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5019 Avery Rd
B- Composite 65.73
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.1/30.0
  • 1% rule +9.8/10.0
  • DSCR +8.8/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +4.1/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

5019 Avery Rd · New Port Richey, FL 34652
2 bd · 1.0 ba · 1,400 sqft · SingleFamily public records · 51 Days on market
Built 1958 6,000 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

Key facts

  • 6,000 sq ft lot
  • Built 1958
  • Listed 51 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $-138 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $97k (15.4% below list).
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $97k (15.4% below list) — sets the bar for cash-flow.
  • Cap rate 9.3% vs local median 2.0% in New Port Richey — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#67 in FL, #1,139 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime C-, commute D, employment F.
  • Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Richey Elementary School (math 34% / reading 39%, grade F, #1,656 of 2,144 statewide, top 78%, 650 students, 89% FRL); Gulf High School (math 32% / reading 34%, grade F, #406 of 667 statewide, top 61%, 1,465 students, 76% FRL) — zoned schools average 83% FRL vs 48% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 35% at this address vs 51% district-wide (-16 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 635 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 21y ago; this cycle's ask has dropped $35k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.2% of price; flood insurance adds $427/mo; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $97,239 (15.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
9.30%
Cash-on-cash
10.74%
DSCR
1.48
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$287,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7332 Janczlik Dr 0.12mi 2/2.0 1,325 (-5%) 7mo $285,000 $215 75
7205 Morningstar Ln 0.15mi 3/2.0 (+1) 1,308 (-7%) 3mo $225,000 $172 71
7304 Royal Palm Dr 0.10mi 2/2.0 1,262 (-10%) 8mo $259,000 $205 68
5340 Dartmouth Rd 0.41mi 3/2.0 (+1) 1,368 (-2%) 2mo $335,000 $245 66
7309 Washington St 0.70mi 2/1.5 1,411 (+1%) 0mo $240,000 $170 64
4940 Cherry Ct 0.13mi 3/2.0 (+1) 1,543 (+10%) 8mo $355,000 $230 62
4935 Petunia Ct 0.14mi 3/2.0 (+1) 1,543 (+10%) 8mo $132,000 $86 61
5433 Palmetto Rd 0.49mi 3/2.0 (+1) 1,456 (+4%) 6mo $298,250 $205 56
6620 Oelsner St 0.58mi 3/2.0 (+1) 1,338 (-4%) 4mo $220,000 $164 53
7232 Jasmin Dr 0.48mi 3/2.0 (+1) 1,550 (+11%) 4mo $385,000 $248 47
4903 Green Key Rd 0.62mi 3/2.0 (+1) 1,296 (-7%) 6mo $110,000 $85 44
4905 Largo Ter 0.47mi 3/2.0 (+1) 1,198 (-14%) 3mo $130,000 $109 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.72% rent growth · sell at horizon

5-year hold
IRR
-29.9%
Equity multiple
0.04×
Total profit
$-30,811
Equity at exit
$17,147
10-year hold
IRR
-63.9%
Equity multiple
-0.59×
Total profit
$-51,313
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34652

Home prices YoY
-26.1%
Rents YoY
0.7%
Active inventory
635
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,702 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$405 /mo · $4,862/yr
Insurance
$48
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$357
Net cashflow
$-138

Break-even live

Break-even rent $1,877
Max offer price $97,239
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7353 Royal Palm Dr New Port Richey, FL 3.0 2.0 1048 $1,550 $1.48 24d 1 0.13mi
7133 Pinewood Dr New Port Richey, FL 2.0 1.0 1000 $1,350 $1.35 5d 1 0.14mi
7023 Oakwood Dr New Port Richey, FL 3.0 2.0 1032 $1,800 $1.74 20d 1 0.25mi
4970 Marina Palms Dr Port Richey, FL 2.0 2.0 1160 $1,800 $1.55 24d 1 0.34mi
7124 Green St New Port Richey, FL 2.0 1.0 1000 $1,195 $1.20 2d 1 0.40mi
4927 Marina Palms Dr Port Richey, FL 3.0 2.0 1424 $1,700 $1.19 11d 1 0.42mi
7013 Green St New Port Richey, FL 3.0 2.0 1104 $1,500 $1.36 2d 1 0.43mi
6931 Julia Ct New Port Richey, FL 1.0–2.0 1.0 800 $1,495 $1.87 2d 4 0.48mi
6640 Del Prado Ter New Port Richey, FL 3.0 1.0 912 $1,450 $1.59 24d 1 0.58mi
4823 Ebbtide Ln Port Richey, FL 2.0 2.0 1098 $1,800 $1.64 3d 1 0.67mi
4823 Ebbtide Ln #301 Port Richey, FL 2.0 2.0 1098 $2,200 $2.00 24d 1 0.67mi
7309 Washington St New Port Richey, FL 2.0 1.0 1311 $1,600 $1.22 2d 1 0.68mi
8026 Brighton Dr Port Richey, FL 2.0 2.0 1394 $2,295 $1.65 24d 1 0.75mi
7616 Washington St Port Richey, FL 3.0 2.0 1180 $1,970 $1.67 24d 1 0.76mi
7630 Tortuga Bay Blvd Port Richey, FL 3.0 2.0 1180 $1,825 $1.55 12d 17 0.77mi
7730 Washington St Port Richey, FL 3.0 1.0 1040 $1,575 $1.51 24d 1 0.84mi
8150 Brent St Port Richey, FL 2.0 2.0 1106 $2,500 $2.26 15d 1 0.95mi
5800 Virginia Ave New Port Richey, FL 2.0 1.0 900 $1,550 $1.72 12d 1 0.97mi
5800 Virginia Ave New Port Richey, FL 2.0 1.0 900 $1,495 $1.66 20d 1 0.97mi
5500 Main St New Port Richey, FL 2.0 2.0 1231 $1,733 $1.41 3d 6 0.99mi
8128 Papaya St Port Richey, FL 2.0 2.5 1364 $1,850 $1.36 5d 1 1.00mi
8134 Papaya St Port Richey, FL 2.0 2.5 1364 $1,800 $1.32 10d 1 1.00mi
8124 Cormel St Unit 8126 Port Richey, FL 2.0 1.0 1770 $1,550 $0.88 2d 1 1.01mi
6073 Vermont Ave New Port Richey, FL 3.0 2.0 1562 $2,250 $1.44 24d 1 1.08mi
6332 Grand Blvd Port Richey, FL 2.0 2.0 894 $1,950 $2.18 5d 2 1.09mi
4620 Bay Blvd #1116 Port Richey, FL 2.0 2.0 1025 $1,900 $1.85 24d 1 1.15mi
4550 Bay Blvd #1231 Port Richey, FL 2.0 2.0 1025 $2,500 $2.44 22d 1 1.18mi
4550 Bay Blvd #1231 Port Richey, FL 2.0 2.0 1025 $2,300 $2.24 2d 1 1.18mi
5841 Sun Glo Ave Port Richey, FL 1.0 1.0 950 $814 $0.86 15d 1 1.20mi
5847 Nebraska Ave New Port Richey, FL 1.0 1.0 900 $1,350 $1.50 24d 1 1.22mi
5701 Berlin Dr Port Richey, FL 3.0 2.0 1364 $1,745 $1.28 24d 1 1.23mi
6250 Kentfield Ave New Port Richey, FL 3.0 2.0 1578 $2,500 $1.58 5d 1 1.24mi
5852 Sea Forest Dr Port Richey, FL 2.0 1.0 875 $1,161 $1.33 24d 1 1.24mi
6300 Limerick Ave New Port Richey, FL 3.0 2.0 953 $1,650 $1.73 24d 1 1.27mi
7713 Heather St New Port Richey, FL 3.0 2.0 1344 $1,800 $1.34 24d 1 1.27mi
5800 Montana Ave New Port Richey, FL 2.0 1.0 1536 $1,300 $0.85 24d 1 1.28mi
5706 Bay Blvd Port Richey, FL 3.0 2.0 1426 $1,950 $1.37 12d 1 1.30mi
5712 Bay Blvd Port Richey, FL 3.0 2.0 1216 $1,900 $1.56 24d 1 1.31mi
6131 Central Ave New Port Richey, FL 3.0 2.0 1682 $2,500 $1.49 24d 1 1.34mi
6338 Aberdeen Ave New Port Richey, FL 3.0 2.0 1000 $2,300 $2.30 16d 1 1.35mi

Listing history 32 events

  1. 2026-01-26
    status Pending
  2. 2026-01-14
    price $115,000
  3. 2025-12-16
    price $130,000
  4. 2025-12-06
    listed $150,000 Active
  5. 2023-06-01
    soldstatus $228,000
  6. 2023-05-24
    soldstatus $228,000 Closed 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  7. 2023-04-17
    status Pending 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  8. 2023-04-16
    status Active 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  9. 2023-04-11
    status Pending 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  10. 2023-04-08
    price $215,000 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  11. 2023-03-31
    price $220,000 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  12. 2023-03-28
    status Active 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  13. 2023-03-27
    status Pending 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  14. 2023-03-24
    status Active 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  15. 2023-03-16
    status Pending 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  16. 2023-03-14
    price $225,000 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  17. 2023-02-16
    listed $250,000 Active 529-char remark
    Show marketing remark (529 chars)

    Welcome to your new home in the Jasmin Acres subdivision! No HOA! Whether you are just starting out or ready to scale down, this doll baby is sure to please. This home has newer double paned windows & A/C unit, fresh paint & tile throughout, new roof, new appliances and a large, fenced backyard where children and pets can play safely. Tucked away under old oak trees on a quiet street, it has easy access to shopping, restaurants and the Gulf of Mexico. Schedule your showing and submit your offer before it's gone!

  18. 2015-04-23
    soldstatus $42,800 Sold 432-char remark
    Show marketing remark (432 chars)

    Wonderful Investment Opportunity! 4 bedroom 2 bath single family home located in New Port Richey! You will find shopping, restaurants, schools, major roads for commuting, and much more in proximity. This 1,400 sq ft home boasts an open floor plan, a spacious backyard, and a fantastic space to make your own. Do not miss this chance to make this home yours - Call to schedule a showing today! This is a Fannie Mae HomePath Property.

  19. 2015-04-20
    status Pending 432-char remark
    Show marketing remark (432 chars)

    Wonderful Investment Opportunity! 4 bedroom 2 bath single family home located in New Port Richey! You will find shopping, restaurants, schools, major roads for commuting, and much more in proximity. This 1,400 sq ft home boasts an open floor plan, a spacious backyard, and a fantastic space to make your own. Do not miss this chance to make this home yours - Call to schedule a showing today! This is a Fannie Mae HomePath Property.

  20. 2015-03-05
    price $42,500 432-char remark
    Show marketing remark (432 chars)

    Wonderful Investment Opportunity! 4 bedroom 2 bath single family home located in New Port Richey! You will find shopping, restaurants, schools, major roads for commuting, and much more in proximity. This 1,400 sq ft home boasts an open floor plan, a spacious backyard, and a fantastic space to make your own. Do not miss this chance to make this home yours - Call to schedule a showing today! This is a Fannie Mae HomePath Property.

  21. 2015-01-30
    price $46,500 432-char remark
    Show marketing remark (432 chars)

    Wonderful Investment Opportunity! 4 bedroom 2 bath single family home located in New Port Richey! You will find shopping, restaurants, schools, major roads for commuting, and much more in proximity. This 1,400 sq ft home boasts an open floor plan, a spacious backyard, and a fantastic space to make your own. Do not miss this chance to make this home yours - Call to schedule a showing today! This is a Fannie Mae HomePath Property.

  22. 2015-01-02
    listed $48,500 Active 432-char remark
    Show marketing remark (432 chars)

    Wonderful Investment Opportunity! 4 bedroom 2 bath single family home located in New Port Richey! You will find shopping, restaurants, schools, major roads for commuting, and much more in proximity. This 1,400 sq ft home boasts an open floor plan, a spacious backyard, and a fantastic space to make your own. Do not miss this chance to make this home yours - Call to schedule a showing today! This is a Fannie Mae HomePath Property.

  23. 2008-03-26
    soldstatus $105,000
  24. 2008-03-24
    soldstatus $105,000
  25. 2008-02-14
    listed $99,900
  26. 2006-07-11
    listed $159,900
  27. 2005-12-22
    soldstatus $120,000
  28. 2005-12-16
    soldstatus $120,000
  29. 2005-09-09
    listed $129,000
  30. 2005-06-21
    listed $129,900
  31. 2004-07-20
    soldstatus $67,010
  32. 1982-10-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,862 · $405/mo
Projected year-2 tax
$4,862 · $405/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,421
− Mortgage interest
−$6,442
− Property taxes
−$4,862
− Insurance
−$5,694
− Repairs & maintenance
−$1,634
− Management
−$1,634
− Depreciation
−$3,345
Taxable loss
−$3,189
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$765
After-tax cash flow
$-894/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pasco
NCES district ID
1201530
Math proficiency
50% ▼ -10.00%
Reading proficiency
52% ▼ -5.00%
Median HH income
$45,039
Composite
43.14/100
National rank
#3074
State rank
#32 of 73 in FL

Livability — New Port Richey

Score
82/100
State rank
#67
US rank
#1139

Category grades

Amenities A+ Commute D Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Port Richey, FL
County
Pasco County · 524,098 people
City population
137,708
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
27,444
Household income
$56,931
Rent vs Own
36.4% rent · 63.6% own
Severe rent burden
1190.0

Population outlook (Pasco County) Hauer SSP2

Today (2025)
570,045 people
By 2030
605,844 · +6.3%
By 2040
674,806 · +18.4%
By 2050
736,022 · +29.1%
By 2075
862,900 · +51.4%
By 2100
906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 13% Two or more races 9% Black 4%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4% Cuban 4%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 2%
Foreign-born
9% · Canada
Languages at home
87% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Pasco

2024 margin
Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
2008→2024 swing
-21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -109.49%
Current HPI
310.8347
Rent YoY
▲ 0.72%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+360.0% since first listed
32 events — show timeline
  • 2026-01-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-01-14 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-16 Price Changed $130,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-06 Listed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2023-06-01 Sold (Public Records) $228,000 Public Records
  • 2023-05-24 Sold (MLS) $228,000 Stellar MLS as Distributed by MLS Grid
  • 2023-04-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-04-16 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-04-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-04-08 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-31 Price Changed $220,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-28 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-03-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-03-24 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-03-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-03-14 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
  • 2023-02-16 Listed $250,000 Stellar MLS as Distributed by MLS Grid
  • 2015-04-23 Sold (MLS) $42,800 Stellar MLS as Distributed by MLS Grid
  • 2015-04-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-03-05 Price Changed $42,500 Stellar MLS as Distributed by MLS Grid
  • 2015-01-30 Price Changed $46,500 Stellar MLS as Distributed by MLS Grid
  • 2015-01-02 Listed $48,500 Stellar MLS as Distributed by MLS Grid
  • 2008-03-26 Sold (Public Records) $105,000 Public Records
  • 2008-03-24 Sold (MLS) $105,000 Stellar MLS as Distributed by MLS Grid
  • 2008-02-14 Listed $99,900 Stellar MLS as Distributed by MLS Grid
  • 2006-07-11 Listed $159,900 Stellar MLS as Distributed by MLS Grid
  • 2005-12-22 Sold (Public Records) $120,000 Public Records
  • 2005-12-16 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
  • 2005-09-09 Listed $129,000 Stellar MLS as Distributed by MLS Grid
  • 2005-06-21 Listed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2004-07-20 Sold (Public Records) $67,010 Public Records
  • 1982-10-01 Sold (Public Records) $25,000 Public Records

Property tax history

+11.9%/yr

Latest (2025): $4,862 · +16.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…