CashFlowRE
Sign in Sign up
5800 Hamner Ave #236
B+ Composite 77.0
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,000

5800 Hamner Ave #236 · Eastvale, CA 91752
2 bd · 2.0 ba · 1,200 sqft · Manufactured public records · 140 Days on market
Built 1972 $108/sqft · 17% below area Est $156k · 17% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A clean, move-in-ready 3-bed, 2-bath mobile home that checks all the boxes. Sharp curb appeal, well-kept exterior, and a bright, inviting interior that feels instantly like home. Spacious bedrooms, a functional layout, and pride of ownership throughout. Located in a desirable Eastvale community with easy access to shopping, dining, and major freeways. Turnkey. Comfortable. Ready for its next owner.

Key facts

  • Built 1972
  • Listed 140 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $129k.

Deal economics

  • At list price, monthly cash flow is $2k ($18k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $129k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 20.5% vs local median 2.9% in Eastvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#464 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sky Country Elementary (428 students, 70% FRL); Mira Loma Middle (math 24% / reading 24%, grade F, #277 of 498 statewide, top 73%, 694 students, 87% FRL); Jurupa Valley High (1,716 students, 82% FRL) — zoned schools average 80% FRL vs 64% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.0%/yr); 65 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($115k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 140 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.38%
Cap rate
20.55%
Cash-on-cash
50.92%
DSCR
3.27
GRM
3.5

CMA / ARV

ARV (median comp)
$156,276
List price
$129,000
Delta
-17.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5800 Hamner #416 0.00mi 3/3.0 (+1) 1,200 (0%) 1mo $115,000 $96 90
5800 Hamner Ave #436 0.00mi 3/2.0 (+1) 1,230 (+2%) 2mo $235,000 $191 90
5800 Hamner Ave #159 0.00mi 3/2.0 (+1) 1,200 (0%) 7mo $180,000 $150 90
5800 Hamner #431 0.00mi 3/2.0 (+1) 1,248 (+4%) 1mo $155,000 $124 88
5800 Hamner #156 0.00mi 3/2.0 (+1) 1,152 (-4%) 3mo $172,500 $150 86
5800 Hamner Ave #288 0.00mi 3/2.0 (+1) 1,152 (-4%) 9mo $127,000 $110 81
5800 Hamner #287 0.00mi 3/2.0 (+1) 1,122 (-6%) 7mo $60,000 $53 78
5800 Hamner Ave #72 0.00mi 3/2.0 (+1) 1,344 (+12%) 3mo $255,000 $190 73
5800 Hamner Ave #568 0.07mi 3/2.0 (+1) 1,344 (+12%) 0mo $247,500 $184 72
5800-#407 Hamner Ave #407 0.00mi 3/2.0 (+1) 1,344 (+12%) 8mo $161,500 $120 68
5800 Hamner #64 0.18mi 3/2.0 (+1) 1,056 (-12%) 6mo $160,000 $152 61
5800 Hamner Ave #301 0.21mi 3/2.0 (+1) 1,049 (-13%) 9mo $130,000 $124 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
48.7%
Equity multiple
3.12×
Total profit
$76,755
Equity at exit
$19,234
10-year hold
IRR
54.3%
Equity multiple
6.34×
Total profit
$192,716
Equity at exit
$11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91752

Rents YoY
3.0%
Active inventory
65
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$3,068 high interval (Pro) →
Mortgage (P&I)
$676
Tax est. 1.5%
$161 /mo · $1,935/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$644
Net cashflow
$1,533

Break-even live

Break-even rent $1,128
Max offer price $129,000
Occupancy floor 45%

Sensitivity live

Price -10% $1,622 -5% $1,577 +0% $1,533 +5% $1,488 +10% $1,443
Rent -10% $1,290 -5% $1,411 +0% $1,533 +5% $1,654 +10% $1,775
Rate -1.0pp $1,598 -0.5pp $1,565 base $1,533 +0.5pp $1,499 +1.0pp $1,465

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,250
Closing costs
$3,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5464 W Homecoming Cir Eastvale, CA 1.0–3.0 1.5–3.0 1359 $3,554 $2.62 0d 22 0.26mi
5954 Catskills Ct Eastvale, CA 2.0 2.5 1378 $3,500 $2.54 23d 1 0.43mi
6302 Ancora Ln Eastvale, CA 2.0 2.5 1211 $2,800 $2.31 45d 1 0.60mi
12402 Constellation St Eastvale, CA 3.0 3.0 1499 $3,300 $2.20 45d 1 0.62mi
6386 Pegasus Ct Eastvale, CA 3.0 4.0 1500 $3,100 $2.07 26d 1 0.69mi
4536 S Afton Privado Ontario, CA 2.0 2.0 1416 $3,500 $2.47 0d 1 0.80mi
11958 Sunstone Ct Unit 2-5 Jurupa Valley, CA 1.0 1.0 866 $1,499 $1.73 45d 1 0.88mi
11958 Sunstone Ct Unit 2-M Jurupa Valley, CA 1.0 1.0 899 $1,699 $1.89 45d 1 0.88mi
4130 E Malagon Privado #88 Ontario, CA 3.0 2.5 1389 $3,150 $2.27 26d 1 0.91mi
4110 E Coronado Privado Ontario, CA 2.0 2.0 1193 $3,300 $2.77 23d 1 1.06mi
6770 Pats Ranch Rd Jurupa Valley, CA 1.0–3.0 1.0–2.0 1045 $2,760 $2.64 0d 16 1.14mi
4255 E Carmel Privado Ontario, CA 3.0 2.5 1450 $3,200 $2.21 26d 1 1.17mi
4231 S Hollyhock Paseo #76 Ontario, CA 3.0 2.5 1428 $3,000 $2.10 26d 1 1.22mi
4231 E Sage Paseo Unit 97 Ontario, CA 3.0 2.5 1428 $3,150 $2.21 26d 1 1.25mi

Listing history 18 events

  1. 2026-06-18
    days on market $129,000 Active 140 DOM
  2. 2026-06-17
    days on market $129,000 Active 139 DOM
  3. 2026-06-16
    days on market $129,000 Active 138 DOM
  4. 2026-06-15
    days on market $129,000 Active 137 DOM
  5. 2026-06-13
    days on market $129,000 Active 135 DOM
  6. 2026-06-13
    days on market $129,000 Active 134 DOM
  7. 2026-06-09
    days on market $129,000 Active 131 DOM
  8. 2026-06-08
    days on market $129,000 Active 130 DOM
  9. 2026-06-07
    days on market $129,000 Active 129 DOM
  10. 2026-06-04
    days on market $129,000 Active 126 DOM
  11. 2026-06-03
    days on market $129,000 Active 125 DOM
  12. 2026-06-02
    days on market $129,000 Active 124 DOM
  13. 2026-06-01
    days on market $129,000 Active 123 DOM
  14. 2026-05-31
    days on market $129,000 Active 122 DOM
  15. 2026-04-10
    status Active 401-char remark
    Show marketing remark (401 chars)

    A clean, move-in-ready 3-bed, 2-bath mobile home that checks all the boxes. Sharp curb appeal, well-kept exterior, and a bright, inviting interior that feels instantly like home. Spacious bedrooms, a functional layout, and pride of ownership throughout. Located in a desirable Eastvale community with easy access to shopping, dining, and major freeways. Turnkey. Comfortable. Ready for its next owner.

  16. 2026-01-16
    listed $129,000 Active 401-char remark
    Show marketing remark (401 chars)

    A clean, move-in-ready 3-bed, 2-bath mobile home that checks all the boxes. Sharp curb appeal, well-kept exterior, and a bright, inviting interior that feels instantly like home. Spacious bedrooms, a functional layout, and pride of ownership throughout. Located in a desirable Eastvale community with easy access to shopping, dining, and major freeways. Turnkey. Comfortable. Ready for its next owner.

  17. 2006-04-06
    historical
  18. 2006-02-02
    listed $31,910

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 3 d/yr ≥102°F today · 7 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 23 unhealthy d/yr today · 26 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,822
− Mortgage interest
−$7,226
− Property taxes
−$1,935
− Insurance
−$645
− Repairs & maintenance
−$2,946
− Management
−$2,946
− Depreciation
−$3,753
Taxable income
$17,371
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,169
After-tax cash flow
$14,222/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA

Livability — Eastvale

Score
63/100
State rank
#464
US rank
#15853

Category grades

Amenities F Commute F Cost of living F Crime A- Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eastvale, CA
County
Riverside County · 2,287,001 people
City population
75,043
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
37,983
Household income
$115,177
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
1280.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 61% White 20% Two or more races 16% Asian 10% Black 7% Native American 1%
Hispanic origin (detail)
Mexican 54% Puerto Rican 1%
Common ancestry
Italian 1% Lithuanian 1% Iranian 1%
Foreign-born
26% · Canada, China, South Korea
Languages at home
47% English-only · Spanish 45% Tagalog/Filipino 2% Other Indo-European 2%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -560.99%
Current HPI
426.3636
Rent YoY
▲ 3.00%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+304.3% since first listed
4 events — show timeline
  • 2026-04-10 Relisted CRMLS
  • 2026-01-16 Listed $129,000 CRMLS
  • 2006-04-06 Listing Removed CRMLS
  • 2006-02-02 Listed $31,910 CRMLS

Property tax history

-3.1%/yr

Latest (2025): $79 · +7.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…