3741 Swann Rd #3 · Suitland, MD 20746

$210,000

3 bd · 2.5 ba · 2,140 sqft · Townhouse public records · 8 Days on market

Built 1969 3,070 sqft lot Est $379k · 45% under $65/mo HOA · 2% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.8/30.0
• ARV discount +15.0/15.0
• DSCR +9.8/10.0
• 1% rule +8.4/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great price and a wonderful opportunity!! Brick townhouse with three finished levels. Full bath off master bedroom has been remodeled. Ceramic tile foyer, kitchen and dining room. Huge eating space in kitchen plus separate dining room. Full basement with rec room. Big patio with screened rear porch.

Key facts

• Screen in porch
• Replaced hvac
• Corner unit

Tags

• CORNER UNIT
• SCREEN IN PORCH
• NEW ROOF
• REPLACED HVAC

Property features AI

Finance

• HOA & community: HOA fee $65 monthly; HOA covers common area maintenance

Exterior

• Parking: One off-site parking space (total 1 parking space)
• Utilities: Public water; Public sewer; Natural gas available; Electric available; Cable TV available; Hot water: natural gas; Municipal trash not provided
• Home design: End of row townhouse; Faces south; Fee simple ownership; Property condition listed as below average; Built year source: Assessor
• Construction: Brick construction; Brick/mortar foundation; Asphalt roof
• Exterior features: Not in a federal flood zone; Other structures above grade and below grade; Pets allowed with no pet restrictions; Ground rent paid annually

Interior

• Kitchen: Kitchen (appliances not listed)
• Bedrooms: Three bedrooms on the upper level
• Flooring: Carpet; Luxury vinyl plank
• Bathrooms: Two full bathrooms (all upper levels); One half bathroom on the main level
• Heating & cooling: Heat pump with gas backup; Natural gas heating fuel; Central air conditioning (electric)
• Interior features: Drywall walls and ceilings; Connecting stairway to basement; Basement present
• Laundry & utility: No specific laundry details provided

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $210k.

Deal economics

• At list price, monthly cash flow is $640 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $210k).
• Cap rate 9.9% vs local median 4.9% in Suitland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#189 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B; Watch: health & safety C-, crime F, amenities D-.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: William Beanes Elementary (math 2% / reading 8%, grade F, #766 of 860 statewide, top 93%, 382 students, 66% FRL); Drew Freeman Middle (math 2% / reading 12%, grade F, #219 of 225 statewide, top 98%, 833 students, 67% FRL).
• Market conditions: Rents soft (-1.2%/yr); 96 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 42% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $210,000

Questions for the listing agent

1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 9.95%
• Cash-on-cash: 13.06%
• DSCR: 1.58
• GRM: 6.2

CMA / ARV

• ARV (on-the-fly): $378,780
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3644 Wood Creek Dr	0.26mi	3/3.5	1,940 (-9%)	6mo	$300,000	$155	64
3628 Wood Creek Dr	0.29mi	2/3.5 (-1)	1,940 (-9%)	2mo	$340,000	$175	60
3606 Wood Crk	0.33mi	3/3.5	1,920 (-10%)	4mo	$325,000	$169	60
3102 Irma Ct	0.74mi	3/2.5	2,075 (-3%)	2mo	$348,000	$168	59
5526 Capital Gateway Dr #406	0.65mi	3/2.5	2,126 (-1%)	15mo	$376,000	$177	56
3536 Princess Caroline Ct	0.63mi	3/2.5	1,920 (-10%)	4mo	$352,500	$184	50
3409 Wood Creek Dr	0.43mi	4/3.5 (+1)	1,940 (-9%)	8mo	$360,000	$186	49
3028 Irma Ct	0.74mi	2/2.5 (-1)	2,016 (-6%)	5mo	$203,000	$101	47
3332 Princess Stephanie Ct	0.57mi	3/2.5	1,932 (-10%)	13mo	$379,900	$197	47
3721 Monacco Ct	0.66mi	3/2.5	1,868 (-13%)	8mo	$365,000	$195	42
5411 Stoney Meadows Dr	0.51mi	4/3.5 (+1)	1,932 (-10%)	16mo	$389,500	$202	37
3108 Irma Ct	0.74mi	2/2.5 (-1)	1,936 (-10%)	11mo	$315,000	$163	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.98×
• Total profit: $-1,385
• Equity at exit: $31,312

10-year hold

• IRR: 5.4%
• Equity multiple: 1.34×
• Total profit: $19,972
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20746

• Home prices YoY: -15.7%
• Rents YoY: -1.2%
• Active inventory: 96
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $2,806 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$323 /mo · $3,876/yr
• Insurance: −$88
• HOA: −$65
• Vacancy / Maint / Mgmt: −$589
• Net cashflow: $640

Break-even live

Break-even rent $1,996

Max offer price $210,000

Occupancy floor 72%

Sensitivity live

Price	-10% $759	-5% $699	+0% $640	+5% $580	+10% $521
Rent	-10% $418	-5% $529	+0% $640	+5% $751	+10% $861
Rate	-1.0pp $746	-0.5pp $693	base $640	+0.5pp $585	+1.0pp $530

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3102 Romain Ct Suitland, MD	3.0	2.5	1595	$2,500	$1.57	20d	1	0.62mi
5546 Capital Gateway Dr #396 Suitland, MD	3.0	2.5	2154	$3,100	$1.44	26d	1	0.65mi
4400 Telfair Blvd Suitland, MD	1.0–3.0	1.0–2.0	1157	$2,949	$2.55	0d	13	0.74mi
3022 Bellamy Way #5 Suitland, MD	3.0	2.0	2077	$2,500	$1.20	20d	1	0.77mi
2927 Sunset Ln Hillcrest Heights, MD	2.0	1.5	1692	$2,495	$1.47	14d	1	0.89mi
4701 Old Soper Rd Camp Springs, MD	1.0–3.0	1.0–2.0	1300	$3,158	$2.43	1d	17	0.92mi
3616 Community Dr District Heights, MD	4.0	2.5	1600	$2,550	$1.59	14d	1	1.07mi
2831 Toles Park Dr Suitland, MD	4.0	3.0	2078	$3,200	$1.54	22d	1	1.07mi
2818 Arts Vista Blvd Suitland, MD	4.0	4.5	2078	$3,550	$1.71	45d	1	1.07mi
2715 Evansgreen Dr Suitland, MD	4.0	3.5	2064	$3,800	$1.84	45d	1	1.10mi
4702 Towne Park Rd Suitland, MD	4.0	3.5	2581	$3,500	$1.36	14d	1	1.10mi
4100 Leisure Dr Temple Hills, MD	3.0	2.0	1600	$2,750	$1.72	20d	1	1.18mi
3004 Saint Clair Dr Temple Hills, MD	3.0	1.5	1653	$2,000	$1.21	45d	1	1.41mi
6007 Rose Bay Dr District Heights, MD	4.0	2.5	1996	$2,795	$1.40	45d	1	1.43mi
4901 Braymer Ave Suitland, MD	4.0	2.5	1684	$2,899	$1.72	14d	1	1.43mi

HOA detail

• Monthly dues: $65 · $780/yr

Listing history 7 events

1. 2026-06-10
   statusdays on market $210,000 Pending 8 DOM
2. 2026-06-08
   days on market $210,000 Active 7 DOM
3. 2026-06-07
   days on market $210,000 Active 6 DOM
4. 2026-06-04
   days on market $210,000 Active 3 DOM
5. 2026-06-03
   days on market $210,000 Active 2 DOM
6. 2026-06-02
   remarks 489-char remark
7. 2026-06-02
   listed $210,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,876 · $323/mo
• Projected year-2 tax: $3,876 · $323/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,669
• − Mortgage interest: −$11,763
• − Property taxes: −$3,876
• − Insurance: −$1,050
• − Repairs & maintenance: −$2,694
• − Management: −$2,694
• − HOA: −$780
• − Depreciation: −$6,109
• Taxable income: $4,704
• Est. tax owed @ 24.0%: −$1,129
• After-tax cash flow: $6,548/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Suitland

• Score: 69/100
• State rank: #189
• US rank: #8521

Category grades

Amenities D- Commute A+ Cost of living F Crime F Employment B Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Suitland, MD
• County: Prince Georges County · 919,866 people
• City population: 27,494
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 27,156
• Household income: $79,330
• Rent vs Own: 65.0% rent · 35.0% own
• Severe rent burden: 1879.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (85%)
• Race & ethnicity: Black 85% White 5% Hispanic / Latino 5% Two or more races 5%
• Foreign-born: 8% · Canada, United Kingdom, Guatemala
• Languages at home: 90% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.82%
• Current HPI: 284.5911
• Rent YoY: ▼ -1.24%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+200.2% since first listed

16 events — show timeline

• 2026-06-01 Listed $210,000 BRIGHT MLS
• 2008-08-01 Sold (MLS) $196,000 MRIS
• 2008-06-16 Delisted — MRIS
• 2008-04-21 Listed $200,000 MRIS
• 2008-01-02 Delisted — MRIS
• 2007-10-25 Price Changed — MRIS
• 2007-08-22 Listed — MRIS
• 2007-03-27 Delisted — MRIS
• 2007-01-16 Listed — MRIS
• 2001-03-26 Sold (Public Records) $130,000 Public Records
• 2001-01-23 Sold (Public Records) $95,000 Public Records
• 2001-01-17 Sold (MLS) $80,000 MRIS
• 2000-12-05 Delisted — MRIS
• 2000-02-15 Listed $80,000 MRIS
• 1994-12-28 Sold (Public Records) $103,000 Public Records
• 1984-02-07 Sold (Public Records) $69,950 Public Records

Property tax history

+6.5%/yr

Latest (2025): $3,876 · +4.8% YoY. Source: county tax records.