554 Wilson Bridge Dr Unit 6755A( A2) · National Harbor, MD 20745

$112,750

1 bd · 1.0 ba · 668 sqft · Condo · 88 Days on market

Built 1966 Good condition $169/sqft · 9% above area Est $103k · 9% over $425/mo HOA · 22% of rent ↓ 10% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.3/30.0
• 1% rule +10.0/10.0
• DSCR +8.9/10.0
• Livability +4.0/5.0
• Condition / age +4.0/5.0
• ARV discount +3.3/15.0
• Rent growth +2.3/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

Key facts

• $425 HOA
• Built 1966
• Listed 87 days

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $113k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $225 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $113k).
• Recommended offer: $106k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 1.9% in National Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#48 in MD, #1,799 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: schools F, cost of living D-.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-0.8%/yr); 223 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $780 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 88 days — a 6% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 22% of rent.
• Climate carrying-cost: severe flood risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,985 (6.0% below list)

Questions for the listing agent

1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.68% ✓
• Cap rate: 9.39%
• Cash-on-cash: 11.07%
• DSCR: 1.49
• GRM: 5.0

CMA / ARV

• ARV (median comp): $103,078
• List price: $112,750
• Delta: 9.38%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.3%
• Equity multiple: 0.71×
• Total profit: $-9,168
• Equity at exit: $16,811

10-year hold

• IRR: -5.9%
• Equity multiple: 0.69×
• Total profit: $-9,641
• Equity at exit: $9,749

Cash invested: $31,570 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20745

• Rents YoY: -0.8%
• Active inventory: 223
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,893 high
• Mortgage (P&I): −$591
• Tax est. 1.5%: −$141 /mo · $1,691/yr
• Insurance: −$47
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$425
• Vacancy / Maint / Mgmt: −$398
• Net cashflow: $225

Break-even live

Break-even rent $1,608

Max offer price $112,750

Occupancy floor 83%

Sensitivity live

Price	-10% $303	-5% $264	+0% $225	+5% $186	+10% $147
Rent	-10% $75	-5% $150	+0% $225	+5% $300	+10% $374
Rate	-1.0pp $282	-0.5pp $254	base $225	+0.5pp $196	+1.0pp $166

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,188
• Closing costs: $3,382
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
510 Wilson Bridge Dr Unit 6711 C1 Oxon Hill, MD	1.0	1.0	670	$1,550	$2.31	25d	1	0.18mi
546 Wilson Bridge Dr Unit A-2 Oxon Hill, MD	1.0	1.0	668	$1,580	$2.37	5d	1	0.19mi
519 Wilson Bridge Dr Unit A1 Oxon Hill, MD	1.0	1.0	668	$1,495	$2.24	5d	1	0.34mi
7903 Indian Head Hwy Unit T3 Oxon Hill, MD	—	1.0	539	$1,395	$2.59	25d	1	0.57mi
7907 Indian Head Hwy Unit 310 Oxon Hill, MD	1.0	1.0	688	$1,575	$2.29	44d	1	0.62mi
7911 Indian Head Hwy Unit 205 Oxon Hill, MD	1.0	1.0	688	$1,575	$2.29	25d	1	0.68mi
145 Riverhaven Dr #445 Oxon Hill, MD	1.0	1.0	737	$2,300	$3.12	23d	1	0.89mi
145 Riverhaven Dr #451 Oxon Hill, MD	1.0	1.0	740	$3,400	$4.59	25d	1	0.89mi
145 Riverhaven Dr #428 Oxon Hill, MD	1.0	1.0	741	$2,200	$2.97	25d	1	0.89mi
145 Riverhaven Dr #549 Oxon Hill, MD	1.0	1.0	737	$2,850	$3.87	44d	1	0.89mi
145 Riverhaven Dr #533 Oxon Hill, MD	1.0	1.0	737	$2,400	$3.26	44d	1	0.89mi
145 Riverhaven Dr #305 Oxon Hill, MD	1.0	1.0	732	$2,400	$3.28	19d	1	0.89mi
145 Riverhaven Dr Unit 1 Oxon Hill, MD	1.0	1.0	737	$2,695	$3.66	13d	1	0.90mi
145 Riverhaven Dr Oxon Hill, MD	1.0	1.0	635	$2,395	$3.77	44d	1	0.90mi
250 American Way Oxon Hill, MD	2.0	1.0–2.0	906	$2,664	$2.94	0d	14	0.92mi
155 Potomac Psge #436 Oxon Hill, MD	1.0	1.0	701	$2,350	$3.35	44d	1	0.99mi
155 Potomac Psge #408 Oxon Hill, MD	1.0	1.0	629	$2,200	$3.50	19d	1	0.99mi
157 Fleet St Oxon Hill, MD	1.0–2.0	1.0	692	$2,350	$3.40	16d	4	1.01mi
157 Fleet St Oxon Hill, MD	1.0–2.0	1.0	803	$2,495	$3.11	13d	2	1.01mi
157 Fleet St Oxon Hill, MD	1.0	1.0	804	$2,522	$3.14	3d	2	1.01mi

HOA detail condo

• Monthly dues: $425 · $5,100/yr
• Likely covers: electric
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 26 events

1. 2026-06-21
   days on market $112,750 Active 88 DOM
2. 2026-06-18
   days on market $112,750 Active 85 DOM
3. 2026-06-17
   days on market $112,750 Active 84 DOM
4. 2026-06-16
   days on market $112,750 Active 83 DOM
5. 2026-06-15
   days on market $112,750 Active 82 DOM
6. 2026-06-13
   days on market $112,750 Active 80 DOM
7. 2026-06-10
   days on market $112,750 Active 76 DOM
8. 2026-06-08
   days on market $112,750 Active 75 DOM
9. 2026-06-07
   days on market $112,750 Active 74 DOM
10. 2026-06-04
    days on market $112,750 Active 71 DOM
11. 2026-06-03
    days on market $112,750 Active 70 DOM
12. 2026-06-02
    days on market $112,750 Active 69 DOM
13. 2026-06-01
    days on market $112,750 Active 68 DOM
14. 2026-05-31
    days on market $112,750 Active 67 DOM
15. 2026-05-17
    status Active 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

16. 2026-05-15
    historical 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

17. 2026-04-30
    price $112,750 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

18. 2026-04-10
    status Active 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

19. 2026-03-30
    historical 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

20. 2026-03-13
    listed $114,500 Active 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

21. 2026-03-12
    historical $114,500 778-char remark

    Show marketing remark (778 chars)

    Charming 1-bedroom, 1-bath condo in the Wilson Bridge community of Oxon Hill. This 668 sq. ft. garden-style unit features a functional layout with a open concept spacious living/dining area, full bath, and well-sized bedroom. Built in 1966 with a brick exterior, the home offers central air conditioning and electric heating for year-round comfort. The community provides a low-maintenance lifestyle with a monthly condo fee that includes exterior upkeep and insurance. Parking is available in both the shared lot and on the street. Conveniently located near the Capital Beltway, Woodrow Wilson Bridge, and National Harbor, this property offers easy access to shopping, dining, and entertainment. The price is an excellent option for first-time buyers, downsizers, or investors.

22. 2025-12-31
    historical
23. 2025-11-07
    price $123,295
24. 2025-10-23
    price $123,500
25. 2025-08-29
    listed $125,000 Active
26. 2025-08-09
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,716
• − Mortgage interest: −$6,316
• − Property taxes: −$1,691
• − Insurance: −$1,361
• − Repairs & maintenance: −$1,817
• − Management: −$1,817
• − HOA: −$5,100
• − Depreciation: −$3,280
• Taxable income: $1,333
• Est. tax owed @ 24.0%: −$320
• After-tax cash flow: $2,378/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 14 photos

Good 80/100 Cosmetic rehab

This 1-bedroom, 1-bath condo is in good condition with modern amenities and a good location. It is ready for move-in and would benefit from some landscaping and furniture to maximize its value.

Value-add opportunities

• Both landscaping — improves curb appeal and adds value
• Both furniture — improves living space and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both landscaping — improves curb appeal and adds value ↑
• Both furniture — improves living space and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — National Harbor

• Score: 80/100
• State rank: #48
• US rank: #1799

Category grades

Amenities A- Commute A+ Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: National Harbor, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 28,605
• Household income: $75,236
• Rent vs Own: 55.3% rent · 44.7% own
• Severe rent burden: 1770.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: Black 56% Hispanic / Latino 30% White 6% Two or more races 6% Asian 4% Native American 1%
• Common ancestry: Scotch-Irish 1%
• Foreign-born: 23% · Canada, China, South Korea
• Languages at home: 67% English-only · Spanish 26% Tagalog/Filipino 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -250.85%
• Current HPI: 300.5172
• Rent YoY: ▼ -0.80%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-9.8% since first listed

12 events — show timeline

• 2026-05-17 Relisted — BRIGHT MLS
• 2026-05-15 Listing Removed — BRIGHT MLS
• 2026-04-30 Price Changed $112,750 BRIGHT MLS
• 2026-04-10 Relisted — BRIGHT MLS
• 2026-03-30 Listing Removed — BRIGHT MLS
• 2026-03-13 Listed $114,500 BRIGHT MLS
• 2026-03-12 Coming Soon $114,500 BRIGHT MLS
• 2025-12-31 Listing Removed — BRIGHT MLS
• 2025-11-07 Price Changed $123,295 BRIGHT MLS
• 2025-10-23 Price Changed $123,500 BRIGHT MLS
• 2025-08-29 Listed $125,000 BRIGHT MLS
• 2025-08-09 Coming Soon — BRIGHT MLS