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236 Hill St
D Composite 43.66
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +3.3/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$1

236 Hill St · Sonora, CA 95370
3 bd · 2.0 ba · 1,494 sqft · SingleFamily public records · 33 Days on market
Built 1961 9,583 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Easy living in this charming one level 3 bed 2 bath ranch home close to downtown Sonora. Updated finishes and new carpets in the bedrooms. Views of the mountains from the front & back decks. An attached 2 car garage and a private backyard round out this home package. Easy living & affordable! Clear pest report

Key facts

  • 9,583 sq ft lot
  • 2 garage spots
  • Built 1961

Property features AI

Finance

  • Other: Zoned R-1

Exterior

  • Parking: Detached garage; Covered parking for 2 vehicles; 2 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Residential property
  • Construction: Built in 1961; Wood construction; Shingle roof; Building area approximately 1,494 square feet
  • Exterior features: Front porch; Back yard; Lot includes level and sloped areas

Interior

  • Kitchen: No specific kitchen features listed
  • Bedrooms: Various bedroom counts noted at street level (1, 2 and 3 bedrooms listed)
  • Flooring: Laminate flooring
  • Bathrooms: Two full bathrooms
  • Interior features: Storage space; One freestanding fireplace
  • Laundry & utility: Washer/dryer hookups only

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $2k ($21k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $1).
  • Cap rate 2080858.0% vs local median 3.1% in Sonora — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#762 in CA) — a working-class tenant base; expect higher turnover. Strengths: health & safety A-; Watch: schools C-, employment C-, crime F.
  • Sonora Elementary (town): math 30% / reading 49% proficiency, ranked #244 of 517 in CA (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 301 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 60 units permitted in Tuolumne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
  • Tuolumne County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
219500.00%
Cap rate
2080858.00%
Cash-on-cash
7431613.24%
DSCR
330665.97
GRM
0.0

CMA / ARV

ARV (on-the-fly)
$358,560
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
284 Gerrymander Ave 0.04mi 3/2.0 1,313 (-12%) 3mo $290,000 $221 76
165 Bradford St 0.43mi 3/2.0 1,598 (+7%) 1mo $345,000 $216 68
719 Barretta St 0.55mi 4/2.0 (+1) 1,600 (+7%) 5mo $299,000 $187 53
253 Arbona Cir S 0.73mi 3/2.0 1,452 (-3%) 13mo $349,000 $240 51
1140 S Washington St 0.65mi 3/2.0 1,349 (-10%) 4mo $340,000 $252 50
100 Livingston St 0.45mi 4/2.0 (+1) 1,602 (+7%) 15mo $435,390 $272 50
251 Woodside Dr 0.39mi 3/2.0 1,288 (-14%) 14mo $372,000 $289 47
327 Calaveras Way 0.70mi 3/2.0 1,336 (-11%) 4mo $235,000 $176 46
91 Bradford 0.48mi 3/2.0 1,300 (-13%) 18mo $285,000 $219 41
144 Norlin E & D 0.64mi 2/2.0 (-1) 1,656 (+11%) 8mo $390,000 $236 40
55 Tuolumne St 0.61mi 2/2.0 (-1) 1,294 (-13%) 6mo $325,000 $251 39
526 Alpine 0.74mi 3/2.0 1,711 (+14%) 18mo $472,500 $276 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
394554.86×
Total profit
$110,475
Equity at exit
$0
10-year hold
IRR
Equity multiple
851951.67×
Total profit
$238,546
Equity at exit
$0

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95370

Active inventory
301

Monthly cashflow live

Estimated rent
$2,195 medium interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$461
Net cashflow
$1,734

Break-even live

Break-even rent
Max offer price $1
Occupancy floor 16%

Sensitivity live

Price -10% $1,734 -5% $1,734 +0% $1,734 +5% $1,734 +10% $1,734
Rent -10% $1,561 -5% $1,647 +0% $1,734 +5% $1,821 +10% $1,907
Rate -1.0pp $1,734 -0.5pp $1,734 base $1,734 +0.5pp $1,734 +1.0pp $1,734

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
951 Shaws Flat Rd Unit B Sonora, CA 3.0 1.0 951 $2,195 $2.31 15d 1 1.36mi

Listing history 30 events

  1. 2026-06-21
    days on market $1 Active 33 DOM
  2. 2026-06-19
    days on market $1 Active 31 DOM
  3. 2026-06-18
    days on market $1 Active 30 DOM
  4. 2026-06-17
    days on market $1 Active 29 DOM
  5. 2026-06-16
    days on market $1 Active 28 DOM
  6. 2026-06-15
    days on market $1 Active 27 DOM
  7. 2026-06-14
    days on market $1 Active 25 DOM
  8. 2026-06-12
    days on market $1 Active 24 DOM
  9. 2026-06-10
    days on market $1 Active 22 DOM
  10. 2026-06-09
    days on market $1 Active 21 DOM
  11. 2026-06-08
    days on market $1 Active 20 DOM
  12. 2026-06-07
    days on market $1 Active 19 DOM
  13. 2026-06-05
    days on market $1 Active 16 DOM
  14. 2026-06-03
    days on market $1 Active 15 DOM
  15. 2026-06-02
    days on market $1 Active 14 DOM
  16. 2026-06-01
    days on market $1 Active 13 DOM
  17. 2026-05-31
    days on market $1 Active 12 DOM
  18. 2026-05-30
    days on market $1 Active 11 DOM
  19. 2026-05-19
    listed $1 Active
  20. 2018-12-14
    soldstatus $250,000 319-char remark
    Show marketing remark (319 chars)

    Easy living in this charming one level 3 bed 2 bath ranch home close to downtown Sonora. Updated finishes and new carpets in the bedrooms. Views of the mountains from the front & back decks. An attached 2 car garage and a private backyard round out this home package. Easy living & affordable! Clear pest report

  21. 2018-06-30
    listed $260,000 319-char remark
    Show marketing remark (319 chars)

    Easy living in this charming one level 3 bed 2 bath ranch home close to downtown Sonora. Updated finishes and new carpets in the bedrooms. Views of the mountains from the front & back decks. An attached 2 car garage and a private backyard round out this home package. Easy living & affordable! Clear pest report

  22. 2018-02-14
    soldstatus $60,000 113-char remark
    Show marketing remark (113 chars)

    Located in the City of Sonora, above the Fairground, this home has been updated and has a charming and cozy feel.

  23. 2018-02-14
    soldstatus $60,000
    Show marketing remark (113 chars)

    Located in the City of Sonora, above the Fairground, this home has been updated and has a charming and cozy feel.

  24. 2017-08-30
    listed $169,000 113-char remark
    Show marketing remark (113 chars)

    Located in the City of Sonora, above the Fairground, this home has been updated and has a charming and cozy feel.

  25. 2015-06-25
    soldstatus $197,000
  26. 2015-04-21
    listed $192,500
  27. 2012-08-03
    soldstatus $225,000
  28. 2012-03-21
    soldstatus $88,000
  29. 2005-05-27
    soldstatus $316,000
  30. 2003-09-25
    soldstatus $190,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 28 unhealthy d/yr today · 33 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,340
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$2,107
− Management
−$2,107
− Depreciation
−$0
Taxable income
$22,125
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,310
After-tax cash flow
$15,498/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sonora Elementary
NCES district ID
0637230
Math proficiency
30% ▼ -15.00%
Reading proficiency
49% ▼ -6.00%
Median HH income
$40,134
Composite
33.06/100
National rank
#5570
State rank
#244 of 517 in CA

Livability — Sonora

Score
57/100
State rank
#762
US rank
#22153

Category grades

Amenities D- Commute F Cost of living F Crime F Employment C- Housing B- Health & safety A- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sonora, CA
Population (ZIP)
28,373

Population outlook (Tuolumne County) Hauer SSP2

Today (2025)
50,349 people
By 2030
48,708 · -3.3%
By 2040
45,284 · -10.1%
By 2050
42,575 · -15.4%
By 2075
36,827 · -26.9%
By 2100
30,369 · -39.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 11% Two or more races 9% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 1%
Common ancestry
Italian 5% Russian 4% Slovak 3%
Foreign-born
5% · Canada
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Tuolumne

2024 margin
Strong R (+21.9) · D 37.9% · R 59.7% · Other 2.4%
2008→2024 swing
-9.2pp toward R · 2008: -12.7pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.8 2016: R+20.9 2012: R+15.9 2008: R+12.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -322.67%
Current HPI
130.9637
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+31.6% since first listed
12 events — show timeline
  • 2026-05-19 Listed $1 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2018-12-14 Sold (MLS) $250,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2018-06-30 Listed $260,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2018-02-14 Sold (Public Records) $60,000 Public Records
  • 2018-02-14 Sold (MLS) $60,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2017-08-30 Listed $169,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2015-06-25 Sold (MLS) $197,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2015-04-21 Listed $192,500 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2012-08-03 Sold (Public Records) $225,000 Public Records
  • 2012-03-21 Sold (Public Records) $88,000 Public Records
  • 2005-05-27 Sold (Public Records) $316,000 Public Records
  • 2003-09-25 Sold (Public Records) $190,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $2,894 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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