924 Laux Ln · Pea Ridge, AR 72751

$364,900

4 bd · 2.0 ba · 1,868 sqft · SingleFamily public records · 71 Days on market

Built 2021 9,583 sqft lot $195/sqft · 7% below area Est $394k · 7% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.8/15.0
• Appreciation +8.7/10.0
• Cash flow +5.9/30.0
• Schools +3.7/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.4/10.0
• DSCR +0.3/10.0

Listing remarks MLS

Welcome to 924 Laux Lane—a beautifully maintained 4-bedroom, 2-bath home in the desirable Hazelton Heights neighborhood in Pea Ridge. Built in 2021, this home offers a bright, open-concept layout with a spacious living area, modern finishes, and a kitchen designed for both everyday living and entertaining. The split floor plan provides a private primary suite, while the additional bedrooms offer flexibility for guests, a home office, or growing needs. Natural light throughout the home and clean, well-kept interiors make it truly move-in ready. Situated on a large corner lot, the backyard offers plenty of space to relax, play, or host gatherings. Located directly behind Pea Ridge High School and just minutes from local shopping and dining, you’ll enjoy small-town living with quick access to Bentonville.

Key facts

• Large corner lot
• Backyard space
• Open-concept layout

Tags

• OPEN-CONCEPT LAYOUT
• PRIVATE PRIMARY SUITE
• LARGE CORNER LOT
• BACKYARD SPACE

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $365k.

Deal economics

• At list price, monthly cash flow is $-710 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $239k (34.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (45.9% below list).
• Recommended offer: $197k (45.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#98 in AR) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A-; Watch: amenities F, commute F.
• Pea Ridge School District (suburban): math 43% / reading 42% proficiency, ranked #43 of 238 in AR (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 423 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

• In year one you build about $30k of equity ($3k loan paydown + $27k appreciation (7.5% local appreciation)).
• Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$48k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($343k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $300k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $197,260 (45.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 46% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.54% ✗
• Cap rate: 3.96%
• Cash-on-cash: -8.34%
• DSCR: 0.63
• GRM: 15.4

CMA / ARV

• ARV (median comp): $394,055
• List price: $364,900
• Delta: -7.40%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1601 Tracey Rd	0.04mi	4/2.0	1,915 (+2%)	9mo	$429,900	$224	87
1101 Tracey Ln	0.15mi	4/2.0	1,934 (+4%)	5mo	$359,000	$186	83
1001 Kimball Ln	0.15mi	4/2.0	1,922 (+3%)	8mo	$359,900	$187	81
737 Lewis St	0.18mi	3/2.0 (-1)	1,760 (-6%)	9mo	$344,984	$196	70
624 Lewis St	0.25mi	3/2.0 (-1)	1,950 (+4%)	8mo	$389,960	$200	69
1804 Gaines	0.56mi	4/2.0	1,920 (+3%)	8mo	$469,900	$245	63
1933 & 1911 Hazelton Rd	0.19mi	3/1.5 (-1)	1,638 (-12%)	3mo	$511,000	$312	61
205 Ross Salvage Rd	0.71mi	4/2.0	1,717 (-8%)	1mo	$350,000	$204	53
2000 Dobbs St	0.74mi	4/2.0	1,736 (-7%)	7mo	$345,000	$199	48
2406 Graham Ln	0.68mi	3/2.0 (-1)	1,678 (-10%)	5mo	$353,000	$210	42
14422 Itll Do Rd	0.59mi	3/2.0 (-1)	1,680 (-10%)	11mo	$550,000	$327	42
210 Adams St	0.72mi	3/2.0 (-1)	1,683 (-10%)	10mo	$365,000	$217	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.48% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.4%
• Equity multiple: 1.91×
• Total profit: $92,849
• Equity at exit: $264,340

10-year hold

• IRR: 12.9%
• Equity multiple: 3.96×
• Total profit: $302,709
• Equity at exit: $512,878

Cash invested: $102,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72751

• Home prices YoY: 2.2%
• Active inventory: 423
• Price-to-rent: 15.4×

Monthly cashflow live

• Estimated rent: $1,973 high
• Mortgage (P&I): −$1,914
• Tax from tax record: −$203 /mo · $2,435/yr
• Insurance: −$152
• HOA: −$0
• Vacancy / Maint / Mgmt: −$414
• Net cashflow: $-710

Break-even live

Break-even rent $2,872

Max offer price $239,445

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,225
• Closing costs: $10,947
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
938 Seaborn Way Pea Ridge, AR	3.0	2.5	1750	$1,650	$0.94	24d	1	0.09mi
938 Seaborn Way Pea Ridge, AR	3.0	2.5	1750	$1,650	$0.94	44d	1	0.09mi
1036 Tracey Ln Pea Ridge, AR	4.0	2.0	1911	$2,075	$1.09	24d	1	0.09mi
940 Seaborn Way Pea Ridge, AR	3.0	2.5	1750	$1,650	$0.94	44d	1	0.09mi
942 Seaborn Way Pea Ridge, AR	3.0	2.5	1750	$1,650	$0.94	44d	1	0.10mi
1002 Seaborn Way Pea Ridge, AR	3.0	2.0	1750	$1,650	$0.94	44d	1	0.12mi
1006 Seaborn Way Pea Ridge, AR	3.0	2.5	1750	$1,650	$0.94	44d	1	0.13mi
1812 Seay Cir Pea Ridge, AR	4.0	2.5	1854	$1,900	$1.02	44d	1	0.17mi
801 Lewis St Pea Ridge, AR	3.0	2.0	1744	$2,000	$1.15	13d	1	0.21mi
536 Lewis St Pea Ridge, AR	3.0	2.0	1649	$1,995	$1.21	21d	1	0.32mi
1393 Hutchinson St Pea Ridge, AR	3.0	2.0	1580	$1,675	$1.06	44d	1	0.35mi
1711 Cuppett Cir Pea Ridge, AR	3.0	2.5	1604	$1,750	$1.09	24d	1	0.71mi
1713 Cuppett Cir Pea Ridge, AR	3.0	2.5	1503	$1,650	$1.10	24d	1	0.71mi
112 Alder St Pea Ridge, AR	3.0	2.0	1350	$1,625	$1.20	44d	1	0.73mi
2415 England Ln Pea Ridge, AR	3.0	2.0	1678	$2,600	$1.55	14d	1	0.78mi
1400 Hickery St Pea Ridge, AR	3.0	2.0	1400	$1,700	$1.21	21d	1	0.80mi
805 Carlock Dr Pea Ridge, AR	4.0	2.5	2410	$2,550	$1.06	14d	1	0.80mi
581 W Pickens Rd Pea Ridge, AR	3.0	2.5	1500	$1,600	$1.07	44d	1	0.82mi
575 W Pickens Rd Pea Ridge, AR	3.0	2.5	1500	$1,600	$1.07	44d	1	0.82mi
2301 Langford St Pea Ridge, AR	3.0	2.0	1637	$1,800	$1.10	21d	1	0.83mi
547 W Pickens Rd Pea Ridge, AR	3.0	2.5	1500	$1,600	$1.07	14d	1	0.84mi
308 Alder St Pea Ridge, AR	3.0	2.0	1425	$1,625	$1.14	24d	1	0.84mi
308 Alder St Pea Ridge, AR	3.0	2.0	1425	$1,625	$1.14	44d	1	0.84mi
1910 Hahn St Pea Ridge, AR	3.0	2.0	1555	$1,900	$1.22	44d	1	0.85mi
533 W Pickens Rd Pea Ridge, AR	3.0	2.5	1500	$1,600	$1.07	14d	1	0.85mi
521 W Pickens Rd Pea Ridge, AR	3.0	2.5	1500	$1,600	$1.07	14d	1	0.86mi
585 Lynn Dr Pea Ridge, AR	3.0	2.0	1804	$1,650	$0.91	44d	1	0.88mi
305 Meadows Ct Pea Ridge, AR	4.0	2.0	2451	$2,400	$0.98	14d	1	1.42mi
2720 Gorman St Pea Ridge, AR	3.0	2.0	1480	$1,695	$1.15	14d	1	1.43mi
2813 Reynolds St Pea Ridge, AR	3.0	2.0	1422	$1,795	$1.26	14d	1	1.49mi

Listing history 22 events

1. 2026-06-18
   price $364,900 Active 71 DOM
2. 2026-06-18
   days on market $369,900 Active 71 DOM
3. 2026-06-17
   days on market $369,900 Active 70 DOM
4. 2026-06-16
   days on market $369,900 Active 69 DOM
5. 2026-06-15
   days on market $369,900 Active 68 DOM
6. 2026-06-14
   days on market $369,900 Active 66 DOM
7. 2026-06-13
   days on market $369,900 Active 65 DOM
8. 2026-06-10
   days on market $369,900 Active 63 DOM
9. 2026-06-09
   days on market $369,900 Active 62 DOM
10. 2026-06-08
    days on market $369,900 Active 61 DOM
11. 2026-06-07
    days on market $369,900 Active 60 DOM
12. 2026-06-03
    days on market $369,900 Active 56 DOM
13. 2026-06-02
    days on market $369,900 Active 55 DOM
14. 2026-06-01
    days on market $369,900 Active 54 DOM
15. 2026-05-31
    days on market $369,900 Active 53 DOM
16. 2026-05-31
    days on market $369,900 Active 52 DOM
17. 2026-04-06
    listed $369,900 Active 825-char remark

    Show marketing remark (825 chars)

    Welcome to 924 Laux Lane—a beautifully maintained 4-bedroom, 2-bath home in the desirable Hazelton Heights neighborhood in Pea Ridge. Built in 2021, this home offers a bright, open-concept layout with a spacious living area, modern finishes, and a kitchen designed for both everyday living and entertaining. The split floor plan provides a private primary suite, while the additional bedrooms offer flexibility for guests, a home office, or growing needs. Natural light throughout the home and clean, well-kept interiors make it truly move-in ready. Situated on a large corner lot, the backyard offers plenty of space to relax, play, or host gatherings. Located directly behind Pea Ridge High School and just minutes from local shopping and dining, you’ll enjoy small-town living with quick access to Bentonville.

18. 2025-09-10
    price $375,000
19. 2021-11-22
    soldstatus $299,900
20. 2021-11-19
    soldstatus $299,900 Closed
21. 2021-09-23
    historical
22. 2021-08-13
    listed $299,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $2,435 · $203/mo
• Projected year-2 tax: $2,435 · $203/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 4/10 Moderate 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,671
• − Mortgage interest: −$20,440
• − Property taxes: −$2,435
• − Insurance: −$1,824
• − Repairs & maintenance: −$1,894
• − Management: −$1,894
• − Depreciation: −$10,615
• Taxable loss: −$15,431
• Est. tax savings @ 24.0%: +$3,703
• After-tax cash flow: $-4,819/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pea Ridge School District
• NCES district ID: 0503030
• Math proficiency: 43% ▼ -3.00%
• Reading proficiency: 42% ▼ -8.00%
• Median HH income: $53,156
• Composite: 36.88/100
• National rank: #4546
• State rank: #43 of 238 in AR

Livability — Pea Ridge

• Score: 67/100
• State rank: #98
• US rank: #10429

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment A+ Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pea Ridge, AR
• County: Benton County · 259,241 people
• City population: 9,997
• Metro: Fayetteville-Springdale-Rogers, AR
• Population (ZIP): 9,997
• Household income: $95,299
• Rent vs Own: 18.1% rent · 81.9% own
• Severe rent burden: 83.0

Population outlook (Benton County) Hauer SSP2

• Today (2025): 318,683 people
• By 2030: 353,481 · +10.9%
• By 2040: 425,280 · +33.4%
• By 2050: 497,239 · +56.0%
• By 2075: 662,114 · +107.8%
• By 2100: 776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Two or more races 17% Hispanic / Latino 7% Black 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 4% Scottish 2% Lithuanian 2%
• Foreign-born: 7% · Canada, Vietnam
• Languages at home: 97% English-only · Spanish 2% Vietnamese 1%

Political lean MEDSL · Benton

• 2024 margin: Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
• 2008→2024 swing: +9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
• All cycles: 2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 7.48%
• Current HPI: 352.7133
• Rent YoY: —
• Metro: Fayetteville-Springdale-Rogers, AR
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+23.3% since first listed

6 events — show timeline

• 2026-04-06 Listed $369,900 NWARMLS
• 2025-09-10 Price Changed $375,000 NWARMLS
• 2021-11-22 Sold (Public Records) $299,900 Public Records
• 2021-11-19 Sold (MLS) $299,900 NWARMLS
• 2021-09-23 Delisted — NWARMLS
• 2021-08-13 Listed $299,900 NWARMLS

Property tax history

+57.1%/yr

Latest (2025): $2,435 · +3.4% YoY. Source: county tax records.