d	1	0.10mi
13435 Silktail Dr Naples, FL	2.0	2.0	1837	$8,950	$4.87	24d	1	0.10mi
13423 Silktail Dr Naples, FL	2.0	2.0	1831	$2,200	$1.20	24d	1	0.10mi
13441 Coronado Dr Naples, FL	3.0	2.0	1837	$10,000	$5.44	24d	1	0.11mi
13379 Silktail Dr Naples, FL	3.0	2.0	1837	$4,400	$2.40	24d	1	0.15mi
13466 Sumter Ln Naples, FL	3.0	2.0	1837	$8,700	$4.74	24d	1	0.18mi
7030 Lone Oak Blvd Naples, FL	3.0	2.0	1700	$6,400	$3.76	14d	1	0.42mi
13628 Mandarin Cir Naples, FL	2.0	2.0	1978	$7,500	$3.79	24d	1	0.51mi
3035 Horizon Ln #2206 Naples, FL	2.0	2.0	1246	$6,000	$4.82	24d	1	0.61mi
2731 Citrus Lake Dr #202 Naples, FL	2.0	2.0	1260	$2,500	$1.98	14d	1	0.64mi
2651 Citrus Lake Dr Unit D302 Naples, FL	2.0	2.0	1250	$5,000	$4.00	14d	1	0.64mi
2711 Citrus Lake Dr Unit F305 Naples, FL	3.0	2.0	1480	$5,500	$3.72	14d	1	0.65mi
2711 Citrus Lake Dr Unit F302 Naples, FL	2.0	2.0	1272	$4,500	$3.54	14d	1	0.65mi
2611 Citrus Lake Dr Unit C-203 Naples, FL	3.0	2.0	1710	$5,500	$3.22	14d	1	0.65mi
6853 Il Regalo Cir Naples, FL	4.0	3.0	2602	$7,500	$2.88	24d	1	0.65mi
2860 Citrus Lake Dr Unit R202 Naples, FL	3.0	2.0	1590	$5,000	$3.14	24d	1	0.66mi
2860 Citrus Lake Dr Unit R-202 Naples, FL	3.0	2.0	1590	$5,000	$3.14	14d	1	0.66mi
2671 Citrus Lake Dr Unit E-303 Naples, FL	2.0	2.0	1380	$3,500	$2.54	14d	1	0.66mi
2671 Citrus Lake Dr Unit E-201 Naples, FL	3.0	2.0	1380	$5,250	$3.80	14d	1	0.66mi
2880 Citrus Lake Dr Unit Q201 Naples, FL	3.0	2.0	1590	$2,495	$1.57	14d	1	0.66mi
3051 Horizon Ln #1803 Naples, FL	2.0	2.0	1482	$5,100	$3.44	24d	1	0.67mi
3048 Horizon Ln #1104 Naples, FL	3.0	2.5	1818	$5,150	$2.83	24d	1	0.68mi
2541 Citrus Lake Dr Unit A-205 Naples, FL	3.0	2.0	1590	$5,250	$3.30	14d	1	0.69mi
3015 Horizon Ln #2702 Naples, FL	3.0	2.0	1399	$1,790	$1.28	24d	1	0.70mi
7287 Mill Pond Cir Naples, FL	3.0	2.0	1355	$3,800	$2.80	24d	1	0.75mi
3009 Driftwood Way #2802 Naples, FL	3.0	2.0	1399	$2,000	$1.43	24d	1	0.75mi
7271 Mill Pond Cir Naples, FL	3.0	2.0	1700	$8,250	$4.85	24d	1	0.77mi
3017 Driftwood Way #3001 Naples, FL	3.0	2.0	1385	$5,000	$3.61	24d	1	0.77mi
2885 Citrus Lake Dr Unit N103 Naples, FL	2.0	2.0	1249	$5,250	$4.20	14d	1	0.77mi
3025 Driftwood Way #3203 Naples, FL	2.0	2.0	1248	$3,900	$3.12	24d	1	0.80mi
3057 Driftwood Way #4004 Naples, FL	3.0	2.5	1818	$6,400	$3.52	24d	1	0.81mi
3029 Driftwood Way #3303 Naples, FL	2.0	2.0	1248	$4,000	$3.21	24d	1	0.81mi
3062 Driftwood Way #4301 Naples, FL	3.0	2.0	1573	$6,500	$4.13	24d	1	0.82mi
2864 Mizzen Way Unit Y106 Naples, FL	2.0	2.0	1350	$5,200	$3.85	14d	1	0.83mi
2730 Sailors Way Naples, FL	3.0	3.0	1700	$9,000	$5.29	24d	1	0.84mi
3049 Driftwood Way #3806 Naples, FL	3.0	2.5	1818	$4,700	$2.59	24d	1	0.85mi
7710 Ahoy Ave Naples, FL	3.0	2.0	1580	$2,950	$1.87	24d	1	0.85mi
7159 Mill Pond Cir Naples, FL	3.0	2.0	2487	$3,500	$1.41	14d	1	0.86mi
3037 Driftwood Way #3505 Naples, FL	2.0	2.0	1248	$2,500	$2.00	24d	1	0.86mi
2608 Sailors Way #122 Naples, FL	2.0	2.0	1387	$5,500	$3.97	24d	1	0.88mi

HOA detail

• Monthly dues: $732 · $8,784/yr
• Likely covers: waterpoolgym

Listing history 27 events

1. 2026-06-18
   days on market $680,000 Active 64 DOM
2. 2026-06-17
   days on market $680,000 Active 63 DOM
3. 2026-06-16
   days on market $680,000 Active 62 DOM
4. 2026-06-15
   days on market $680,000 Active 61 DOM
5. 2026-06-14
   days on market $680,000 Active 59 DOM
6. 2026-06-10
   days on market $680,000 Active 56 DOM
7. 2026-06-09
   days on market $680,000 Active 55 DOM
8. 2026-06-08
   days on market $680,000 Active 54 DOM
9. 2026-06-07
   days on market $680,000 Active 53 DOM
10. 2026-06-03
    days on market $680,000 Active 49 DOM
11. 2026-06-02
    days on market $680,000 Active 48 DOM
12. 2026-06-01
    days on market $680,000 Active 47 DOM
13. 2026-05-31
    days on market $680,000 Active 46 DOM
14. 2026-05-30
    days on market $680,000 Active 45 DOM
15. 2026-04-15
    listed $680,000 Active
16. 2026-04-15
    historical
17. 2026-03-26
    listed $4,500
18. 2026-02-26
    price $680,000
19. 2025-11-20
    price $700,000
20. 2025-06-15
    price $720,000
21. 2025-04-10
    listed $759,000 Active
22. 2025-04-02
    soldstatus $680,000
23. 2025-03-31
    soldstatus $680,000 Sold 2287-char remark

    Show marketing remark (2287 chars)

    A true value in Marbella Isles. This light-filled end unit coach home with 1,837 square feet under air, was built in 2017 and offers southern and western exposures plus views of a lush and very private garden featuring outdoor seating. The footprint: three bedrooms, one used by this owner as a study, and two full baths. The generously-sized primary suite features dual closets fitted for maximum functionality and a large ensuite bath with double sinks and spa shower. The guest suite is configured with an ensuite bath that is also accessible to the third bedroom/study and to guests. The living room, accessed from a spacious and welcoming entry foyer, is the perfect gathering space, and opens to a large screened lanai through a wall of sliding doors. Custom kitchen cabinets surround the huge center island with an expansive, quartz counter top ideal for informal dining, food preparation or as a buffet serving station; induction cooking surface on newer range. The adjacent dining room allows for more formal entertaining. Throughout: 10-foot ceiling heights; deep windows ensuring an abundance of natural light; cream-colored porcelain tile floors in the main living areas; new carpeting in the bedrooms; modern ceiling fans; designer light fixtures. Other features: a combination of impact-rated windows and manual panel shutters offering full storm protection; well-designed laundry room with window, utility sink, full-sized washer/dryer and significant storage. The attached 2-bay garage allows for additional storage. This community is walkable to Osceola Elementary School, Barron Collier High School and The Community School and a short drive to Pine Ridge Middle School. Marbella Isles amenities: a 9,500 square-foot clubhouse with resort-style pool, spa, and children’s water play area. Inside: a basketball half-court, multi-purpose room, card and game rooms, a meeting/social room and fitness center with cardio equipment, free weights and weight machines. Outside: tennis and pickleball courts, Bocce and a children’s play area. Marbella Isles is just 3.5 miles to local beaches, less than a 15-minute drive to all of the amenities of Olde Naples and offers easy access to I75 for travel to the SW FL International Airport or Florida’s east coast.

24. 2025-02-18
    status Pending 2287-char remark

    Show marketing remark (2287 chars)

    A true value in Marbella Isles. This light-filled end unit coach home with 1,837 square feet under air, was built in 2017 and offers southern and western exposures plus views of a lush and very private garden featuring outdoor seating. The footprint: three bedrooms, one used by this owner as a study, and two full baths. The generously-sized primary suite features dual closets fitted for maximum functionality and a large ensuite bath with double sinks and spa shower. The guest suite is configured with an ensuite bath that is also accessible to the third bedroom/study and to guests. The living room, accessed from a spacious and welcoming entry foyer, is the perfect gathering space, and opens to a large screened lanai through a wall of sliding doors. Custom kitchen cabinets surround the huge center island with an expansive, quartz counter top ideal for informal dining, food preparation or as a buffet serving station; induction cooking surface on newer range. The adjacent dining room allows for more formal entertaining. Throughout: 10-foot ceiling heights; deep windows ensuring an abundance of natural light; cream-colored porcelain tile floors in the main living areas; new carpeting in the bedrooms; modern ceiling fans; designer light fixtures. Other features: a combination of impact-rated windows and manual panel shutters offering full storm protection; well-designed laundry room with window, utility sink, full-sized washer/dryer and significant storage. The attached 2-bay garage allows for additional storage. This community is walkable to Osceola Elementary School, Barron Collier High School and The Community School and a short drive to Pine Ridge Middle School. Marbella Isles amenities: a 9,500 square-foot clubhouse with resort-style pool, spa, and children’s water play area. Inside: a basketball half-court, multi-purpose room, card and game rooms, a meeting/social room and fitness center with cardio equipment, free weights and weight machines. Outside: tennis and pickleball courts, Bocce and a children’s play area. Marbella Isles is just 3.5 miles to local beaches, less than a 15-minute drive to all of the amenities of Olde Naples and offers easy access to I75 for travel to the SW FL International Airport or Florida’s east coast.

25. 2025-02-04
    status Pending With Contingencies 2287-char remark

    Show marketing remark (2287 chars)

    A true value in Marbella Isles. This light-filled end unit coach home with 1,837 square feet under air, was built in 2017 and offers southern and western exposures plus views of a lush and very private garden featuring outdoor seating. The footprint: three bedrooms, one used by this owner as a study, and two full baths. The generously-sized primary suite features dual closets fitted for maximum functionality and a large ensuite bath with double sinks and spa shower. The guest suite is configured with an ensuite bath that is also accessible to the third bedroom/study and to guests. The living room, accessed from a spacious and welcoming entry foyer, is the perfect gathering space, and opens to a large screened lanai through a wall of sliding doors. Custom kitchen cabinets surround the huge center island with an expansive, quartz counter top ideal for informal dining, food preparation or as a buffet serving station; induction cooking surface on newer range. The adjacent dining room allows for more formal entertaining. Throughout: 10-foot ceiling heights; deep windows ensuring an abundance of natural light; cream-colored porcelain tile floors in the main living areas; new carpeting in the bedrooms; modern ceiling fans; designer light fixtures. Other features: a combination of impact-rated windows and manual panel shutters offering full storm protection; well-designed laundry room with window, utility sink, full-sized washer/dryer and significant storage. The attached 2-bay garage allows for additional storage. This community is walkable to Osceola Elementary School, Barron Collier High School and The Community School and a short drive to Pine Ridge Middle School. Marbella Isles amenities: a 9,500 square-foot clubhouse with resort-style pool, spa, and children’s water play area. Inside: a basketball half-court, multi-purpose room, card and game rooms, a meeting/social room and fitness center with cardio equipment, free weights and weight machines. Outside: tennis and pickleball courts, Bocce and a children’s play area. Marbella Isles is just 3.5 miles to local beaches, less than a 15-minute drive to all of the amenities of Olde Naples and offers easy access to I75 for travel to the SW FL International Airport or Florida’s east coast.

26. 2025-01-26
    price $729,000 2287-char remark

    Show marketing remark (2287 chars)

    A true value in Marbella Isles. This light-filled end unit coach home with 1,837 square feet under air, was built in 2017 and offers southern and western exposures plus views of a lush and very private garden featuring outdoor seating. The footprint: three bedrooms, one used by this owner as a study, and two full baths. The generously-sized primary suite features dual closets fitted for maximum functionality and a large ensuite bath with double sinks and spa shower. The guest suite is configured with an ensuite bath that is also accessible to the third bedroom/study and to guests. The living room, accessed from a spacious and welcoming entry foyer, is the perfect gathering space, and opens to a large screened lanai through a wall of sliding doors. Custom kitchen cabinets surround the huge center island with an expansive, quartz counter top ideal for informal dining, food preparation or as a buffet serving station; induction cooking surface on newer range. The adjacent dining room allows for more formal entertaining. Throughout: 10-foot ceiling heights; deep windows ensuring an abundance of natural light; cream-colored porcelain tile floors in the main living areas; new carpeting in the bedrooms; modern ceiling fans; designer light fixtures. Other features: a combination of impact-rated windows and manual panel shutters offering full storm protection; well-designed laundry room with window, utility sink, full-sized washer/dryer and significant storage. The attached 2-bay garage allows for additional storage. This community is walkable to Osceola Elementary School, Barron Collier High School and The Community School and a short drive to Pine Ridge Middle School. Marbella Isles amenities: a 9,500 square-foot clubhouse with resort-style pool, spa, and children’s water play area. Inside: a basketball half-court, multi-purpose room, card and game rooms, a meeting/social room and fitness center with cardio equipment, free weights and weight machines. Outside: tennis and pickleball courts, Bocce and a children’s play area. Marbella Isles is just 3.5 miles to local beaches, less than a 15-minute drive to all of the amenities of Olde Naples and offers easy access to I75 for travel to the SW FL International Airport or Florida’s east coast.

27. 2025-01-07
    listed $789,000 Active 2287-char remark

    Show marketing remark (2287 chars)

    A true value in Marbella Isles. This light-filled end unit coach home with 1,837 square feet under air, was built in 2017 and offers southern and western exposures plus views of a lush and very private garden featuring outdoor seating. The footprint: three bedrooms, one used by this owner as a study, and two full baths. The generously-sized primary suite features dual closets fitted for maximum functionality and a large ensuite bath with double sinks and spa shower. The guest suite is configured with an ensuite bath that is also accessible to the third bedroom/study and to guests. The living room, accessed from a spacious and welcoming entry foyer, is the perfect gathering space, and opens to a large screened lanai through a wall of sliding doors. Custom kitchen cabinets surround the huge center island with an expansive, quartz counter top ideal for informal dining, food preparation or as a buffet serving station; induction cooking surface on newer range. The adjacent dining room allows for more formal entertaining. Throughout: 10-foot ceiling heights; deep windows ensuring an abundance of natural light; cream-colored porcelain tile floors in the main living areas; new carpeting in the bedrooms; modern ceiling fans; designer light fixtures. Other features: a combination of impact-rated windows and manual panel shutters offering full storm protection; well-designed laundry room with window, utility sink, full-sized washer/dryer and significant storage. The attached 2-bay garage allows for additional storage. This community is walkable to Osceola Elementary School, Barron Collier High School and The Community School and a short drive to Pine Ridge Middle School. Marbella Isles amenities: a 9,500 square-foot clubhouse with resort-style pool, spa, and children’s water play area. Inside: a basketball half-court, multi-purpose room, card and game rooms, a meeting/social room and fitness center with cardio equipment, free weights and weight machines. Outside: tennis and pickleball courts, Bocce and a children’s play area. Marbella Isles is just 3.5 miles to local beaches, less than a 15-minute drive to all of the amenities of Olde Naples and offers easy access to I75 for travel to the SW FL International Airport or Florida’s east coast.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,852 · $321/mo
• Projected year-2 tax: $5,644 · $470/mo
• Expected delta: +$1,792/yr (+$149/mo · 46.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 2/10 Low FEMA zone AE · 5% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $69,295
• − Mortgage interest: −$38,091
• − Property taxes: −$3,852
• − Insurance: −$8,518
• − Repairs & maintenance: −$5,544
• − Management: −$5,544
• − HOA: −$8,784
• − Depreciation: −$19,782
• Taxable loss: −$20,819
• Est. tax savings @ 24.0%: +$4,997
• After-tax cash flow: $-4,207/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Pelican Marsh

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 27,273
• Household income: $92,259
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1712.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 11% Two or more races 9% Black 4% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 1% Cuban 3%
• Common ancestry: Romanian 5% Scotch-Irish 3% Lithuanian 2%
• Foreign-born: 20% · Canada, Jamaica, Vietnam
• Languages at home: 77% English-only · Spanish 10% Other Indo-European 5% Russian/Polish/Slavic 3%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.29%
• Current HPI: 279.357
• Rent YoY: ▲ 0.92%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-13.8% since first listed

13 events — show timeline

• 2026-04-15 Listing Removed — NAPLESMLS
• 2026-04-15 Listed $680,000 NAPLESMLS
• 2026-03-26 Listed for Rent $4,500 FGCMLS
• 2026-02-26 Price Changed $680,000 NAPLESMLS
• 2025-11-20 Price Changed $700,000 NAPLESMLS
• 2025-06-15 Price Changed $720,000 NAPLESMLS
• 2025-04-10 Listed $759,000 NAPLESMLS
• 2025-04-02 Sold (Public Records) $680,000 Public Records
• 2025-03-31 Sold (MLS) $680,000 NAPLESMLS
• 2025-02-18 Pending — NAPLESMLS
• 2025-02-04 Pending — NAPLESMLS
• 2025-01-26 Price Changed $729,000 NAPLESMLS
• 2025-01-07 Listed $789,000 NAPLESMLS

Property tax history

+23.5%/yr

Latest (2025): $3,852 · +2.4% YoY. Source: county tax records.