1250 Lavender Dr · Richburg, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.0/30.0
- ARV discount +7.8/15.0
- Appreciation +6.5/10.0
- Condition / age +4.8/5.0
- Livability +3.2/5.0
- 1% rule +3.1/10.0
- DSCR +2.5/10.0
- Rent growth +2.5/5.0
- Schools +2.3/10.0
$332,590
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come see 1250 Lavender Drive in Richburg, South Carolina. The Penwell is one of our two-story plans featured at Stanton in Richburg, SC. This gorgeous two-story home with impressive comfort, luxury, and style offers three bedrooms, two and a half bathrooms, and a two-car garage. Upon entering, you are greeted by a foyer that invites you directly into the center of the home. At its heart, you'll find a spacious family room that blends with the kitchen, creating an expansive and airy feel. The kitchen is well equipped with a walk-in pantry, stainless steel appliances, and a breakfast bar, perfect for cooking and entertaining. A flex room on the first floor can be used as a home office or craft room. The primary suite features a walk-in closet and en-suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and have access to a secondary bathroom. The loft offers a flexible space for a media room, playroom, or home gym. The laundry room completes the second floor. With its thoughtful design, spacious layout, and modern conveniences, the Penwell is the perfect new home for you at Stanton in Richburg, SC. Pictures are representative.
Key facts
- Luxury amenities
- Breakfast bar
- Spacious family room
Tags
Property features AI
Finance
- Other: Architectural review restriction
- HOA & community: Mandatory HOA with quarterly fee ($300); Community features include outdoor pool, cabana, playground, pond, sidewalks, and street lights; Pets allowed; Association contact available
Exterior
- Parking: Attached garage with garage door opener; Garage faces front; Driveway; 2-car garage (427 sq ft)
- Security: Carbon monoxide detector(s); Smoke detector(s)
- Utilities: City water; Public sewer; Cable available; Wired internet available; Underground power and utilities
- Home design: Single family residence; Under construction / New construction; Two levels; Site-built home
- Construction: Partial brick and fiber cement exterior; Fiberglass roof; Slab foundation; Built by D.R. Horton (Penwell F model); Proposed completion mid 2026
- Exterior features: Concrete and paved roads; Private maintained road
Interior
- Kitchen: Dishwasher; Disposal; Electric oven; Microwave; Plumbed for ice maker
- Bedrooms: 3 bedrooms (all on upper level)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms (upper level); 1 half bathroom (main level)
- Heating & cooling: Electric heating (zoned); Central air; Dual and zoned cooling
- Interior features: Open floorplan; Pantry; Kitchen island; Walk-in closet(s); 8 rooms total; Electric fireplace in family room; Carbon monoxide and smoke detectors
- Laundry & utility: Laundry room on upper level; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $333k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-262 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $295k (11.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $270k (18.7% below list).
- Recommended offer: $270k (18.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 63/100 on livability (#182 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, health & safety D+, amenities F.
- Chester 01 (rural): math 23% / reading 34% proficiency, ranked #59 of 80 in SC (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Lewisville Elementary (math 47% / reading 42%, grade F, #226 of 597 statewide, top 40%, 510 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 44% at this address vs 28% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Chester 01 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 81 active listings in the ZIP; 269 units permitted in Chester County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $12k of equity ($2k loan paydown + $10k appreciation (3.0% local appreciation)).
- Chester County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 65 days — a 6% lower offer ($313k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 65 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.35%
- Cash-on-cash
- -3.38%
- DSCR
- 0.85
- GRM
- 10.2
CMA / ARV
- ARV (on-the-fly)
- $334,950
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1240 Lavender Dr | 0.04mi | 3/2.5 | 2,175 (0%) | 0mo | $325,850 | $150 | 98 |
| 1235 Lavender Dr | 0.07mi | 3/2.5 | 2,175 (0%) | 1mo | $315,054 | $145 | 96 |
| 1319 Lily Dr | 0.06mi | 3/2.5 | 2,175 (0%) | 2mo | $321,000 | $148 | 96 |
| 1316 Lily Dr | 0.08mi | 4/2.5 (+1) | 2,174 (-0%) | 1mo | $317,000 | $146 | 90 |
| 1513 Doran Ter | 0.63mi | 4/2.5 (+1) | 2,218 (+2%) | 2mo | $355,900 | $160 | 61 |
| 699 Lamorak Pl | 0.62mi | 4/2.5 (+1) | 2,218 (+2%) | 3mo | $355,900 | $160 | 61 |
| 1110 Elyan St | 0.64mi | 4/2.5 (+1) | 2,218 (+2%) | 6mo | $349,900 | $158 | 57 |
| 642 Lamorak Pl | 0.58mi | 3/2.5 | 2,025 (-7%) | 10mo | $327,900 | $162 | 53 |
| 1520 Doran Ter | 0.63mi | 3/2.5 | 2,025 (-7%) | 8mo | $304,900 | $151 | 52 |
| 668 Lamorak Pl | 0.60mi | 3/2.5 | 2,025 (-7%) | 10mo | $327,900 | $162 | 52 |
| 1544 Doran Ter | 0.73mi | 3/2.5 | 2,025 (-7%) | 4mo | $310,900 | $154 | 50 |
| 1534 Doran Ter | 0.69mi | 3/2.5 | 2,025 (-7%) | 7mo | $308,900 | $153 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.99% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.4%
- Equity multiple
- 1.25×
- Total profit
- $23,358
- Equity at exit
- $149,423
- IRR
- 7.6%
- Equity multiple
- 2.15×
- Total profit
- $106,885
- Equity at exit
- $230,183
Cash invested: $93,125 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29729
- Home prices YoY
- 1.4%
- Active inventory
- 81
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,704 medium interval (Pro) →
- Mortgage (P&I)
- −$1,744
- Tax est. 1.5%
- −$416 /mo · $4,989/yr
- Insurance
- −$139
- HOA
- −$100
- Vacancy / Maint / Mgmt
- −$568
- Net cashflow
- $-262
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,148
- Closing costs
- $9,978
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $100 · $1,200/yr
- Likely covers
- gym
Listing history 15 events
-
2026-06-18days on market $332,590 Active 65 DOM
-
2026-06-17days on market $332,590 Active 64 DOM
-
2026-06-16days on market $332,590 Active 63 DOM
-
2026-06-15days on market $332,590 Active 62 DOM
-
2026-06-13days on market $332,590 Active 60 DOM
-
2026-06-09days on market $332,590 Active 56 DOM
-
2026-06-08days on market $332,590 Active 55 DOM
-
2026-06-07days on market $332,590 Active 54 DOM
-
2026-06-04days on market $332,590 Active 51 DOM
-
2026-06-03days on market $332,590 Active 50 DOM
-
2026-06-02days on market $332,590 Active 49 DOM
-
2026-06-01days on market $332,590 Active 48 DOM
-
2026-05-31days on market $332,590 Active 47 DOM
-
2026-04-15$332,590 Active 1179-char remark
Show marketing remark (1179 chars)
Come see 1250 Lavender Drive in Richburg, South Carolina. The Penwell is one of our two-story plans featured at Stanton in Richburg, SC. This gorgeous two-story home with impressive comfort, luxury, and style offers three bedrooms, two and a half bathrooms, and a two-car garage. Upon entering, you are greeted by a foyer that invites you directly into the center of the home. At its heart, you'll find a spacious family room that blends with the kitchen, creating an expansive and airy feel. The kitchen is well equipped with a walk-in pantry, stainless steel appliances, and a breakfast bar, perfect for cooking and entertaining. A flex room on the first floor can be used as a home office or craft room. The primary suite features a walk-in closet and en-suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and have access to a secondary bathroom. The loft offers a flexible space for a media room, playroom, or home gym. The laundry room completes the second floor. With its thoughtful design, spacious layout, and modern conveniences, the Penwell is the perfect new home for you at Stanton in Richburg, SC. Pictures are representative.
-
2026-04-14$332,590 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,451
- − Mortgage interest
- −$18,630
- − Property taxes
- −$4,989
- − Insurance
- −$1,663
- − Repairs & maintenance
- −$2,596
- − Management
- −$2,596
- − HOA
- −$1,200
- − Depreciation
- −$9,675
- Taxable loss
- −$8,899
- Est. tax savings @ 24.0%
- +$2,136
- After-tax cash flow
- $-1,010/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This two-story home in Richburg, SC is in excellent condition with modern amenities and a well-maintained exterior. It offers a spacious layout and is ready for immediate occupancy.
Value-add opportunities
- Both Painting the exterior siding — Fresh paint can enhance curb appeal and property value
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers
- Both Adding smart home features — Smart home features can increase property value and attract tech-savvy buyers
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior siding — Fresh paint can enhance curb appeal and property value ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers ↑
- Both Adding smart home features — Smart home features can increase property value and attract tech-savvy buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Chester 01
- NCES district ID
- 4501530
- Math proficiency
- 23% ▼ -6.00%
- Reading proficiency
- 34% ▬ 0.00%
- Median HH income
- $34,041
- Composite
- 23.39/100
- National rank
- #7902
- State rank
- #59 of 80 in SC
Livability — Richburg
- Score
- 63/100
- State rank
- #182
- US rank
- #15927
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,313
Population outlook (Chester County) Hauer SSP2
- Today (2025)
- 30,121 people
- By 2030
- 28,700 · -4.7%
- By 2040
- 25,784 · -14.4%
- By 2050
- 23,001 · -23.6%
- By 2075
- 17,770 · -41.0%
- By 2100
- 13,584 · -54.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 60% Black 26% Two or more races 12% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 5%
- Common ancestry
- Danish 2% Serbian 2% Lithuanian 2%
- Foreign-born
- 2% · Canada, Guatemala
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Chester
- 2024 margin
- R (+17.2) · D 40.8% · R 58.0% · Other 1.1%
- 2008→2024 swing
- -25.5pp toward R · 2008: 8.3pp · 2024: -17.2pp
- All cycles
- 2024: R+17.2 2020: R+10.9 2016: R+4.8 2012: D+10.5 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.99%
- Current HPI
- 210.6518
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+0.0% since first listed2 events — show timeline
- 2026-04-15 Listed $332,590 Zillow
- 2026-04-14 Listed $332,590 CANOPYMLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…