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42463 W Mira Ct
D Composite 42.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.0/30.0
  • Appreciation +4.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • DSCR +2.1/10.0
  • 1% rule +2.0/10.0

$280,000

42463 W Mira Ct · Maricopa, AZ 85138
3 bd · 2.0 ba · 1,724 sqft · SingleFamily public records · 37 Days on market
Built 2007 6,049 sqft lot $162/sqft · 21% below area Est $362k · 23% under $80/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Sonoran living at it's finest on the VERY BEST LOT in the subdivision with over $70K in UPGRADES! (receipts available) Sellers are only selling this one of a kind home, due to moving to South Carolina. Enjoy beautiful views and private space with grassy park behind and on one side. This home boasts a main bed with a custom closet and upgraded ensuite. The colors, decor and the backyard are right out of a Southern Living magazine! Enter your private backyard oasis, through new French Doors to relax in your therapeutic spa! This home offers peaceful, low maintenance living. It has everything including a tankless hot water heater on demand! All mechanicals have been updated! NO Carpet! Click MORE/Added Details The long list of upgrades includes, new AC, new tankless hot water heater, new irrigation, new windows, new French style patio doors, new bay window, new R/O in kitchen, new water softener, new dishwasher, nest doorbell, Gorgeous cherry cabinets, granite countertops, open kitchen with large island and pantry. All appliances, including washer/dryer and refrigerator convey! Built in storage cabinets in garage along with garage workshop with a workbench. Custom ceiling fans convey. As if that was not enough, Santa Rosa Springs is a perfect sized community with conveniences like Walmart literally minutes away. Amenities include covered playgrounds and a basketball court, as well as a scenic walking trail that boasts beautiful mountain views. Residents are just minutes from both Copper Sky Recreation Complex and Pacana Park, which provide fast access to pools, splash pads, fishing ponds, ball fields, and gym & fitness facilities. Fantastic golf and entertainment opportunities are also conveniently located nearby

Key facts

  • Wood-look flooring
  • Ample cabinetry
  • Spacious living area

Tags

FUNCTIONAL LAYOUTSPACIOUS LIVING AREAAMPLE CABINETRYGENEROUS COUNTER SPACECENTER ISLANDWOOD-LOOK FLOORING

Property features AI

Finance

  • HOA & community: Homeowners association with $80 monthly fee; Association fee includes grounds maintenance; Community playground; Biking/walking paths

Exterior

  • Parking: 2 covered parking spaces; 2 open parking spaces; Direct access to parking; 2-car garage
  • Utilities: Private sewer; Private water company
  • Home design: Single family residence; Fee simple ownership
  • Construction: Stucco and painted wood-frame construction; Tile roof; Building area per appraiser
  • Exterior features: Corner lot; Desert front yard; Above-ground spa; Block fencing

Interior

  • Kitchen: Built-in microwave; Pantry; Breakfast bar; Granite counters; Disposal
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: High-speed internet; Granite counters; Double vanity; Breakfast bar; Pantry; Full bath in master bedroom; Disposal
  • Laundry & utility: Laundry room inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $-352 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $218k (22.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (30.3% below list).
  • Recommended offer: $195k (30.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 3.7% in Maricopa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
  • Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Saddleback Elementary School (math 24% / reading 33%, grade F, #580 of 1,109 statewide, top 53%, 795 students, 56% FRL); Desert Wind Middle School (math 14% / reading 26%, grade F, #127 of 218 statewide, top 60%, 817 students, 52% FRL); Maricopa High School (math 12% / reading 19%, grade F, #262 of 381 statewide, top 69%, 2,188 students, 46% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: Rents rising (+1.8%/yr); 862 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $195,055 (30.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.07%
Cash-on-cash
-4.37%
DSCR
0.81
GRM
12.0

CMA / ARV

ARV (median comp)
$361,979
List price
$280,000
Delta
-22.65%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17416 N Rosa Dr 0.05mi 3/2.0 1,725 (+0%) 3mo $275,000 $159 95
43020 W Palo Amarillo Rd 0.24mi 3/2.0 1,808 (+5%) 2mo $356,990 $197 79
42103 W Lago St 0.41mi 3/2.0 1,681 (-2%) 5mo $285,000 $170 72
42157 W Balsa Dr 0.20mi 4/2.0 (+1) 1,554 (-10%) 1mo $305,000 $196 68
16665 N Luna Dr 0.68mi 3/2.0 1,680 (-3%) 1mo $290,000 $173 64
42965 W Vincent Dr 0.47mi 3/2.0 1,565 (-9%) 2mo $291,330 $186 61
42975 W Peters Dr 0.53mi 3/2.0 1,565 (-9%) 1mo $309,990 $198 59
16515 N Comet Trl 0.56mi 3/2.0 1,565 (-9%) 2mo $305,000 $195 56
18196 N Calacera St 0.57mi 4/2.0 (+1) 1,603 (-7%) 3mo $290,000 $181 55
42490 W Krista Dr 0.35mi 4/3.0 (+1) 1,977 (+15%) 2mo $360,000 $182 49
42990 W Peters Dr 0.53mi 4/2.0 (+1) 1,915 (+11%) 4mo $333,670 $174 49
42905 W Peters Dr 0.61mi 4/2.0 (+1) 1,915 (+11%) 5mo $334,990 $175 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.89% appreciation · 1.78% rent growth · sell at horizon

5-year hold
IRR
-13.2%
Equity multiple
0.43×
Total profit
$-44,435
Equity at exit
$69,101
10-year hold
IRR
-7.5%
Equity multiple
0.33×
Total profit
$-52,729
Equity at exit
$73,858

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85138

Home prices YoY
-0.3%
Rents YoY
1.8%
Active inventory
862
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$1,951 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$161 /mo · $1,936/yr
Insurance
$117
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$80
Vacancy / Maint / Mgmt
$410
Net cashflow
$-352

Break-even live

Break-even rent $2,396
Max offer price $217,838
Occupancy floor

Sensitivity live

Price -10% $-193 -5% $-273 +0% $-352 +5% $-431 +10% $-510
Rent -10% $-506 -5% $-429 +0% $-352 +5% $-275 +10% $-198
Rate -1.0pp $-211 -0.5pp $-281 base $-352 +0.5pp $-424 +1.0pp $-498

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
42381 W Mira Ct Maricopa, AZ 3.0 2.0 1584 $1,795 $1.13 45d 1 0.07mi
42381 W Mira Ct Maricopa, AZ 3.0 2.0 1584 $1,795 $1.13 26d 1 0.07mi
42246 W Balsa Dr Maricopa, AZ 3.0 2.0 1585 $1,679 $1.06 45d 1 0.13mi
42275 W Calle St Maricopa, AZ 4.0 3.0 1807 $2,050 $1.13 45d 1 0.15mi
42275 W Calle St Maricopa, AZ 4.0 3.0 1807 $2,050 $1.13 5d 1 0.15mi
42584 W Maricopa-Casa Grande Hwy Maricopa, AZ 2.0–4.0 1.0–2.0 1140 $1,723 $1.51 0d 60 0.35mi
41932 W Manderas Ln Maricopa, AZ 4.0 2.0 1553 $1,850 $1.19 26d 1 0.49mi
42725 W Martie Lynn Rd Maricopa, AZ 3.0 2.0 1509 $2,015 $1.34 26d 1 0.53mi
18184 N Calacera St Maricopa, AZ 3.0 2.0 1603 $1,795 $1.12 18d 1 0.59mi
16720 N Porter Rd Maricopa, AZ 1.0–3.0 1.0–2.0 916 $1,750 $1.91 0d 28 0.64mi
17485 N Porter Rd Maricopa, AZ 1.0–3.0 1.0–2.0 942 $1,399 $1.48 0d 17 0.66mi
17645 N Porter Rd Maricopa, AZ 1.0–2.0 1.0–2.0 996 $2,150 $2.16 0d 16 0.77mi
42495 W Monteverde Dr Maricopa, AZ 3.0 2.0 1484 $2,500 $1.68 45d 1 0.79mi
18283 N Presley Ln Maricopa, AZ 3.0 2.5 2156 $2,000 $0.93 26d 1 0.80mi
43760 W Cypress Ln Maricopa, AZ 4.0 2.0 2142 $2,000 $0.93 45d 1 0.95mi
43814 W Cypress Ln Maricopa, AZ 4.0 2.0 2170 $2,095 $0.97 45d 1 0.98mi
41342 W Capistrano Dr Maricopa, AZ 3.0 2.5 2201 $1,800 $0.82 7d 1 1.02mi
44000 W Palo Olmo Rd Maricopa, AZ 3.0 2.0 1853 $1,850 $1.00 45d 1 1.03mi
43361 W Elizabeth Ave Maricopa, AZ 3.0 2.0 1509 $1,795 $1.19 25d 1 1.05mi
43205 W Jeremy St Maricopa, AZ 3.0 2.0 1699 $1,800 $1.06 0d 1 1.11mi
41177 W Lucera Ln Maricopa, AZ 3.0 2.0 1838 $1,875 $1.02 7d 1 1.12mi
44124 W Palo Cedro Rd Maricopa, AZ 3.0 2.0 1619 $1,595 $0.99 45d 1 1.14mi
19165 N Ventana Ln Maricopa, AZ 3.0 2.0 1440 $1,650 $1.15 26d 1 1.15mi
40584 W Helen Ct Maricopa, AZ 3.0 2.5 1940 $2,300 $1.19 5d 1 1.27mi
43269 W Arizona Ave Maricopa, AZ 4.0 2.0 1533 $1,695 $1.11 45d 1 1.33mi
43811 W Elizabeth Ave Maricopa, AZ 3.0 2.0 1509 $1,550 $1.03 0d 1 1.40mi
40404 W Molly Ln Maricopa, AZ 3.0 2.5 1803 $1,695 $0.94 45d 1 1.45mi
19488 N Falcon Ln Maricopa, AZ 4.0 3.0 1836 $2,300 $1.25 13d 1 1.46mi

HOA detail

Monthly dues
$80 · $960/yr
Likely covers
waterlandscapingpoolgym

Listing history 44 events

  1. 2026-06-21
    days on market $280,000 Active 37 DOM
  2. 2026-06-18
    days on market $280,000 Active 34 DOM
  3. 2026-06-17
    days on market $280,000 Active 33 DOM
  4. 2026-06-16
    days on market $280,000 Active 32 DOM
  5. 2026-06-15
    days on market $280,000 Active 31 DOM
  6. 2026-06-13
    days on market $280,000 Active 29 DOM
  7. 2026-06-13
    days on market $280,000 Active 28 DOM
  8. 2026-06-09
    days on market $280,000 Active 25 DOM
  9. 2026-06-08
    days on market $280,000 Active 24 DOM
  10. 2026-06-07
    days on market $280,000 Active 23 DOM
  11. 2026-06-04
    days on market $280,000 Active 20 DOM
  12. 2026-06-03
    days on market $280,000 Active 19 DOM
  13. 2026-06-02
    days on market $280,000 Active 18 DOM
  14. 2026-06-01
    days on market $280,000 Active 17 DOM
  15. 2026-05-31
    days on market $280,000 Active 16 DOM
  16. 2026-05-15
    listed $280,000 Active 800-char remark
  17. 2025-10-23
    status Pending
  18. 2025-10-23
    listed $265,000 Active
  19. 2025-10-23
    historical
  20. 2025-09-16
    status Pending
  21. 2025-09-12
    price $265,000
  22. 2025-09-06
    listed $299,000 Active
  23. 2022-10-31
    soldstatus $349,072 Closed
    Show marketing remark (1745 chars)

    Sonoran living at it's finest on the VERY BEST LOT in the subdivision with over $70K in UPGRADES! (receipts available) Sellers are only selling this one of a kind home, due to moving to South Carolina. Enjoy beautiful views and private space with grassy park behind and on one side. This home boasts a main bed with a custom closet and upgraded ensuite. The colors, decor and the backyard are right out of a Southern Living magazine! Enter your private backyard oasis, through new French Doors to relax in your therapeutic spa! This home offers peaceful, low maintenance living. It has everything including a tankless hot water heater on demand! All mechanicals have been updated! NO Carpet! Click MORE/Added Details The long list of upgrades includes, new AC, new tankless hot water heater, new irrigation, new windows, new French style patio doors, new bay window, new R/O in kitchen, new water softener, new dishwasher, nest doorbell, Gorgeous cherry cabinets, granite countertops, open kitchen with large island and pantry. All appliances, including washer/dryer and refrigerator convey! Built in storage cabinets in garage along with garage workshop with a workbench. Custom ceiling fans convey. As if that was not enough, Santa Rosa Springs is a perfect sized community with conveniences like Walmart literally minutes away. Amenities include covered playgrounds and a basketball court, as well as a scenic walking trail that boasts beautiful mountain views. Residents are just minutes from both Copper Sky Recreation Complex and Pacana Park, which provide fast access to pools, splash pads, fishing ponds, ball fields, and gym & fitness facilities. Fantastic golf and entertainment opportunities are also conveniently located nearby

  24. 2022-10-31
    soldstatus $349,072
    Show marketing remark (1745 chars)

    Sonoran living at it's finest on the VERY BEST LOT in the subdivision with over $70K in UPGRADES! (receipts available) Sellers are only selling this one of a kind home, due to moving to South Carolina. Enjoy beautiful views and private space with grassy park behind and on one side. This home boasts a main bed with a custom closet and upgraded ensuite. The colors, decor and the backyard are right out of a Southern Living magazine! Enter your private backyard oasis, through new French Doors to relax in your therapeutic spa! This home offers peaceful, low maintenance living. It has everything including a tankless hot water heater on demand! All mechanicals have been updated! NO Carpet! Click MORE/Added Details The long list of upgrades includes, new AC, new tankless hot water heater, new irrigation, new windows, new French style patio doors, new bay window, new R/O in kitchen, new water softener, new dishwasher, nest doorbell, Gorgeous cherry cabinets, granite countertops, open kitchen with large island and pantry. All appliances, including washer/dryer and refrigerator convey! Built in storage cabinets in garage along with garage workshop with a workbench. Custom ceiling fans convey. As if that was not enough, Santa Rosa Springs is a perfect sized community with conveniences like Walmart literally minutes away. Amenities include covered playgrounds and a basketball court, as well as a scenic walking trail that boasts beautiful mountain views. Residents are just minutes from both Copper Sky Recreation Complex and Pacana Park, which provide fast access to pools, splash pads, fishing ponds, ball fields, and gym & fitness facilities. Fantastic golf and entertainment opportunities are also conveniently located nearby

  25. 2022-09-08
    status Pending
    Show marketing remark (1745 chars)

    Sonoran living at it's finest on the VERY BEST LOT in the subdivision with over $70K in UPGRADES! (receipts available) Sellers are only selling this one of a kind home, due to moving to South Carolina. Enjoy beautiful views and private space with grassy park behind and on one side. This home boasts a main bed with a custom closet and upgraded ensuite. The colors, decor and the backyard are right out of a Southern Living magazine! Enter your private backyard oasis, through new French Doors to relax in your therapeutic spa! This home offers peaceful, low maintenance living. It has everything including a tankless hot water heater on demand! All mechanicals have been updated! NO Carpet! Click MORE/Added Details The long list of upgrades includes, new AC, new tankless hot water heater, new irrigation, new windows, new French style patio doors, new bay window, new R/O in kitchen, new water softener, new dishwasher, nest doorbell, Gorgeous cherry cabinets, granite countertops, open kitchen with large island and pantry. All appliances, including washer/dryer and refrigerator convey! Built in storage cabinets in garage along with garage workshop with a workbench. Custom ceiling fans convey. As if that was not enough, Santa Rosa Springs is a perfect sized community with conveniences like Walmart literally minutes away. Amenities include covered playgrounds and a basketball court, as well as a scenic walking trail that boasts beautiful mountain views. Residents are just minutes from both Copper Sky Recreation Complex and Pacana Park, which provide fast access to pools, splash pads, fishing ponds, ball fields, and gym & fitness facilities. Fantastic golf and entertainment opportunities are also conveniently located nearby

  26. 2022-08-31
    listed $349,072 Active
    Show marketing remark (1745 chars)

    Sonoran living at it's finest on the VERY BEST LOT in the subdivision with over $70K in UPGRADES! (receipts available) Sellers are only selling this one of a kind home, due to moving to South Carolina. Enjoy beautiful views and private space with grassy park behind and on one side. This home boasts a main bed with a custom closet and upgraded ensuite. The colors, decor and the backyard are right out of a Southern Living magazine! Enter your private backyard oasis, through new French Doors to relax in your therapeutic spa! This home offers peaceful, low maintenance living. It has everything including a tankless hot water heater on demand! All mechanicals have been updated! NO Carpet! Click MORE/Added Details The long list of upgrades includes, new AC, new tankless hot water heater, new irrigation, new windows, new French style patio doors, new bay window, new R/O in kitchen, new water softener, new dishwasher, nest doorbell, Gorgeous cherry cabinets, granite countertops, open kitchen with large island and pantry. All appliances, including washer/dryer and refrigerator convey! Built in storage cabinets in garage along with garage workshop with a workbench. Custom ceiling fans convey. As if that was not enough, Santa Rosa Springs is a perfect sized community with conveniences like Walmart literally minutes away. Amenities include covered playgrounds and a basketball court, as well as a scenic walking trail that boasts beautiful mountain views. Residents are just minutes from both Copper Sky Recreation Complex and Pacana Park, which provide fast access to pools, splash pads, fishing ponds, ball fields, and gym & fitness facilities. Fantastic golf and entertainment opportunities are also conveniently located nearby

  27. 2022-08-24
    historical
  28. 2022-08-18
    price $374,900
  29. 2022-08-17
    price $378,072
  30. 2022-08-09
    price $389,072
  31. 2022-08-04
    listed $424,900 Active
  32. 2017-05-05
    soldstatus $175,000 Closed
  33. 2017-05-05
    soldstatus $175,000
  34. 2017-04-12
    status Pending
  35. 2017-04-01
    historical Under Contract Accepting Backups
  36. 2017-03-23
    listed $179,000 Active
  37. 2010-12-22
    soldstatus $72,000 Closed
  38. 2010-12-17
    soldstatus $72,000
  39. 2010-11-20
    status Pending
  40. 2010-09-30
    price $75,000
  41. 2010-09-18
    price $85,000
  42. 2010-09-12
    price $88,900
  43. 2010-08-22
    listed $89,000 Active
  44. 2007-10-19
    soldstatus $190,836

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,936 · $161/mo
Projected year-2 tax
$1,936 · $161/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,407
− Mortgage interest
−$15,684
− Property taxes
−$1,936
− Insurance
−$2,198
− Repairs & maintenance
−$1,873
− Management
−$1,873
− HOA
−$960
− Depreciation
−$8,145
Taxable loss
−$9,262
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,223
After-tax cash flow
$-2,000/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Maricopa Unified School District (4441)
NCES district ID
0404720
Math proficiency
20% ▼ -18.00%
Reading proficiency
29% ▼ -9.00%
Median HH income
$63,725
Composite
22.92/100
National rank
#7993
State rank
#128 of 249 in AZ

Livability — Maricopa

Score
72/100
State rank
#28
US rank
#5943

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maricopa, AZ
County
Pinal County · 399,947 people
City population
76,044
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
55,260
Household income
$95,867
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
432.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
Hispanic origin (detail)
Mexican 26% Puerto Rican 1%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.89%
Current HPI
258.1461
Rent YoY
▲ 1.78%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+46.7% since first listed
29 events — show timeline
  • 2026-05-15 Listed $280,000 ARMLS
  • 2025-10-23 Pending ARMLS
  • 2025-10-23 Listed $265,000 ARMLS
  • 2025-10-23 Listing Removed ARMLS
  • 2025-09-16 Pending ARMLS
  • 2025-09-12 Price Changed $265,000 ARMLS
  • 2025-09-06 Listed $299,000 ARMLS
  • 2022-10-31 Sold (Public Records) $349,072 Public Records
  • 2022-10-31 Sold (MLS) $349,072 ARMLS
  • 2022-09-08 Pending ARMLS
  • 2022-08-31 Listed $349,072 ARMLS
  • 2022-08-24 Listing Removed ARMLS
  • 2022-08-18 Price Changed $374,900 ARMLS
  • 2022-08-17 Price Changed $378,072 ARMLS
  • 2022-08-09 Price Changed $389,072 ARMLS
  • 2022-08-04 Listed $424,900 ARMLS
  • 2017-05-05 Sold (Public Records) $175,000 Public Records
  • 2017-05-05 Sold (MLS) $175,000 ARMLS
  • 2017-04-12 Pending ARMLS
  • 2017-04-01 Contingent ARMLS
  • 2017-03-23 Listed $179,000 ARMLS
  • 2010-12-22 Sold (MLS) $72,000 ARMLS
  • 2010-12-17 Sold (Public Records) $72,000 Public Records
  • 2010-11-20 Pending ARMLS
  • 2010-09-30 Price Changed $75,000 ARMLS
  • 2010-09-18 Price Changed $85,000 ARMLS
  • 2010-09-12 Price Changed $88,900 ARMLS
  • 2010-08-22 Listed $89,000 ARMLS
  • 2007-10-19 Sold (Public Records) $190,836 Public Records

Property tax history

+0.4%/yr

Latest (2025): $1,936 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…