CashFlowRE
Sign in Sign up
213 Comrie Ave
B Composite 71.87
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +4.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$90,000

213 Comrie Ave · Braddock, PA 15104
4 bd · 1.5 ba · 1,500 sqft · SingleFamily public records · 265 Days on market
Built 1920 2,639 sqft lot $60/sqft · 68% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check out 213 Comrie Ave, This large 5 bedroom is ready to call your own. Newer bathroom on second floor, newer light fixtures and plumbing!Kitchen floors were installed 4 years ago, new garage roof, newer sewer line, also a detached 2 car garage as well as a private back yard. Great home for first time buyers or investors! Just minutes from the Waterfront! Plenty of shopping and dinning opportunities at your finger tips. Don't wait, take advantage of this phenomenal opportunity today! Must see!

Key facts

  • New garage roof
  • Private back yard
  • Newer bathroom

Tags

NEWER BATHROOMNEWER LIGHT FIXTURESNEW GARAGE ROOFNEWER SEWER LINEDETACHED 2 CAR GARAGEPRIVATE BACK YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $468 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#963 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, cost of living A+; Watch: schools F, amenities F, employment F.
  • Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 37 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($40k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.6%/yr); year-one equity from $622 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-1.6% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 265 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.67%
Cap rate
12.54%
Cash-on-cash
22.30%
DSCR
1.99
GRM
5.0

CMA / ARV

ARV (median comp)
$53,533
List price
$90,000
Delta
68.12%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
813 3rd St 0.18mi 4/1.0 1,472 (-2%) 1mo $14,999 $10 85
126 Mills Ave 0.18mi 3/1.0 (-1) 1,512 (+1%) 5mo $49,000 $32 79
15 Holland Ave 0.22mi 3/1.5 (-1) 1,408 (-6%) 1mo $32,000 $23 74
122 N Holland Ave 0.20mi 3/1.0 (-1) 1,620 (+8%) 0mo $52,000 $32 70
211 Division St 0.18mi 3/1.0 (-1) 1,596 (+6%) 4mo $13,500 $8 70
226 Lobinger Ave 0.20mi 4/2.0 1,696 (+13%) 3mo $75,525 $45 64
203 Comrie Ave 0.02mi 3/1.0 (-1) 1,296 (-14%) 9mo $35,000 $27 62
123 5th Ave 0.48mi 3/1.5 (-1) 1,551 (+3%) 6mo $135,000 $87 62
316 Holland Ave 0.22mi 4/2.0 1,696 (+13%) 9mo $54,500 $32 59
414 Mills Ave 0.20mi 3/2.5 (-1) 1,680 (+12%) 7mo $10,000 $6 56
908 North Ave 0.65mi 3/3.0 (-1) 1,428 (-5%) 8mo $59,900 $42 44
79 Lilmont Dr 0.64mi 3/2.0 (-1) 1,672 (+12%) 5mo $234,900 $140 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.62% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
1.82×
Total profit
$20,636
Equity at exit
$19,068
10-year hold
IRR
25.1%
Equity multiple
3.44×
Total profit
$61,539
Equity at exit
$17,838

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15104

Home prices YoY
-1.1%
Active inventory
37
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,501 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$208 /mo · $2,496/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$315
Net cashflow
$468

Break-even live

Break-even rent $908
Max offer price $90,000
Occupancy floor 64%

Sensitivity live

Price -10% $519 -5% $494 +0% $468 +5% $443 +10% $417
Rent -10% $350 -5% $409 +0% $468 +5% $528 +10% $587
Rate -1.0pp $514 -0.5pp $491 base $468 +0.5pp $445 +1.0pp $421

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
537 6th St Braddock, PA 3.0 1.0 1360 $1,400 $1.03 44d 1 0.35mi
7645 Highland Ave Pittsburgh, PA 3.0 1.0 1161 $1,325 $1.14 8d 1 0.89mi
2323 Patterson Ave Pittsburgh, PA 3.0 1.0 1440 $1,800 $1.25 44d 1 1.01mi
2323 Patterson Ave Unit NA Pittsburgh, PA 3.0 1.0 1440 $1,500 $1.04 24d 1 1.01mi
2219 Manor Ave Pittsburgh, PA 3.0 1.0 1638 $1,600 $0.98 24d 1 1.07mi
2210 Hampton St Pittsburgh, PA 3.0 1.5 1512 $1,650 $1.09 24d 1 1.20mi
931 Hilltop St Homestead, PA 3.0 1.5 1312 $1,500 $1.14 15d 1 1.21mi
227 Parklane Dr Unit Parklane Dr unit North Braddock, PA 3.0 1.0 1107 $1,500 $1.36 13d 1 1.23mi
539 Atlantic Ave Unit 2 Pittsburgh, PA 3.0 1.0 1200 $995 $0.83 44d 1 1.37mi

Listing history 24 events

  1. 2026-06-21
    days on market $90,000 Active 265 DOM
  2. 2026-06-18
    days on market $90,000 Active 262 DOM
  3. 2026-06-17
    days on market $90,000 Active 261 DOM
  4. 2026-06-16
    days on market $90,000 Active 260 DOM
  5. 2026-06-15
    days on market $90,000 Active 259 DOM
  6. 2026-06-13
    days on market $90,000 Active 257 DOM
  7. 2026-06-09
    days on market $90,000 Active 253 DOM
  8. 2026-06-08
    days on market $90,000 Active 252 DOM
  9. 2026-06-07
    days on market $90,000 Active 251 DOM
  10. 2026-06-05
    days on market $90,000 Active 248 DOM
  11. 2026-06-03
    days on market $90,000 Active 247 DOM
  12. 2026-06-02
    days on market $90,000 Active 246 DOM
  13. 2026-06-01
    days on market $90,000 Active 245 DOM
  14. 2026-05-31
    days on market $90,000 Active 244 DOM
  15. 2025-09-27
    listed $90,000 Active 500-char remark
    Show marketing remark (500 chars)

    Check out 213 Comrie Ave, This large 5 bedroom is ready to call your own. Newer bathroom on second floor, newer light fixtures and plumbing!Kitchen floors were installed 4 years ago, new garage roof, newer sewer line, also a detached 2 car garage as well as a private back yard. Great home for first time buyers or investors! Just minutes from the Waterfront! Plenty of shopping and dinning opportunities at your finger tips. Don't wait, take advantage of this phenomenal opportunity today! Must see!

  16. 2021-10-15
    soldstatus $82,000
  17. 2021-10-08
    soldstatus $82,000 Closed 340-char remark
    Show marketing remark (340 chars)

    Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!

  18. 2021-08-23
    historical Contingent 340-char remark
    Show marketing remark (340 chars)

    Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!

  19. 2021-07-15
    status Active 340-char remark
    Show marketing remark (340 chars)

    Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!

  20. 2021-04-26
    historical Contingent 340-char remark
    Show marketing remark (340 chars)

    Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!

  21. 2020-09-10
    listed $95,000 Active 340-char remark
    Show marketing remark (340 chars)

    Move in ready! Large 5 bedroom home with many updates. New bathroom on second floor, new light fixtures, new plumbing throughout. The carpet and kitchen floor installed 3 years ago, new garage roof, and new sewer line just installed. Detached 2 car garage as well as a private back yard Great home for investors, or first time home buyers!

  22. 2017-05-01
    historical Withdrawn
  23. 2017-01-12
    listed $33,000 Active
  24. 1992-05-04
    soldstatus $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,496 · $208/mo
Projected year-2 tax
$2,496 · $208/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,012
− Mortgage interest
−$5,041
− Property taxes
−$2,496
− Insurance
−$450
− Repairs & maintenance
−$1,441
− Management
−$1,441
− Depreciation
−$2,618
Taxable income
$4,525
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,086
After-tax cash flow
$4,534/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Hills SD
NCES district ID
4216500
Math proficiency
13% ▼ -13.00%
Reading proficiency
30% ▼ -10.00%
Median HH income
$41,803
Composite
18.31/100
National rank
#8954
State rank
#486 of 539 in PA

Livability — Braddock

Score
67/100
State rank
#963
US rank
#10536

Category grades

Amenities F Commute A+ Cost of living A+ Crime A+ Employment F Housing A+ Health & safety C+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Braddock, PA
County
Allegheny County · 1,022,028 people
City population
8,034
Metro
Pittsburgh, PA
Population (ZIP)
8,034
Household income
$40,104
Rent vs Own
56.3% rent · 43.7% own
Severe rent burden
515.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 59% White 31% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Romanian 4% Hispanic 1% Lithuanian 1%
Foreign-born
0%
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.62%
Current HPI
138.912
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+462.5% since first listed
10 events — show timeline
  • 2025-09-27 Listed $90,000 West Penn MLS
  • 2021-10-15 Sold (Public Records) $82,000 Public Records
  • 2021-10-08 Sold (MLS) $82,000 West Penn MLS
  • 2021-08-23 Contingent West Penn MLS
  • 2021-07-15 Relisted West Penn MLS
  • 2021-04-26 Contingent West Penn MLS
  • 2020-09-10 Listed $95,000 West Penn MLS
  • 2017-05-01 Delisted West Penn MLS
  • 2017-01-12 Listed $33,000 West Penn MLS
  • 1992-05-04 Sold (Public Records) $16,000 Public Records

Property tax history

+10.6%/yr

Latest (2026): $2,496 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…