COVENTRY Plan · Joliet, IL 60586

$465,990

4 bd · 2.5 ba · 2,836 sqft · SingleFamily · 674 Days on market

Excellent condition

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.2/30.0
• ARV discount +7.5/15.0
• Condition / age +4.8/5.0
• Livability +3.9/5.0
• Rent growth +3.6/5.0
• Schools +2.9/10.0
• 1% rule +2.5/10.0
• DSCR +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

Key facts

• 2 garage spots
• Listed 673 days

🏗️ New construction. The $465,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $502,032.

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $466k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-476 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $433k (7.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $379k (18.7% below list).
• Recommended offer: $379k (18.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 78/100 on livability (#153 in IL, #2,772 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living A; Watch: amenities C-, health & safety C-, schools F.
• Plainfield SD 202 (suburban): math 25% / reading 32% proficiency, ranked #213 of 620 in IL (top 34%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; only 17% free/reduced lunch — higher-income household profile.
• Market conditions: Rents rising fast (+4.3%/yr); 115 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 2,028 units permitted in Will County in 2024 (530 in 5+ unit buildings).
• This rent runs 35% of the median local income ($132k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Will County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 674 days — a 12% lower offer ($410k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago; this cycle's ask is 7% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $378,879 (18.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 674 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.15%
• Cash-on-cash: -4.07%
• DSCR: 0.82
• GRM: 11.0

CMA / ARV

• ARV (median comp): $502,032
• List price: $465,990
• Delta: -7.18%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2042 Legacy Pointe Blvd	0.01mi	4/2.5	2,836 (0%)	3mo	$527,500	$186	97
2219 Daly Ln	0.07mi	5/3.5 (+1)	2,836 (0%)	1mo	$525,000	$185	87
1808 Legacy Pointe Blvd	0.47mi	4/2.5	2,836 (0%)	2mo	$509,990	$180	76
1818 Legacy Pointe Blvd	0.47mi	4/2.5	2,836 (0%)	6mo	$533,990	$188	73
6907 Manchester Dr	0.17mi	4/2.0	2,506 (-12%)	1mo	$365,000	$146	70
6610 Leupold Ln	0.25mi	4/3.0	2,528 (-11%)	6mo	$370,000	$146	63
1617 Stanton Ln	0.74mi	4/2.5	2,937 (+4%)	1mo	$435,000	$148	59
1807 Overland Dr	0.54mi	4/2.5	2,600 (-8%)	3mo	$478,990	$184	59
1808 Castle Ridge Dr	0.64mi	4/3.5	2,944 (+4%)	2mo	$449,900	$153	58
2302 Covington Ct	0.70mi	4/2.5	2,627 (-7%)	2mo	$465,000	$177	53
2814 Stonebridge Dr	0.72mi	4/3.5	2,500 (-12%)	0mo	$430,000	$172	42
2015 Brunswick Dr	0.60mi	4/3.5	3,261 (+15%)	5mo	$415,000	$127	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold

• IRR: -21.7%
• Equity multiple: 0.24×
• Total profit: $-106,648
• Equity at exit: $74,855

10-year hold

• IRR: -12.7%
• Equity multiple: 0.21×
• Total profit: $-110,713
• Equity at exit: $43,407

Cash invested: $140,569 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60586

• Home prices YoY: -33.7%
• Rents YoY: 4.3%
• Active inventory: 115
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $3,789 high
• Mortgage (P&I): −$2,633
• Tax est. 1.5%: −$628 /mo · $7,530/yr
• Insurance: −$209
• HOA: −$0
• Vacancy / Maint / Mgmt: −$796
• Net cashflow: $-476

Break-even live

Break-even rent $4,392

Max offer price $433,113

Occupancy floor —

Sensitivity live

Price	-10% $-129	-5% $-303	+0% $-476	+5% $-650	+10% $-823
Rent	-10% $-776	-5% $-626	+0% $-476	+5% $-327	+10% $-177
Rate	-1.0pp $-223	-0.5pp $-349	base $-476	+0.5pp $-606	+1.0pp $-739

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $125,508
• Closing costs: $15,061
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2042 Legacy Pointe Blvd Plainfield, IL	4.0	2.5	2900	$3,700	$1.28	45d	1	0.01mi
6802 Daly Ln Plainfield, IL	4.0	2.5	2356	$3,400	$1.44	19d	1	0.36mi
2513 Ruth Fitzgerald Dr Plainfield, IL	4.0	2.0	2394	$3,129	$1.31	4d	1	0.49mi
1812 Cumberland Dr Plainfield, IL	4.0	2.0	2506	$3,699	$1.48	0d	1	0.63mi
2416 Boxwood Ln Plainfield, IL	3.0	3.5	2359	$3,000	$1.27	0d	1	0.97mi
2005 Alpine Way Plainfield, IL	3.0	2.5	2359	$3,299	$1.40	4d	1	1.15mi
2002 Alpine Way Plainfield, IL	3.0	2.5	2359	$2,600	$1.10	22d	1	1.17mi

Listing history 30 events

1. 2026-06-21
   days on market $465,990 Active 674 DOM
2. 2026-06-18
   days on market $465,990 Active 671 DOM
3. 2026-06-17
   days on market $465,990 Active 670 DOM
4. 2026-06-16
   days on market $465,990 Active 669 DOM
5. 2026-06-15
   days on market $465,990 Active 668 DOM
6. 2026-06-13
   days on market $465,990 Active 666 DOM
7. 2026-06-13
   days on market $465,990 Active 665 DOM
8. 2026-06-09
   days on market $465,990 Active 662 DOM
9. 2026-06-08
   days on market $465,990 Active 661 DOM
10. 2026-06-07
    days on market $465,990 Active 660 DOM
11. 2026-06-04
    days on market $465,990 Active 657 DOM
12. 2026-06-03
    days on market $465,990 Active 656 DOM
13. 2026-06-02
    days on market $465,990 Active 655 DOM
14. 2026-06-01
    days on market $465,990 Active 654 DOM
15. 2026-05-31
    days on market $465,990 Active 653 DOM
16. 2026-03-22
    price $465,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

17. 2026-03-05
    price $464,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

18. 2026-02-27
    price $463,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

19. 2025-04-08
    price $468,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

20. 2025-04-03
    price $467,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

21. 2025-02-25
    price $464,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

22. 2025-02-11
    price $462,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

23. 2025-01-28
    price $460,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

24. 2025-01-15
    price $458,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

25. 2024-12-31
    price $456,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

26. 2024-11-21
    status Active 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

27. 2024-11-21
    price $454,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

28. 2024-02-06
    historical 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

29. 2024-01-03
    price $437,990 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

30. 2023-11-01
    listed $433,990 Active 1071-char remark

    Show marketing remark (1071 chars)

    Introducing the Coventry floor plan featured at Ashford Place in Plainfield, IL. This two-story, open concept home provides modern functionality with 4 large bedrooms, 2.5 baths, a bonus loft space for an added second floor living area, and a basement. The Coventry plan features a staircase situated away from the foyer for convenience and privacy, as well as a wonderful flex available with optional doors for added privacy. The kitchen is well appointed with beautiful cabinetry, a large butler's pantry, quartz countertops, stainless steel appliances, and a built-in island with wonderful seating space. Four bedrooms upstairs include a deluxe primary bedroom with walk-in closet and en suite bathroom with dual sink vanity and private water closet. Laundry won't be a chore with its dedicated space conveniently located near all bedrooms. Three additional bedrooms and a full secondary bathroom, and the loft space complete the upper level. Find your dream home at Ashford Place community. * Photos are for representational purposes only, finishes may vary per home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $45,465
• − Mortgage interest: −$28,122
• − Property taxes: −$7,530
• − Insurance: −$2,510
• − Repairs & maintenance: −$3,637
• − Management: −$3,637
• − Depreciation: −$14,605
• Taxable loss: −$14,576
• Est. tax savings @ 24.0%: +$3,498
• After-tax cash flow: $-2,217/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This two-story home is in excellent condition with modern amenities and a well-maintained exterior. It's move-in ready and would benefit from minor updates to increase its resale and rental value.

Value-add opportunities

• Both Paint exterior — Fresh paint enhances curb appeal and value
• Resale Replace countertops — Quartz countertops are durable and add value
• Both Install smart home devices — Enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior — Fresh paint enhances curb appeal and value ↑
• Resale Replace countertops — Quartz countertops are durable and add value ↑
• Both Install smart home devices — Enhances convenience and marketability ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Plainfield SD 202
• NCES district ID: 1731740
• Math proficiency: 25% ▼ -16.00%
• Reading proficiency: 32% ▼ -14.00%
• Median HH income: $90,706
• Composite: 28.83/100
• National rank: #6653
• State rank: #213 of 620 in IL

Livability — Joliet

• Score: 78/100
• State rank: #153
• US rank: #2772

Category grades

Amenities C- Commute A+ Cost of living A Crime C Employment B+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Joliet, IL
• County: Will County · 412,448 people
• City population: 68,632
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 47,834
• Household income: $131,637
• Rent vs Own: 8.5% rent · 91.5% own
• Severe rent burden: 178.0

Population outlook (Will County) Hauer SSP2

• Today (2025): 705,368 people
• By 2030: 708,154 · +0.4%
• By 2040: 702,692 · -0.4%
• By 2050: 680,249 · -3.6%
• By 2075: 611,990 · -13.2%
• By 2100: 516,215 · -26.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 61% Hispanic / Latino 22% Two or more races 12% Black 11% Asian 4%
• Hispanic origin (detail): Mexican 17% Puerto Rican 2%
• Common ancestry: Romanian 11% Italian 2% Iranian 1%
• Foreign-born: 11% · Canada, China
• Languages at home: 81% English-only · Spanish 12% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Will

• 2024 margin: Toss-up / Even · D 50.1% · R 48.5% · Other 1.4%
• 2008→2024 swing: -11.6pp toward R · 2008: 13.2pp · 2024: 1.6pp
• All cycles: 2024: D+1.6 2020: D+8.3 2016: D+5.7 2012: D+3.7 2008: D+13.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.85%
• Current HPI: 208.2858
• Rent YoY: ▲ 4.29%
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+7.4% since first listed

15 events — show timeline

• 2026-03-22 Price Changed $465,990 Zillow
• 2026-03-05 Price Changed $464,990 Zillow
• 2026-02-27 Price Changed $463,990 Zillow
• 2025-04-08 Price Changed $468,990 Zillow
• 2025-04-03 Price Changed $467,990 Zillow
• 2025-02-25 Price Changed $464,990 Zillow
• 2025-02-11 Price Changed $462,990 Zillow
• 2025-01-28 Price Changed $460,990 Zillow
• 2025-01-15 Price Changed $458,990 Zillow
• 2024-12-31 Price Changed $456,990 Zillow
• 2024-11-21 Price Changed $454,990 Zillow
• 2024-11-21 Relisted — Zillow
• 2024-02-06 Delisted — Zillow
• 2024-01-03 Price Changed $437,990 Zillow
• 2023-11-01 Listed $433,990 Zillow