213 Comrie Ave · Braddock, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +4.2/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
$90,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Check out 213 Comrie Ave, This large 5 bedroom is ready to call your own. Newer bathroom on second floor, newer light fixtures and plumbing!Kitchen floors were installed 4 years ago, new garage roof, newer sewer line, also a detached 2 car garage as well as a private back yard. Great home for first time buyers or investors! Just minutes from the Waterfront! Plenty of shopping and dinning opportunities at your finger tips. Don't wait, take advantage of this phenomenal opportunity today! Must see!
Key facts
- New garage roof
- Private back yard
- Newer bathroom
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $468 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $90k).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#963 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, cost of living A+; Watch: schools F, amenities F, employment F.
- Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 37 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
- This rent runs 45% of the median local income ($40k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.6%/yr); year-one equity from $622 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- At projected returns (-1.6% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 265 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.67% ✓
- Cap rate
- 12.54%
- Cash-on-cash
- 22.30%
- DSCR
- 1.99
- GRM
- 5.0
CMA / ARV
- ARV (median comp)
- $53,533
- List price
- $90,000
- Delta
- 68.12%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 813 3rd St | 0.18mi | 4/1.0 | 1,472 (-2%) | 1mo | $14,999 | $10 | 85 |
| 126 Mills Ave | 0.18mi | 3/1.0 (-1) | 1,512 (+1%) | 5mo | $49,000 | $32 | 79 |
| 15 Holland Ave | 0.22mi | 3/1.5 (-1) | 1,408 (-6%) | 1mo | $32,000 | $23 | 74 |
| 122 N Holland Ave | 0.20mi | 3/1.0 (-1) | 1,620 (+8%) | 0mo | $52,000 | $32 | 70 |
| 211 Division St | 0.18mi | 3/1.0 (-1) | 1,596 (+6%) | 4mo | $13,500 | $8 | 70 |
| 226 Lobinger Ave | 0.20mi | 4/2.0 | 1,696 (+13%) | 3mo | $75,525 | $45 | 64 |
| 203 Comrie Ave | 0.02mi | 3/1.0 (-1) | 1,296 (-14%) | 9mo | $35,000 | $27 | 62 |
| 123 5th Ave | 0.48mi | 3/1.5 (-1) | 1,551 (+3%) | 6mo | $135,000 | $87 | 62 |
| 316 Holland Ave | 0.22mi | 4/2.0 | 1,696 (+13%) | 9mo | $54,500 | $32 | 59 |
| 414 Mills Ave | 0.20mi | 3/2.5 (-1) | 1,680 (+12%) | 7mo | $10,000 | $6 | 56 |
| 908 North Ave | 0.65mi | 3/3.0 (-1) | 1,428 (-5%) | 8mo | $59,900 | $42 | 44 |
| 79 Lilmont Dr | 0.64mi | 3/2.0 (-1) | 1,672 (+12%) | 5mo | $234,900 | $140 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.62% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.6%
- Equity multiple
- 1.82×
- Total profit
- $20,636
- Equity at exit
- $19,068
- IRR
- 25.1%
- Equity multiple
- 3.44×
- Total profit
- $61,539
- Equity at exit
- $17,838
Cash invested: $25,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15104
- Home prices YoY
- -1.1%
- Active inventory
- 37
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $1,501 high interval (Pro) →
- Mortgage (P&I)
- −$472
- Tax from tax record
- −$208 /mo · $2,496/yr
- Insurance
- −$38
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$315
- Net cashflow
- $468
Break-even live
Sensitivity live
| Price | -10% $519 | -5% $494 | +0% $468 | +5% $443 | +10% $417 |
|---|---|---|---|---|---|
| Rent | -10% $350 | -5% $409 | +0% $468 | +5% $528 | +10% $587 |
| Rate | -1.0pp $514 | -0.5pp $491 | base $468 | +0.5pp $445 | +1.0pp $421 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,500
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 537 6th St Braddock, PA | 3.0 | 1.0 | 1360 | $1,400 | $1.03 | 44d | 1 | 0.35mi |
| 7645 Highland Ave Pittsburgh, PA | 3.0 | 1.0 | 1161 | $1,325 | $1.14 | 8d | 1 | 0.89mi |
| 2323 Patterson Ave Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,800 | $1.25 | 44d | 1 | 1.01mi |
| 2323 Patterson Ave Unit NA Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,500 | $1.04 | 24d | 1 | 1.01mi |
| 2219 Manor Ave Pittsburgh, PA | 3.0 | 1.0 | 1638 | $1,600 | $0.98 | 24d | 1 | 1.07mi |
| 2210 Hampton St Pittsburgh, PA | 3.0 | 1.5 | 1512 | $1,650 | $1.09 | 24d | 1 | 1.20mi |
| 931 Hilltop St Homestead, PA | 3.0 | 1.5 | 1312 | $1,500 | $1.14 | 15d | 1 | 1.21mi |
| 227 Parklane Dr Unit Parklane Dr unit North Braddock, PA | 3.0 | 1.0 | 1107 | $1,500 | $1.36 | 13d | 1 | 1.23mi |
| 539 Atlantic Ave Unit 2 Pittsburgh, PA | 3.0 | 1.0 | 1200 | $995 | $0.83 | 44d | 1 | 1.37mi |
Listing history 24 events
-
2026-06-21days on market $90,000 Active 265 DOM
-
2026-06-18days on market $90,000 Active 262 DOM
-
2026-06-17days on market $90,000 Active 261 DOM
-
2026-06-16days on market $90,000 Active 260 DOM
-
2026-06-15days on market $90,000 Active 259 DOM
-
2026-06-13days on market $90,000 Active 257 DOM
-
2026-06-09days on market $90,000 Active 253 DOM
-
2026-06-08days on market $90,000 Active 252 DOM
-
2026-06-07days on market $90,000 Active 251 DOM
-
2026-06-05days on market $90,000 Active 248 DOM
-
2026-06-03days on market $90,000 Active 247 DOM
-
2026-06-02days on market $90,000 Active 246 DOM
-
2026-06-01days on market $90,000 Active 245 DOM
-
2026-05-31days on market $90,000 Active 244 DOM
-
2025-09-27$90,000 Active 500-char remark
Show marketing remark (500 chars)
Check out 213 Comrie Ave, This large 5 bedroom is ready to call your own. Newer bathroom on second floor, newer light fixtures and plumbing!Kitchen floors were installed 4 years ago, new garage roof, newer sewer line, also a detached 2 car garage as well as a private back yard. Great home for first time buyers or investors! Just minutes from the Waterfront! Plenty of shopping and dinning opportunities at your finger tips. Don't wait, take advantage of this phenomenal opportunity today! Must see!
-
2021-10-15soldstatus $82,000
-
2021-10-08soldstatus $82,000 Closed 340-char remark
Show marketing remark (340 chars)
Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!
-
2021-08-23historical Contingent 340-char remark
Show marketing remark (340 chars)
Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!
-
2021-07-15status Active 340-char remark
Show marketing remark (340 chars)
Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!
-
2021-04-26historical Contingent 340-char remark
Show marketing remark (340 chars)
Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!
-
2020-09-10$95,000 Active 340-char remark
Show marketing remark (340 chars)
Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!
-
2017-05-01historical Withdrawn
-
2017-01-12$33,000 Active
-
1992-05-04soldstatus $16,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,496 · $208/mo
- Projected year-2 tax
- $2,496 · $208/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,012
- − Mortgage interest
- −$5,041
- − Property taxes
- −$2,496
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,441
- − Management
- −$1,441
- − Depreciation
- −$2,618
- Taxable income
- $4,525
- Est. tax owed @ 24.0%
- −$1,086
- After-tax cash flow
- $4,534/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Woodland Hills SD
- NCES district ID
- 4216500
- Math proficiency
- 13% ▼ -13.00%
- Reading proficiency
- 30% ▼ -10.00%
- Median HH income
- $41,803
- Composite
- 18.31/100
- National rank
- #8954
- State rank
- #486 of 539 in PA
Livability — Braddock
- Score
- 67/100
- State rank
- #963
- US rank
- #10536
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Braddock, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 8,034
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 8,034
- Household income
- $40,104
- Rent vs Own
- Severe rent burden
- 515.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 59% White 31% Two or more races 6% Hispanic / Latino 3%
- Common ancestry
- Romanian 4% Hispanic 1% Lithuanian 1%
- Foreign-born
- 0%
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.62%
- Current HPI
- 138.912
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+462.5% since first listed10 events — show timeline
- 2025-09-27 Listed $90,000 West Penn MLS
- 2021-10-15 Sold (Public Records) $82,000 Public Records
- 2021-10-08 Sold (MLS) $82,000 West Penn MLS
- 2021-08-23 Contingent — West Penn MLS
- 2021-07-15 Relisted — West Penn MLS
- 2021-04-26 Contingent — West Penn MLS
- 2020-09-10 Listed $95,000 West Penn MLS
- 2017-05-01 Delisted — West Penn MLS
- 2017-01-12 Listed $33,000 West Penn MLS
- 1992-05-04 Sold (Public Records) $16,000 Public Records
Property tax history
+10.6%/yrLatest (2026): $2,496 · +2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…